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HomeMy WebLinkAboutInsurance Certificate: Workplace Resource of OR HMIOR-1 OP ID: HD ACORO CERTIFICATE OF LIABILITY INSURANCE DATE (MMlDD/YYYY) 05/10/2016 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER C ONTACT Richard Biggs NAME: Biggs Insurance Services PHONE FAX P.O. Box 189 A/C No Ext1: 360-695-3301 (A/C, No): 360-696-2232 916 Main Street AMAIL @ ADDRESS: RICh.BIggs Biggs insurance.com Vancouver, WA 98666 Richard Biggs INSURER(S) AFFORDING COVERAGE - NAIC # INSURER A : American Fire and Casualty Co 24066 INSURED HMI Oregon Dealership, Inc. INSURER B : Ohio Casualty Insurance Co 24074 dba: Workplace Resource of OR INSURER C : Ohio Security Insurance Co 24082 700 NE Multnomah, Ste 100 Portland, OR 97232 INSURER D INSURER E : INSURER F : COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR -WOOD L SUBR POLICY EFF POLICY EXP LIMITS LTR TYPE OF INSURANCE INSD WVD POLICY NUMBER MM/DD/YYYY MM/DD/YYYY A X COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE $ 1,000,000 DAMAGE TO RENTED _ CLAIMS MADE OCCUR X X BKA55589489 06/01/2016 06/01/2017 PREMISES (Ea occurrence $ 1 ~000~000 ED EXP (Any one person) $ 15,000 PERSONAL & ADV INJURY $ _ 1,000,000 GEN'L AGGREGATE LIMIT APPLIES PER GENERAL AGGREGATE $ 2,000,000 L V-1 PRO- ECT LOC PRODUCTS - COMP/OP AGG $ 2,000,000 POLICY OTHER: $ AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT $ 1 000 000 Ea accident _ , A X ANY AUTO BAA55589489 06/01/2016 06/01/2017 BODILY INJURY (Per person) $ ALL OWNED SCHEDULED BODILY INJURY (Per accident) $ AUTOS AUTOS X X NON-OWNED PROPERTY DAMAGE $ HIRED AUTOS AUTOS Per accident $ X UMBRELLA LIAB X OCCUR EACH OCCURRENCE $ 5,000,000 B EXCESS LIAB CLAIMS-MADE US055589489 06/01/2016 06/01/2017 AGGREGATE $ 5,000,000 DED X RETENTION $ 10,000 $ WORKERS COMPENSATION X STATUTE FOR H AND EMPLOYERS' LIABILITY C ANY PROPRIETOR/PARTNER/EXECUTIVE Y/ N XWS55589489 06/0112016 0610112017 E.L. EACH ACCIDENT $ 500,000 OFFICER/MEMBER EXCLUDED? ❑ N/A (Mandatory in NH) E.L. DISEASE - EA EMPLOYEE $ 500,000 If yes, describe under 500,000 DESCRIPTION OF OPERATIONS below E.L. DISEASE - POLICY LIMIT $ A Auto Hired BAA55589489 06/01/2016 06/0112017 100 500 Physical Damage Comp Collision DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) City of Ashland, Oregon, and its elected officials, officers and employees are primary and non-contributory additional insured with Waiver of Subrogation per CG8810 attached CERTIFICATE HOLDER CANCELLATION CITY086 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN City of Ashland ACCORDANCE WITH THE POLICY PROVISIONS. 90 N. Mountain Avenue Ashland, OR 97520 AUTHORIZED REPRESENTATIVE 7 ©1988-2014 ACORD CORPORATION. All rights reserved. ACORD 25 (2014/01) The ACORD name and logo are registered marks of ACORD COMMERCIAL GENERAL LIABILITY CG 88 10 04 13 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. COMMERCIAL GENERAL LIABILITY EXTENSION This endorsement modifies insurance provided under the following COIIMER IAL GENERAL LIABILITY COVERAGE PART INDEX SUBJECT PAGE ICON-OWNED AIRCRAFT 2 NON-OWNED WATERCRAFT 2 PROPE'RTY DAMAGE LIABILITY - ELEVATORS 2 EXTENDED DAMAGE TO PROPERTY RENTED TO YOU (Tenant's Prowty Damaoe) 2 MEDICAL PAYMENTS EXTENSION 3 EXTENSION OF SUPPLEMENTARY PAYMENTS - COVERAGES A AND B 3 ADDITIONAL INSUREDS - BY CONTRACT, AGREEMENT OR PERMIT 3 PRIMARY AND NON-CONTRIBUTORY- ADDITIONAL INSURED EXTENSION 6 ADDITIONAL INSUREDS - EXTENDED PROTECTION OF YOUR "LIMITS OF INSURANCE" 6 . WHO IS AN INSURED - INCIDENTAL MEDICAL ERRORSIMALPRACTICE AND WHO IS AN INSURED FELLOW EMPLOYEE EXTENSION - MANAGEMENT EMPLOYEES 6 NEWLY FORMED OR ADDITIONALLY ACQUIRED ENTITIES 7 FAILURE TO DISCLOSE HAZARDS AND PRIOR OCCURRENCES 7 KNOWLEDGE OF OCCURRENCE, OFFENSE, CLAIM OR SLIT 7 LIBERALIZATION CLAUSE 7 BODILY INJURY REDEFINED 7 EXTENDED PROPERTY DAMAGE a WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US - S WHEN REQUIRED IN A CONTRACT OR AGREEMENT WITH YOU . . CG 88 10 0413 Includes copyriq~ ted material of Visurance 9er+,irms CCfiate, Inc., with ks peri°a saiom Page 1 of 8 With respect to Coverage afforded by this arldorsemL-nt, the pg-u tision.5 ur tl;e policy apply unless modified by the endorsement. A, NON-OWNED AIRCRAFT Under Paragraph 2, Exclusions of Section I - Coverage A Bodily Injury And Property Damage Liability, exclusion g. Aircraft, Auto Or Watercraft do.-s not apply to are aircraft provided: I , It is not owned by any insured; 2. It is hired, chartered or loaned with a trained paid crew; I The pilot in command holds a currently effective c ertificate, issued by the duly constituted authority of the United Mates of America or Canada, designating her or him a commercial or airline pilot; and 4, It is not being used to carry persons or property for a charge. However, the insurance afforded by this provision does not apply if them is eveilable to the in3urcd ether valid and collectible insurance, whether prinnary, excess (other than insurance written to apply specifically in excess of this policy), contingent or on any other basis, that would also apply to the loss covered under this prov Bien. 8, NON-OWNED WATERCRAFT Undor par; graph 2. Exclusions of Section I - Coveraue A } Bodily Injury And Property Damage Liability, Subparagraph (2) of exclusion g. Aircraft, Auto Or Watercraft is replaced by the following: This exclusion does not apply to: (2) A watercraft you do not own that is: a Less than 52 feet long; and b Not being used to carry persons or property for a charge. C. PROPERTY DAMAGE LIABILITY o ELEVATOR$ 3. Under Paragraph 2. Exclusions of Section > . Coverage A e Bodily Injury And Property Damage Liabil- ity, Subparagraphs (3), (4) and (6) of exclusion j. Damage To Property do not apply if such "property damage" results from the use of elevators. For the purpose of this provision, elevators do not include v-_hicle lifts. Vehialo lifty are lift or ho sts used in automobile i5ervice or repair operatlnu,~. 2. The following is added to Section IV o Commercial General Liability Conditions, Condition 4. Other Insurance, Paragraph b, Excess insurance. The insurance afforded by this provision of this endorsement is excess over any property insurance,. whether primary, excess, contingent or on any other basis. D. EXTENDED DAMAGE TO PROPERTY RENTED TO YOU (Teriant`s Propel y Damage) If Damage To Premises Rented To You is not otherwise excluded from this Coverage Part: 1. Under Paragraph 2. ExOusions of Section I - ovorago A -Bodily Injury and Property Damage Unbility: a. The fourth from th.- last paragraph of exclusion is Damage To Proper is rep€aced by the follow- Paragraphs (1), (3) and (4) of th±s exclusion do not apply to "property damage" (otherthan damage by fire, lightning, explosion, smoke, or leakage from an automatic fire protection ; ystern) to- (i) Prern ises rented to you for a period of 7 or fewer conseccztlve 11ayq, or dill Contents that you rent or lease as part of a premises rental or lease agreement for a period of more than 7 days. Paragraphs (1), {3) and (4) ofthis exclusion too not apply to "property damage" to contents of premises rented to you for a period of 7 or fearer consecutive days. A separate limit of insurance applies to this coverage as described in Section III - Limits of Insurance. ZUy~ Lib:+y r~!€~tes~l inSJraa~:~~ CG 86 10 04 13 li,dudes copyrighted material of ingurance Services Office, llne,, with its permission. Page 2 of 8 b The. iast piar•ag:rpph of q€sbgi✓ietior- 2. F-welusJons 9 replaced by the follovxjilnu, Eyclusions c. through n. do not apply to damage by fire, tightning, explosion, smoke or leakage from avtor'nr~i. lit; firs; pretection Systems to premises while rested to you or te-m-porarily occupied by you with permission of the owner. A separate o insurance applies u Daind9tc Tv Pit!misa.s Ranted To You as described in Section III - Limits Of Insurance, 2. Paragraph 6, und€ t Section III - Limits Of Insurance is replaced by the foilo=wing: 6. Subject to Paragraph 6. above, the Damage To Prerni:se:s Rented To You ! irnit is the most we will pay under Coverage A for damages because of"' property damage" to: a_ Any one premise: ('I) While rented to you; or (2) While rented to you or tern.poradly occupied by you with permission of the owner for damage by tire, lightning, explvsivo, st-n- ak,e ui 1edkac u from auturnadu pirofe,.IiQrt sys- tem s; or b. %ontents that you rent or lease as part of ra prernises rental. or lease agreement. 3. 4\s regards. € overag€: provided by this provision D. EXTENDED DAMAGE TO PROPERTY RENTED TO YOU ff*nantss Propetly Damage) - Paragraph 9.~:. of Definitions is replaced with the fallo,.Mng: 9.a. A contract for a €oace cf prernit?es. @- ovvever, that portion of the contract fOr a lease of promises that in-de mnifies any person or organization for damage by fire, lightning, explosion, snneke., or leakage frorn automatic fire protection systems to premises while rented to you o€ ternporarily o€;c€ nied by you with the permission of the owner, or for damage to contents of such premises that are included in your premises rental or lease., agreement., is not an "insured contract'", E. MEDICAL PAYMENTS EXTENSION if Coverage C Medical Payments is not otherwise excluded, the Medical Payments provided by this policy are amanded as follows: Under Paragraph 1. Insuring AfjrP.Amont of Spttk~n I - Coverage- - Medical Payments, Subparagraph (b) of Paragraph ao is replaced by the follo-wing; (b) The expenses are incurred and reported within three years of the data a rides; and F. EXTENSION OF SUPPLEMENTARY PAYMENTS - COVERAGES A AND S 1. Usider Supplementary Payments -Coverages A and B, Patauraph 'I.b, is replaced by the follo1tYing: b. Up to $3,000 for cost of bail bonds required because of ac: idents or traffic law violations aril rtg out of the ucs, of any vehicle to which the Bodily Inj: Liabliity Coverage app€ic;s= We do not have to furnish these bonds. 2. Paragra ph I.d, is celalac:;d by the following: d. All reasonable expenses incurred by the insured at our request to assist us in the investigation or defense of the Ni,etin, or " suft", int+ l wfit q_ actual ions ut ~aa:daisgs up to sm a day beudvse ur _irr:e off from 1, irk. G. ADDITIONAL INSUREDS - BY CONTRACT, AGREEMENT OR PERMIT 1. Paragraph 2. € nder Section If Y Who Is An Insured is amended to include as an insured any person or organfaatior. whom you have agreed to add as an additional insured in a written contract, w tten agreement or permit. Such person or organization is an additional insured but only with respect to liability for "bodily injury", "property damage" or "personal and advertising irEjsrry"' CaLlSed in whole or hn part by: a. Your aces or ornisaions, or the actu or omi a&Jon of thovc outing on your behalf, in Erie performance of your on going operations for the additional insured that are the subject of the written contra.-,t or wrt4enr~ a9feernent provided that the~"tbodi ~~injury" or "property darnacge" occurs, or~tffie "per- sonal! and advert:sing itjury" is committed, subsequent. to the signing of such written Con tact or wntten agreement; or 0 2013 Ubcrtv sAatwi insw:l rcc~ CG 88 10 04 13 1r:_.udes ccpalrighted rya:eria, of Insurance S*rvii,,es With its pemeissio:i. Page 3 of 8 h. Promises or facilities rented by you or used by you; or ce The meintenance, operation or use by you of equipment rented or leased to you by such person or organization; or 4. Operations performed by you or an your behalf for which the state or political subdivision has issuad a permit subject to the following kdditionai provis ons; 1) This insurance does not apply to "bodily injury", "property damage", or "personal and ad- vertising injury" arising out of the opera? ens performed forthe state or political subdivision; 2) This insurance dies not app-!y to "bodily injury" or "property damage" included w thir: the "completed operations hazard (3) Insurance applies to premises you own, rent, or control but only with respe^t to the following hazards: (a) The existence, maintenanLe, repair, construction, erection, or removal of advertisIng signs, awnings, cancpiws, cellar entrances, coal holes, driveways, manholes, marquees, hoist away openings, sidewalk vaults, street banners, or decorations and nimilar expo- sure$; o; (b) The construction, erecdon, or removal of elevators; or (r.) 'The ownership, rnaintenance, or use of any elevators coveted by this insurance. However, 1. Tho ire vronca afforded to *uch addit:onaf in3ured only app$ien to the extant pert=pitted by leer; and 2, if coverage provided to the additional bnsured is required by a contra.-It or agreement, the insur- ance afforded to such additional insured wil not be broader than that which you are required by the contract, or agreement to provide for such addid ansl insured. With respect to Paragraph I.a, above, a person`s or organization's status as an additional insured under this endorsement ends when: (1) All work, including materials, par:; or equipment furnished in connection with such work, on the project (Other than service, maintenance or repairs) to be performed by or on behalf of the addit n- ny tl 1rlgv iri(s) St the location of trip envered r_ Aerations hat., ba n cornpleted. or (2 That portion of "your vvork" out of vvhich the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the sane; project. With respect to Paragraph 1.b. above, a person's or organization's status as an additional insured under this endorsernent ends when their w(itten contract or written agreement with you for such prernises or facilitles ends;. With respects to Paragraph 1.c. above, this insurance does not apple to any "occurrence" which takes place after the equipment rental or lease agreement has expired or you have returned such equipment to the lessor, The insurance provided by this endorsement applies only if the written contract or written agreement is signed prior to the "bodily injury" or "Property damage". We have no duty to defend an additional insured under this endorsement lentil we receive written notice of a "suit" by th.a additional insured as required in Paragraph b. of Condition 2. Duties in the Event Of Occurrence, Offense, Claim Or Suit under SocCon IV - Com roiral General Liability Condi-- tioras 2013 Lih-~rtx Mutual fnauranoa CG 89 10 04 1 ;7 ~ copyrichtnrj .11ci i i ~ :.ar r;GS~ S : ss offlc , i With its ;~errplisl;i~ar~, Page 4 of 8 2 With respect to the insurance provided by this endorsement, the foilowing are added to Paragraph 2. Exclusions under Section I - Coverage A - Bodily Injury And Property Damage Liability: This insurance does not apply to- a. "Bodily injury" or "property damage" arising from the sole negligence of the additional insured. b. "Bodily injury„ or "property carnage" that occurs prior to you commencing operations at the location where such "bodily injury" or "property darnag.-" occurs, c. "Bodily injury", "property darnage'' or "personal and advertising injury" arising out of the render- ing of, or the failure to render, any professional architectural, engineering or surveying services, including- (1) The preparing, approving, or failing to prepare or approve, ,naps, shop drawings, opinions, reports, surveys, field orders, change orders or draviings and specifications; or (Supervisory, inspection, architectural or engineering activities. This exclusion applies even if the clams against any insured aliege negligence or other wrongdoing in the supervision, hiring, employment, training or monitoring of others by that insured, if the "occur- rence" which caused the "beadily injury" or "property damage", or the offense which caused the "personal and advertising injury", involved the rendering of: or thee failure to reader, any professional architectural, engineering or surveying services. d. "Bodily injury" or "property damage" occurring after: (1) All work, including materials, parts or equipment furnished in connection with such work, on the project (other than service, maintenance or repairs) to be performed by or on behalf of the additional insured(s) at the location of flee covered operations has been completed; or (2) That portion of "your viork" out of suhich the injury or damage arises has been put to its intended use. by any person or organization other than another contractor or subcontractor engaged in performing opemtions for a principal as a part of the same project. e. Any person or organization specifically designated as an additional insured for ongoing operations by a separate s4DD TIONAL INSURED -OWNERS, LESSEES OR CONTRACTORS endorsement is- sued by us and made a part of this palmy. 3. With respect to the insurance afforded to these additional insureds, the following is added to Section III - Limits Of Insurance-. If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behaH of Me additional Insured Is the amount of Insurance: a, Required by the contractor agreement; or b. Available under the applicable Limits of Insurance shown in the Declarations; whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations, H. PRIMARY AND NO -t,:+ONTRIB TURY ADDITIONAL INSURED EXTENSION This provision applies to any person or organization who qualifies as an additional insured under any form orendor•sament under this policy. Condition 4. Other Insurance of SECTION IV a COMMERCIAL GENERAL LIABILITY CONDITIONS is amend- ed as follows.- a, The following is added to Paragraph a. Primary Insurance: 1¢ an additional insured's policy has an Other Insurance provision making its policy excess, and you have agreed in o written contract or wri"on cgrcomcnt to provide the additional insured covcragc on a primary and noncontributory basis, this policy shall be primary and we will not seek contribution from the additional insureds policy for damages we co}~er. 0, 2,0:3 !.iSr:Ey Mt:!s3~; CG 88 10 0413 ~~~~t;~~~rC e S e F'~:Ce$ s~,rf.l: IS oarr:~iss:cr , Rage 5 of 8 b, The following is added to Paragraph b. Excess Insurance: When a written contract or written agreement, other thart a prernises lease, facilities rental contract or agreement, are equipment rental or lease contr,ct or agreement., or permit issued by a state or poiitiicatl subdiVision between you and an additional insured does not require this insurance to be primwy or primary and non-contribtAory, this insurance s excess over any other insurance for which the add;_ tional insured is designated as a Narned Insured, Regardlece of the wrlttan agreement between you and ar additional irlsurad, this insurance is excess over any outer insurance whether primary, -excess, contingent or or'. any other basis for which the additional insured has been added as an additional 'insured on other policies. L ADDf IONAL INSUREDS n EXTENDED PROTECTION OF YOUR. "LIMITS OF INSURANCE- This provision applies to any person or organization who qualifies as an additional insured under any form or randorsr rrent under this r3alicy. 1. Ttre following is added to Candition 2. Duties In The Event Of Occurrence, Offense, Claim or Suit., An additional intsurcd undtt, this endorsement will as soon 8~9 practicable, a, Give written notice of an "eccurrerice" or an offense that may result its a claim or "su t" under this insurance W us: b. Tendp-r the defense and indemnity of any claim or "suit" to all insurers whom also have insurance available to the additional insured; and cs Agree to make auallabl , arty other Imiurance whIG,I the additional Insured leaf; for i~ lu~~ ~,Vv cover under this voverage Pa"t. d= We have no duty to defend or inderrinify an additional insured under this endorsement until we receive written native u a "~~aEt by the additional insured, . The limits of insurance applicable to the additional insured are those specified in a written contract or written agreement or the, limits of insurance as stated it) the Dedaration.s of this policy and defined in. Section ill - Limits of Insurance of this policy, whichever are less. These limits are inclusive oi'and not in addition to t E` limits of insurance available sander this policy, J. WHO IS AN 'INSURED - INCIDENTAL MEDICAL ERRORS 1 MALPRACTICE WHO IS AN INSURED - FELLOW EMPLOYEE EXTENSION - MANAGEMENT EMPLOYEES Paragraph 2,a.(1) of Section €I -Who Is An Insured is replaced with the following; (1) "Bodily injury" or" persona I and advertising injury CC. To you, to your partners or members (if you are apart nership or pint venturel, to your members iif you are a limited liabi€ity company), try .s , o- "or>riployGo" vvhile in the coarse of his or her employ- ment or perforating defies related to the conduct of your business, or to your other "volunteer workers" while performing duties related to :.he conduct of your business; N To the Spouse, child, parent, brother or stater of that co-"employ e, or "voiuntecr worker" aS -3 consequence or Paragraph (1) (al above; (c For which there; is any obligation to share damages with or repay someone else who must pay darnages bt_-ca.usa of the injury d. surib ed in Paragraphs (1) (a) or (b) above; or (d) Arising out of his or he!, providing or failing to provide professional health care services. However, if you are not in the business of providing: professional health care services or Providing profes- sional stealth care personnel to others, or if coverage for providing profess.ipnal health care ser- vices is not othervise exciuded by soparate endorsernent, this prow Sion (Paragraph (d)) dyes not apply. Paragraphs (a) and (b) above do not apply to "bodily injury" or "personal and advertising injury" caused by an "employee" who is acting in a supervisory capacity for you. Supervisory capacity as used herein: means the "employees" job responsibilities assigned by you, includes the direct supervisiork of ether "employ- ees" of yours. However, none of these "emptoyees" are insureds for "bod- ily injuty" or "personal and 19' 2013 Lffierw Mauxin tnsun~nee CG 8810 04 13 1rsckides copy righted material of irns.lirari r.. Servicex Office, Inc., vvit~i its permission. Page 6 of a .advertising injury" arising out o¢ their willfu! conduct, which. is defined as the purposeful or willful intent to COLM "buddy injury" or- 9°personal and adverti.sing injury", or caused in %wholie or hn part by their imoxica- ti€ n by liquor or control ed substances. The coverage provided by provision J. is exce!m over any other vai d and coliectable insurane available to your ..Ep1y!e". K. NEWLY FORMED OR ADDITIONALLY ACQUIRED ENTITIES Paragraph 3_ of Section li - Who Is An Insured €E; replaced by the following- 3. Any organization you newly acquire or form and over which you nnaintain ownership or majority interest, will qualify as a Named Insured if €h-era is no other similar insurance available to that r~rgar}ja tic~rr. Honwever: a. Coverage tinder this provision is afforded only sintiil the expiration of the policy period in which the entity was acquired or formed by your b. Coverage A does r-04, apply to "bodily injury" or "property dal-age" that oo~;urred befCore you acqu:red or, formod the otganization :rid c. Coverage B does riot apply to "pers0inal and advertising in ury" arising out of an offense com-nitt.ed before you a r quirod or formed the organization, d_ Records and descriptions of operations must be maintained by the first Named Insured. No person or organization is an insured with respect, to the conduct of any ciurrent or spas . partnership, joint venture or limited liability company that is not shoo,. n as a Named lnswedl in the Declara¢iorrs or qualifies as an insured undcr this provision. L. FAILURE TO DISCLOSE HAZARDS AND PRIOR OCCURRENCE Under Section I - Commercial General Liability Conditions, the following is added to `ondition 6. Repre- sentations, Your failure to disclose all hazards or prior- "oncur,rances" existing as of he inception date of the. p=olicy shall no pre Udice the coverage afforded by this policy provided such. fai ute t:o di scl€ se all hazards or prior "occur rences " is r1ot inii?i'rtianal. KNOWLEDGE OF OCCURRENCE, OFFENSE, CLAIM OR SUIT L)ndQr Section IV - Commercial eneral Liability Canditions, thu following :.s Added to f.ondiduri 2. Vuitiesi In The Event of Occurrence, Offense, Claim Or Suit: Knowledge of an "occurrer:ce", offense, clairn or ",raft" by an agent, servant or "employee" of any insured shall not it itself constitute. knowledge of the insured unless an insured listed wide., Paragraph 1. of Section 11. Who Is Are Insured or a person ;<4aho has been designated by them to receive reports of Hoc.urrences", offer:ses, claims or "suits" s:iall have received such notice from the argent, servant or '~rr~pl4s'ye~:', N. LIBERALIZATION CLAUSE it we reprise this Commercial General Liability Extension Endorsement to provide more Coverage without additional promiLin charge, your policy will automatically provide the coverage as of the day Niel revision iL effective. in your stash. O3 BODILY INJURY REDEFINED :Under Section V - Definitions, Definition 3. is repleued by the following: 3. "Bodily Injury" means physical injury, sickness or disease sustained by a person. This includes mental angui0, mental injury, :shock, fright or death that results from such physical injury, sick- ness or disease. 2i~ i~ ;.if~Cr':y Pt4E."u~i in4tFP9r1C£ C 8010 0413 nd,A*s wPy6 ;try f;. i,sar~T ~t: as rvices off eU6. IfuD., vi:,h ;GIs l~s:are. Page 7 of 8 P. EXTENDED PROPERTY DAMAGE Exclusion a. of COVERAGE A, BODILY INJURY AND PROPERTY DAMAGE LIABILITY is replaced by the - follu~i~aga a. rmxpocted Or Intonded Injury "Bodily i.njury" or "property damage" expected or intended frorn th.e standpoint of the insured. This exclusion does not apply to "bodily injury" or "property damage" resulting from the use of reasonable force to protect persons or property. Q. WAIVER OF TRANSFER OF RIGHT'S OF € ECOVERY AGAINST OTHERS TO US - WHEN REQUIRED IN A CONTRACTOR. AGREEMENT WITH YOU Under Section IV - Commercial General Liability Conditions, the following is added to Condition 8. Trans- fer Of Rights Of Recovery Against Others To Ens: We waive any right of recovery we may have against a person or organization because of payments we make for injury or damage arising out. of your ongoing operations or "your work" drone under e contract with 03,t person or organisation send included in the "products-completed operations hazard" provided: I. You and that person or organi7at on have agreed iii writing in a contract or agreement that you waive such rights against that person of organisation; and 2. The injury or damage occurs Subsequent to the execution of the written contract or written agree- ment. ~yq~ 2013 Libor tr Mutijoi Inournnoc Nic: i. Page 3 of 8 CG Fit 10 04 13 ."ci dez- i,P'o .-1,q Ted 1Y{;3wi:ll oil Insk rano,t' Seniit.,e,3 00kt;, 13niu , vii-1h !C riermi: