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HomeMy WebLinkAboutInsurance Certificate: Ashland Construction DATE (MM/DD/YYYY) CERTIFICATE OF LIABILITY INSURANCE 3/6/2017 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). CONTACT Brown & Brown Northwest PRODUCER Susan Wilson NAME: 3256 Hillcrest Park Drive FAX PHONE 541-494-2658541-494-2758 (A/C, No): (A/C, No, Ext): Medford, OR 97504 E-MAIL swilson@bbnw.com ADDRESS: INSURER(S) AFFORDING COVERAGENAIC # www.bbnw.com Ohio Security Insurance Company24082 INSURER A : INSURED Developers Surety & Indemnity Company INSURER B : Ashland Construction Inc SAIF Southern Oregon Concrete Pumping INSURER C : 102 Pleasant View INSURER D : Talent OR 97540 INSURER E : INSURER F : COVERAGESCERTIFICATE NUMBER:REVISION NUMBER: 34544118 THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. ADDLSUBRPOLICY EFFPOLICY EXP INSR TYPE OF INSURANCELIMITS POLICY NUMBER (MM/DD/YYYY)(MM/DD/YYYY) LTR INSDWVD ABKS18560593563/21/20173/21/2018 1,000,000 COMMERCIAL GENERAL LIABILITY 333 EACH OCCURRENCE$ DAMAGE TO RENTED 1,000,000 3 CLAIMS-MADEOCCUR$ PREMISES (Ea occurrence) 15,000 MED EXP (Any one person)$ 1,000,000 PERSONAL & ADV INJURY$ 2,000,000 GEN'L AGGREGATE LIMIT APPLIES PER:GENERAL AGGREGATE$ PRO- 2,000,000 3 POLICYLOCPRODUCTS - COMP/OP AGG$ JECT $ OTHER: COMBINED SINGLE LIMIT ABAS18560593563/21/20173/21/2018 AUTOMOBILE LIABILITY $ 1,000,000 (Ea accident) ANY AUTO BODILY INJURY (Per person)$ 3 OWNEDSCHEDULED BODILY INJURY (Per accident)$ AUTOS ONLYAUTOS NON-OWNED HIREDPROPERTY DAMAGE $ (Per accident) AUTOS ONLYAUTOS ONLY $ UMBRELLA LIAB EACH OCCURRENCE$ OCCUR EXCESS LIAB CLAIMS-MADEAGGREGATE$ $ DEDRETENTION$ C46907910/1/201610/1/2017 PEROTH- WORKERS COMPENSATION 3 STATUTEER AND EMPLOYERS' LIABILITY Y / N 500,000 E.L. EACH ACCIDENT$ N / A 4444444444444444444444444444444A OFFICER/MEMBER EXCLUDED? 500,000 (Mandatory in NH) E.L. DISEASE - EA EMPLOYEE$ If yes, describe under 500,000 E.L. DISEASE - POLICY LIMIT$ DESCRIPTION OF OPERATIONS below BCCB Commercial License Bond274336C7/1/20167/1/2018Limit: $50,000 CCB Residential License Bond274337C7/1/20157/1/2017Limit: $20,000 DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) General Liability includes Additional Insured coverage including Primary & Non-contributory and Waiver of Subrogation when required by written contract per attached endorsement CG88100413. Subject to policy terms, limits, conditions and exclusions. CERTIFICATE HOLDERCANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE City of Ashland THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN 20 East Main Street ACCORDANCE WITH THE POLICY PROVISIONS. Ashland OR 97520 AUTHORIZED REPRESENTATIVE Susan Wilson © 1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25 (2016/03)The ACORD name and logo are registered marks of ACORD 34544118 | 00012132 | 17-18 GL/AUTO/BONDS | Susan Wilson | 3/6/2017 4:50:52 PM (PDT) | Page 1 of 9 COMMERCIAL GENERAL LIABILITY CG 88 10 04 13 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. COMMERCIAL GENERAL LIABILITY EXTENSION This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART INDEX SUBJECT PAGE NON-OWNED AIRCRAFT2 NON-OWNED WATERCRAFT2 PROPERTY DAMAGE LIABILITY ELEVATORS2 2 MEDICAL PAYMENTS EXTENSION3 EXTENSION OF SUPPLEMENTARY PAYMENTS COVERAGES A AND B3 ADDITIONAL INSUREDS BY CONTRACT, AGREEMENT OR PERMIT3 PRIMARY AND NON-CONTRIBUTORY ADDITIONAL INSURED EXTENSION 5 ADDITIONAL INSUREDS 6 WHO IS AN INSURED INCIDENTAL MEDICAL ERRORS/MALPRACTICE AND WHO IS AN INSURED 6 FELLOW EMPLOYEE EXTENSION MANAGEMENT EMPLOYEES NEWLY FORMED OR ADDITIONALLY ACQUIRED ENTITIES7 FAILURE TO DISCLOSE HAZARDS AND PRIOR OCCURRENCES7 KNOWLEDGE OF OCCURRENCE, OFFENSE, CLAIM OR SUIT7 LIBERALIZATION CLAUSE7 BODILY INJURY REDEFINED7 EXTENDED PROPERTY DAMAGE 8 WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US 8 WHEN REQUIRED IN A CONTRACT OR AGREEMENT WITH YOU © 2013 Liberty Mutual Insurance CG 88 10 04 13 Page 1 of 8 Includes copyrighted material of Insurance Services Office, Inc., with its permission. 34544118 | 00012132 | 17-18 GL/AUTO/BONDS | Susan Wilson | 3/6/2017 4:50:52 PM (PDT) | Page 2 of 9 With respect to coverage afforded by this endorsement, the provisions of the policy apply unless modified by the endorsement. A. NON-OWNED AIRCRAFT 2. ExclusionsSection I Coverage A - Bodily Injury And Property Damage Liability, Under Paragraph of g. Aircraft, Auto Or Watercraft exclusion does not apply to an aircraft provided: 1. It is not owned by any insured; 2. It is hired, chartered or loaned with a trained paid crew; 3. The pilot in command holds a currently effective certificate, issued by the duly constituted authority of the United States of America or Canada, designating her or him a commercial or airline pilot; and 4. It is not being used to carry persons or property for a charge. However, the insurance afforded by this provision does not apply if there is available to the insured other valid and collectible insurance, whether primary, excess (other than insurance written to apply specifically in excess of this policy), contingent or on any other basis, that would also apply to the loss covered under this provision. B. NON-OWNED WATERCRAFT 2. ExclusionsSection I Coverage A Bodily Injury And Property Damage Liability, Under Paragraph of (2)g. Aircraft, Auto Or Watercraft Subparagraph of exclusion is replaced by the following: This exclusion does not apply to: (2) A watercraft you do not own that is: (a) Less than 52 feet long; and (b) Not being used to carry persons or property for a charge. C. PROPERTY DAMAGE LIABILITY ELEVATORS 1.2. ExclusionsSection I Coverage A Bodily Injury And Property Damage Under Paragraph of Liability,(3), (4)(6)j. DamageTo Property Subparagraphs and of exclusion do not apply if such For the purpose of this provision, elevators do not include vehicle lifts. Vehicle lifts are lifts or hoists used in automobile service or repair operations. 2.Section IV Commercial General Liability Conditions, 4. Other The following is added to Condition Insurance, b. Excess Insurance: Paragraph The insurance afforded by this provision of this endorsement is excess over any property insurance, whether primary, excess, contingent or on any other basis. D. EXTENDED DAMAGE TO PROPERTY RENTED TO YOU If Damage To Premises Rented To You is not otherwise excluded from this Coverage Part: 1.2. Exclusions ofSection I - Coverage A - Bodily Injury and Property Damage Under Paragraph Liability: a.j. Damage To Property The fourth from the last paragraph of exclusion is replaced by the following: (1),(3) (4) Paragraphs and of this exclusion do not apply to "property damage" (other than damage by fire, lightning, explosion, smoke, or leakage from an automatic fire protection system) to: (i) Premises rented to you for a period of 7 or fewer consecutive days; or (ii) Contents that you rent or lease as part of a premises rental or lease agreement for a period of more than 7 days. (1),(3) (4) Paragraphs and of this exclusion do not apply to "property damage" to contents of premises rented to you for a period of 7 or fewer consecutive days. Section III Limits of A separate limit of insurance applies to this coverage as described in Insurance . © 2013 Liberty Mutual Insurance CG 88 10 04 13 Page 2 of 8 Includes copyrighted material of Insurance Services Office, Inc., with its permission. 34544118 | 00012132 | 17-18 GL/AUTO/BONDS | Susan Wilson | 3/6/2017 4:50:52 PM (PDT) | Page 3 of 9 b.2. Exclusions The last paragraph of subsection is replaced by the following: c.n. Exclusions through do not apply to damage by fire, lightning, explosion, smoke or leakage from automatic fire protection systems to premises while rented to you or temporarily occupied by you with permission of the owner. A separate limit of insurance applies to Damage To Premises Section III Limits Of Insurance. Rented To You as described in 2.6.Section III Limits Of Insurance Paragraph under is replaced by the following: 6.5. Subject to Paragraph above, the Damage To Premises Rented To You Limit is the most we will A pay under Coverage for damages because of "property damage" to: a. Any one premise: (1) While rented to you; or (2) While rented to you or temporarily occupied by you with permission of the owner for damage by fire, lightning, explosion, smoke or leakage from automatic protection systems; or b. Contents that you rent or lease as part of a premises rental or lease agreement. 3.D. EXTENDED DAMAGE TO PROPERTY RENTED TO As regards coverage provided by this provision YOU (Tenant's Property Damage) - 9.a.Definitions Paragraph of is replaced with the following: 9.a. A contract for a lease of premises. However, that portion of the contract for a lease of premises that indemnifies any person or organization for damage by fire, lightning, explosion, smoke, or leakage from automatic fire protection systems to premises while rented to you or temporarily occupied by you with the permission of the owner, or for damage to contents of such premises that are included in your premises rental or lease agreement, is not an "insured contract". E.MEDICAL PAYMENTS EXTENSION Coverage C Medical Payments If is not otherwise excluded, the Medical Payments provided by this policy are amended as follows: 1.Insuring AgreementSection I Coverage C Medical Payments, Under Paragraph of (b)a. Subparagraph of Paragraph is replaced by the following: (b) The expenses are incurred and reported within three years of the date of the accident; and F.EXTENSION OF SUPPLEMENTARY PAYMENTS COVERAGES A AND B 1.Supplementary Payments Coverages A B,1.b. Under and Paragraph is replaced by the following: b.$3,000 Up to for cost of bail bonds required because of accidents or traffic law violations arising out of the use of any vehicle to which the Bodily Injury Liability Coverage applies. We do not have to furnish these bonds. 2.1.d Paragraph . is replaced by the following: d. All reasonable expenses incurred by the insured at our request to assist us in the investigation or $500 a day because of time off from work. G.ADDITIONAL INSUREDS - BY CONTRACT, AGREEMENT OR PERMIT 1.2.Section II Who Is An Insured Paragraph under is amended to include as an insured any person or organization whom you have agreed to add as an additional insured in a written contract, written agreement or permit. Such person or organization is an additional insured but only with respect to liability a. Your acts or omissions, or the acts or omissions of those acting on your behalf, in the performance of your on going operations for the additional insured that are the subject of the contract or written agreement; or © 2013 Liberty Mutual Insurance CG 88 10 04 13 Page 3 of 8 Includes copyrighted material of Insurance Services Office, Inc., with its permission. 34544118 | 00012132 | 17-18 GL/AUTO/BONDS | Susan Wilson | 3/6/2017 4:50:52 PM (PDT) | Page 4 of 9 b. Premises or facilities rented by you or used by you; or c. The maintenance, operation or use by you of equipment rented or leased to you by such person or organization; or d. Operations performed by you or on your behalf for which the state or political subdivision has issued a permit subject to the following additional provisions: (1) This insurance does not subdivision; (2) (3) Insurance applies to premises you own, rent, or control but only with respect to the following hazards: a) The existence, maintenance, repair, construction, erection, or removal of advertising signs, awnings, canopies, cellar entrances, coal holes, driveways, manholes, marquees, hoist away openings, sidewalk vaults, street banners, or decorations and similar exposures; or (b) The construction, erection, or removal of elevators; or (c) The ownership, maintenance, or use of any elevators covered by this insurance. However: 1. The insurance afforded to such additional insured only applies to the extent permitted by law; and 2. If coverage provided to the additional insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. 1.a. With respect to Paragraph nal insured under this endorsement ends when: (1) All work, including materials, parts or equipment furnished in connection with such work, on the project (other than service, maintenance or repairs) to be performed by or on behalf of the additional insured(s) at the location of the covered operations has been completed; or (2) That portion of "your work" out of which the injury or damage arises hasbeen put to its intended use by any person or organization other than anothercontractor or subcontractor engaged in performing operations for a principal as a part of the same project. 1.b. With respect to Paragraph endorsement ends when their written contract or written agreement with you for such premises or facilities ends. 1.c. With respects to Paragraph the equipment rental or lease agreement has expired or you have returned such equipment to the lessor. The insurance provided by this endorsement applies only if the written contract or written agreement is signed prior to the "bodily injury" or "property damage". We have no duty to defend an additional insured under this endorsement until we rece b.2. Duties In the Event Of Occurrence, by the additional insured as required in Paragraph of Condition Offense, Claim Or SuitSection IV Commercial General Liability Conditions. under © 2013 Liberty Mutual Insurance CG 88 10 04 13 Page 4 of 8 Includes copyrighted material of Insurance Services Office, Inc., with its permission. 34544118 | 00012132 | 17-18 GL/AUTO/BONDS | Susan Wilson | 3/6/2017 4:50:52 PM (PDT) | Page 5 of 9 2. 2. With respect to the insurance provided by this endorsement, the following are added to Paragraph ExclusionsSection I - Coverage A - Bodily Injury And Property Damage Liability: under This insurance does not apply to: a. b. cing operations at the c. "Bodily injury", "property damage" or "personal and advertising injury" arising out of the rendering of, or the failure to render, any professional architectural, engineering or surveying services, including: (1) The preparing, approving, or failing to prepare or approve, maps, shop drawings, opinions, reports, surveys, field orders, change orders or drawings and specifications; or (2) Supervisory, inspection, architectural or engineering activities. This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the ca surveying services. d. "Bodily injury" or "property damage" occurring after: (1) All work, including materials, parts or equipment furnished in connection with such work, on the project (other than service, maintenance or repairs) to be performed by or on behalf of the additional insured(s) at the location of the covered operations has been completed; or (2) That portion of "your work" out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project. e. Any person or organization specifically designated as an additional insured for ongoing operations ADDITIONAL INSURED OWNERS, LESSEES OR CONTRACTORS by a separate endorsement issued by us and made a part of this policy. 3.Section III With respect to the insurance afforded to these additional insureds, the following is added to Limits Of Insurance: If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance: a. Required by the contract or agreement; or b. Available under the applicable Limits of Insurance shown in the Declarations; whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. H. PRIMARY AND NON-CONTRIBUTORY ADDITIONAL INSURED EXTENSION This provision applies to any person or organization who qualifies as an additional insured under any form or endorsement under this policy. 4. Other Insuranceof SECTION IV COMMERCIAL GENERAL LIABILITY CONDITIONS Condition is amended as follows: a. a. Primary Insurance: The following is added to Paragraph If an additional insured's policy has an Other Insurance provision making its policy excess, and you have agreed in a written contract or written agreement to provide the additional insured coverage on a primary and noncontributory basis, this policy shall be primary and we will not seek contribution from the additional insured's policy for damages we cover. © 2013 Liberty Mutual Insurance CG 88 10 04 13 Page 5 of 8 Includes copyrighted material of Insurance Services Office, Inc., with its permission. 34544118 | 00012132 | 17-18 GL/AUTO/BONDS | Susan Wilson | 3/6/2017 4:50:52 PM (PDT) | Page 6 of 9 b. b. Excess Insurance: The following is added to Paragraph When a written contract or written agreement, other than a premises lease, facilities rental contract or agreement, an equipment rental or lease contract or agreement, or permit issued by a state or political subdivision between you and an additional insured does not require this insurance to be primary or primary and non-contributory, this insurance is excess over any other insurance for which the additional insured is designated as a Named Insured. Regardless of the written agreement between you and an additional insured, this insurance is excess over any other insurance whether primary, excess, contingent or on any other basis for which the additional insured has been added as an additional insured on other policies. I.ADDITIONAL INSUREDS - This provision applies to any person or organization who qualifies as an additional insured under any form or endorsement under this policy. 1.2. Duties In The Event Of Occurrence, Offense, Claim or Suit: The following is added to Condition An additional insured under this endorsement will as soon as practicable: a. insurance to us; b. Tender the defen available to the additional insured; and c. Agree to make available any other insurance which the additional insured has for a loss we cover under this Coverage Part. d. We have no duty to defend or indemnify an additional insured under this endorsement until we receive written notice of a "suit" by the additional insured. 2. The limits of insurance applicable to the additional insured are those specified in a written contract or written agreement or the limits of insurance as stated in the Declarations of this policy and defined in Section III Limits of Insurance of this policy, whichever are less. These limits are inclusive of and not . in addition to the limits of insurance available under this policy J. WHO IS AN INSURED - INCIDENTAL MEDICAL ERRORS / MALPRACTICE WHO IS AN INSURED - FELLOW EMPLOYEE EXTENSION - MANAGEMENT EMPLOYEES 2.a.(1)Section II - Who Is An Insured Paragraph of is replaced with the following: (1) "Bodily injury" or "personal and advertising injury": (a) To you, to your partners or members (if you are a partnership or joint venture), to your members (if you are a limited liability company), to a co-"employee" while in the course of his or her employment or performing duties related to the conduct of your business, or to your other "volunteer workers" while performing duties related to the conduct of your business; (b) To the spouse, child, parent, brother or sister of that co-"employee" or "volunteer worker" as a (1) (a) consequence of Paragraph above; (c) For which there is any obligation to share damages with or repay someone else who must pay (1) (a)(b) damages because of the injury described in Paragraphs or above; or (d) Arising out of his or her providing or failing to provide professional health care services. However, if you are not in the business of providing professional health care services or providing professional health care personnel to others, or if coverage for providing professional health care (d) services is not otherwise excluded by separate endorsement, this provision (Paragraph ) does not apply. © 2013 Liberty Mutual Insurance CG 88 10 04 13 Page 6 of 8 Includes copyrighted material of Insurance Services Office, Inc., with its permission. 34544118 | 00012132 | 17-18 GL/AUTO/BONDS | Susan Wilson | 3/6/2017 4:50:52 PM (PDT) | Page 7 of 9 (a)(b) Paragraphs and of their willful conduct, which is defi J. The coverage provided by provision is excess over any other valid and collectable insurance available to your K. NEWLY FORMED OR ADDITIONALLY ACQUIRED ENTITIES 3.Section II Who Is An Insured Paragraph of - is replaced by the following: 3. Any organization you newly acquire or form and over which you maintain ownership or majority interest, will qualify as a Named Insured if there is no other similar insurance available to that organization. However: a. Coverage under this provision is afforded only until the expiration of the policy period in which the entity was acquired or formed by you; b.A Coverage does not apply to "bodily injury" or "property damage" that occurred before you acquired or formed the organization; and c.B Coverage does not apply to "personal and advertising injury" arising out of an offense committed before you acquired or formed the organization. d. Records and descriptions of operations must be maintained by the first Named Insured. No person or organization is an insured with respect to the conduct of any current or past partnership, joint venture or limited liability company that is not shown as a Named Insured in the Declarations or qualifies as an insured under this provision. L.FAILURE TO DISCLOSE HAZARDS AND PRIOR OCCURRENCES Section IV Commercial General Liability Conditions,6. Under the following is added to Condition Representations: shall not prejudice the coverage afforded by this policy provided such failure to disclose all hazards or M. KNOWLEDGE OF OCCURRENCE, OFFENSE, CLAIM OR SUIT Section IV Commercial General Liability Conditions,2. Duties In Under the following is added to Condition The Event of Occurrence, Offense, Claim Or Suit: 1. shall not in itself constitute knowledge of the insured unless an insured listed under Paragraph of Section II Who Is An Insured or a person who has been designated by them to receive reports of N. LIBERALIZATION CLAUSE If we revise this Commercial General Liability Extension Endorsement to provide more coverage without additional premium charge, your policy will automatically provide the coverage as of the day the revision is effective in your state. O.BODILY INJURY REDEFINED Section V Definitions,3. Under Definition is replaced by the following: 3. anguish, mental injury, shock, fright or death that results from such physical injury, sickness or disease. © 2013 Liberty Mutual Insurance CG 88 10 04 13 Page 7 of 8 Includes copyrighted material of Insurance Services Office, Inc., with its permission. 34544118 | 00012132 | 17-18 GL/AUTO/BONDS | Susan Wilson | 3/6/2017 4:50:52 PM (PDT) | Page 8 of 9 P.EXTENDED PROPERTY DAMAGE Exclusion a. COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE LIABILITY ofis replaced by the following: a. Expected Or Intended Injury "Bodily injury" or "property damage" expected or intended from the standpoint of the insured. This use of reasonable force to protect persons or property. Q.WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US WHEN REQUIRED IN A CONTRACT OR AGREEMENT WITH YOU Section IV Commercial General Liability Conditions,8.Transfer Under the following is added to Condition Of Rights Of Recovery Against Others To Us: We waive any right of recovery we may have against a person or organization because of payments we make for injury or damage arising out of your ongoing operations or "your work" done under a contract with that person or organization and included in the "products-completed operations hazard" provided: 1. You and that person or organization have agreed in writing in a contract or agreement that you waive such rights against that person or organization; and 2. The injury or damage occurs subsequent to the execution of the written contract or written agreement. © 2013 Liberty Mutual Insurance CG 88 10 04 13 Page 8 of 8 Includes copyrighted material of Insurance Services Office, Inc., with its permission. 34544118 | 00012132 | 17-18 GL/AUTO/BONDS | Susan Wilson | 3/6/2017 4:50:52 PM (PDT) | Page 9 of 9