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STATE FARM FIRE AND CASUALTY COMPANY
A STOCK COMPANY WITH HOME OFFICES IN BLOOMINGTON, ILLINOIS DECLARATIONS AMENDED JAN 31 2017
3 Ravini~3 Dr~0346-2117 Policy Number 96-BU-3823-8
Atlanta CC~~A
Policy Period Effective Date Ex Date
M-20-2388-FA65 F U 12 Months NOV 16 2016 M 16 2017
002063 3123 The policy period begins and ends at 12:01 am standard
Addl Insured-Section II Only time atthe premises locaton.
CITY OF ASHLAND OREGON AND ITS Named Insured
ELECTED OFFICIALS, OFFICERS & NATIONAL RESEARCH CENTER INC
- EMPLOYEES \ 2955 VALMONT RD STE 300
20 E MAIN ST BOULDER CO 80301-1360
ASHLAND OR 97520-1814
Office Policy
Automatic Renewal - If the policy period is shown as 12 months, this policy will be renewed automatically subject to the premiums, rules and
forms in effect for each succeeding policy period. If this policy is terminated, we will give you and the Mortgagee/Lienholder written notice in
compliance with the policy provisions or as required by law.
Entity: Corporation
Reason for Declarations: Your policy is amended JAN 31 2017
ADDITIONAL INSURED ADDED
PREMIUM ADJUSTMENT
FORM CMP-4786 ADDED
Endorsement Premium None
Discounts Applied:
Renewal Year
Years in Business
Sprinkler
Claim Record
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FEB 06 2017 C% Copyright, State Farm Mutual Automobile Insurance Company, 2008
CMP-4000 Includes copyrighted material of Insurance Services Office, Inc., with its permission.
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DECLARATIONS (CONTINUED)
Office Policy for CITY OF ASHLAND OREGON AND ITS
Policy Number 96-BU-3823-8
SECTION I - PROPERTY SCHEDULE
Location Location of Limit of Insurance* Limit of Insurance* Seasonal
Number Described Increase-
Premises Coverage A - Coverage B - Business
Buildings Business Personal Personal
Property Property
001 2955 VALMONT RD STE 300 No Coverage $ 80,200 25%
BOULDER CO 80301-1360
* As of the effective date of this policy, the Limit of Insurance as shown includes any increase in the limit due to Inflation Coverage.
SECTION I - INFLATION COVERAGE INDEX(ES)
Cov A - Inflation Coverage Index: N/A
Cov B - Consumer Price Index: 241.0
SECTION I - DEDUCTIBLES
Basic Deductible $1,000
Special Deductibles:
Money and Securities $250 Employee Dishonesty $250
Equipment Breakdown $1,000
Other deductibles may apply - refer to policy.
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DECLARATIONS (CONTINUED)
Office Policy for CITY OF ASHLAND OREGON AND ITS
Policy Number 96-BU-3823-8
SECTION I - EXTENSIONS OF COVERAGE - LIMIT OF INSURANCE - EACH DESCRIBED PREMISES
The coverages and corresponding limits shown below apply separately to each described premises shown in these _
Declarations, unless indicated by "See Schedule." If a coverage does not have a corresponding limit shown below,
but has "Included" indicated, please refer to that policy provision for an explanation of that coverage.
LIMIT OF
COVERAGE INSURANCE
Accounts Receivable
On Premises $50,000
Off Premises $15,000
Arson Reward $5,000
Back-Up Of Sewer Or Drain $15,000
Collapse Included
Damage To Non-Owned Buildings From Theft, Burglary Or Robbery Coverage B Limit
Debris Removal 25% of covered loss
Equipment Breakdown Included
Fire Department Service Charge $5,000
Fire Extinguisher Systems Recharge Expense $5,000
Forgery Or Alteration $10,000
Glass Expenses Included
Increased Cost Of Construction And Demolition Costs (applies only when buildings are 10%
insured on a replacement cost basis)
Money And Securities (Off Premises) $5,000
Money And Securities (On Premises) $10,000
Money Orders And Counterfeit Money $1,000
Newly Acquired Business Personal Property (applies only if this policy provides $100,000
Coverage B - Business Personal Property)
Newly Acquired Or Constructed Buildings (applies only if this policy provides $250,000
Coverage A - Buildings)
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DECLARATIONS (CONTINUED)
Office Policy for CITY OF ASHLAND OREGON AND ITS
Policy Number 96-BU-3823-8
Ordinance Or Law - Equipment Coverage Included
Outdoor Property $5,000
Personal Effects (applies only to those premises provided Coverage B - Business $5,000
Personal Property)
Personal Property Off Premises $15,000
Pollutant Clean Up And Removal $10,000
Preservation Of Property 30 Days
Property Of Others (applies only to those premises provided Coverage B - Business $2,500
Personal Property)
Signs $2,500
Unauthorized Business Card Use $5,000
Valuable Papers And Records
On Premises $100,000
Off Premises $15,000
Water Damage, Other Liquids, Powder Or Molten Material Damage Included
SECTION I - EXTENSIONS OF COVERAGE - LIMIT OF INSURANCE - PER POLICY
The coverages and corresponding limits shown below are the most we will pay regardless of the number of
described premises shown in these Declarations.
LIMIT OF
COVERAGE INSURANCE
Dependent Property - Loss Of Income $5,000
Employee Dishonesty $10,000
Utility Interruption - Loss Of Income $10,000
Loss Of Income And Extra Expense Actual Loss Sustained - 12 Months
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FEB 06 2017 T) Copyright, State Farm Mutual Automobile Insurance Company, 2008
CMP-4000 Includes copyrighted material of Insurance Services Office, Inc., with its permission.
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DECLARATIONS (CONTINUED)
Office Policy for CITY OF ASHLAND OREGON AND ITS
Policy Number 96-BU-3823-8
SECTION II - LIABILITY
LIMIT OF _
COVERAGE INSURANCE
Coverage L - Business Liability $2,000,000
Coverage M - Medical Expenses (Any One Person) $10,000
Damage To Premises Rented To You $300,000
LIMIT OF
AGGREGATE LIMITS INSURANCE
Products/Completed Operations Aggregate $4,000,000
General Aggregate $4,000,000
Each paid claim for Liability Coverage reduces the amount of insurance we provide during the applicable
annual period. Please refer to Section II - Liability in the Coverage Farm and any attached endorsements.
Your policy consists of these Declarations, the BUSINESSOWNERS COVERAGE FORM shown below, and any other
forms and endorsements that apply, including those shown below as well as those issued subsequent to the
issuance of this policy.
FORMS AND ENDORSEMENTS
CMP-4100 Businessowners Coverage Form
CMP-4786 *Addl Insd Owners Lessee Sched
CMP-4206.1 Amendatory Endorsement
FE-6999.2 Terrorism Insurance Cov Notice
CMP-4746 Hired Auto Liability
CMP-4787 Waiver of Trans Rgt of Recov
CMP-4713 Excl Testing Consulting E&O
CMP-4819.1 Unauthorized Business Card Use
CMP-4706 Back-Up of Sewer or Drain
CMP-4704 Dependent Prop Loss of Income
CMP-4710 Employee Dishonesty
CMP-4709 Money and Securities
CMP-4703 Utility Interruption Loss Incm
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DECLARATIONS (CONTINUED)
Office Policy for CITY OF ASHLAND OREGON AND ITS
Policy Number 96-BU-3823-8
CMP-4705 Loss of Income & Extra Expnse
CMP-4788 Addl Insd Mgrs Lessor of Prem
CMP-4785 Addl Ins Owners Lessee Blkt
CMP-4860 Al Design Person Org
FE-3650 Actual Cash Value Endorsement
CMP-4859 Al Engineer Architect Survey
FD-6007 Inland Marine Attach Dec
* New Form Attached
This policy is issued by the State Farm Fire and Casualty Company.
Participating Policy
You are entitled to participate in a distribution of the earnings of the company as determined by our Board of Directors in
accordance with the Company's Articles of Incorporation, as amended.
In Witness Whereof, the State Farm Fire and Casualty Company has caused this policy to be signed by its President and
Secretary at Bloomington, Illinois.
Secretary President
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FEB 06 2017 C~ Copyright, State Farm Mutual Automobile Insurance Company, 2005
CMP-4000 Includes copyrighted material of Insurance Services Office, Inc., with Its permission.
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STATE FARM FIRE AND CASUALTY COMPANY
A STOCK COMPANY WITH NOME OFFICES IN BLOOMINGTON, ILLINOIS INLAND MARINE ATTACHING DECLARATIONS
3 Ravini Drive Policy Number 96-BU-3823-8
AtlantaA 30346-2 1 1 7
Policy Period Effective Date Exppiration Date
M-20-2388-FA65 F U 12 Months NOV 16 2016 NM 16 2017
The policy period begins and ends at 12:01 am standard
Named Insured time at the premises location.
NATIONAL RESEARCH CENTER INC
2955 VALMONT RD STE 300
BOULDER CO 80301-1360
ATTACHING INLAND MARINE
Automatic Renewal - If the policy period is shown as 12 months, this policy will be renewed automatically subjectto the premiums, rules and
forms in effect for each succeeding policy period. If this policy is terminated, we will give you and the Mortgagee/Lienholder written notice in
compliance with the policy provisions or as required by law.
Annual Policy Premium Included
The above Premium Amount is included in the Policy Premium shown on the Declarations.
Your policy consists of these Declarations, the INLAND MARINE CONDITIONS shown below, and any other forms and endorsements that
apply, including those shown below as well as those issued subsequentto the issuance of this policy.
Forms, Options, and Endorsements
FE-8743 Inland Marine Computer Prop
FE-8739 Inland Marine Conditions
See Reverse for Schedule Page with Limits
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FEB 06 2017 Copyright, State Farm Mutual Automobile Insurance Company, 2008
FD-6007 Includes copyrighted material of Insurance Services Office, Inc., with its permission.
017740
530 686 a.2 05 31 2011 MUM)
96-B IJ-3823-8
ATTACHING INLAND MARINE SCHEDULE PAGE
ATTACHING INLAND MARINE
ENDORSEMENT LIMIT OF DEDUCTIBLE ANNUAL
NUMBER COVERAGE INSURANCE AMOUNT PREMIUM
FE-8743 Inland Marine Computer Prop S 2 5, 0 0 0 $ 500 Included
Loss of Income and Extra Expense $ 2 5 , 0 0 0 Included
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Prepared OTHER LIMITS AND EXCLUSIONS MAY APPLY - REFER TO YOUR POLICY
FEB 06 2017 0 Copyright, State Farm Mutual Automobile Insurance Company, 2008
FD-6007 Includes copyrighted material of Insurance Services Office, Inc., with its permission.
017740
530 686 a.7 05 31 7011 Wf37 d