HomeMy WebLinkAboutInsurance Certificate: Rogue Valley Symphony OP ID:TMF
CERTIFICATE OF LIABILITY INSURANCE DATEPIMIDDIYYY!)
07/26/12
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS se
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER.
IMPORTANT: N the certificate holder is an ADDITIONAL INSURED, the policy(les) must be endorsed. If SUBROGATION IS WAIVED, subject to
the terms and conditions of the policy, certaln policies may require,an endorsement. A statement on this certificate does not confer rights to the
cortl8c2te holder In lieu of such endorsoment c.
PRODUCER 541-773-5358 Terry Friend
Protectors Insurance, LLC PHONE FAX
Pilot Rock Ins Agency LLC (CA) 541-772-190 Na E :541-7735356 No: 541-772-1906
PO Box 4669 t6f rotectorslns.com
Medford, OR 97501
Terry Friend M ROGUE27
INSURER(S)AFFORDING COVERAGE NAICe
INSURED Rogue Valley Symphony Assoc INSURER A:American States Ins Company 19704
1250 Siskiyou Blvd INSURER B:
Ashland,OR 97520
INSURER C:
INSURER D:
..UM1[R[:
COVERAGES INSURER F
C O NUMBER:
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD
INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,
EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
INSR TYPE OF INSURANCE
Lm
POLICY NUMBER LIMITS
GENERAL LIABILITY EACH OCCURRENCE $ 1,000,00
A X COMMERCIAL GENERAL LIABILITY X 01 CI252849 09101112 09101113 PREMISES(Ea occurrence $ 1,000,00
CLWMS-hV-DE OOCCUR MED EXP(Afry one person) $ 10,09
PERSDNAL S ADV INJURY $ 1,000,00
GENERAL AGGREGATE $ 1,000,09
GEN'L AGGREGATE LIMIT APPLIES PER PRODUCTS-COMP/OP AGO $ 1,000,00
X Prll Iry PRO- , $
AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT $
(Ee acdclert)
fWV ALTO BODILY INJURY(Par person) $
ALL OWNED AlJr05 BODILY INJURY(Per accident) $
SCHEDULEDAUTOS PROPERTY DAMAGE
HIREDAUTOS (Per.accident) $
NON-OWNED AUTOS $
$
UMBRELLA LIAB OCCUR EACH OCCURRENCE $
CWIS MPDE
$
DLWCTOLLC
RETENTION �v
$
WORKERS COMPENSATION
AND EMPLOYERS'LIABILITY YIN T
GFFICEOPRETO R EAwRTNERIEXECUn� H!w I l J R 3 0 2012 E.L.EACH ACCIDENT $
(Mandatory In NH) 1 E.L.DISEASE-EA EMPLOYE $
It yes,desonbe under J1
IP N nF QPRPAT P.L.DISEASE-POLICY LIMIT
DESCRIPTION OF OPERATIONS 1 LOCATIONS VEHICLES (Attach ACORD 101,Addttlonal Remarks Schedule,If mom space It required)
The City of Ashland,its officers and employees are listed as
additional insured per attached endorsement CG76350207.
QATF Hot nFR CANCELLATION
CITYAS2
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
City Of Ashland THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
Finance Department ACCORDANCE WITH THE POLICY PROVISIONS.
Attn: D L Tuneberg
20 E Main Str AUTHORIZED REPRESENTATIVE
Ashland,OR 97520 Terry Friend
-OO 1988-2009 ACORD CORPORATION. All rights reserved.
ACORD 25(2009/09) The ACORD name and logo are registered marks of ACORD.
® ° e 16tiu 'ance.: COMMERCIAL GENERAL LIABILITY
® CG 76 35 02 07
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
LIABILITY PLUS ENDORSEMENT
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
SCHEDULE
Name of Person or Organization:
ADDITIONAL INSURED — BY WRITTEN lease or occupy, subject to the following
CONTRACT, AGREEMENT OR PERMIT, OR additional provisions:
SCHEDULE (a) This insurance does not apply to
The following paragraph Is added to WHO IS AN any "occurrence"which takes place
INSURED (Section ll): after you cease to be a tenant in
any premises leased to or rented to
4. Any person or organization shown in the Sched- you;
ule or for whom you are required by written con- (b) This insurance does not apply to
tract, agreement or permit to provide insurance any structural alterations, new con-
is an insured, subject to the following additional struction or demolition operations
provisions: performed by or on behalf of the
a. The contract, agreement or permit must be person or organization added as an
in effect during the policy period shown in insured;
the Declarations, and must have been exe- (2) Your ongoing operations for that In-
cuted prior to the "bodily injury", "property sured, whether the work is performed
damage", or "personal and advertising by you or for you;
injury". (3) The maintenance, operation or use by
b. The person or organization added as an in- you of equipment leased to you by such
sured by this endorsement is an insured only person or organization, subject to the
to the extent you are held liable due to: following additional provisions:
(1) The ownership, maintenance or use of (a) This insurance does not apply to
that part of premises you own, rent, any "occurrence"which takes place
after the equipment lease expires;
Includes Copyrighted Material of Insurance Services Office, Inc., with its permission.
Copyright, Insurance Services, 2001
Safeoo and die Saf= logo are registered valunarks W Safm Cnporatian
CG 76 35 02 07 Page 1 of 4 EP
(b) This insurance does not apply to This exclusion applies even if the claims
"bodily injury" or 'property dam- against any insured allege negligence or
age" arising out of the sole negli- other wrongdoing in the supervision, hiring,
gence of such person or employment, training or monitoring of others
organization; by that insured, if the "occurrence" which
4 Permits issued b an state or political caused the "bodily injury" or `property,
( ) Y Y Po damage" involved the ownership, mainte-
subdivision with respect to operations nance, use or entrustment to others of any
performed by you or on your behalf, aircraft, "auto" or watercraft that is owned
subject to the following additional pro- or operated by or rented or loaned to any in-
vision: sured.
This insurance does not apply to 'bodily This exclusion does not apply to:
injury", "property damage", or (1) A watercraft while ashore on premises
"personal and advertising injury" arising you own or rent;
out of operations performed for the state
or municipality. (2) A watercraft you do not own that is:
c. The insurance with respect to any architect, (a) Less than 52 feet long; and
engineer, or surveyor added as an insured (b) Not being used to carry persons or
by this endorsement does not apply to property for a charge;
"bodily injury", `property damage", or "per-
sonal and advertising injury" arising out of (3) Parking an "auto" on, or on the ways
the rendering of or the failure to render any next to, premises you own or rent, pro-
professional services by or for you, includ- vided the "auto" is not owned by or
ing: rented or loaned to you or the insured;
(1) The preparing, approving, or failing to (4) Liability assumed under any "insured
prepare or approve maps, drawings, contract" for the ownership, mainte-
opinions, reports, surveys, change or- nance or use of aircraft or watercraft; or
ders, designs or specifications; and (5) "Bodily injury" or "property damage"
(2) Supervisory, inspection or engineering arising out of:
services. (a) the operation of machinery or
I to "bodily equipment that is attached to, or
d. This insurance does not apply Y Y part of, a land vehicle that would
injury" or "property damage" included within qualify under the definition of
the `products-completed operations haz- "mobile equipment" if it were not
and". subject to a compulsory or financial
responsibility law or other motor ve-
A person's or organization's status,as an insured un- hicle insurance law in .the state
der this endorsement ends when your operations for where it is licensed or principally
that insured are completed. garaged; or
No coverage will be provided if, in the absence of this (b) the operation of any of the machin-
endorsement, no liability uld be imposed b law on ery or equipment listed in Paragraph
�' P y f.(2) or f.(3) of the definition of
you. Coverage shall be limited to the extent of your "mobile equipment".
negligence or fault according to the applicable princi-
ples of comparative fault. (6) An aircraft you do not own provided it is
not operated by any insured.
NON-OWNED WATERCRAFT AND NON-OWNED
AIRCRAFT LIABILITY TENANTS' PROPERTY DAMAGE LIABILITY
Exclusion g. of COVERAGE A (Section 1) is replaced When a Damage To Premises Rented To You Limit is
by the following: shown in the Declarations, Exclusion j. of Coverage
A, Section I is replaced by the following:
g. "Bodily injury" or "property damage" arising
out of the ownership, maintenance, use or j. Damage To Property
entrustment to others of any aircraft, "auto" "Property damage" to:
or watercraft owned or operated by or rented
or loaned to any insured. Use includes oper- (1) Property you own, rent, or occupy, including
ation and "loading or unloading". any costs or expenses incurred by you, or
Page, 2 of 4 -
any other person, organization or entity, for WHO IS AN INSURED — MANAGERS
repair, replacement, enhancement, restora-
tion or maintenance of such property for any The following is added to Paragraph 2.a. of WHO IS
reason, including prevention of injury to a AN INSURED (Section II):
person or damage to another's property;
(2) Premises you sell, give away or abandon, if Paragraph (1) does not apply to executive officers, or
the "property damage" arises out of any part to managers at the supervisory level or above.
of those premises;
SUPPLEMENTARY PAYMENTS — COVERAGES A
(3) Property loaned to you; AND B — BAIL BONDS — TIME OFF FROM
(4) Personal property in the care, custody or WORK
control of the insured;
Paragraph 1.b. of SUPPLEMENTARY PAYMENTS —
(5) That particular part of real property on which COVERAGES A AND B is replaced by the following:
you or any contractors or subcontractors
working directly or indirectly on your behalf b. Up to $3,000 for cost of bail bonds required
are performing operations, if the "property because of accidents or traffic law violations
damage" arises out of those operations, or arising out of the use of any vehicle to which
the Bodily Injury Liability Coverage applies.
(6) That particular part of any property that must We do not have to furnish these bonds.
be restored, repaired or replaced because
"your work" was incorrectly performed on it. Paragraph 1.d. of SUPPLEMENTARY PAYMENTS —
Paragraphs (1), (3) and (4) of this exclusion do COVERAGES A AND B is replaced by the following:
not apply to "property damage" (other than d. All reasonable expenses incurred by the in-
damage by fire) to premises, including the con- sured at our request to assist us in the in-
tents of such premises, rented to you.A separate vestigation or defense of the claim or "suit",
limit of insurance applies to Damage To Prem- including actual loss of earnings up to $500
ises Rented To You as described in Section III a day because of time off from work.
— Limits Of Insurance.
Paragraph (2) of this exclusion does not apply if EMPLOYEES AS INSUREDS — HEALTH CARE
the premises are "your work" and were never SERVICES
occupied, rented or held for rental by you.
Provision 2.a.(1)(d) of WHO IS AN INSURED (Section
Paragraphs (3), (4), (5) and (6) of this exclusion II) is deleted, unless excluded by separate endorse-
do not apply to liability assumed under a side- ment.
track agreement.
Paragraph(6) of this exclusion does not apply to EXTENDED COVERAGE FOR NEWLY ACQUIRED
— "property-damage included in the "products- ORGANIZATIONS
completed operations hazard".
Provision 3.a. of WHO IS AN INSURED (Section II) is
Paragraph 6. of LIMITS OF INSURANCE (Section III) replaced by the following:
is replaced by the following: a. Coverage under this
g provision is afforded
6. Subject to 5. above, the Damage To Premises only until the end of the policy period.
Rented To You Limit is the most we will pay un-
der Coverage A for damages because of
"property damage" to any one premises, while
rented to you, or in the case of damage by fire, Exclusion a. of COVERAGE A (Section 1) is replaced
while rented to you or temporarily occupied by by the following:
you with permission of the owner. a. "Bodily injury" or "property damage" expected
or intended from the standpoint of the insured.
The Damage To Premises Rented To You limit is the This exclusion does not apply to "bodily injury"
higher of the Each Occurrence Limit shown in the or property damage" resulting from the use of
Declarations or the amount shown in the Declarations reasonable force to protect persons or property.
as Damage To Premises Rented To You Limit.
CG 76 35 02 07 Page 3 of 4 EP
1
EXTENDED DEFINITION OF BODILY INJURY interrupted only by a street, roadway, waterway, or
right-of-way of a railroad.
Paragraph 3. of DEFINITIONS (Section V) is replaced
by the following: INCREASED MEDICAL EXPENSE LIMIT
3. "Bodily injury" means bodily injury, sickness or The Medical Expense Limit is amended to $10,000.
disease sustained by a person, including mental
anguish or death resulting from any of these at KNOWLEDGE OF OCCURRENCE
any time.
The following is added to Paragraph 2. Duties In The
TRANSFER OF RIGHTS OF RECOVERY Event Of Occurrence, Offense, Claim Or Suit of
COMMERCIAL GENERAL LIABILITY CONDITIONS
The following is added to Paragraph 8. Transfer Of (Section IV):
Rights Of Recovery Against Others To Us of COM-
MERCIAL GENERAL LIABILITY CONDITIONS (Sec- Knowledge of an "occurrence", claim or "suit" by
tion IV): your agent, servant or employee shall not in itself
constitute knowledge of the named insured unless an
We waive any rights of recovery we may have against officer of the named insured has received such notice
any person or organization because of payments we from the agent, servant or employee.
make for injury or damage arising out of your ongoing
operations or "your work" done under a contract with UNINTENTIONAL FAILURE TO DISCLOSE ALL
that person or organization and included in the HAZARDS
"products-completed operations hazard". This waiver
applies only to a person or organization for whom you The following is added to Paragraph 6. Representa-
are required by written contract, agreement or permit tions of COMMERCIAL GENERAL LIABILITY CONDI-
to waive these rights of recovery. TIONS (Section IV):
AGGREGATE LIMITS OF INSURANCE — PER If you unintentionally fail to disclose any hazards ex-
LOCATION isting at the inception date of your policy, we will not
deny coverage under this Coverage Form because of
For all sums which the insured becomes legally obli- . such failure. However, this provision does not affect
gated to pay as damages caused by "occurrences" our right to collect additional premium or exercise our
under COVERAGE A (Section 1), and for all medical right of cancellation or non-renewal.
expenses caused by accidents under COVERAGE C
(Section 1), which can be attributed only to operations LIBERALIZATION CLAUSE
at a single "location":
The following paragraph Is added to COMMERCIAL
Paragraphs 2.a. and 2.b. of Limits of Insurance (Sec- GENERAL LIABILITY CONDITIONS (Section IV):
tion 111) apply separately to each of your "locations"
owned by or rented to you. 10. If a revision to this Coverage Part, which would
provide more coverage with no additional pre-
"Location" means premises involving the same or mium, becomes effective during the policy period
connecting lots, or premises whose connection is in the state shown in the Declarations, your pol-
Icy will automatically provide this additional cov-
erage on the effective date of the revision.
Page 4 of 4