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HomeMy WebLinkAboutInsurance Certificate: Better View, LLC StateFarm STATE FARM FIRE AND CASUALTY COMPANY CD A STOCK COMPANY WITH HOME OFFICES IN BLOOMINGTON, ILLINOIS DECLARATIONS COVERAGE SUMMARY FEB 25 2019 Po�ox853925, Policy Number 97-E6-2511-4 Ric ardson, 75085-3925 Policy Period Effective Date Expiration Date M-15-2134-FAE6 F N 12 Months JUN 27 2018 JUN 27 2019 002575 3123 The policy period begins and ends at 12:01 am standard Addl Insured-Section II Only time atthe premises Tocation. CITY OF ASHLAND Named Insured 20 E MAIN ST BETTER VIEW LLC — ASHLAND OR 97520-1814 DBA FARRELL'S GLASS SERVICE PO BOX 849 - - MEDFORD OR 97501-0061 — Auto Services Policy Automatic Renewal - If the policy period is shown as 12 months,this policy will be renewed automatically subject to the premiums,rules and forms in effect for each succeeding policy period. If this policy is terminated,we will give you and the Mortgagee/Lienholder written notice in compliance with the policy provisions or as required by law. Entity: Limited Liability Company Policy Premium $ 2,506.00 Discounts Applied: Protective Devices Claim Record Prepared FEB 25 2019 ©Copyright,State Farm Mutual Automobile Insurance Company,2008 CMP-4000 OR Includes copyrighted material of Insurance Services Office,Inc.,with its permission. 025819 290 Al Continued on Reverse Side of Page Page 1 of 6 N DECLARATIONS(CONTINUED) Auto Services Policy for CITY OF ASHLAND Policy Number 97-E6-2511-4 • SECTION I- PROPERTY SCHEDULE • ' • Location Location of Limit of Insurance* Limit of Insurance* Seasonal Number Described Increase- Premises Coverage A- Coverage B- Business Buildings Business Personal Personal • Property Property . 001 229 S FRONT ST $ 543,800 $ 74,100 - 25% MEDFORD OR 97501-7263 As of the effective date of this policy, the Limit of Insurance as shown includes any increase in the limit due to Inflation Coverage. SECTION I- INFLATION COVERAGE INDEX(ES) Coy A- Inflation Coverage Index: 170.9 Coy B- Consumer Price Index: 249.0 SECTION I- DEDUCTIBLES • Basic Deductible $500 Special Deductibles: Money and Securities $250 Garagekeepers- Collision $500 Garagekeepers - Comprehensive $250 Employee Dishonesty $250 Equipment Breakdown $500 Other deductibles may apply- refer to policy. Prepared FEB 25 2019 ©Copyright,State Farm Mutual Automobile Insurance Company,2008 .■ CMP-4000 OR Includes copyrighted material of Insurance'Services Office,Inc..with its permission. 025819 Continued on Next Page Page 2 of 6 State Farm 0 00 DECLARATIONS(CONTINUED) Auto Services Policy for CITY OF ASHLAND Policy Number 97-E6-2511-4 SECTION I - EXTENSIONS OF COVERAGE - LIMIT OF INSURANCE- EACH DESCRIBED PREMISES _ The coverages and corresponding limits shown below apply separately to each described premises shown in these _ Declarations, unless indicated by"See Schedule." If a coverage does not have a corresponding limit shown below, but has "Included" indicated, please refer to that policy provision for an explanation of that coverage. LIMIT OF COVERAGE INSURANCE Accounts Receivable On Premises $10,000 Off Premises $5,000 Arson Reward $5,000 Back-Up Of Sewer Or Drain $15,000 Collapse Included Damage To Non-Owned Buildings From Theft, Burglary Or Robbery Coverage B Limit Debris Removal 25% of covered loss Employee Tools (applies only to those premises provided Coverage B - Business Personal Property) Per Occurrence $2,500 Per Employee $500 Equipment Breakdown Included Fire Department Service Charge $5,000 Fire Extinguisher Systems Recharge Expense $5,000 Forgery Or Alteration $10,000 Garagekeeper's Insurance - Comprehensive And Collision $25,000 Glass Expenses Included Increased Cost Of Construction And Demolition Costs (applies only when buildings are 10% insured on a replacement cost basis) Money And Securities (Off Premises) $5,000 Money And Securities (On Premises) $10,000 Prepared FEB 25 2019 ©Copyright,State Farm Mutual Automobile Insurance Company,2008 CMP-4000 OR Includes copyrighted material of Insurance Services Office,Inc.,with its permission. 025820 290 Continued on Reverse Side of Page Page 3 of 6 N DECLARATIONS (CONTINUED) Auto Services Policy for CITY OF ASHLAND Policy Number 97-E6-2511-4 Money Orders And Counterfeit Money $1,000 Newly Acquired Business Personal Property (applies only if this policy provides $100,000 Coverage B - Business Personal Property) Newly Acquired Or Constructed Buildings (applies only if this policy provides $250,000 Coverage A - Buildings) Ordinance Or Law - Equipment Coverage Included Outdoor Property $5,000 Personal Effects (applies only to those premises provided Coverage B - Business $2,500 Personal Property) Personal Property Off Premises $15,000 Pollutant Clean Up And Removal $20,000 Preservation Of Property 30 Days Property Of Others (applies only to those premises provided Coverage B - Business $2,500 Personal Property) Signs $5,000 Valuable Papers And Records On Premises $10,000 Off Premises $5,000 Water Damage, Other Liquids, Powder Or Molten Material Damage Included SECTION I - EXTENSIONS OF COVERAGE - LIMIT OF INSURANCE - PER POLICY The coverages and corresponding limits shown below are the most we will pay regardless of the number of described premises shown in these Declarations. LIMIT OF COVERAGE INSURANCE Employee Dishonesty $10,000 Loss Of Income And Extra Expense Actual Loss Sustained- 12 Months Prepared FEB 25 2019 ©Copyright,State Farm Mutual Automobile Insurance Company,2008 CMP-4000 OR Includes copyrighted material of Insurance Services Office,Inc.,with its permission. 025820 Continued on Next Page Page 4 of 6 StateFarm o-o DECLARATIONS (CONTINUED) Auto Services Policy for CITY OF ASHLAND Policy Number 97-E6-2511-4 SECTION II - DEDUCTIBLES Business Liability - Property Damage $250 Other deductibles may apply - refer to policy. SECTION II - LIABILITY LIMIT OF COVERAGE INSURANCE Coverage L - Business Liability $1,000,000 Coverage M - Medical Expenses (Any One Person) $5,000 Damage To Premises Rented To You $300,000 LIMIT OF AGGREGATE LIMITS INSURANCE Products/Completed Operations Aggregate $2,000,000 General Aggregate $2,000,000 Each paid claim for Liability Coverage reduces the amount of insurance we provide during the applicable annual period. Please refer to Section II - Liability in the Coverage Form and any attached endorsements. Your policy consists of these Declarations, the BUSINESSOWNERS COVERAGE FORM shown below, and any other forms and endorsements that apply, including those shown below as well as those issued subsequent to the issuance of this policy. FORMS AND ENDORSEMENTS CMP-4100 Businessowners Coverage Form CMP-4237.1 Amendatory Endorsement CMP-4561.1 Policy Endorsement CMP-4705.2 Loss of Income & Extra Expnse CMP-4412 Operation of Customers Auto CMP-4744 Garagekeepers Direct Coverage Prepared FEB 25 2019 ©Copyright,State Farm Mutual Automobile Insurance Company,2008 CMP-4000 OR Includes copyrighted material of Insurance Services Office,Inc.,with its permission. 025821 290 Continued on Reverse Side of Page Page 5 of 6 N DECLARATIONS(CONTINUED) Auto Services Policy for CITY OF ASHLAND Policy Number 97-E6-2511-4 FE-6999.2 Terrorism Insurance Coy Notice CMP-4742.1 Garage Liability CMP-4710 Employee Dishonesty CMP-4709 Money and Securities CMP-4706 Back-Up of Sewer or Drain CMP-4527 Excl CM Substances CMP-4683 Addl Ins Owners Lessee Blkt FE-3650 Actual Cash Vlue Endorsement CMP-4827.1 Employee Tool Coverage CMP-4684 Addl Insd Owners Lessee Sched CMP-4788 Addl lnsd Mgrs Lessor of Prem CMP-4860 ' Al Design Person Org CMP-4787 Waiver of Trans Rgt of Recov FD-6007 Inland Marine Attach Dec " • • • This policy is issued by the State Farm Fire and Casualty Company. • Participating Policy You are entitled to participate in a distribution of the earnings of the company as determined by our Board of Directors in accordance with the Company's Articles of Incorporation,as amended. In Witness Whereof, the State Farm Fire and Casualty Company has caused this policy to be signed by its President and Secretary at Bloomington, Illinois. Secretary President • • • • • • Prepared FEB 25 2019 ©Copyright State Farm Mutual Automobile Insurance Company,2008 CMP-4000 OR Includes copyrighted material of Insurance Services Office,Inc.,with its permission. - •- 025821 290 Page 6 of 6 •N • StateFarm STATE FARM FIRE AND CASUALTY COMPANY O A STOCK COMPANY WITH HOME OFFICES IN BLOOMINGTON, ILLINOIS INLAND MARINE ATTACHING DECLARATIONS O"O Po Box 853925_ Policy Number 97-E6-2511-4 Ric ardson, 75085-3925 Policy Period Effective Date Expiration Date M-15-2134-FAE6 F N 12 Months JUN 27 2018 JUN 27 2019 The policy period begins and ends at 12:01 am standard Named Insured time atthe premises iocatlon. BETTER VIEW LLC DBA FARRELL'S GLASS SERVICE PO BOX 849 MEDFORD OR 97501-0061 ATTACHING INLAND MARINE Automatic Renewal- lithe policy period is shown as 12 months,this policy will be renewed automatically subjectto the premiums,rules and forms in effectfor each succeeding policy period. If this policy is terminated,we will give you and the Mortgagee/Lienholder written notice in compliance with the policy provisions or as required by law. Annual Policy Premium Included The above Premium Amount is included in the Policy Premium shown on the Declarations. Your policy consists of these Declarations,the INLAND MARINE CONDITIONS shown below,and any other forms and endorsements that apply,including those shown below as well as those issued subsequentto the issuance of this policy. Forms,Options,and Endorsements FE-8743.1 Inland Marine Computer Prop FE-8739 Inland Marine Conditions FE-6867 Amend of Inland Marine Condtns See Reverse for Schedule Page with Limits Prepared FEB 25 2019 ©Copyright,State Farm Mutual Automobile Insurance Company,2008 FD-6007 Includes copyrighted material of Insurance Services Office,Inc.,with its permission. 025822 530 506 02 0531 2011(o1f3232c1 97-E6-2511-4 ATTACHING INLAND MARINE SCHEDULE PAGE ATTACHING INLAND MARINE ENDORSEMENT LIMIT OF DEDUCTIBLE ANNUAL NUMBER COVERAGE INSURANCE AMOUNT PREMIUM FE-8743.1 Inland Marine Computer Prop S 25 , 000 $ 500 Included Loss of Income and Extra Expense $ 25, 000 Include d OTHER LIMITS AND EXCLUSIONS MAY APPLY- REFER TO YOUR POLICY Prepared FEB 25 2019 ©Copyright,State Farm Mutual Automobile Insurance Company,2008 FD-6007 Includes copyrighted material of Insurance Services Office,Inc.,with its permission. 025822 530-686 a.2 05-312011 1o113233c1 StateFarm 0 97-E6-2511-4 025823 CMP-4684 0 O Page 1 of 1 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CMP-4684 ADDITIONAL INSURED — OWNERS, LESSEES, OR CONTRACTORS (Scheduled) This endorsement modifies insurance provided under the following: BUSINESSOWNERS COVERAGE FORM SCHEDULE Policy Number: 97-E6-2511-4 Named Insured: BETTER VIEW LLC DBA FARRELL'S GLASS SERVICE PO BOX 849 MEDFORD OR 97501-0061 Name And Address Of Additional Insured Person Or Organization: CITY OF ASHLAND 20 E MAIN ST ASHLAND OR 97520-1850 1. SECTION II — WHO IS AN INSURED of SECTION II — LIABILITY is amended to include, as an additional insured, any person or organization shown in the Schedule, but only: a. Ongoing Operations With respect to liability for "bodily injury", "property damage", or "personal and advertising injury" caused by your ongoing operations for that additional insured and only to the extent that such "bodily injury", "property damage" or"personal and advertising injury" is caused by your negligence or the negligence of those performing operations on your behalf; or b. Products-Completed Operations To the extent that the liability for"bodily injury" or"property damage" is caused by"your work" per- formed for that additional insured and included in the"products-completed operations hazard". 2. Any insurance provided to the additional insured shall only apply with respect to a claim made or a "suit" brought for damages for which you are provided coverage. 3. Primary Insurance. The insurance afforded the additional insured shall be primary insurance. Any insurance carried by the additional insured shall be noncontributory with respect to coverage provid- ed by you. There will be no refund of premium in the event this endorsement is cancelled. All other policy provisions apply. CMP-4684 O,Copyright,State Farm Mutual Automobile Insurance Company,2011 Includes copyrighted material of Insurance Services Office, Inc., with its permission. l I ,I I, I i i i i '� i it