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HomeMy WebLinkAboutInsurance Certificate: Chown, Inc. Fax Server 2/28/2018 5:53:44 AM PAGE 2/020 Fax Server Client: 325772 CHOWNINC ACORD- CERTIFICATE OF LIABILITY INSURANCE " 2/23/2018 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED,the policy(iaS) must have ADDITIONAL INSURED provisions or be endorsed. H SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer any rights to the certificate holder in lieu of such endorsement(s). PRODUCER NCONYACT AME, Bambi Brown, CIC, CRM USI Northwest CL1 PHONE S503 FAn No): 610.362.8189 (ABC No, Ex[): 1 700 NE Multnomah, Suite 1300 -M11°'L bambl.brownp usi.com ADDRES Portland, OR 97232 INSURER(S)AFFORDING COVERAGE NAICB 503 224-8390 INSURER AOnes:ody n-ran®Company 24082 INSURED INSURER B: Onb casualty mez ranm campany 24074 Chown, Inc. INSURER C: P O Box 2888 INSURER 0 Portland, OR 97208 INSURER E NSUnER F: COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACTOR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVEBEEN REDUCED BY PAID CLAIMS. INSR ADO UBR POLICY EFF POLICY EXP LTN TYPE OF INSURANCE PQUCYNUMBER mWOD/YYYY MMDDIYYY LIMITS A X COMMERCIALGENERALLIABILRY BKS57116175 3/01/201803/01/201 EACH OCCURRENCE $1000000 CLAIMS-MADE ❑X OCCUR PREMISES Ea Q r°nne $1,000,000 MED EXP (Amy me persm) $15,000 PERSONAL d ADV INJURY $1,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: GENERA-AGGREGATE $2000000 PRO, CCT F1 Loc PRODUCTS-COMP/OP AGG $2,000,000 X POLICY E-1JE OTHER: WA Stop Gap $1000000 A R OMOBILE LIABILITY BAS57116175 3/01/2018 03/01/201 CEOMBIINEE `SINGLE LIMIT 1,000,000 ANY AUTO BODILY INJURY(Per persan) $ OWNED SCHEDULED AUTOSONLY AUTOS BODILY INJURY (Petawitlm[) $ HIRED NON-0WNED PDAMAGE $ AUTOS ONLY X AUTOS ONLY PeraWtlert B X UMBRELLALIAB X OCCUR US057116175 3/01/2018 03/011201 EACH OCCURRENCE $5,000,000 EXCESS LIAa CLAIM.ADE AGGREGATE s-5,000,000 DID X RELENTION$O $ WORKERS COMPENSATION PER OTH- ANDEMPLOYERS'LIABIDTY Y/N OFFIGRER/T~BEF EXCLUDED? EGUTIVE❑ N/A EL EACH ACCIDENT $ (Mandatory In NH) EL DISEASE-EA EMPLOYEE $ If yes dev,Da uMar DESCRIPTION OF OPERATIONS be'ow EL DISEASE - POLICY LIMIT $ DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (AGORD 101, Additional RerI Scheclule, may be auadred Il more space Is required) Re: Parks restroom door and security lock replacement project tot select restrooms at various parks throughout the City. The General Liability and Automobile Liability policies include an automatic Additional Insured endorsement (CGBB10. CG8583 and CA8610) that provides Additional Insured status to the Certificate Holder, Oregon and its elected officials, officers and employees, only when there Is a written contract that requires such (See Attached Descriptions) CERTIFICATE HOLDER CANCELLATION City of Ashland SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN 20 East Main Street ACCORDANCE WITH THE POLICY PROVISIONS. Ashland, OR 97520 AUTHORIZED REPRESENTATIVE -w dam/ 0 19BB-2015 ACORD CORPORATION. All rights reserved. ACORD 25 (2016103) 1 o12 The ACORD name and logo are registered marks of ACORD #S22570803/M22546303 BHRZP Fax Server 2/28/2018 5:53:44 AM PAGE 3/020 Fax Server D.,)=SCRI#?TIONS (Cont . inued from page I) _ status, and only with regard to work performed on behalf of the named Insured. The General Liability policy contains a special endorsement (CG8810) with Primary and Noncontributory wording. A 30 day notice of cancellation applies ( 10 days for non-payment of premium )to the first Named Insured only. . SAGITTA 25.3 (2016(03) 2 of 2 f1S22570803/M22546303 Fax Server 2/28/2018 5:53:44 AM PAGE 4/020 Fax Server COMMERCIAL GENERAL LIABILITY CG 88 10 04 13 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ R .CAREFULLY. COMMERCIAL GENERAL LIABILITY EXTENSION This endorsement modifies insurance provided under the following:. COMMERCIAL GENERAL LIABILITY COVERAGE PART INDEX. SUBJECT PAGE NON-OWNED AIRCRAFT 2 NON-OWNED WATERCRAFT 2 PROPERTY DAMAGE LIABILITY - ELEVATORS 2 EXTENDED DAMAGE TO PROPERTY RENTED TO YOU (Tenant's Properly Damage) 2 MEDICAL PAYMENTS EXTENSION 3 EXTENSION OF SUPPLEMENTARY PAYMENTS . COVERAGES.A AND B 3 ADDITIONAL INSUREDS BY CONTRACT, AGREEMENT OR. PERMIT 3 PRIMARY AND NON-CONTRIBUTORY- ADDITIONAL INSURED EXTENSION 5 ADDITIONAL INSUREDS -EXTENDED PROTECTION OF-YOUR "LIMITS OF INSURANCE" 6 WHO IS AN INSURED -INCIDENTAL MEDICAL ERRORWMALPRACTICE AND WHOJS AN INSURED _FELLOW EMPLOYEE EXTENSION -MANAGEMENT EMPLOYEES 8 NEWLY FORMED OR ADDITIONALLY ACQUIRED ENTITIES 7 FAILURETO DISCLOSE HAZARDS: AND PRIOR OCCURRENCES 7 KNOWLEDGE OF OCCURRENCE, OFFENSE, CLAIM OR SUIT 7 LIBERALIZATION CLAUSE 7 BODILY.INJ.URY REDEFINED 7 EXTENDED PROPERTY DAMAGE 8 WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO. US- 8 WHEN REQUIRED IN A CONTRACT OR AGREEMENT WITH YOU: 2013 Liberty Mutual Insurance CG 88 10 04 13 Includes copyrighted. material of Insurance Services Office, Ino.,wllh its permission. Page 1 Sf 8' Fax Server 2/28/2018 5:53:44 AM PAGE 5/020 Fax Server With respect to coverage afforded by this endorsement, the. provisions of the policy apply unless modified by the endarsenierit. A. NON.OWNED- AIRCRAFT Under Paragraph 2. Exclusions of Section I - Coverage A - Bodily Injury And Property Damage Liability, exclusion g. Aircraft, Auto Or Watercraft does not. apply to an aircraft provided: 1. It is.not owned by any insured{ 2. It is hired; chartered or loaned with a trained paid crew; .3. The pilot in command holds 'a currently. effective certiflcate; issued by the duly constituted authority. of the United States of America or Canada, designating her or him a commercial of airline pilot', and - 4. It is-not being used to carry persons or property for acharge. However, the insurance. afforded by this provision does not apply if there is available to the insured other s valid and.collectibte insurance, whether primary, excess. (other than insurance written to apply specffdally 3 ° in excess of this* policy), contingent or one any other basis, that would also apply. to. the loss covered. under this provision. B. NON-OWNED WATERCRAFT _ Under Paragraph 2. Exclusions of Section Coverage A Bodily Irijury And Propert y Damage Liability, R Subparagraph (2) of exclusion g. Aircraft, Auto Or Watercraft is replaced by the following: This exclusion does hot. apply lb: (2) A watercraft you do not own. that Is: (a) :Less titan. 52 feet:long; and 5 (b) Not being. used to carry persons or property for a charge. C, PROPERTY DAMAGE. LIABILITY -ELEVATORS 1. Under Paragraph 2:. Exclusions of Section 1 - Coverage A - Bodily injury Arid Property Damage Liabil- ity,: Subparagraphs (3), (4) and of exclusion j, Damage To Property do not, apply if such "property damage' results from the use of elevators. For the purpose of this provision, elevators do not include vehicle lilts. Vehicle lifts are'lifts or hoists used in automobile service or repair operations. 2._ The following is added to Section IV - Commercial General Liability Conditions, Condition -4r Other Insurance, Paragraph b. Excess Insurance: The insurance afforded by this provision of this endorsement is excess over any property insurance, whether primary, excess, conl'ingent or on any other basis. D. EXTENDED DAMAGE TO PROPERTY RENTED TO YOU (Tenant's Property Damage) If Damage To Premises`Rented To You. is not. otherwise excluded from this Coverage Part: 11 Under Paragraph 2. Exclusions of:Section I - Coverage A =Bodily Injury and Property Damage Liability:. .a.. The fourth from the last paragraph' of exclusion j. Damage To Property is.replaood bythe follow- ing: Paragraphs .(1),'(3).and (4) of this exclusion do not apply to "property damage" father than damage by fire, lightning, explosion.; smoke, or leakage from an autoinatid fire protection system) to:. (i) Premises rented to you for a period: of 7 or fewer consecutive days,' or III) Contents that you rent or lease as part of a premises rental or lease agreement for a period of more than .7 days. Paragraphs (1), '(3) and (4Y of this exclusiori do .riot apply to, "properly damage` to contents of premises rented to you for aperiod..of 7 or:fewer, consecutive days. A separate limit of insurance applies. to this. coverage as described in Section ill Limits of Insurtarlce. ' © 20131-iberty Mutual Insurance CG 88 10 04 13 Includes oopyrighted. material cf InsuranceServices-Office, Inc.,with Its permission. Page 2 of 3 Fax Server 2/28/2018 5:53:44 AM PAGE 6/020 Fax Server :ti,. TFte last paragraph of subsaction 2y Exclusions is replaced by the following: Exclusions c: through 'n. do not apply :to damage by fire, lightning, explosion, smoke or leakage from automatic fire protection systems to premises while rented to you or temporarily occupied, by you with permission. of the owner:. A separate limit of insurance applies to Damage To.Premises Rented To You.as described in:Section III -Limits Of Insurance. 2. Paragraph 6. under Section III - Limits Of insurance is replaced by the following: .6.. Subject to Paragraph 5, above, the Damage To Premises Rented To You Liolit is the most we will pay under Coverage A for damages because of'property damage" to: a. Any one premise:: (1): While rented-to you; or (2): While 'rented to, you or temporarily occupied. by you with permission- of the owner for damage by fire, lightning, explosion, smoke or leakage from automatic protection sys- tems; or b. Contents that you tent or lease as part of a premises rental or lease agreement. 3: As regards coverage provided by this- provision D: EXTENDED DAMAGE TO. PROPERTYRENTED TO YOU (Tenant's Property Damage) r Paragraph 9.a: of Definitions is replaced with the following: s:a. A contract. for a lease of premises. Howe.Ver, that portion of the contract for a lesse of premises that indemnifies: any person or organization for damage by fire:. lightning; explosion, smoke, or leakage from automatic fire protection systems to premises while: rented to you or temporarily occupied by you with the permission of the owner, or for damage to 'contents of such premises that are included in your premises rental or lease agreement, is not. an "insured contract". E. MEDICAL PAYMENTS- EXTENSION If Coverage C Medical. Payments is not otherwise excluded; the Medical Payments provided by this, 'policy are smonoed as fellows; Under Paragraph 1. Insuring Agreement of Section I Coverage C - Medical Payments; Subparagraph .(b) of -Paragraph a: is replaced by the followng: (b) The expenses are incurred and reported within three years of the date of the accident; and F. EXTENSION OF SUPPLEMENTARY PAYMENTS - COVERAGES A AND B 11 Under ;Supplementary Payments -Coverages A and B, Paragraph 1.b. is replaced by the following: b. Up to $3,000 for cost of bail bonds required because of accidents or traffic law violations arising out of [he use of any vehicle to which the Bodily Injury Liability Coverage applies. We.do not have to furnish these bonds. 2.. Paragraph 1..d. is replaced:. by She following• d. All reasonable expenses incurred by the insured at our request to assist us:in the investigation or defense' of We* claim or "suit", including actual loss of earnings up to $500 aday because of time off from war)(. G. ADDITIONAL INSUREDS -BY CONTRACT, AGREEMENT OR PERMIT C Paragraph 2, under Section If -Who Is An Insured is. amended to include as an insured any person or :organization whom you have agreed to add. as an additional insured. in 'a written contract, written agreement or permit. Such person or organization is an additional insured but only with respect to liability far "bodily injury", "property damage" or "personal and advertising injury" caused in whole or in part by: a, Your acts or omissions, or the acts or omissions of those acting on your behalf, in the performance of your on going operations: for the additional insured. that -are the subject of the written contract or written agreement provided that the "bodily injury" or "property damage" occurs, or the "per- sonal and advertising injury" is committed, subsequent to the signing of such written contract or written agreement; or a 2013 Liberty Mutual Insurance CG 8B 10 04 13 Includes copyrighted material of Insurance Services-Offlce., Inc., with its permission. Page 3 of 8 Fax Server 2/28/2018 5:53:44 AM PAGE 7/020 Fax Server b. Premises or facilities rented by you or used by you; or c. The maintenance, operation or use by you of equipment rented or leased to you by such person or organization; or d. Operations performed by you or on your behalf for which the state or political subdivision has issued a permit subject to the following additional provisions: (1) This insurance does not apply to "bodily injury", "property damage'", or "personal and ad- vertising injury" arising out of the operations performed for the state or political subdivision; _ (2) This insurance does not apply to "bodily injury" or "property damage" included within the °completed operations hazard". (3) Insurance applies to premises you own, rent, or control but only with respect: to the. following hazards: f (a) The existence, maintenance, repair, construction, erection, or removal of advertising signs, awnings, canopies, cellar entrances, coal holes, driveways, manholes, marquees, hoist away openings, sidewalk vaults, street banners, or decorations and similar expo- sures, or (b) The construction, erection, or removal of elevators; or (c) The ownership, maintenance, or use of any elevators covered by this insurance. However. 1 The insurance afforded to such additional insured only applies to the extent: permitted by law; and 2. If coverage provided to the additional insured is required by a contract or agreement; the insur- ance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. With respect to Paragraph 1.a. above, a person's or organization's status as an additional insured under this endorsement ends when: (1) All work, including materials, parts or equipment furnished in connection with such work, on the project (other than service, maintenance or repairs) to be performed by or on behalf of the additional insured(s) at the location of the covered operations has been completed; or (2) That portion of "your work" out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project. With respect to Paragraph 1.b, above, a person's or organization's status as an additional insured under this endorsement ends when their written contract or written agreement with you for such premises or facilities ends. With respects to Paragraph 1.e. above, this insurance does not apply to any "occurrence" which takes place after the equipment rental or lease agreement has expired or you have returned such equipment to the lessor. The insurance provided by this endorsement applies only if the written contract or written agreement is signed prior to the "bodily injury" or "property damage". We have no duty to defend an additional insured under this erdorsement until we receive written notice of a "suit by the additional insured as required in Paragraph b. of Condition 2. Duties In the Event Of Occurrence; Offense, Claim Or Suit under Section IV - Commercial General Liability Condi- tions. © 2013 Liberty Mutual Insurance CG 88 10 04 13 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 4 of 8 Fax Server 2/28/2018 5:53:44 AM PAGE 8/020 Fax Server :2i. With* respect to the insurance provided by this endorsement, the following are added to Paragraph 2. Exclusions under Section.I -Coverage. A -Bodily Injury And Property Damage. Liability: This insurance does not apply to: a. "Bodily' injury" or "property ' damage" arising from the sole negligence of the additional. insured. b. "Bodily injury" or "property damage" that occurs. prior to you commencing operations at the location' where such "bodily 'injury" or "properly damage occurs: c. "Bodily injury'; "property damage" or 'personal and advertising injury" arising out of the render- ing or, or the failure to render, any professional architectural; engineering or surveying services, including; '(1) The preparing, approving, or failing to prepare or approve, maps, shop drawings; opinions, reports, surveys, field :orders; change orders or drawings and specifications; or (2) Supervisory. inspection; architectural or engineering activities. This exclusion applies even if the claims against any Insured allege negligence or other wrongdoing in the supervision, hiring, employment, training or monitoring of others by that insured, if the "oocur- rence- which caused the "bodily injury" or "property damage", or the offense which caused the "personal and advertising injury",, involved the rendering' of, or the failure to render, any professional.. architectural, engineering- or surveying services. d. "Bodily injury" or "property damage" occurring after: (1) At[. work, Including materials, parts. or equipment . furnished in connection with such work, an the protect (other than service, maintenance or repairs) to be performed by: or on behalf of the .additional insuied(s) at the location of the covered operations has been.compfeted; or (2) That portion of "your work" out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing- operations fur a principal as a part of the. same project. d. Any person or organization specifically desigriated as an additional insured for ongoing operations by a separate ADDITIONAL INSURED -OWNERS, LESSEES OR CONTRACTORS endorsement. Is- sued by us and made: apart of this. policy. 3.. * With respect to the: insurance afforded to these additional Insureds; the following is added to Section III -Limits Of Insurance: If coverage provided to the`additign.al insured is required by a contract Or agreement; the most we will pay: on behalf of the additional insured is;the amount of insurance:: a. Required by the contract or agreement; or b. Available under the applicable Limits of Insurance shown in the Declarations; whichever [s less: This endorsement shall not increase the applicable Limits of Insurance shown in the beclaratio ns. R. PRIMARY AND NON-CONTRIBUTORY ADDITIONAL INSURED EXTENSION This provision applies to any person or organization who qualifies as an additional insured under any form " or endorsement under this policy. Condition 4. Other Insurance. of SECTION IV - COMMERCIAL GENERAL LIABILITY CONDITIONS is amend- ed as.follows:: a. The following is added to Paragraph a: :Primary Insurance: If an additional insured's policy has an Other Insurance provision making its policy excess, and you have agreed in awritten contract or written agreement to provide the additional insured coverage on.a primary 'and. noncontributory basis, this policy shall beprimary and we will not:seekcontribution from. the additional insured's policy: for damages weI cover. m 20113 Liberty Mvtuai Insurance CG 88 10 04 13 Includes copyrighted . material of Insurance Services -Office, Inc.,vtlth its permission. Page 5 of 8' Fax Server 2/28/2018 5:53:44 AM PAGE 9/020 Fax Server b. The following is added to Paragraph b. Excess Insurance: When a written contract or written agreement, other than a premises lease, facilities rental contract or agreement, an equipment rental or lease contract or agreement, or permit issued by a state or political subdivision between you and an additional insured does not require this insurance to be primary or primary and non-contributory, this insurance is excess over any other insurance for which the addi- tional. insured is designated as a Named Insured. Regardless of the written agreement between you and an additional insured; this insurance is excess over any other insurance whether primary, excess, contingent or on any other basis for which the additional insured has been added as an additional insured. on other policies. 1. ADDITIONAL INSUREDS -EXTENDED PROTECTION OF YOUR "LIMITS OF INSURANCE" This provision applies to any person or organization who qualifies as an additional insured under any form or endorsement under this policy. 1. The following is added to Condition 2. Duties In The Event Of Occurrence, Offense, Claim or Suit: An additional insured under this endorsement will as soon as practicable: a. Give written notice of an "occurrence" or an offense that may result in a claim or "suit" under this insurance to us, b. Tender the defense and indemnity of any claim or "suit" to all insurers whom also have insurance available to the additional insured; and c. Agree to make available any other insurance which the additional insured has for a loss we rover under this Coverage Part_ d. We have no duty to defend or indemnify an additional insured under this endorsement until we receive written notice of a "suit" by the additional insured. Z The limits of insurance applicable to the additional insured are those specified in a written contract or written agreement or the limits of insurance as stated in the Declarations of this policy and defined in Section III - Limits of Insurance of this policy, whichever are less. These limits are inclusive of and not in addition to the limits of insurance available under this policy. J. WHO IS AN INSURED - INCIDENTAL MEDICAL ERRORS 1 MALPRACTICE WHO IS AN INSURED -FELLOW EMPLOYEE EXTENSION MANAGEMENT EMPLOYEES Paragraph 2.a.(1) of Section If -Who Is An Insured is replaced with the following: (1) "Bodily injury" or "personal and advertising injury (a) To you, to your partners or members (if you are a partnership or joint venture), to your members (if you are a limited liability company), to a co-"employee" while in the course of his or her employ- mont or performing duties related to the conduct of your lousiness, or to your other "volunteer workers" white performing duties related to the conduct of your business; (b) To the spouse, child, parent, brother or sister of than co2'employee" or "volunteer worker" as a consequence of Paragraph (1) (a) above: l° (c) For which there is any obligation to share damages with or repay someone else who must pay damages because of the injury described in Paragraphs (1) (a) or tb) above; or (d) Arising out of his or her providing or failing to provide professional health care services. However, if you are not in the business of providing professional health care services or providing profes- sional health care personnel to others, or if coverage for providing professional health care ser- vices is not otherwise. excluded by separate endorsement, this -provision (Paragraph (d)-) does not apply. Paragraphs (a) and (b) above do not apply to "bodily injury" or "personal and advertising injury" caused by an "employee" who is acting in a supervisory capacity for you. Supervisory capacity as used herein means the "employee's" job responsibilities assigned by you, includes the direct supervision of other "employ- ees" of yours. However, none of these "employees" are insureds for "-bodily injury" or "personal and C> 2013 Liberty Mutuai Insurance CG 8B 10 04 13 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 6 of 8 Fax Server 2/28/2018 5:53:44 AM PAGE 10/020 Fax Server advertising injury" arising out of their willful conduct, which is defined as the purposeful or willful intent to cause "bodily injury" or "personal and advertising injury", or caused in whole or in part by their intoxica- tion by liquor or controlled substances. The coverage provided by provision J. is excess over any other valid and collectable insurance available to your "employee". K. NEWLY FORMED OR ADDITIONALLY ACQUIRED ENTITIES Paragraph 3. of Section Il -Who Is An Insured is replaced by the following: 3. Any organization you newly acquire or form and over which you maintain ownership or majority interest,, will qualify as a Named Insured if there is no other similar insurance available to that organization. However: a. Coverage under this provision is afforded only until the expiration of the policy period in which the entity was acquired or formed by you; b. Coverage A does not apply to "bodily injury" or "property damage" that occurred before you acquired or formed the organization; and c. Coverage B does not apply to "personal and advertising injury" arising out of an offense committed before you acquired or formed the organization. d. Records and descriptions of operations must be maintained by the first Named Insured. No person or organization is an insured with respect to the conduct of any current or past partnership, joint venture or limited liability company that is not shown as a Named. Insured in the Declarations or qualifies as an insured under this provision. L. FAILURE TO DISCLOSE HAZARDS AND PRIOR OCCURRENCES Under Section N - Commercial General Liability Conditions, the following is added to Condition f. Repre- sentations; Your failure. to disclose all hazards or prior "occurrences" existing as crt the inception date of the: policy shall not prejudice the coverage afforded by this policy provided such failure to disclose all hazards or prior "occurrences" is not intentional. M. KNOWLEDGE OF OCCURRENCE. OFFENSE, CLAIM OR SUIT Under Section IV - Commercial General: Liability Conditions, the following is added to Conditon 2. Duties In The Event of Occurrence, Offense; Claim Or Suit: Knowledge of an "occurrence offense, claim or "suit" by an agent, servant or "employee" of any insured shall not. in itseff constitute knowledge of the insured unless an insured listed under Paragraph 1. of Section l - Who Is An Insured or a person who has .been designated by them to receive reporta of "occurrences offenses:. claims or "suits" shall have received such notice from the agent, servant or "employee". N. LIBERALIZATION CLAUSE If we revise this Commercial General Liability Extension Endorsement to provide more coverage without additional premium charge, your policy will automatically provide the coverage as of the day the revision is effective in your state. 0. BODILY INJURY REDEFINED Under Section V Definitions; Definition. 3, is replaced by the following: 3. "Bodily Injury" means physical injury, sickness or disease sustained by a person. This includes mental anguish, mental injury, shock, fright or death that results from such physical injury, sick- ness or disease. © 2013 Liberty Mutual Insurance CG 88 10 04 13 Includes copyrighted material of Insurance Services Off1ce, Inc., with its permission. Page 7 of 8 Fax Server 2/28/2018 5:53:44 AM PAGE 11/020 Fax Server P. EXTENDED PROPERTY DAMAGE Exclusion a. of COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE .LIABILITY is replaced by the following: a. Expected Or Intended Injury "Bodily injury" or "property damage expected or intended from the standpoint of the insured. This exclusion does not apply to "bodily injury" or "property damage" resulting from the use of reasonable force to protect persons or property. Q. WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US - WHEN REQUIRED IN A. CONTRACT OR AGREEMENT WITH YOU ® Under Section IV - Commercial General Liability Conditions, the following is added to Condition 8, Trans- fer Of Fights Of Recovery Against Others To Us: We waive any right of recovery we may have against a person or organization because of payments we make for injury or damage arising out of your ongoing operations or "your work" done under a. contract with that person or organization and included in the "'products-completed operations hazard" provided: 1. You and that person or organization have agreed in writing in a contract or agreement that you waive such rights against that person or organization; and 2. The injury or damage occurs subsequent to the execution of the written contract or written agree- ment. © 2013 Liberty Mutual Insurance CG 8B 10 04 13 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 8 of 8 Fax Server 2/28/2018 5:53:44 AM PAGE 12/020 Fax Server COMMERCIAL GENERAL LIABILITY CIS 85 83 D4 13 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BLANKET ADDITIONAL INSURED CONTRACTORS - PRODUCTS/COMPLETED OPERATIONS This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART A. Paragraph 2. under Section fl - Who Is An Insured is amended to include as an insured any person or organization whom you have agreed to add as an additional insured in a written contract or written agreement. Such person or organization. is an additional insured but only with respect to liability for "bodily injury" or "property damage"; 1. Caused by "your work" performed for that additional insured that is the: subject of the written contract or written agreement; and 2. Included in the "products-completed operations hazard". However. a) The insurance afforded to such additional insured only applies to the extent permitted by law; and b) If coverage provided to the additional insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured The insurance provided by this endorsement applies only if the written contract or written agreement is signed prior to the "bodily injury" or "property damage". We have no duty to defend an additional insured under this endorsement until we.receive written notice of a "suit" by the additional insured as required in Paragraph b. of Condition 2. Duties in The Event Of Occurrence, Offense, Claim Or Suit under Section IV - Commercial General Liability Conditions. B. With respect to the insurance provided by this endorsement, the following are added to Paragraph 2. Exclusions under Section i - Coverage. A - Bodily Injury And Property Damage Liability: This insurance does not apply to: 1. "Bodily injury" or "property damage" that occurs prior to you commencing operations at the location where such "bodily injury" or "property damage" occurs. 2. "Bodi"ly injury" or "property damage" arising out of the rendering of, or the failure to render, any professional architectural; engineering or surveying services including: a. The preparing; approving or failure to prepare or approve, maps, shop drawings, opinions, reports, surveys, field order, change orders or drawing and specifications; and b. Supervisory; inspection. architectural or engineering activities.. `20131- borty Mutual Insuranco CG 85 83 04 13 Includes copyrighted material of Insurance Services Office, Inca; with its permission . Page 1 of 2. Fax Server 2/28/2018 5:53:44 AM PAGE 13/020 Fax Server C. With respect to the insurance afforded by this endorsement, exclusion I. Damage To Your Work of Paragraph 2. Exclusions under Section 1 - Coverage A - Bodily Injury And Property Damage Liability is replaced by the following: 1. Damage To Your Work "Property damage" to "your work" arising out of it or any part of it and included in the "products- completed operations hazard D. With respect to the insurance afforded to these additional insureds, the following is added to Section 11 - Limits of Insurance: If coverage provided to the additional insured is required by a contract or agreement; the most we will pay on behalf of the additional insured is the amount of insurance: 1. Required by contract or agreement; or r 2. Available under the applicable Limits of Insurance shown in the Declaration. whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declaratio ins. E. With respect to the insurance afforded by this endorsement, Section IV - Commercial General Liability Conditions is amended as follows: 1. The following is added to Paragraph 2. Duties In The Event Of Occurrence, Offense, Claims Or Suit: An additional insured under this endorsement will as soon as practicable: a. Give written notice of an "occurrence" or an offense that may result in a claim or "suit" under this insurance to us; 74 b. Tender the defense and indemnity of any claim or "suit" to all insurers whom also have insurance available to the additional insured; and c. Agree to make available any other insurance which the additional insured has for a loss we cover under this Coverage Part, d. We have no duty to defend or indemnify an additional insured under this endorsement until we receive written notice of a "suit" by the additional insured. 2. Paragraph 4, of Section IV - Commercial General Liability Conditions is amended as follows; a. The following is added to Paragraph a. Primary Insurance: If an additional insured's policy has an Other Insurance provision making its policy excess, and you have agreed in a written contract or written agreement to provide the additional insured coverage on a primary and noncontributory basis, this policy shall be primary and " we will not seek contribution from the additional insured's policy for damages we cover. b. The following is added to Paragraph b. Excess Insurance: When a written contract or written agreement, other than a premises lease, facilities rental contract or agreement; an equipment rental or lease contract or agreement, or permit issued by a state or political subdivision between you and an additional insured does not require this insurance to be primary or primary and non-contributory, this insurance is excess over any other insurance for which the additional insured is designated as a Named Insured. Regardless of the written agreement between you and an additional insured, this insur- ance is excess over any other insurance whether primary, excess, contingent or on any other basis for' which the additional insured has been added as an additional insured on other policies. 20131-iberty Mutual Insurance CG 85 83 04 13 Includes copyrighted material of Insurance Services Office, Inc., with its permission . Page 2 of 2. Fax Server 2/28/2018 5:53:44 AM PAGE 14/020 Fax Server COMMERCIAL AUTO CA.8810 01 10 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ R CAREFULLY. BUSINESS AUTO COVERAGE ENHANCEMENT ENDORSEMENT This.endorsemeni modifies insurance provided under the following. BUSINESS AUTO COVERAGE FORM With respect to. coverage afforded by this endorsement, the,provfsions of the policy apply unless modified by the.endorsement. COVERAGE INDEX .SUBJECT PROVISION NUMBER ADDITIONAL INSURED BY CONTRACT; AGREEMENT OR PERMIT :3 .ACCIDENTAL AIRBAG DEPLOYMENT 12 AMENDED DUTIES IN THE EVENT OF ACCIDENT, CLAIM, SUIT OR LOSS 18 AMENDED FELLOW EMPLOYEE EXCLUSION 5 AUDIO, VISUAL AND DATA ELECTRONIC EOUIPMENT COVERAGE 13 BROAD FORM INSURED t BODILY INJURY REDEFINED 21 EMPLOYEES AS INSUREDS (including employee hired auto) 2 EXTENDED CANCELLATION CONDITION 22 EXTRA EXPENSE-BROADENED COVERAGE 10 GLASS REPAIR - WAIVER.OFDEDUCTIBLE. 15 HIRED AUTO PHYSICAL DAMAGE(including employee hired auto) 6 HIREDAUTQ COVERAGE TERRITORY 20 LOAN / LEASE GAP 14 PARKED AUTO COLLISION COVERAGE (WAIVER OF DEDUCTIBLE) 16 PERSONAL EFFECTSCOVERAGE it PHYSICAL: DAMAGE - ADDITIONAL*TRANSPORTATION EXPENSE COVERAGE 8 RENTAL REIMBURSEMENT 9 SUPPLEMENTARY PAYMENTS- 4. TOWING AND LABOR: 7 UNINTENTIONAL FAILURE TO DISCLOSE HAZARDS 17 WAIVER OF TRANSFER OF RIGHTS OF RECOVERYAGAINST OTHERS TO US 19 SECTION: 11 - LIABILITY COVERAGE is amended as follows-, 1. BROAD FORM INSURED s_ SECTION. II - LIABILITY COVERAGE:,. paragraph A.1. -WHO IS AN INSURED is amended to include the following as an insured: d. Any legally incorporated entity of which you own more. than So percent of the voting stock during the policy period. However, "insured" does not include any organization that, (1) Isaparthership orjoint venture; or- (2) is an insured under any other automobile policy; or :(3) Has exhausted its Limit of Insurance: under any. other automobile policy. .Paragraph d: (2) of this provision does nol. apply to. a policy written to apply specifically in excess of this policy. e. Any organization you newly acquire or form, other than a partnership or joint venture, of which :you own more than 50 percent. of the voting stock. This automatic coverage is afforded only for 180 days from the: data of acquisition or formaJon. However, coverage under this provision does not apply: (1) If there is similar insurance or a.selWnsured retention plan :available to that organization, 62070 Li6enyMuwal;Insuradce Company. Ail.rignts reserved. CA 88 IQ. 01 10 :Includescowirighted.material of InsurancrlSe1Yices0MIce Inc.. with ifs.Permission. Page 1 of 7 Fax Server 2/28/2018 5:53:44 AM PAGE 15/020 Fax Server I (2) If the Limits of Insurance of any. other Insurance policy have been exhausted; or To*'bodily Injury" or -property damage- that occurred before you, acquired or formed the organization. EMPLOYEES ASINSUREDS. SECTION II - LIABILITY> COVERAGE, paragraph A.1, - WHO IS AN 'INSURED is amended to Include fhe followiing as an insured: - 1. Any "employee" of yours: while. using a covered "auto" you do not own, hire or borrow but only for ads within the .scope 'of their employment. by you. Insurance provided by this endorse- ment is excess over any other insurance available to: any "employee". g. An. "employee" of yours while operating an "auto" hired or borrowed under a written contract or agreement in that "employee's" Elaine. With your permission, while performing dulfes re- laled to 0?e conduct of your business and within the scope of their errip)oyment, Insurance provided by this endorsement is excess over arty other. insurance available to the "employee". 3, ADDITIONAL INSURED BY CONTRACT, AGREEMENT OR PERMIT SECTION II - LIABILITY COVERAGE,. paragraph A.1. -WHO IS AN INSURED is amended to Include .the following as an insured: _ h. Any person Or organization with respect to the operation, maintenance 'or use of a covered FERMENK 'auto'.'; provided that you. and such person or.organizaiion have agreed.'in awrittere contract, ® .agreement,. or permit issued to you by governmental or public authority, to.add such person, or e organization, or governmental. or public authority to this policy as an 'insured',. HoWbyer, such person or organization is an "insured": (t.) Only'vafth respect To the. operation, maintenance or use of a covered "'auto"; (2) Only for "bodily injury" or "property damage" caused by an "accident" which takes y place after you executed the written contract or agreement; or the permit has been issued to you,; and (3) Only for the duration of that contract, agreement or permit 4, SUPPLEMENTARY PAYMENTS SECTION. II > LIABILITY COVERAGE, Coverage Extensions, 2.a. Supplementary Payments, para- graphs (2) and (4) are replaced' by the fallowing: (2) Up to. $3,000 for cost. of bail bonds (including bonds for related traffic violations ) required _because.of an '"accident" we:cover. Wedo.not.have te:furnish these.bonds. (4) All reasonable expenses incurred by the insured at our request, including actual loss of earn- ings up to $500 a day because,of time off from work. 5. AMENDED FELLOW EMPLOYEE EXCLUSION 16 those judsdietioiis wh'eie, by law, fellow employees are not entitled to the protection afforded to the employer by: the wor'Rers eompensalion. exclusivity rule, or similar protection; the: following provision is added: . $ECTtON II -LIABILITY, exclusto.n' B:$. FELLOW EMPLOYEE does not apply if the "bodily injury' .P 'results from the use of a.covered "auto" you own or hire. SECTION: -PHYSICAL DAMAGE COVERAGE is amended as follows: .6. HIRED AUTO PHYSICAL DAMAGE Paragraph AA Coverage Extensions Of SECTION III -.PHYSICAL DAMAGE COVERAGE, is amended by adding the following: If hired "autos" are covered "autos" for Liability Coverage, and if Comprehensive, Specified Causes of Loss or 'Collision coverage are provided :under the Business Auto Coverage Form for any "auto". you own, then the Physical Damage coverages provided are extended to "autos".: a. You. hire, rent .or borrow; or (~2e40 Liberty MuWtil,lnturarlce Confparry . All:6 hhs rc$erved. CA a0 14.01 10 :Includes copyrighted material of Insurance. Services Office Inc.. with ifs.Permission. Page 2 of 7 Fax Server 2/28/2018 5:53:44 AM PAGE 16/020 Fax Server b. Your "employee" hires or rents under a written contract or agreement in that "employee's"- name, but only if the damage occurs while the vehicle is being used in the' conduct of your ,business,. subject. to the following limit and deductible: ' k The most vve: will pay to,r "loss' in any one "accident" or 'loss` is the smallest of: (1) $50,000; or _(2) The actual cash value of the damaged or stolen. property. as of the time of the "loss' or (3) The cost of repairing or replacing. the damaged 'or stolen property with other property of like kind and quality, minus: a.deductible. 3. The deductible will be equal to the largest deductible applicable to any owned "auto" for that coverage. C- Subject to the limit, deductible and excess. provisions described in this provision,. we will provide :coverage equal to the broadest coverage applicable to any covered "auto" you own. D. Subject to a maximum of $750 per "accident% we will also cover the actual loss of use of the hired "auto' if it results from an "accident"; you are legally liable and the lessor incurs an actual finaricial loss. E. This coverago extension does noVapply to: (1) Any ' Uto" that js hired, rented oir borrowed with a driver; or (2j Any "auto" that is hired, rented or borrowed from your "employee". For the purposes of this. provision, SECTION V-DEFINITIONS is arionded by adding the following: "Total 1055" means a'"loss" in which. the cost of repalrs plu's the salvage value eXOeeds the actual cash value:. 7. TOWING .AND LABOR SECTION. III - PHYSICAL DAMAGE COVERAGE,.paragraph A2. Towing, -is amended by. the. addition . of the following: We. will pay towing and labor costs incurred, up to the limits shown below; each time a, covered .auto" classified and rated as :a private passenger type, "light truck" or "medium truck" is dls- abled: a. For private passenger type..vehicles, .we.. will pay up to $50. per disablement b.. For "light trucks", we will pay up to $50 per disablement: "Light truck's" are trucks that have a gross. vehicle weight (GV.." of 1-0,000 pounds or less. c. For "medium trucks" , we will pay up to $150 per disablement. "Medium trucks` are: trucks that .,have, a grass vehicle weight (GVW) of 10,001 - 20;0.00' pounds. However; the labor must be performed at the place of disablement: 8, PHYSICAL DAMAGE- ADDITIONAL TRANSPORTATION. EXPENSE COVERAGE Paragraph AA.a;,. Coverage Extension of SECTION III - PHYSICAL DAMAGE COVERAGE, is amend- ed.to provide. a limit. of $50 per day and a maximum limit of. $1.500 s d2010 Li6orty MUWAL;Insarartce Qpmpany. ATrignts reserved. CA 68 10.01 16 Includescowj righted material of Insurance: Services Office Inc., with its.Permission. Page 3.0f 7 r Fax Server 2/28/2018 5:53:44 AM PAGE 17/020 Fax Server 9.. RENTAL REIMBURSEMENT SECTION III - PHYSICAL-DAMAGE COVERAGE, A. C.pVERAGE, is amended by adding the following: a. We will pay up to $75 per day for rental reimbursement expenses incurred by you for the rental :of an "auto because of "accident" or "loss', to an "auto" for which we. also pay a "loss" 'under' Comprehensive, Specified Causes:of Loss or Collision Coverages. We will 'pay only for those expenses incurred after the first 24 hours following the "accident" or "foss" .to the covered "auto." b. Rental Reimbursement will be based on the rental of a comparable vehicle, which. in many :cases. may be-substantially less than S7 5 per day. and will only be allowed for the period of time. it should lake to repair oil replace the vehicle with reasonable speed and similar quality, up to a maximum of 30 days. c. We will also pay up *to $500 for reasonable and necessary. expenses incurred by you, fe remove :and replace your tools and equipment train the covered "auto". d.. This coverage does not apply unless you have a buslness necessity that other "autos" await- able for your use and operation cannot fill e. If '"loss" 're'sults front the total theft of a covered "auto" of the private passenger :type, we will pay under this coverage only that amount of your rental reimbursement expenses which :is not ° already provided under Paragraph 4. Coverage Extension. i. No deductible applies to this coverage. For the purposes of this. endorsement provision, materials and equipment do riot. Include: "personal effects." as defined in provision '11. 10. EXTRA EXPENSE . BROADENED COVERAGE Under SECTION lll-PHYSICRL.DAMAGECOVERA.GE~ A. COVERAGE, we will pay for the. expense. of :y returning a stolen covered "auto" to you. The maximum* amount we will pay is $1,000. 11. PERSONAL EFFECTS COVERAGE A. SECTION III - PHYSICAL DAMAGE COVERAGE, A. COVERAGE, Is amended by :adding the following: It you have purchased Comprehensive Coverage on this policy for an "auto" you own and that `auto" is stolen,we will pay, without application of a .deductible, up to $600 for "personal effects" stolen with the "auto "The insurance provided under this provision iswexcess.over any other collectible insurance: B. SECTION V- DEPINITIONS.is amended by adding the. following: For the purposes of this provision, "personal effects" mean 'tangible property that is worn or canted cyn insured "Personal P.ffadt$° dQP's not include tools, equipment; jewelry;. 'money or securities. 12. ACCIDENTAL AIRBAG DEPLOYMENT SECTION III - PHYSICAL DAMAGE COVERAGE; B. EXCLUSIONS is amended by adding the follow- ing: It you have :purchased Comprehensive or Collision Coverage under this policy, the exclusion for "loss' relating to mechanical breakdown does riot apply to the aecidehtal discharge. of an airbag- Any insurance we provide -shall be excess over any other collectible insurance or reimbursement by manufacturer's warranty. However, we agree to pay any deductible applicable to the other cov- erage or warranty. 13. AUDIO, VISUAL AND DATA ELECTRONIC EQUIPMENT COVERAGE SECTION' Ill - PHYSICAL: DAMAGE COVERAGE, B: EXCLUSIONS, exception paragraph a. io exclu- sions 4.c. and 4.d. is deleted and replaced with the following: ~2QT0 Liberty Mu!ual;Insurance Gpmpany. AI:righf$Yaseryed. CA 88 1Q 01 10 :Includes copyrighted material of InsuranceSertices Office Inc..with its.pennission. Page 4.6f 7 Fax Server 2/28/2018 5:53:44 AM PAGE 18/020 Fax Server Exclusion 4.c. and 4.d. do not.apply to: a. Electronic equipment that receives or transmits audio, visual or- data. signals, whether or not designed solely for the. reproduction of sound, it the equipment is permanently installed in the covered "auto" at the time of the "loss' and such. equipment is designed to be solely operated :by use of the power from the "auto's" electrical system, in or upon the covered "auto" and physical damage coverages are provided 'for the covered 'auto;. or If the "loss" occurs solely to audio,. visual. or data electronic equipment or accessories used with this equipment; then our obligation. to pay for, repair, return or -replace damaged or stolen property will be reduced by a $160 deductible. 14. LOAM/ LEASE GAP COVERAGE A. Paragraph C., UMIT OF INSURANCE: of SECTION* III PHYSICAL bAMAGE COVERAGE is amended by adding the following: The most we will pay for a "total loss' to a covered.`au&' owned by or :leased to you in any one "accident' is the greater of the: 1. Balance due under the terms of the: loan or lease -to which the damaged. covered "auto' is subject at the time. of the "loss" less the amount of: a. Overdue payments and financial penalties associated with those payments as, of the dale of the "loss".. b. Financial penalties imposed under a lease due to Willi mileage,. excessive use or ab- normal wear and tear, d. Costs for extended 'rvarraities;. Credit Life. Insurance, 'health, Accident or Disability Insurance purchased with the loan or lease, d. Transfer or, rollover balances from previous: loans or leases, e. Final payment due under'a "Balloon Load". f: The dollar arnount pf a.ny uhrepaired damage which occurred prior te the "total loss" of a covered "auto", g. Security deposits not refunded- by a lessor, h. All refunds .payable or paid to you: as a result of the early termination of a. lease agreement or as a result of the. early termination of any warranty or extended service agreement on acovered. "auto": 1. Any amount representing; :taxes. j. Loan or lease termination 'fees; or -2. The actual cash' value of the damage or stolen property as.of theaime of:the'7oss". An adjustment 'for depreciation and physical condition will be made in determining the actual r, cash value at.the time of the "loss:". This:adjusth9ent is not applicable in Texas: r. B. ADDITIONAL: CONDITIONS This coverage applies only to the original loan for v hI0 the covered "auto" that incurred the loss serves as collateral, or lease written on the covered "auto" that Incurred the. loss. e C. :SECTION V - DEFINTIONS is changeo by-adding the following: As used in this endorsement provision, the following definitions apply: "Total Idss" meahs a "loss" in which the cost of repairs plu's the salvage value exceeds the actual cash value. .A "balloon loan" is one with periodic: payments that :are insufficient to repay the balance over the term of the loan, thereby requiring aaarge final payment:. d2010 Liberty Muiual;ingurar)ce Company. Ail:righW reserved. CA 88 IQ 01 10 Includes copyrighted material of In suanee~SeiviresOfBce Inc..wiih its.Permission. Page 5"of 7 Fax Server 2/28/2018 5:53:44 AM PAGE 19/020 Fax Server 15. 'GLASS REPAIR- WAIVER OF DEDUCTIBLE Paragraph D. Deductible Of SECTION YII. - PHYSICAL QAmAGE. COVERAGE is amended by the addition of the toile wing:. No deductible. applies to. glass damage if the glass is repaired rather than replaced, 16. PARKED-AUTO COLLISION COVERAGE (WAIVER OF DEDUCTIBLE) Paragraph b. Deductible of SECTION III. - PHYSICAL DAMAGE COVERAGE 'is amended by the addition. of the following. The deductible does not apply to "loss" caused by collision la such covered "auto" of the private. passenger- type or light weight truck with 0-gross: vehicle weight. of 10,000. lbs. or less as defined. by o the manufacturer as maximum loaded, weight the "auto° is designed- to carry while it is; a. In the charge of- an "insured"; b. Legally parked; and E c. Unoccupied: The 'loss" must be reported to the police authorities within 24.hours of-known damage. The total amouttt: of the damage to: the covered "auto" must exceed. the deductible shown in the Declarations. This provision does not'apply to any "lass," if the covered "auto is in the charge of any person or e organization engaged in the automobile business. SECTION IV - BUSINESS AUTO CONDITIONS- is amended as follows: 17. UNINTENTIONAL; FAILURE:TO DISCLOSE HAZARDS SECTION IV• BUSINESS AUTO CONDITIONS, Paragraph 8.2. is amended by adding. the following: If you unintentionally fan to. disclose :any hazards, exposures or material. facts existing as of. tie y inception date or renewal date of the Business Auto Coverage Form, the coverage afforded by this policy will. riot' be prejudiced. However, you must report. the undisclosed. hazard of exposure as soon as practicable after its discovery',. and we have the right to collect" additional premium for any such hazard or exposure. 18. AMENDED DUTIES IN THE EVENT.OF.ACCIDENT, CLAIM,. SUIT, OR LOSS SECTION IV - BUSINESS AUTO CONDITIONS, paragraph A.2,6. is ireplaced in its. entirety by the following: I b. In the even of accident"; claim. "suit" or 'loss", you must prompily notify us'when it is known to; 1. You, if you are'an individual;: 2. A partner, if you are aparfnership; 'company; 3. Member, if you are elimited liability, 4. An executive officer or the "Omploy'ee' designated by the Named Insured to give such notice, if you are a corporation. To ".extent possible, notice taus. should include: ' s. (1) How, when and where the "adcldent" or "loss" took place.; (2) The"ipsureds°' name and adtlress; and (3) The names and addresses of *any injured persons and witnesses. 19. WAIVER OF TRANSFER OFRIGHTS'OFRECOVERY.AGAINST'QTHERS.TOUS SECTION IV - BUSINESS AUTO CONDITIONS: paragraph A:S., Transfer of Rights of Recovery Against Others is Us, I.s amended 6y the addition of'the foltowirig: If the person or organization has.waived those rights- before an "accident" or "loss", our rights are. waived also. kOl0 Liberty MutuAl;lnWrAnce, Corrlparry. A':I Aghts resemd. CA 88 10.01 1D : Includes copyrighted material of Insurance-Seivices Office Inc..with itsPennissioo. Page 6 of 7 Fax Server 2/28/2018 5:53:44 AM PAGE 20/020 Fax Server 20. HIRED AUTO COVERAGE TERRITORY SECTION IV - BUSINESS AUTO CONDITIONS, paragraph B.7, Policy Period,. Coverage Territory, Is amended by-the addition of the Following; f. For "autos`' hired 30 days or less, the coverage territory is anywhere in the world, provided that the insureds" responsibility to pay for damages is determined in a "suit", 'on the merits, in the United :States, the territories and possessions of the United States of America, Puerto Rico: or 'Canada or in"a settlement We agree to. This extension of coverage does not apply to an "auto" hired, .leased, rented or borrowed with a driver. SECTION 'V - DEFINITIONS is amended as follows: .21. BODILY INJURY REDEFINED Under SECTION V - DEFINTIONS, definition C. is replaced by the followings "Bodily injury" means physical injury, sickness or disease sustained by a persom including, mental anguish, mental..inju y,. shdok," fright or death resulting from any of these at any time.. . COMMMON POLICY CONDITIONS 22. EXTENDED CANCELLATION CONDITION COMMON POLICY GONOITIONS. paragraph A. - CANCELLATION condition applies except as fol- Iows: If we cancel for any reason other' than nonpayment of premium: we will, mail to the first Named Insured written "notice of cancellation at feast: 60 days before the effective date of cancellation. This provision does. not apply .in those states which require more than 60 days prior notice of cancella- tion. i 62010 Lberty MUtual,ln5urdrtce Gpmpany Rl:right$ raseived. CA 881Q. 81 10 : Indudescopyrighted material of Inauranee.Seixices Office Inc..with its.Permission. Page 7 of 7 I I