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HomeMy WebLinkAboutInsurance Certificate: API Plumbing Inc DATE (MM/DD/YYYY) ACOR" CERTIFICATE OF LIABILITY INSURANCE 1/6/2017 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). CONTACT PRODUCER NAME: Sheryl Wlrts Protectors Insurance, LLC PHONE A/c No Ext : 41 )842-2968 AFAX, /C No : 4 77 -1 P.O. Box 4669 E-MAIL Medford OR 97504 ADDRESS: h Iw r in m INSURERS AFFORDING COVERAGE NAIC # INSURER: A: I Security Insurance 24082 INSURED APIPL-1 INSURER B:SAI F Cor ration 24113 API Plumbing Inc INSURER C : Curt Rodenmayer INSURER D : 224 Snowy Bute Rd Central Point OR 97502 INSURER E INSURER F COVERAGES CERTIFICATE NUMBER: 1584690047 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR ADDL SUBR POLICY EFF POLICY EXP LIMITS LTR TYPE OF INSURANCE INSR WVD POLICY NUMBER MM/DD/YYYY MM/DD/YYYY A GENERAL LIABILITY Y BKS54685253 2/16/2017 2/16/2018 EACH OCCURRENCE $1,000,000 DAMAGE TO REN X COMMERCIAL GENERAL LIABILITY PREMISES (Ea occur ence $1,000,000 CLAIMS-MADE K OCCUR MED EXP (Any one person) $15,000 PERSONAL & ADV INJURY $1,000,000 GENERAL AGGREGATE $2,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: PRODUCTS - COMP/OP AGG $2,000,000 RO LOC $ POLICY P JECT .7 A AUTOMOBILE LIABILITY Y BAS54685253 2/1/2017 1/1/2018 ECOMBINED 717=997-- a accident $ ANY AUTO BODILY INJURY (Per person) $500,000 ALL OWNED X SCHEDULED BODILY INJURY (Per accident) $ AUTOS NAUTOS ON--OWNED PROPERTY DAMAGE $ X HIRED AUTOS X AUTOS Per accident $ UMBRELLA LIA.B OCCUR EACH OCCURRENCE $ I EXCESS LIAB CLAIMS-MADE AGGREGATE $ DED RETENTION $ $ B WORKERS COMPENSATION 999716 10/1/2016 10/1/2017 X WC STATU- OTH- T RY LIMIT R AND EMPLOYERS' LIABILITY Y / N E.L. EACH ACCIDENT $500,000 ANY PROPRIETOR/PARTNER/EXECUTIVE ❑ N/A OFFICER/MEMBER EXCLUDED? (Mandatory in NH) E.L. DISEASE - EA EMPLOYEE $500,000 If yes, describe under DESCRIPTION OF OPERATIONS below E.L. DISEASE -POLICY LIMIT $500,000 DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (Attach ACORD 101, Additional Remarks Schedule, if more space is required) CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE City of Ashland THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN 20 E Main Street ACCORDANCE WITH THE POLICY PROVISIONS. Ashland OR 97520 AUTHORIZED REPRESENTATIVE i ©1988-2010 ACORD CORPORATION. All rights reserved. ACORD 25 (2010/05) The ACORD name and logo are registered marks of ACORD ,y COMMERCIAL GENERAL LIABILITY CG 88 10 04 13 With respect to coverage afforded by this endorsement, the provisions of the policy apply unless mo&Eed by THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. the endorsement. A HON-OWNEOAIRCRAFT COMMERCIAL. GENERAL LIABILITY EXTENSION Under Paragraph 2. Exclusions of Section 1 - Coverage A • Bodily injury And Property Damage Liability, exclusion g, Aircraft, Auto Or Watercraft does not apply to an aircraft provided: This endorsement modifies Insurance provided under the following; 1. It is not owned by any insured; COMMERCIAL GENERAL LIABILITY COVERAGE PART 2. It is hired, chartered orloaned with a trained paid crew; 3. The pilot in command holds a currently effective tertificate, issued by the duly constituted authority of NDEX the United States of America or Canada, designating her or him a commercial or airline pilot; and 4. It is not being used to carry persons or property for a charge. SUBJECT AGE However, the Insurance afforded by this provision does not apply if there is available to the Insured other valid and collectible Insurance, whether primary, excess (other than Insurance written to apply specifically NON-OWNED AIRCRAFT 2 In excess of this policy), contingent or on any other basis, that would also apply to the loss covered under this provision. NON-OPINED WATERCRAFT 2 B. NON-OWNED WATERCRAFT PROPERTY DAMAGE LIABILITY - ELEVATORS 2 Under Para g raph 2. Exclusions of Section 1- Coverage A • Bodily Injury And Property Damage Liability, EXTENDED DAMAGE TO PROPERTY RENTED TO YOU (Tenant's Property Damage) 2 Subparagraph (2) of exclusion g. Aircraft, Auto Or Watercraft is replaced by the followfng: MEDICAL PAYMENTS EXTENSION 3 This exclusion does not apply to: (2) Awatercraft you do not own that is: EXTENSION OF SUPPLEMENTARY PAYMENTS -COVERAGES AAND S 3 (a) Less than 52 feet long; and (b) Not being used to carry persons or property for a charge. ADDITIONAL INSUREDS SY CONTRACT, AGREEA7EN70R PERMIT 3 C. PROPERTY DAMAGE LIABILITY • ELEVATORS PRIf41ARY AND NON-CONTRIBUTORY- ADDITIONAL INSURED EXTENSION 5 1, Under Paragraph 2. Exclusions of Section I • Coverage A - Bodily Injury And Property Damage Liabll- ADDITIONAL INSUREDS • EXTENDED PROTECTION OF YOUR "LIMITS OF INSURANCE" 6 icy, Subparagraphs (3), (4) and (6) of exclusion j. Damage To Property do riot apply if such "property damage" results from the use of elevators. For the purpose of this provision, elevators do net Includa vehicle hits. Vehicle lifts are lifts or hoists used in automobile service or repair operations. WHO IS AN INSURED -INCIDENTAL MEDICAL ERRORSIMALPRACTICE AND WHO IS AN INSURED - FELLOW EMPLOYEE EXTENSION • MANAGEMENT EMPLOYEES 6 2. The following Is added to Section IV • Commercial General Liability Conditions, Condition 4. Other Insurance, Paragraph b. Excess Insurance: NEWLY FORMED OR ADDITIONALLY ACQUIRED ENTITIES 7 The Insurance afforded by this provision of this endorsement Is excess over any property Insurance, whether primary, excess, contingent or on any other oasts. FAILURE TO DISCLOSE HAZARDS AND PRIOR OCCURRENCES 7 D. EXTENDED DAMAGE TO PROPERTY RENTED TO YOU (Tenant's Property Damage) KNOWLEDGE OFOCCURRENCE, OFFENSE, CLAIM OR SUIT 7 It Damage To Premises Rented To You Is nototherwise excluded from this Coverage Part: LIBERALIZATION CLAUSE 7 1. Under Paragraph 2.Exclusions ofSection I-Coverage A- Bodily Injury and Property Damage !lability. a. The fourth from the last paragraph of exclusion j. Damage, To Property Is replaced by the follow- BODILY INJURY REDEFINED 7 Ing: EXTENDED PROPERTY DAMAGE 8 Paragraphs (1), (3) and (4) of this excluslon do not apply to "property damage" (other than da mage by fire, lightning, explosion, smoke, or leakage from an automatic fire protection system) to: WAIVER OF TRANSFER OF RIGHTS OF RECOVERYAGAINSTOTHERSTOUS• 8 (1) Premises rented to you for a period cf7 or fewer consecutive days; or WHEN REQUIRED FN A CONTRACT OR AGREEMENT WITH YOU CIA Contents that you rent or lease as part of a premises rental or lease agreement for a period of more than 7 days. Paragraphs (1), (3) and (4) of this exclusion do not apply to "property damage" to contents of premises rented to you for a period of 7 or fewer consecutive days. A separate limit of Insurance applies to this coverage as described in Section III - Limits of Insurance. ® 2013 Libar/ Mutvai Inacrar.ce 0 2013 Liberty N.Rv31Inv.,,ance CG 88 10 04 13 Iro}rSea coav a>.t Q,ns*631 of Enswamt sefy!4es Offm Irl" Vv ri fu Der ni5Si9R Page 1 Of a CG 88 10 04 13 lncfuees n;,yeg1'ed r ateri3t etln S'xar,ce S4,Icei offs,!, In Vr Lr ill remiSilo'. Page 2 of 8 b. The last paragraph of subsection2. Exclusions is replaced by thefollowing: b. Premis<_s orfaclliiies rented by you of used by you; or Exclusions c. through n, do not apply to damage by fire, lightning, explosion, smoke or leakage from automatlefire protection systems to pfemiseswhile rentedto you or temporarily Occupied by c. The maintenance, operation or use by you of equipment rented or leased to you by such person or you with permission of the owner, A separate limit of Insurance applies to Damage To Premises organization; or Rented To You as described in Section Of -Limits Of insurance. d. Operations performed by you or on your behalf for which the state or political subdivision has 2. Paragraph 6. under $actionIII -Limits Of Insurance Is replaced by the following: Issued a permit subject to the following additional provisions- B. Subject to Paragraph 5. above, the Damage To Premises Rented To You Limit Is the most we will (1) This insurance does not apply to "bodily injury", "property damage", or "personal and ad- pay under Coverage A for damages because of "property damage" to: vaftlsing injury" arising out of the operations performed for the state or political subdivision; a. Any one premise: (2) This Insurance does not apply to "bodily injury" or "property damage" Included within the (1) While rented to you; or "completed operations hazard (2) While rented to you or temporarily Occupied by you with permission of the owner for (3) insurance applies to premises you own, rent or control but only with respect to the following damage by fire, Ilghtn€ng, explosion, smoke or leakage from automatic protection sys- hazards: tems; Or Ir. Contents that you rent or lease as part of a premises rental or lease agreement, (a) The existence, maintenance, repair, construction, erection, or removal of advertis rg signs, awnings, canopies, cellar antrarces, coal holes, driveways, manholes, marquees, 3. As regards coverage provided by this provision D. EXTENDED DAMAGE TO PROPERTY RENTED TO hoist away openings, sidewalk vaults, street banners, or decorations and similar expo- YOU (Tenant's Property Damage) - Paragraph 9.a. of Definitions is replaced with the following: sures; or 9.a. A contract for a lease of premises. However, that portion of the contract for a lease of premises (b) The construction, erection, or removal of elevators; or that Indemnifies any person or organization for damage by fire, lightning, explosion, smoke, or (c) The ownership, maintenance, Or use of any elevators covered by this Insurance. leakage from automatic fire protection systems to premises while rented to you or temporarily occupied by you with the permission of the owner, or for damage to contents of such premises Howeva r. that are Included In your premises rental or lease agreement, Is not an'Insured contract 1. The insurance afforded to such additional insured only applies to the extent permitted bylaw; an E. MEDICAL PAYME14TS EXTENSION 2. If coverage provided to the additional insured Is required by a contract or agreement, the nsur- if Coverage C Medical Payments Is not otherwise excluded, the Medical Payments provided by this policy ance afforded to such additional insured will not be broader than that which you are required by are amended as follows: the contract or agreamentto provide forsuch additional Insured. Under Paragraph 1. Insuring Agreement ofSectfort I - CoverageC - Medical Payments, Subparagraph With respect to Paragraph I.e. above, a person's or organization's status as an additional Insured (b) of Paragraph a. Is replaced by the following: under this endorsement ends when: (b) The expenses are incurred and reported within three years of the date of the accident; and (1) All work, including materials, parts or equipment furnished in connection with such work, on F. EXTENSION OF SUPPLEMENTARY PAYMENTS- COVERAGES A AND B the project (other than service, maintenance or repairs) to be performed by or on behalf Of the additions! insured(s) at the location of the covered operations has been carnpieted; or 1. Under Supplementary Payments Coverages AandB,Paragraph l.b.fsreplaced by thefollovring (2) That portion of "your work" Out of which the Injury or damage arises has been put to Its Is. Up to $3,000 for cost of bail bonds required because of accidents or traffic law violations arising Intended use by any person or organization other than another contractor or subcontractor out of the use of any vehicle to which the Bodily Injury Liability Coverage applies. We do not have engaged in performing operations fora principal as a part of the same project. to turnlsh these bonds. With respect to Paragraph i.b. above, a person's or organization's status as an additional insured 2. Paragraph I.d.is replaced bythefollowing: under this endorsement ends when their written contract or written agreement with you for such premises orfacffitiescnds. d. All reasonable expenses Incurred by the insured at our request to assist us In the Investigation or pre With respects to Paragraph 1.e. above, this Insurance does not apply to any "occurrence" which takes defense of the claim or "cult", Including actual loss of earnings up to $500 a day because of time off fromwork. place after the equipment rental or lease agreement has expired or you have returned such equipment to the lessor. G. ADDITIONAL INSUREDS -BY CONTRACT, AGREEMENT OR PERMIT The insurance provided by this endorsement applies only if the written contract or written agreement 1. Paragraph 7. under Section It • Who Is An Insured Is amended to include as an Insured any person or Is signed prior to the "bodily injury" or "property damage". organization whom you have agreed to add as an additional Insured In a written contract, written We have no duty to defend an additional Insured under this endorsement until we receive written or only to agreement "b permit. Such person or organization Is an additional insured but ry" with respect le notice of a "suit" by the additional insured as required in Paragraph b, of Condition 2. Duties in the of in pa for "bodily injury", property damage" or "personal and advertising Injury" caused In whole Event Of Occurrence, Offense, Claim Or Suit under Section IV • Commercial General Liability Condl- In pare by: lions. a. Your acts or omissions, or the acts or omissions of those acting on your behalf, in the performance of your on going operations for the additional insured that are the subject of the wriltan contract or written agreement provided that the "bodily Injury" or "property damage" occurs, or the "per- sonal and advertising Injury" Is committed, subsequent to the signing of such written contract or written agreement; or ® 2413LiDerr/Mutwlrnsw4Lnm CG 88100413 frcrudesecwriaNedmat!riAof lnsurazceSenricesOKCa,I"t-.w'thits pe_;Is'or. Page 3of8 0 2813LbertyL!Rvstlns~rrnca - Al .11a 2. With respect to the Insurance provided by this endorsement, the following are added to Paragraph 2. b. The following Is added to Paragraph b. Excess Insurance: Exclusions under Section I - Coverage A - Bodily Injury And Property Damage Liability: When a written contract or written agreement, other than a premises lease, facilities rental contract-t. This lasurancedoes not apply to: agreement, an equipment rental or lease contract or agreement, or permit issued by a state or political P. "Bodily injury, or "property damage" arising from the sole negligence of the additional insured. subdivision between you and an additional Insured does not require this insurance to be primary or primary and non centribut❑ y, this insurance is excess over any other insurance for which the addl- b: "Bodily Injury" or "property damage" that occurs prior to you commencing operations at the tional insured is designated as a Named Insured. location where such "bodily Injury" or "property damage" occurs. y ] ry", "property damage" or "personal and advertising Regardless of the written agreement between you and an additional Insured, this insurance Is excess c. "Bodily Injury", u 9 Injury" arising out of the render over any other insurance whether primary, excess, contingent or on any other basis for which the €ng of, or the failure to render, any professional architectural, engineering or surveying services, additional Insured hasbeen added as an additional insured on other policies. Including: (1) The preparing, approving, or failing to prepare or approve, maps, shop drawings, opinions, 1. ADDITIONAL INSUREDS • EXTENDED PROTECTION OFYOUR "LIMiTSOF INSURANCE" This provision applies to any person or organization who qualifies as an additional insured under any form reports, surveys, field orders, change orders or drawings and specifications; or (2) Supervisory, inspection, architectural or engineeringactlvities. or endorsement under this policy. This exclusion applies even If the claims against any insured allege negligence or other wrongdoing In 1. The following Is added to Condition 2. Duties In The Event Of Occurrence, Offense, Claim or Suit: the supervision, hiring, employment, Uairing or monitoring of others by that Insured, if the "otcur- rams" which caused the "bodily Injury" or "property damage", or the offense which caused the Anadditioralinsured under this endorsement will assoon aspracticable: "personal and advertising Injury", involved the randering ot, or the failure to render, any professional e. Give written notice clan "occurrence" or an offense that may result in a claimer "su't" under architectural, engineering or surveying services, this Insurance to us; d. "Bodily injury" or "property damage" occurring after: b. Tender the defense and Indemnity of any claim or "suit" to Elf insurers wham also have (1) All work, Including materials, parts or equipment furnished In connection with such work, on Insurance available to the additional insured; and the project (other than service, maintenance or repalrs) to be performed by or on behalf of the c, Agree to make available any other insurance which the additional Insured has for a toss we additional insureds) atthe location of the covered operations has been completed; or cover underthis Coverage Part. (2) That portion of "your work" out of which the Injury or damage arises has been put to its d. We have no duty to defend or indemnify an additional Insured under this endorsement until Intended use by any person or organization other than another contractor or subcontractor we receive written notice of a "suit" by the additional Insured. engaged in performing operationsfor a principal as a part of the same project 2. The limits of insurance applicable to the additional insured are those specified in a written contract or written agreement or the limits of insurance as stated In the Declarations of this policy and e. Any parsonor ADDITION L INSURED - esEgn RS, LESSEES R CONTRACTor o:ngofng semenions defined In Section III • Limits of insurance of this policy, vvhtchever are less. These limits are by a separate DfTiON URED pWNE LESSEES OR CONR tCTORS endorsement 1s- inclusive of and not in addition to the limits cf Ensurance available urrder thls policy. sued by us End made a partNSofthis policy. 3. With respect to the insurance afforded to these additicnal insureds, the following is added to Section Ill J. WHO IS AN INSURED -INCIDENTAL MEDICAL ERRORS I MALPRACTICE - Limits Of Insurance: WHO IS AN INSURED - FELLOW EMPLOYEE EXTENSION • MANAGEMENT EMPLOYEES If coverage provided to the additional insured is required by a contract or agreement, the most we will Paragraph 2.a.(I) of Section 11- Who Is An insured Is replaced with the following; Very on behalf of the additicnal :nsured Is the amount of insurance: a. Requhedbythecontractor agreement; or (1) "Bodily Injury' cr'Personal andadvertising Injuryb, Available under the app'tcabte Limits of Insurance shown In the Declarations; (a) To you, to your partners or members (If you area partnership or jointventure), to your members (if whichever Is less. you are a limited liability company), to a co "employee" while in the course of his or her employ This endorsement shall not increase the applicable Limits of Insurance shovrn in the Dectaratlens. merit or performing duties related to the conduct of your business, or to your other "volunteer vrorcers" while performing duties rotated to the conductor your business; H. This PRIMARY proov vision AND applies to any person NON-CONTRIBUTORY or organizatioADDITIONALn who INSURED qualifi EXTENSION (b) To the spouse, child, parent, brother or sister of that co-"employee" or "volunteer worker" as a Ts es as on additional insured under any form consequence of Paragraph (t) (a) above; Thi or endorsement under this policy. (c) For which there is any obligation to share damages with or repay someone else who must pay Condition 4. Other Insurance of SECTION IV - COMMERCIAL GENERAL LIABILITY CONDITIONS Is amend- damages because of the €njurydescribed In Paragraphs (1) (a) or (b) above; or ed as follows: (d) Arising out of his or her providing or failing to provide professional health care services. However, if you are not In the business of provlding professional health care services or providing profes- sional health care personnel to others, or if coverage for providing professional health care ser• vices is not otherwise excluded by separate endorsement, this provision (Paragraph (d)) does not It an additional Insured's policy has an Other Insurance provision making its policy excess, and you apply have agreed in a written contract or written agreement to provide the additional insured coverage on a primary and noncantributery basis, this policy shall he primary and we will not seek contribution from Paragraphs (a) and (b) above do not apply to "bodily injury" or "personal and advertising injury" caused by the additiona' Insured's policy for damages we cover. an "employee" who Is acting in a supervisory capacity for you. Supervisory capacity as used heroin means the "employee's" job responsibilities assigned by you, Includes the direct super4slon of othar "employ- ees" of yours. However, none of these "employees" are insureds for "bodily Injury" or "personal and ® 2013Li6ertJMluallnsorand ® 2013LixrtPublvsttasurana CG 88 10 04 13 Includeseepyrgh:sd material or,rs~raree SeW.as Off-a, f:F w.th its permiss'on. Page 5 of 8 CG 88 10 04 13 Inz~udes eoplrightsi material of lnsxarce Senecas Cffoe.lne,n'th itsparmtsv.n. Page 6 of 8 adverllsing Injury" arising out of their willful conduct, which is defined as the purposeful or vrtllful intent to cause "bodily Injury" of "personal and advertising injury", or caused In whole or in part by their intoxlca- P. EXTENDED PROPERTY DAMAGE tion by liquor of controlled substances. Exclusion a. of COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE LiASILITY Is replaced by the following: The coverage provided by provision J. Is excess over anyother valid and collectable Insurance available to your "employee". a. Expected Or Intended Injury K. NEV,ILY FORMED ORAODITIONALLYACOUiREO ENTITIES "Bodily Injury" or "property damage" expected or Intended from the standpoint of the Insured. Paragraph 3. ofSectionli -Who Is An Insured Is replaced bythe following: This exclusion does not apply to "bodily injury" or "property damage" resulting from the use of 3. Any organization you newly acquire or form and over which you maintain ownership or majority reasenab'.e force to protect persons or property. Interest, will quality as a Named Insured if there Is no other similar insurance available to that CIWAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US - WHEN REQUIRED IN A organization. However; CONTRACT OR AGREEMENT WiTH YOU Under Section IV • Commercial General Liability Conditions, the following Is added to Condition 8. Trans. a. Coverage under this provisfon is afforded only until the expiration of the policy period In which the entity was acquired or formed by you; for Of Rights Of Recovery Against Others To Us: b, Coverage A does not apply to "bodily injury" or "property damage" that occurred before you acquired or formed the organization; and We waive any light of recovery we may have against a person of organization because of payments we c. Coverage B does not apply to "personal and advertising injury" arising out of an offense make for injury or damage arising out of your ongoing operations or "your work" done under a committed before you acquired or formed the organization. contract with that person of organization and included in the "preducts-completed operations hazard" provided: d. Records and descriptions of operations muse be maintained by thefirst Nomad insured. 1. You aid that person or organization have agreed in uniting in a contract or agreement that you No person or organization is an insured with respect to the conduct of any cvrientor past partnership, joint walye such rights against that person or organization; and venture or limited liability company that Is not shown as a Named Insured In the Declarations or qualifies 2. The Injury or damage occurs subsequent to the axecutfon of the written contract or written agree- s s an Insured under this provision. meat. L. FAILURE TO DISCLOSE HAZARDS AND PRIOR OCCURRENCES Under Section IV • Commercial General Liability Conditions, the following Is added to Condition B- Repre- sentattons: Your failure to disclose all hazards or prior "oaufiences" existing as of the inception date ofthe policy shall not prejudice the coverage afforded by this policy provided such failure to disclose all hazards or prior "occurrences" Is not Intentional. M. KNOWLEDGE OF OCCURRENCE, OFFENSE, CLAIM OR SUIT Under Section IV - Commercial General Liability Conditions, the following is added to Condition 2. Duties In The Event of Occurrence, Offense, Claim Or Suit: Knowledge of an "occurrence", offense, claim or "suit" by an agent, servant or 'employee" of any Insured shall not In itself constitute knowledge of the insured unless an insured listed under Paragraph 1. of Section R - Whe is An Insured or a person who has been designated by them to receive reports of Occurrences", offenses, clams or "suits" shall have received such notice from the agent, servant or "employee". N. LIBERALIZATION CLAUSE If we revise this Commercial General Liability Extension Endorsement to provide more coverage without additional premium charge, yourpolicywili automatically provide the coverage as of the day the revision Is effective in your state. 0. BODILY INJURY REDEFINED Under Section V - Definitions, Definition 3. Is replaced by the following: 3. 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