Loading...
HomeMy WebLinkAboutInsurance Certificate: Life International Co Client#: 124414 LILEINTE ACORD. CERTIFICATE OF LIABILITY INSURANCE DATE(MWDDIYYYl) 3/30/2012 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER.THIS- CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND,EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW.THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S),AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT:If the certificate holder is an ADDITIONAL INSURED,the policy(ies)must be endorsed.If SUBROGATION,IS WAIVED,subject to the terms and condibons of the policy,ce `o- III Vile �11Q jsement.A statement on this,/edificate does not confer rights to the certifrate holdeiln lieu of.such endors e I C{"� — -- — _. .___—. + CONTAC - U. PRODUCER NAME. Jennifer Healy �, Propel Insurance x : ' o -86.6.571326--'- a c° E800499-0933 ` Seattle;Commercial Insurance j pDDeese: llh @propelinsurance.com 925 4th Ave, Suite 3200 ;I• ._ INSURER(S)AFFORDING COVERAGE NAIL p Seattle,WA 98104 INSURER A:American Automobile Insurance C 21849-- " INSURED INSURER B:Vanliner Insurance Company -- Lile International Companies INSURER C:SAW Corporation 8060 SW Pfaffle Street ' INSURER D: Suite 200 NSURER Tigard,OR 97223 INSURER F: COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACTOR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE ADDLSUB POLICY EFF POLICY EXP LINKS LTR INSR WD POLICY NUMBER MWDD MM/DD A GENERAL LIABILITY "- 'X X MZG80939150 _ 3131/2012 03/31/2013 EACH OCCURRENCE $1000000 X COMMERCIAL GENERAL LIABILITY . - . . ... .- _ RAEMISrES EaEO"NT mnce $1 000 000 CLAIMS-MADE OCCUR -- - . .__ . .__._ MED EXP(Anyone person) $20000 --" X.WA Stop Gap „' PERSONAL$ADV INJURY $I 000;00J0- ri "`E '� •' + GENERAL AGGREGATE -' '$2,000,000- -" L% I. ,tl , — _ 0,000GREGATELMIT APPIES PER PRODUCTS $2,00GEN'LAG PoLICV PRO-. X LOC ECT r .$. .. ... . .. .. ... - .. . AUTOMOBILE LIABILRY_ - COMBINED SINGLE LIMIT - B - TRV404370303 - •. 2/01/2011 12/01/201 Ea accident 1,000,000 ' X ANYAUTO BODILY INJUW(Per Person) $ ALL OWNED SCHEDULED. AUTOS AUTOS - BODILY INJURY(Per accident) $ NON-OWNED PROPERTY DAMAGE $ HIRED AUTOS AUTOS Per accident X RLR INTCHG $50,000 LIMB $ B X UMBRELLA UAB X OCCUR UMV404370007 2/01/2011 12101/201 EACH OCCURRENCE $5 000 000 EXCESS UAB CLAIMS-MADE AGGREGATE $5 000 000 DED X RETENTION$10000 $ C WORKERS COMPENSATION 745431 0/01/2011 101011201 X WCSTATU- OTH- AND EMPLOYERS'LIABILITY ANY PROPRIETOR/PARTNER/EXECUTIVE^IY/N� E.L.EACH ACCIDENT $1000000 OFFICER/MEMBER EXCLUDED? l J NIA (Mandatcry In NH) E.L.DISEASE-E4 EMPLOYEE $1,000,000 If yes,describe under DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $1,000000 A Motor Truck Cargo MZG80939150 3/31/2012 03/31/201 $1 MM per Vehicle $1 MM per Loss $2 500 Deductible/Occ DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES(Attach ACORD 101,Additional Remarks Schedule,If more space is required) The City of Ashland, Oregon,and its elected officials,officers and employees are additional insureds per the attached endorsement. CERTIFICATE HOLDER CANCELLATION CI of Ashland SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE City THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN Attn: Kari Olson ACCORDANCE WITH THE POLICY PROVISIONS. Purchasing Representative 90 N Mountain Avenue AUTHORIZED REPRESENTATIVE Ashland, OR 97520-0000 ©1988-2010 ACORD CORPORATION.All rights reserved. ACORD 25(2010/05) 1 of 1 The ACORD name and logo are registered marks of ACORD ,J\ #S884375 MB83104 CTOO Lire International Companies MZG80939150 MultiCoverfi - CG 71 58 12 07 Policy Amendment(s) Commercial General Liability Coverage Fortin Your Commercial General Liability Coverage Form is (3) Coverage B does not apply to per- revised as follows: sonal and advertising injury arising out of an offense committed before 1. Broadened Named Insured you acquired or formed the organ- ization. A. SECTION 11 - WHO IS AN INSURED, item 3., is deleted and replaced by the follow- B. SECTION E - WHO IS AN INSURED, the ing: last paragraph, is deleted and replaced by the following: 3. Any organization that you own at the inception of this policy, or newly acquire No person or organization is an insured with or fort[ during the policy period, and respect to the conduct of any current or past over which you maintain during the pol- partnership, joint venture, or limited liability icy period majority ownership or major- company that is not shown as a Named In- ity interest, will qualify as a Named sured in the Declarations. However, this does Insured if: not apply to a limited liability company that meets all of the conditions in Section II - a. There is no other similar insurance Who Is An Insured, item 3., above. available to that organization; and 2. Additional Insured b. The first Named Insured shown in SECTION 11 - WHO IS AN INSURED, sub- the Declarations has the responsi- section 2.e., is added as follows: bility of placing insurance for that organization; and e. Any person or organization is included as an additional insured, but only to the extent such c. That organization is incorporated or person or organization is held liable for organized under the laws of the bodily injury,property damage or personal and United States of America. advertising injury caused by your acts or omissions. With respect to the insurance af- However: forded to such insured, all of the following (1) Coverage under this provision 3 is additional provisions apply: afforded only until the next occur- (1) You and such person or organization ring annual anniversary of the be- have agreed in a written insured contract ginning of the policy period shown that such person or organization be in the Declarations, or the end of the added as an additional insured under this policy period, whichever is earlier, policy; and (2) The bodily injury, property damage or (2) Coverage A does not apply to bodily personal and advertising injury for which injury or property damage that oc- said person or organization is held liable curred before you acquired or occurs subsequent to the execution of formed the organization; and such insured contract; This Form most be attached to Change Endorsement when issued after the policy is written. One of the Fireman's Fund Insurance ComponiesO as named in die policy A-N�A Secretary President CG716812-07S Copyrighi 2007,Rraman's Fund Insurance Company,Novato, CA. All rights reserved. Includes copyrighted material of Insurance ServlcasORce, Inc., with Its permission. Page I of 7 Lite International Companies MZG80939150 (3) The most we-will pay is the' lesser of behalf of; the additional insured at either the Limits of Insurance "shown in :the' site 'of"the covered. operations, the .Declarations,., or the limits. of insur- has been'completed; `. . "ante required'by insured contract; . .,. '•• ' ' '•° (c)- Which takes place after that portion (4)' Stich'person or organization is an insured of your tdork out of which the injury 'only with respect to: or damage arises has been put to its intended use by any other person or (a) Their ownership, maintenance, or organization other than another use of that part of the premises, or contractor or subcontractor engaged land, owned by, rented to, or leased in performing operations for a prin- to you, except such person or or- cipal as part of the same project; ganization is not an insured with re- s;,1. spect to strucnrral alterations, new (dj Which' takes place after the expira- construction or demolition oper- Lion of any equipment lease to ations performed by or on behalf of which (4)(d) above applies; such person or organization; (6) With respect to architects, engineers or (b) ..Your ongoing operations performed surveyors, coverage does not apply to for that insured; bodily Injury, property damage or per- sonal and advertising injury arising out (c):..Their;_financial-.control of you, ;ex of the rendering or failure to render any :cept such person or;organization isr f professional -services.-by or'for:.you, in- :... ;.not.•an insured with:respect:to strut- eluding:: r' : •. tural,;.alterations;.-new construction- or demolition operations 'performed (a) The preparing, approving, or failing by or on behalf of such person or - to prepare or approve, maps, shop organization; ,. drawings, opinions, reports, surveys, field orders, change orders, or draw- (d) The maintenance, operation or use ings and specifications; by you of equipment leased to you by such person or organization; (b) Supervisory, inspection, architec- tural, or engineering services. (e) Operations performed by you or on However, if an Additional Insured endorsement is your behalf and for which a state or attached to this policy that specifically names a political subdivision has issued a person or organization as an insured, then this permit ''provided such operations are subsection 2.e. does not apply to'such person or not performed for such state or pol- organization. itical subdivision, and are not in- cluded within the products-completed 3. Additional Insured- Vendors operations hazard; Unless the products-completed operations hazard (5) This insurance does not apply to bodily is excluded from this policy, SECTION II - WHO injury, property damage, personal and IS AN INSURED, item 2.f is added as follows: advertising injury, occurrence or offense: f Any vendor of yours_is included as an addi- '(a) Which 'takes place at`e particular •tiohal insured; but oaly'with:respect to bodily premises after Iyou cease 'to be a = Injuryy cr property'damaiC66sed by your ienaiit pf that' premises; 't ' products which`are distributed' of sold in the regular, course of the;vendor's business;, sub- 1-.. '-(h)=�Wkich takes place after all'w6k, in- "jeet to'ttie following additional-excliisiens:' eluding materials, :parts-6r equip- ment famished in connection with (1) The insurance afforded the vendor does such work to be performed by or on not apply to: CG715812.07S Copyright 2007,Fireman's Fund Insurance Company,Novato, CA. All rights reserved. Includes copyrighted matedal at Insurance ServicesOaice, Ina,with Its permission. Page 2 of 7 Lile International Companies MZ680939150 (a) Bodily injury or property damage for into, accompanying_ or.containing r such which the vendor is"obligated to pay products.. , z " Iiamoges by_reason of'the assume- tion of I ility` in a `contract or However If an Addibonal `Insured ' Vendors agreement. This, exclusion..does not endorsement°is attached `to 'dtis policy that apply to.,liability..for damages that specifically names. a.person,or..organization as the vendorwould._.have in the ab- an insured, then this subsection 2.£ does not sense of the r contract o agreement; apply to that person or organization. (b) Any express warranty unauthorized 4. Additional Insured - Limited Primary and Noa- by you; contributory Provision (c) Any physical or chemical change in The following is added as a second' paragraph to the product made intentionally by Section 1V Conditions, Condition 4, Other Insur- the vendor, ' ance, following paragraph b.(2) - (d) Repackaging, unless unpacked solely However, if you have added any person, organiza- far the purpose of inspection, dem- tion or vendor of yours as an additional insured to onstration, testing, or the substi- this policy by way of this MultiCover fi endorse- tution of parts under instructions ment and have agreed in a written insuredcontract from the manufacturer, and then re- that this insurance is primary :and non-contribu- pdckaged in the original container, tory with other insurance available to that addi- tional insured, this insurance is-"primary. and we (e):`Any ',failure'asto =tmakeii!such in- will not` seek',codtribution from such additional spections, adjustments;:;:tests or set- insured's='othet:insutunce:+ This provision does not vicing as the vendor has agreed to apply:to-other insumnce,'46 which-such additional :{• �i' •:Iriake;"or nor-'119 'iindei rkces to insured has been added as•an'addiiional insured. make-in the usual :course of busi- ness, in connection with the distrib- 5. Waiver of Subrogation ution or sale of the products; SECTION N - COMMERCIAL GENERAL (f) Demonstration, installation, servic- LIABILITY CONDITIONS, item 8., is deleted ing or repair operations, except such and replaced by the following: operations performed by the vendor in full compliance with the man- 8. Transfer of Rights of Recovery Against Oth- ufacturer's written instructions at the ers to Us and Blanket Waiver of Subrogation vendor's premises in connection with the sale of the.produm; a. If the in has riglus,to recover ail or If of any payment we have made under (g) Products which, after distribution this Coverage Part, those rights are or sale by you, have been labeled or transferred to us. The insured must do relabeled or used as a container, part nothing after the loss to impair those or ingredient of any other tiling or rights. At our request, the insured will substance by or for the vendor, or bring suit or transfer those rights to us and help us enforce them. (h) Bodily injury or property damage arising out of the, liability of the b. If required by a written insured contract vendor:for.its own acts or.omissions executed prior to the occurrence or of- or,those_of,.its.employees, or_anyone fence we,warve.any right of recovery we 11.else acting;on its behalf may have_against,any person or organ- izahori named in such insured contract, This{msurai'ce does not apply.to any:in- because-of.payments,,weimake for injury sured person`or organization "from whom or damage ansing:out.of.your operations you have acquired such products . or any or your work_for.that person or organ- ingredient, part or .container, entering ization. CG715812-075 Copyright 2007•Fimman's Fund Insurance Company, Novato, CA. All dghts reserved. Includes copyrighted material or Insurance ServicesOfiice, mc,with Its permission. Page 3 of 7 Lile International Companies MZG80939150 6. Cancellation - 120 Days - in the Declarations, •for property dam"age to any one-premises while:renled lo'you, Commom­Policy.Condiuoris-endorsement IL0017, or in the case of damage by fire, explo- ._ A:Cen'celladon,'.=itemi2.b.'As deleted-and replaced "•' •• by the'followingy.. •.,,,.. ... .. t. stun, "sprinkler"leakage;;or'ligh[ning while _ •. .:... :.- ,�-', ,�.:•._ t -. , , rented to Y ou temporarily occu p ied y b. 120 days before the effective date, of cancella- you with the permission of the owner, tion if we cancer for any other reason. or managed by you under a written agreement with the owner, is the greater 7. Liberalization of: SECTION IV - COMMERCIAL GENERAL a. $1,000,000 Any One Premises; or LIABILITY CONDITIONS , the following is ad- ded as an additinna_l-Condition: - b. The Damag:.�To- Prcrrtises Rented To You Limit shown in the Decla- Liberalization rations. If we adopt a change in our forms or rules which C. SECTION IV - COMMERCIAL GEN- would broaden the coverage provided by any form ERAL LIABILITY CONDITIONS, 4. that is a part of this policy without an extra Other Insurance, b. Excess Insurance, (1)(a), premium charge,:the broader coverage will apply items (i) and (iii), are deleted and replaced by to this policy. This extension is effective upon the the following: approval o6such broader coverage in'your`state.' i 'That-is Fire, Explosion, Sprinkler Leak- 8. Fire, Explosion, Sprinkler Leakage, or Lightning O P P ' ^° Legal LiabilityCoverage c age, or Lightning insurance"for premises while.rented to.you, -temporarily occu- A. SECTION I - COVERAGES, COVERAGE pied by you with permission of the A BODILY INJURY AND PROPERTY owner, or managed by you under a writ- DAMAGE LIABILITY, 2. Exclusions, the ten agreement with the owner; last paragraph, is deleted and replaced by the following: (iii) That is insurance purchased by you to cover your liability as a tenant for Exclusions c. through n, do not apply to property damage to premises rented to damage by fire, explosion, sprinkler leakage, you, temporarily occupied by you with or lightning to premises while: the permission of the owner, or managed by you under a'written agreement,with 1. Rented to you; - the owner; or 2. Temporarily occupied by you with the permission of the owner; or D. SECTION V - DEFINITIONS, 9. Insured Contract, item a., is deleted and replaced by 3. Managed by you under a written agree- the following: ment with die owner. (a) A contract for a lease of premises. A.separate limit of insurance applies to this However, that portion of the contract for coverage as described in Section Ill - LIMITS a lease of premises that indemnifies any OF INSURANCE. person or organization for 'damage by fire, • explosion,,, sprinkler leakage,, or.... B. SECTION III - LIMITS OF INSURANCE;,, : ., ; item 6., is deleted and replaced by the follow- lightning to premises while rented to you; temporarily•..occupied- ;by.you.!,with•per- „ .� mission of the owner, or managed by you 6. Subject.- to 5, above, the Damage to under u written agreement ivith the Premises Rented To You Limit shown owner, is not an insured contract; CG7158 12.076 Copyright 2007,Fireman's Fund Insurance Company.Novato, CA. All rights reserved. Includes copyrighted material of Insurance Servicestxlice, Inc,with Its permission. Page 4 of 7 Lile International Companies MZG80939150 9. Damage.,to Invitees', Automobiles,f.am.,Falling 11. Chartered Aircraft Trees or Tree Limbs Limited Coverage SECTION I A• This coverage applies to dgect physical;damage to BODILY,; 1N]Un-. .AND;.PROPERTY,-. DAM automobiles owned_by invitees subject to all of the AGE LIABILITY, 2. Exclusions, g ,.Aircrat . followings-" : ''' '"" Auto Or Watercraft, item (6), is added as follows: 1. Provided such damage- originates from trees (6) An aircraft in which you have no ownership on premises owned, managed, leased or rented interest and that you have chartered with by an insured-, crew. 2. Coverage applies only to invitees of an in- 12. Coverage Territory- Broadened sured or an insure-d's tenant; SECTION V - DEFINITIONS, item 4.a., is de- leted and replaced by m0''foliowing: 3. Such damage is directly caused by wind-dri- van falling trees or tree limbs; a. The United States of America (including its territories and possessions), Puerto Rico, 4. The most we will pay for any one loss is the Canada, Bermuda, the Bahamas, The Cayman lowest of: Islands, and the British Virgin Islands; a. the actual Cash value of the damaged au- 13. Personal and Advertising Injury- Contractual tomobile as of the time of die, loss; or I' Unless,personal;and advertising injuryisexcluded b.. the cost of repairing the.damaged auto- from this policy the following applies: mobile; or ..,.,� .. .. r• '• .:' - SECTION I - COVERAGES, .COVERAGE B, n C ., 2. Exclusions, item e., is deleted. C., the�cost'of replacing`the'damnged anto- mobile witti another 'automobile of like kind and quality. 14. Fellow Employee Coverage SECTION 11 - WHO IS AN INSURED, 2.a., Regardless of the number of occurrences, item (1) is deleted and replaced by the following: losses or claims, this coverage is subject to a limit of$25,000 in any one policy period; (1) Personal and advertising injury: 5. This coverage is not subject to the General However, subsections (a), (b), (c) and (d) of item Liability General Aggregate Limit, and (1) remain unchanged. 6. We will-make-payments-under this coverage 15• Bodily Injury Definition - Broadened without regard to fault. SECTION V - DEFINITIONS, 3. Bodily Injury 10. Non-Owned or Chartered Watercraft is deleted and replaced by the following: SECTION I - COVERAGES, COVERAGE A Bodily injury means bodily injury, sickness or dis- ease sustained by a person including death or mental anguish resulting from any of these at any AGE LIABILITY, 2. Exclusions,..item g.Aircraft, time. Mental anguish means any type of mental Auto, or Watercraft, item ,(2),,is.deleted and re- or emotional illness or disease. placed:by,the following:::' 16. Expected or Intended Injury- Amendment to Ex- u r.. '. - (2)' A w ri atetcraft' you do,not awn I that'is:�,' dusion ---�'���' -- -"•' - -- - •- rrl =ac"::' .... :c .-... _... . . - _.. . . ...... •!l a �:Eess'OiairlSL'feet'lon - '( )'' g;"and -•":'�� SECTION I. Coverage A Bodily Injury and:Pro- perty Damage Liability, 2. EXCLUSIONS, a. Ex- (b). Not being:used for public transportation petted or.Intended Injury, is deleted and replaced or as a common carrier, by the following: CG7158 12-07S Copyright 2007,Fireman's Fund Insurance Company,Novato, CA. All dghls reserved. Includes copydghled maledal of Insurance ServicesOake, Inc., with es permission. Page 5 of 7 Lile International Companies - MZG80939150 a. - Ex acted or Intended In u a) 'You;if are an individual;' P J ry (. Y Bodily:anjury or_property damage expected, or "' (b)' Your•':partner ,or -member;- if You are a intended from the standpoint of the insured. 1 partnership oryoinf, venture;•':.rc '.This exchision does not apply to bodilyinjury (c)' 'Your member, ifyou area limited liabil- or property damage resulting from the use of ity company; reasonable force to protect persons or prop- erty. (d) Your executive officer if you are an or- ganization other than a partnership, joint 17. Unintentional Failure to Disclose Hazards venture or limited liability company; or SECTION IV - COMMERCIAL GENERAL (e) Your authorized representative or insur- LIABILITY C.ONDITIONS,• item 6. Representa- ance manager. bons, the following is added: Knowledge of an occurrence or offense by d. If you unintentionally fail to disclose any ha- persons other than those listed above does not zards existing at the inception date of this imply that those listed above also have such policy, we will not deny coverage under this knowledge. Coverage Form because of such failure. However, this provision does not affect our (2) To the extent possible, notice should include: right to collect additional premium or exercise (a)' How, when and where the occurrence or our,right of-cancellation.or non-renewal. offense took place; 18. Supplementary Payments - Increased Limits (b) The names and addresses of any injured SECTION I - COVERAGES, SUPPLEMEN- persons and witnesses; and TARY PAYMENTS - COVERAGES A AND (c) The nature and location of any injury or B, items Lb. and 1.d., are deleted and replaced by damage arising out of the occurrence or the following: offense. b. The cost of bail bonds required because of 20. Non Employment Discrimination Liability accidents or traffic law violations arising out of the use of any vehicle to which the Bodily Unless personal and advertising injury is excluded Injury Liability Coverage applies. We do not from this policy the following applies: Have to famish these bonds. A. SECTION V - DEFINITIONS, 14. Personal d. Ail reasonable expenses incurred by the in- and adver6cinginjury, item h. is added as fel- sured at our request to assist us in the inves- lows: tigation or defense of the claim or suit, h. Discrimination. including substantiated loss of earnings up to $500 a day because of time off from work. B. SECTION V - DEFINITIONS, item 23. is added as follows: 19. Duties in the Event of an Occurrence, Offense, Claim or Suit - Amended 23. Discrimination means the unlawful treat- ment of a person or class of persons be- SECTION IV - COMMERCIAL GENERAL cause of their specific race, color, religion, LIABILITY CONDITIONS, item 2.a. is deleted gender, age, or national origin in com- and replaced by the following: parison to one or more persons who are (I) You must see to it that we or any licensed not members of the specified class. agent of ours are notified of a General C. SECTION I - COVERAGES, COVERAGE Liability occurrence or offense which may re- B PERSONAL AND ADVERTISING suit in a claim as soon as practicable after it INJURY LIABILITY, 2. Exclusions, the becomes known to: following are added: CG715812-07S Copyright 2007,Fireman's Fund Insurance Company, Novato, CA. All rights reserved. Includes copyrighted material of Insurance Se"IcesORce. Inc.,with Its permisslon. Page 6 of 7 Lite International Companies IVIZG80939150 q. Discrimination directly.,or-, indirectly-,re- A. SECTION I - COVERAGES,- COVERAGE �Iit -.i6e.".1 " " -- " lii6y- ixclu' lated 0 past employment, em C MEDICAL PAYMENTS, i sions, yh !penv.or;pFqspjective employmentr of-,any item,f.Js%d.eleted and,replaced:-by;the';f6116w- person:1or-,qI"swof-persons-by,any.-Jnsured; ing:i ;7 D!sc:r!min,aJJon d.ifectly- or-._indirectly-.,re- f. Products-Completed Operations:Hazu*rd lated to the sale, rental,,lease or-sublease or prospective sale, rental, lease or sub- Included within the products-completed lease of any dwelling or permanent lodg- operations hazard However, this exclu- ing by or at the direction of any insured; sion does not apply to expenses for den- tal services. s. Discrimination, if insurance thereof is prohibited by law; or B. Section I - COVERAGES, COVERAGE C I . . - I A , MEDICAL i PAYMENTS, is amended to in- L Fines, penalties, specific performance, or clude item 3. as follows: injunctions levied or imposed by a gov- ernmentall entity, governmental code, 3. Limit of Insurance law, or statute because of discrimination The Medical Expense Limit of Insurance 21. Medical Payments shall be the greater of. Unless * COVERAGE C * MEDICAL PAY- a.- '$20,000 Any`One Person; or MENTS,. :or.,.the •products-completed. operations o tions 1 . . p haiordhas been excluded from flfis pqyicy_the fol- -b The,l-arhouril:7 shown'lin'thLbeclara- lowing applies: [ions. J. 7 CG715812-07S Copyright 2007,Fireman's Fund Insurance Company,Novato, CA. All rights reserved. Includes copyrighted material of Insurance ServIcesOffice, Inc.. wIlh Its permission. Page 7 of 7