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HomeMy WebLinkAboutInsurance Certificate: Mountain View Paving Co. A ® DATE (MM/DDYYYY) CERTIFICATE OF LIABILITY INSURANCE 9/23/2019 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT NAME: Ward Insurance Agency Inc. PHONE FAX -687-1117 A/C No:541-342-8280 PO Box 10167 A/C No Ext:541 Eugene OR 97440 ADDRESS: kim@wardinsuranr-e.net INSURER(S) AFFORDING COVERAGE NAIC # INSURER A : Cincinnati Casualty 28665 INSURED 14229 INSURER B : Mountain View Paving Inc PO Box 508 INSURER C Talent OR 97540 INSURER D : INSURER E : INSURER F : COVERAGES CERTIFICATE NUMBER: 1161846701 REVISION NUMBER: -THIS IS TO CERTIFY THAT THE POLICIES OF TISUIRANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE INSD WVD POLICY NUMBER MMIODIYYYY MM DDYYYY LIMITS LTR A X COMMERCIAL GENERAL LIABILITY Y Y EPP 0404007 9/25/2019 9/25/2020 EACH OCCURRENCE $1,000,000 DAMAGE TO RENTED CLAIMS-MADE a OCCUR PREMISES Ea occurrence $ 500,000 MED EXP (Any one person) $ 10,000 PERSONAL a ADV INJURY $ 1,000,000 GENT AGGREGATE LIMIT APPLIES PER: GENERALAGGREGATE $2,000,000 1~ Fj] POLICY JECOT- LOC PRODUCTS - COMP/OP AGG $ 2,000,000 OTHER: $ A AUTOMOBILE LIABILITY Y Y EPP 0404007 9/25/2019 9/25/2020 COMBINED SINGLE LIMIT $ 1,000,000 Ea accident X ANY AUTO BODILY INJURY (Per person) $ OWNED SCHEDULED BODILY INJURY (Per accident) $ AUTOS ONLY AUTOS X HIRED X NON-OWNED PROPERTY DAMAGE $ AUTOS ONLY AUTOS ONLY Per accident A X UMBRELLA LIAB X OCCUR EPP 0404007 9/25/2019 9/25/2020 EACH OCCURRENCE $ 1,000,000 EXCESS LIAB CLAIMS-MADE AGGREGATE $ 1,000,000 DED RETENTION $ $ WORKERS COMPENSATION PER OTH- AND EMPLOYERS' LIABILITY Y / N STATUTE ER ANYPROPRIETOR/PARTNER/EXECUTIVE E.L. EACH ACCIDENT $ OFFICER/MEMBER EXCLUDED? ❑ N I A (Mandatory in NH) E.L. DISEASE - EA EMPLOYEE $ If yes, describe under DESCRIP I ION OF OPERAi IONS below E.L. DISEASE - POLICY LIMIT $ DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) Certificate holder and all entities required by written contract are included as additional insureds on a primary and non-contributory basis with waiver of subrogation as respects to the general liability including completed operations and auto liability, including waiver of subrogation as required by written contract per attached endorsements. Subject to policy limits, terms, conditions and exclusions. CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN City of Ashland ACCORDANCE WITH THE POLICY PROVISIONS. 90 N. Mountain Ashland OR 97520 AUTHORIZED REPRESENTATIVE USA © 1988-2015 ACORD CORPORATION. All rights ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. b. ey way or an edhw or .n 150 atlm- x. ,..'ben h ured e 1 IM1at in he addnronal insureds described in Para- d.des .drug ou efeyou, ongoing grape 8.1.. the following adtlilonal exclu- CONTRACTORS ADDITIONAL INSURED -AUTOMATIC STATUS eperaaen, o a.mng rim pf vo.r lien, apmy: AND AUTOMATIC WAIVER OF SUBROGATION irk TlIl Insurance does roe apply to WHEN REQUIRED IN WRITTEN CONTRACT, AGREEMENT, men the ph-,, ease. .n wnok p a part. by m Paragraph A. 1... ardlor P ara- .Bother 1 a eaa enm g,nNra9 eno, eeppne Lb..bove. wnirneve<.ppw Per is Sao PERMIT OR AUTHORIZATION d by the phraze.ns,rg .1 of m 1`e- rd 9o~emment°sttla~e ordm~ 3. Wilh respect d tie insurance affwdetl Io brcipalrty: w ihs endorsement modifies insurance pl-ld under the bllowin the aenional Insuretls eezcnhed in Para- g grapM1 A.1.. I1e following ode 1-1 exdu b. "3- -W or "properly damage' von appee, Included -hd the 'p-ct, COMMERCIAL GENERAL LIABIt1TY COVERAGE PART comple-operatwns h-bj this insurance do dam, app. to "botlily C The insurance afforded to additional insured A Additional In ured Owners. L rs Or chided in prodc<IS-cmm~lelee and advertzing Yhj,,, arising ouleof thee described in Paragraphs A and 8: Contractors s c Status Fo Other o pe bonsh.,.,d Wt only rf. bad,,,hg of. or the failure to render. any 1 Only apdtres to the extent permitted by Parkes When Req. read In Written Contract professional architectural. engineering o law: and Or Agreement With Y. (1) The Coverage Pan to which th., 1-eying services. rnduding'. endorsement r, a t-d pro 2. will rid be broader than I- which You 11 Section II - Who I n Insured v.les coverage for 16otlily inlury" a The preparing. approving or failing to required by the written contact . m en d to incl u de as additional in r "properly damage' eluded prepare o approve. maps. shop n agreement. w n permit o y P- d w organizalan y a wi hl IM1e "products-compotld drawings. opinnns. -ft, s rveys. adth-t- to p-de for such addrtron- dedgreee in Ring in o erauons naeard". and field oilers. change omers or draw- al Ins.red: and e add as an 'ed, al Ib~ Thew logs he speofiwtwns'. be Ml 11- cdht-t a m4ten . Superviwry 3. Does opt apply to any person. organiza ured ono this Coverage Pad . -h (xl - . inspection . architectural _"t d, orgamzatim(sl is an adtlitional agreement re bites you to pro b e. governmental agency or sub- mzured only with r-e,l to liability for'. vide atltlibohd insure coverage V engineering added-. on w political "'1-7 specifically included within the product "s- This exdusron apples even If the claims barred as an atleitwnal insured fw the a "Bodily inltiN' -Property damage' or ompletetl operations hazard" atlv sam or an and edrsmg ml `ry' for mat person or against any insured allege n..I or a Project n the -1,101 l er organizatron. r moogdoing n the supervision. hit- tlorsement added I. this Coverage Padn p o he r yo~ Prig io rig If the written contract o -Id, trig. ern loymenl. lrarmnq ryr monitoring of With performance of o" O. respect to Ne insurance .Horded to Ile its by - or on -1 behaH . -I agreement reewres you to prontle o hers by oral insured. a "o rte... added-1 insureds described in Paragraphs ddt m to ngen add tonal e g b6t, d wb M1 d the o d y ry" A and B.Ihe fdlow rig s added to Ged'on III cot cement. O g - g p its does lro s IM1e Prod - pl t. oiler- M 9 h wM1xM1 L ddis Of nzurance. pPly to 1b proper- n tl' f pe fed length d th per d d g tydamage'o urdng .her: of tine f mat person o organza N- volvetl the rendering of. or the tail- The most we will pay or. behalf of he ado do, the "bodily InjuN' or'-wdY render any plod- nae archileo d-I,.... edlztheamountoflsu,- (l) All work. including malenals. tlamage' must occur poor to the ex- oral engineering or surveying semces. 0. 11 pans or equipment fumishe In pIldobh of -I period of lime in order 1. epuiretl by the .be, cm wr1~ wit . 0. Tors Paragraph A. does not apply to add. Perm agreement it er wi h such work. on or This insurance to apply the proles[ (,her than -1 . -1--d, described rn Paragraph B. Iliwaatlon descnbetl In Paragraphs A. IV be If the written contract or written o dditional nsured - State Or -l an B.:w tined by or on beh.1 of the agreement requires ypu to Agency Or Subdivision Or Pditical Subdi. 2. vallabk under the applicable Lim of nal inzuredhl at the loco- adtlitanal insured coverageptpr da n Aut hsurance mown in the Declarationz~ts of Ne c vered person or wganiz a tron per oily ISO to omatic Status When Required Written Permits Or Auth.d.bonz Fas been completed: wperations __y one adtlitanal insured ertlorsement form wM1ichever rs less. umber 2010. wrt- specifying 1. Section M. Is An Insured s 'your wok" of n edilnh dale one without . ,Peofr inc ended Io lude as an addtional in ibis endorse I-d ail not increase the ap (2) That h of out la- hick I'd IM1e inlury or tlamage call- rep ring atltlnronal nsure ured t h any a or governmental agency cabletansLimits of of Insurance shown in he Decid ss been put 11 its 1d era i-d ge undutle within he -prod sub - divisd, lonor political zubdvision you ra. _e by an; persgh or ocedrgat- th, Pompleled operathly 1". hat. agreed it writing E in a contract. r ban another contras- this Paragraph b. tlcez not apd to agreement. permll or authorization I. add . Section IV Commercial General Liability suKOntr-to, engaged rn that person or organri - n additonal inwre on IM1IS Cwerage Contlitians Is amencetl to atltl the following. pedonnmg operatrons for. Pat. Such slate or governmental agency Automatic AddIb-f Insured Provision al pa of the same pro- 2. If the written -lb r mi ten agree- w subdivison or liticel subdivision is an eCaa~a merle described in Paragraph 1, above onl M1 This Insurance applies only it the bodily inlu- specifically additional inzured resped to requires you to provide addi -b rfonned by wit op- r "pm d b. °d rluN' or "properly tlamage" nal insured coverage to that person or ellt'll ce Y You or on your be- sryonal and atlvemsi g oc in c Ilene e coin 1.h for which the sea e w governmental rig tlamaIvry n whole b rn part. by ,our organization bdrvisiontor - mnled. worked forme under hat wit en agency or su d.l.- subtlivi coriract w wmlen agreement and in a. lions gr anzrrg wo d'y 9oiwak" or me t. permit or aulM1Onzalronntract. agree 1. During the policy period. antl -dudes cbpyrgM1led maledal of Insurance -dudes sopyrgh[ed material of Insurance GA 672 0918 Semces (yfice. Inc .with its permission. Page 1 of 3 GA 4720918 Smices Office. Inc -1h .1, permission Page 2 of 3 2. Bubzequenl to your execution of the wnl- n Ihz endorsement. wrap-up In A, led n agreement or the any insurance provided by a con e - of, wrnle~eperm4 or wnnen a.- amaa ed iap.pt insuance aogmm. ala zalar. descnbetl in Paragraphs A rid B. And N nntrWri Wned en Required 0, Written ConbacL P. ceps wfien G. below bppIll the following rs Agreement. Permit a Authorize on Llzdetl Section IV Commercial General Except wM1en wrap-up insurance pIre, Io the tit-M b ono sup y p Cersedones anditioyns. provi. s S. , to Other the Incsurance, ontrary'. claim o on behalf of the dr ured. the, nsurance is primary tl w11 not When Other Additional In ured Coverage -t-t- from any hean o Applies On M Excess -is vailable to he additional insureddesoibed1n This in rs ph.,y to other in Paragraph, A and B. provided th t: arlable to the bold nal insured de,cdb - 1. The additional -reds - In Paragraphs A. and B. except ,ured under such other insurance'. and 1. oinerwise p n Section IV 2, a agreed in --d rn a contract. lth, 5. Other lnsu he. b. Excess in- a<nbed En Para9raPho0.vor B. lM1M tMS in- surance. e, e ould be primary are -ld rid 2. ecribk in amnlwtwn from any other msr -11 vailable I. he addllionae insured u vailable to the addbenal insured as n aeditional insured by atlaclrmenl of an A, -ld n his endorsement. -p lp endorsement to another insurance pokey 111, s provided by a can- ihal rs mitten on an excess basis. In such __'d a(_p uPlinsura ce nce program. case. this insurance is also excess. H Commercial General U-ity G. the Mlbmng is added to -d- IV Co. Cond tIi ons. 9. Transfer Of Rights Of cW Genial Liability Conditions. 5 very Against Others To IJ iz amentle by er Insurance, a supersedes any provr - the addlbon of the `ollowrng: swn to the contrary rid y right of r---y: ay have Primary Insurance When Required By Wdt against vanyraddhoral insured der "s e n Conlnct. Agreement. Permit Or - ou have agreed to thorubbon -1 dglt o very In Except wM1en wrap-up insurance applies to the ctamM1Oen as prnemem~ m lten ppe-1 otswwe on behaH of the adtlitional h because of ~mis rn is primary to any other make for mryry or damage anzrng out of low rlable I. _etonal in wed ongoing operalrons or `ou woA" don I'd a dean be in -d-ph, A antl B. previded a rift dlen --L that. permneor wmten lauthonzatron. ght, may only be waved Pnw to thev'o 1. The additional insured is a Name In which wevmakes to 11,et under Ih d Coverage ,ured under such other insurance'. and ,ured must do oohing after a loss 2. have agreed in miring in a contract, r ngMs AI our request. Intl insured "T, ement. p aulho-d- de- will b er lM1nse rigFls to vs cubed rn Paragrapl A or B.I- this rn- aria help......... hose nghlz would be primary to any olM1er ce avarlable to IM1e additional m d e ghe o GA 472 0 18 Sernces OBice. hc. with. s pe mzsrw Page 3 of 3 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. HI 1 any -ail' that is Ieased. a. s eff-h- on ;rte date of acgai si;lOn hired, "red or bor owed with a drover or formation. ,d a afforded for 180 ~eretl -auto ears after such date CineiPlus" E. Audio, Viutal and Data Electronic E b. Dces n quip- pt apply to -bodflv injury o BUSINESS AUTO XC+ men, propery damage resulting from an (EXPANDED COVERAGE PLUS) 5 eeT1ON III - PHYSICAL DAMAGE COV- e qu[[idea'ired or tha formetl thet p[[nrte ord beganifpre gnu ERAGE. C. Limit of Insurance is amended szation ENDORSEMENT by adding the fnlmwiag: c. Does not dPpry I any newly a[qui,ed or formed organization that is a loin; d. The most we will pay for all "loss" to au- venture or partnership: and s-al data nit +ndorsemen.: prov ded by:he following. an -6f-,,, d any o y o [ or ct ..I ,wrth" mth s d t , Doe, not apply to an nsured under i equipment as I suit of any one acct- any other automobile liability p"'y. BUSINESS AUTO COVERAGE FORM dent" rs the les er ot. Or would be an insured under suctl a a The a -al cash value of the dam- policy but for the ierminatron of such d or stolen rtf the time policy or the exhaustion of such pOti- W i!h respec; :o the coverage providetl by this endorsement. the provisions of the Coverage Form apply unless age property as o cgs limns of insurance. ed by !his endorsement. If Ihe'accidenC modifi . , 3. Any of b. The cost of repairing or replacing the cove d in o y au employees' eil sss using gation deamaged or stolen ropedrty with oth- r l a8a~s yo del a do not Own You A Blanket Waiver of Subro Thrs provision does not appy unless the valid property of Irk, kipnd an quality', or hire o barrow that 'ant, written contract has been: SECTION IV BUSINESS AUTO CONDI- 52,500. TIOI A. Loss Condibons. S. Transfer of 1. Executed prior to the accident [ sing [ G. Liability Coverage Extensions - Supple- Rights of Recovery Against Others to us is 'botlily injury SY'property damage :and Provided the equipment. at the time of the memory Payments - Higher Limits am¢ ded by :he add 0, of the following: 2. Is 111 1 force at the time of th...... dent- 'loss' is'. SECTION II - LIABILITY COVERAGE. A. it, any right of recovery may have sing 'bodily injury- or 'property tlam- a. Permanently installed in or upon the Coverage, 2. Coverage Extensions, a. Sup- ajains; any person or organization because of age'. ered'auto' in a housing. opening elementary Payments is amended by. oa orients we make for 'bodily injury' or other location that is not normally 1. Re the 52.000 L-I of Insuan. "pin tlam. - of the o - D. Employee Hired Auto ~r P perty qe' arising out o soen setl by the 'auto' manufacturer for for hot ail bo bonds with 45.000 in (2)'. and v e inllation of such equipment: ered 'auto' when you have assumed 1. Changes in Liability Coverage thesta I,h `Okity vfor s . 'bodily injury" or 'property 2. Replacing ;he 5250 Lim it Ol Insurance Tvr 'lama untle an 'insured contract'. provitl- The fOllowin added to the Section II - b. Removade from a permanently in- easonable ex ge' g is penses wrth 5500 in (4). ed ;rte "bodily Injury' or "property damage' oc- Liability Coverage, A. Coverage, 1, stalled housing unit as des<ribetl in - -subsequent to the execution or ale Who is an Insured. Paragraph 2.a. above: or H. Amended Fellow Employee l suretl contact- An ' ep gee" m to of yours is -red' c. An integral part of such equipment. SECTION II LIABILITY COVERAGE. B. E,- B, Noncontributory Insurance while operating ' hired I, that F. Who is an Insured -Amended elufoksiows:ons, s. Fellow EIrP pyee is mo unmer a contract s, or a agreement t In that SECTION IV - BUSINESS AUTO CONDI- a ployee's' name, . with your permission. SECTION II - LIABILITY COVERAGE. 0. TIONS, B. General Conditions, S. Other In- while performing duties related to the Coverage, 1. Who is an Insured is amended Exclusion 5. Fellow Employee is deletetl. suran<e c. rs repI...d by She following h,duc of y., business. by adding the follomng: I. Hired Auto - Physical Damage c. Regardless of the provisions of Par- 2, Changes in General Conditions The following are "insureds'. I(hiretl "autos" are covered -autos' for Liability .graph a. above, this Coverage Coverage. ;hen Comprehensive and Collision Form's Liabili(y Coverage is primary 5E CTION IV BUSINESS AUTO CON- I. Any subsidiary which is a legally .,,,p,- physl[al Damage Coverages as provided ioh and w will not seek contribution DI TIONS, B. General Conditions, S. rated entity of which you Own a financial be, SECTION 111 - PHYSICAL DAMAGE from any ..........It for any Other Insurance is amendetl by ri,pla c- interest Of mare than 50% of the voting COVERAGE of this Coverage Part a - bkity as umed under an "i ured ing paagraph 5.6. wrth ;he fallowing: stoUe on the effective date of this cover- tentled ;o "autos" you hire. subject to the for- - ;act"s that requires liabili:yn to be age torte . l'. ion -d on a primary noncontribu:o b Cove ag fireed Atheuo Physbiri.ingical are deemed Dage However , the in ce afforded by this owing ry basis. suran 1. The most we will pay for 'loss' to any to be covered'au;os"you own: provision does not apply to any subsidiary hired 'auto' is 450.000 or the actual cash C. Additional Insured by Contract ov -to- that is aa 'insured' under any other value cost to repair or replace. which- I17 Any [ ered you lease, tomoblle llabi policy, or would be r ah sorthe least. minus a deductible. SECTION 11 - LIABILITY COVERAGE, 0. hire, rent or borrow, a d uretl' und,er such policy but for fermi ever r COVerage, I. Who is an Insured Is amendetl 127 Any covered hired o on of such policy or the exhaustion of 2. The detluttible will be equal to the largest crude as an insured any person or organ;- aut0 r nuh limits of insurance. deductible applicable to an d'auto' wr_ .ion with which you have agreed in a valitl rented by your employee' under s ctipo icy's for that cover. 51.000w h cheveris inance as is af- a contract rn that 2 Ontracl to provide sur intlividual . Any O,ga-tlo thatr newty acquired or less. qe or to lorded by this policy. ployee's' name, with your per- formed by you and oveer which you main- TM1IS is Iimrted ;o the scope of the relayed to the pconducta ofduties ;Pin majority ownership. the insurance 3. Hired A - scat Damage co crag, valid prl(ten contract. hie-ess, ya+ provided by;NS prowsron- once ' O.er any other muecible insur Includes copyrighted material of ISO Includes copyrighted matenaI of ISO AA 2880116 Properties. Inc...i:hits permission. Pagel of4 AA 2880116 Properties. inc.. with fits Permission Paget old 4. Subject tr the above limit, deductible. and K. Transportation Expense - HigherLimits 2. SECTION V- DEFINITIONS rs amentled P. Unintentional Failure to Disclose Hazards ss provisions we will provide cover- by adding the following. but only for the ageeequal to the broadest coverage appli- SECTION III - PHYSICAL DAMAGE COV- purposes of This Loan or Lease Gap SECTION IV - BUSINESS AUTO CONDI- cable to any covered -w' - ERAGE. A. Coverage. 4. Coverage Exten' Cover. ge TIONS, B. General Can didirns, 2. Conceal - y coverli you own in ended by replacing 420 per day t ent Misrepresentation or Fraud - sured uMer ill pokey. with $50 per day. and $600 m wrth "Total loss" means a "lass' In which the amendetl by adding :he following'. Coverage inclutles loss of use of that hired au- S1.500 maximum in Extension a. Transport t of repairs plus ;he salvage value ex- However. if II fail to disclose q. provided it results from an " accident" for Cation Expenses. seeds the actual cash value. you unrn:en:ion. y nice you are IegaI liable and as a result Of any hazards e-S,, on the ef1-,e date of which a Cary loss is netl by the L. Airbag Coverage N. Glass Repair-Waiver of Deductible this Coverage Form w will not deny cover- monntal concern . The mO we will SECTION III - PHYSICAL DAMAGE COV SECTION 111 PHYSICAL DAMAGE COY- age under this Coverage Farm because of pay for any one "accident' is S3,000, ERAGE, B. Exclusions. 3.a, rs amended by ERAGE. D. Deductible iz amended by adding s h failure. if a limit for Hired Auto - Physical Damage is adding the following: the following: Q. Mental Anguish Resulting I- Bodily Inju- shown in the Schedule. then that limn r,Pi,,- However. the mechanical and electrical No deducible applies to glass damage if the ry and is not added to. the SSO, 0001imi1 indi- breakdown portion of this exclusion does not glass is repaired in a manner acceptable :a us SECTION V DEFINITIONS, C. "Bodily ml.- ,.red above. apply to :he accidental tlischarye of an airbag. rather, than repla[etl ry" is deleted in its entirety and replaced by J. Rental Reimbursement This coverage for airbags is excess over any O. Duties in the Event of an Accident Claim, the following'. other collectible insurance or warranty. Suit or Loss - Amended 'Bodily injury" means bodily ury. sickness Or amended ION 'it PHYSICAL DAMAGE is M. Loan or Lease Gap Cover.9e disease... tamed by a perwn, rncltiu~nq 1- by adding the following: SECTION IV - BUSINESS AUTO CONDI- Cal anguish and death sustained by :he same 1. We wll pay for rental reimbursement ex- 1. SECTION III - PHYSICAL DAMAGE TIDNS, A. LOSS Conditions, 2. Duties in the person that results from such bodily injury. penses a rred b for the rental of COVERAGE, C. Limit of Insurance iI Event of Accident Claim, $uit Or Loss, a. is sickness or disease. -B,d,ly injury' does n in y you of n O' because of a'loss'to a covered deleted in its ennrety and replaced by the a,ended by atldinq ;Fie following. nclude mental anguish or death that does ou Paym applies in addin on to the following, but only for private passenger -.It horn bodiiyinjury sickness or disease. ,fi this condition applies only when ;he "a - . , age y, app, I, amount Of each cov- and ,I with an original loan or lease, deny or'loss" is known ;o. c< in the event of a total joss' to R. Coverage for Certain Op-ti ons in Con ,rage you have on a c. "It" No and only , detluttible applies to his is coverage ge. such a private passenger, type'auto': 1. Yon. If you are an intlivitlual: nectlon with Railroads 2. We pay only for those expenses in a. The most we wdl pay for'loss" in any 2. A partner. iI you are a to-ihp With respec; to the use of a covered'auto' in rred during ale policy period beginning one accident' is the greater of operations for or affecting s railroad: 24 hours after the 'loss. and endin 3. An executive officer or insurance manag- g. re (i) The amount due under the terms 1. Section V - Definitions, H. "Insured coodor n gartlless of the policy's expira:ipn. wrth of the lease or loan to which el. rf you are a office, tion: or a cl 1.c. is amended to read: the lesser of the following number of your covered private passenger 4, A member or manager. if you are a lim- days'. I 'auto' is subject, but will not netl liability company c. An easement or license ayreemen:: a. The number of days --ably re include: 2. Section V - Definitions. H. "I-u-=d quired to repair the covered 'aulo'. If (a) Overdue lease or loan pay- tract'. 2.a. Is deleted. 'loss' is caused by theft, this number meets: of days is added to the number of days it takes to locale the co-ed (b) Financial penalties imposed auto and return In you, or untler the lease due to high b. 30 days, ntil-meal = t Ise or ISO. I'. 3. Our payment l s limited to the lesser of the (c) Security deposits not re- following amounts'. funded by the lessor: a. Necessary and actual expenses m (d) Costs for axended w - curted.or ties, Credrt Life Insurance, b. S50 per, day. Health, Accident or Disabil- ity Insurance purchased 4. This coverage tloes not apply while !here with the loan or lease: and are spare or reserve 'autos' available to you for your operations. Ie7 Carty-over balances from previous loans or leases, or 5. W e volt pay under this coverage only ;hat t of your rental rorrin s b- ex- (2) Actual cash value of the stolen ,triti which rs not already provided for or damaged property. undersSEC TION III - PHYSICAL DAM- I An adl,,t,,,t for depreciation and AGE COVERAGE, A. Coverage. 3. ohysicaI conditionwillbemade.,de- Coverage E xtensions. ning actual cash value at the ime of'I.- le, d "I"' a1 o! `0 de, copy, g d riot of ISO AA 2880116 tip n...n,_. Page3014 AA 2880116 ✓ropemes. n_ with r,„-mr„ion Page 4 of4