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HomeMy WebLinkAboutInsurance Certificate: Stoddard Power Systems LLC (2) ® ' A`o o CERTIFICATE OF LIABILITY INSURANCE DATE(MMIDDIYYYY) • 9/1/2023 . THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT'AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. • IMPORTANT: If'the certificate holder is an ADDITIONAL INSURED,the policy(ies)must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED,subject to the terms and conditions of the policy,certain policies may require an endorsement. A statement on • this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT HUB International Northwest, LLC PHONE Angela Sang! FAX PO Box 10167 (A/C.No.Ext):541-687-1117 (A/C.No):541-342-8280 Eugene OR 97440 ADDRESS: angela.sang)@hubinternational.Com INSURER(S)AFFORDING COVERAGE NAIC# • INSURER A:Underwriters at Lloyd's London • _ 15792 INSURED. STODPOW-01 INSURER B:Berkley Assurance Company 39462 Stoddard Power Systems, LLC - 1.600 Valley River Dr., Suite 380 INSURER C:, Eugene OR 97401 INSURER D: • INSURER E: INSURER F: COVERAGES CERTIFICATE NUMBER:1734538081 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT,TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE ADDL SUER POLICY EFF POLICY EXP LIMITS LTR • INSD WVD POLICY NUMBER (MMIDDIYYYY) (MM/DDIYYYY) B X COMMERCIAL GENERAL LIABILITY Y Y VUMA0323990 • 8/21/2023 8/21/2024 EACH OCCURRENCE $1,000,000DAMAGE TO RENTE CLAIMS-MADE X OCCUR PREMISES Ea occur ence) $100,000 • • MED EXP(Any one person) $5,000 PERSONAL&ADV INJURY $1,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $2,000,000 POLICY X PRO X LOC PRODUCTS-COMP/OPAGG $2,000,000 • )ECT OTHER: Hired Non-owned Auto $Included AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT $ (Ea accident) ANY AUTO BODILY INJURY(Per person) $ OWNED SCHEDULED BODILY INJURY(Per accident) $ AUTOS ONLY AUTOS HIRED NON-OWNED PROPERTY DAMAGE AUTOS ONLY AUTOS ONLY (Per accident) • UMBRELLA LIAB OCCUR EACH OCCURRENCE • $ EXCESS LIAB CLAIMS-MADE AGGREGATE $ DED RETENTION$ $ WORKERS COMPENSATION - PER H • AND EMPLOYERS'LIABILITY Y/N STATUTE ER ANYPROPRIETORIPARTNER/EXECUTIVEN/A E.L.EACH ACCIDENT $ OFFICER/MEMBER EXCLUDED? (Mandatory in NH) E.L.DISEASE-EA EMPLOYEE $ • If yes,describe under DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $ A Professional Liability Y Y ANE477498823 7/23/2023 7/23/2024 Limit $1,000,000 Deductible $2,500 • Retroactive Date 07/23/2021 DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES (ACORD 101,Additional Remarks Schedule,may be attached if more space is required) • Certificate holder and all entities required by written contract are included as additional insureds on a primary and non-contributory basis with waiver of subrogation as respects to the general liability including completed operations and professionalliability as required by written contract per attached endorsements.Subject to policy limits,terms,conditions and exclusions. Hired and Non-Owned Auto coverage is included on the General Liability policy and coverage forms extend. Additional Insureds Include: City of Ashland, Oregon,and its elected officials,officers and employees CERTIFICATE HOLDER CANCELLATION • SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. City of Ashland 20 East Main Street • AUTHORIZED REPRESENTATIVE Ashland OR 97520 •• ©1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25(2016/03) The ACORD name,and logo are registered marks of ACORD • THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED OWNERS, -LESSEES OR CONTRACTORS - SCHEDULED PERSON OR • ORGANIZATION This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Person(s) r Or Organization(s): Location(s) Of Covered Operations As required by written contract executed and As designated in written contract with the Named signed by all parties prior to the date of loss but Insured. - only to the extent permitted by law. The insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to providefor such additional insured. Information required to complete this Schedule, if not shown above,will be shown in the Declarations. A. Section II - Who Is An Insured is amended to B. With respect to the insurance afforded to these include as an additional insured the person(s) or additional insureds, the following additional organization(s) shown in the Schedule, but only , exclusions apply: • with respect to liability for"bodily injury", "property This insurance does nota I to "bodilyinjury" or damage" or "personal and advertising injury" apply caused, in whole or in part, by: "property damage"occurring after: 1. Your acts or omissions; or 1. All work, including materials, parts or equipment furnished in connection with such 2. The acts or omissions of those acting on your work, on the project. (other than service, behalf; maintenance or repairs) to be performed by or in the performance of your ongoing operations for on behalf of the additional insured(s) at the the additional insured(s) at the location(s) location of the' covered operations has been designated above. completed; or 2. That portion of "your work" out of which the injury or damage arises has been put to its intended use by any person or organization - other than another contractor or subcontractor engaged in performing operations for a _. principal as a part of the same project. • • • CG 20 10 07 04 ©ISO Properties, Inc., ?004 Page 1 of 1 0 COMMERCIAL GENERAL LIABILITY CG 20 11 1219 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - MANAGERS OR LESSORS OF PREMISES This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Designation Of Premises (Part Leased To You): Name Of Person(s)Or Organization(s) (Additional Insured): As required by written contract executed and signed by all parties prior to the date of loss but only to the extent permitted by law. The insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. Additional Premium: $ Information required to complete this Schedule, if not shown above,will be shown in the Declarations. A. Section II - Who Is An Insured is amended to 2. If coverage provided to the additional insured is include as an additional insured the person(s) or required by a contract or agreement, the organization(s) shown in the Schedule, but only insurance afforded to such additional insured with respect to liability for"bodily injury", "property will not be broader than that which you are damage" or "personal and advertising injury" : required by the contract or agreement to caused, in whole or in part, by you or those acting - provide for such additional insured. on your behalf in connection with the ownership, B. With respect to the insurance afforded to these maintenance or use of that part of the premises additional insureds, the following is added to leased to you and shown in the Schedule and Section III- Limits Of Insurance: subject to the following additional exclusions: If coverage provided to the additional insured is This insurance does not apply to: required by a contract or agreement, the most we 1. Any "occurrence" which takes place after you will pay on behalf of the additional insured is the cease to be a tenant in that premises. amount of insurance: 2. Structural alterations, new construction or 1. Required by the contract or agreement; or demolition operations performed by or on 2. Available under the applicable limits of behalf of the person(s) or organization(s) insurance; shown in the Schedule. However: whichever is less. 1. The insurance 'afforded to such additional This endorsement shall not increase the insured only applies to the extent permitted by applicable limits of insurance. law; and CG 2011 1219 ©Insurance Services Office, Inc., 2018 Page 1 of 1 COMMERCIAL GENERAL LIABILITY CG 20 121219 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - STATE OR GOVERNMENTAL AGENCY OR SUBDIVISION OR POLITICAL SUBDIVISION - PERMITS OR AUTHORIZATIONS This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE State Or Governmental Agency Or Subdivision Or Political Subdivision: As required by written contract executed and signed by all parties prior to the date of loss but only to the extent permitted by law. The insurance afforded to such additional insured will not be broader than that which you are required by the contract or • agreement to provide for such additional insured. Information required to complete this Schedule, if.not shown above, will be shown in.the Declarations. A. Section II — Who Is An.Insured is amended to 2. This insurance does not apply to: include as an additional insured any state or a. "Bodily injury", "property damage" or governmental, agency or subdivision or political "personal and advertising injury" arising out subdivision shown in the Schedule, subject to the of operations performed for the federal following provisions: government, state or municipality; or 1. This insurance applies only with respect to b. "Bodily injury" or "property damage" operations performed by you or on your behalf included within the "products-completed for which the state or governmental agency or operations hazard". subdivision or political subdivision has issued a permitor authorization. B. With respect to the insurance afforded to these additional insureds, the following is added to However: Section III—Limits Of Insurance: a. The insurance afforded to such additional If coverage provided to the additional insured is insured only applies to the extent permitted required by a contractor agreement, the most we by law; and will pay on behalf of the additional insured is the b. If coverage provided to the additional amount of insurance: insured is required by a contract or . 1. Required by the contract or agreement; or agreement, the insurance afforded to such additional insured will not be broader than 2. Available under the applicable limits of that which you are required by the contract insurance; or agreement to provide for such additional whichever is less. insured. This endorsement shall not increase the • applicable limitsof insurance. • • CG 20 12 12 19 ©Insurance Services Office, Inc., 2018 Page 1 of 1 COMMERCIAL GENERAL LIABILITY CG 20 34.12 19 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - LESSOR OF LEASED EQUIPMENT - AUTOMATIC STATUS WHEN REQUIRED IN LEASE AGREEMENT WITH YOU This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART. A. Section II - Who Is An Insured is amended to B. With respect to the insurance afforded to these include as an additional insured any person(s) or additional insureds, this insurance does not apply organization(s) from whom you lease equipment to any 1"occurrence" which takes place after the when you and such person(s) or organization(s) equipment lease expires. have agreed in writing in a contract or agreement C. With respect to the insurance afforded to these that such person(s) or organization(s) be added as.. additional insureds, the following is added to an additional insured on your policy. Such . Section III- Limits Of Insurance: person(s) or organization(s) is an insured only with respect to liability for "bodily injury", "property The most we will pay on behalf of the additional damage" or "personal and advertising injury" insured is the amount of insurance: caused, in whole.or in part, by your maintenance, 1. Required by the contractor agreement you operation or use of equipment leased to you by • have entered into with the additional insured; such person(s)or organization(s). or However, the .insurance afforded to such 2. Available under the applicable limits of additional insured: insurance; 1. Only applies to the extent permitted by law; whichever is less. . and This.. endorsement shall ., not increase the, 2. Will not be broader than that•which you are applicable limits of insurance. required by the contract or agreement to provide for such additional insured. , A person's or organization's status as an additional insured under this endorsement ends when their contract or agreement with you for such leased equipment ends. • • CG 20 3412 19 ©Insurance Services Office, Inc.,2018 Page 1 of 1 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - OWNERS, LESSEES OR CONTRACTORS - COMPLETED OPERATIONS This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Person(s) Or Organization(s): Location And Description Of Completed Operations As required by written contract executed prior Construction project sites at which you performed work to the date of occurrence but only to the extent for such additional insured. permitted by law and the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. • Information required to complete this Schedule; if not shown above, will be shown in the Declarations. Section II - Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to liability for "bodily injury" or "property damage" caused, in whole or in part, by "your work" at the location designated and described in the schedule of this endorsement performed for that additional insured and included in the "products- completed operations hazard". • CG 20 37 07 04 ©ISO Properties, Inc., 2004 Page 1 of 1 • D THIS ENDORSEMENT CHANGES THE POLICY.PLEASE READ IT CAREFULLY. DESIGNATED CONSTRUCTION PROJECTS) GENERAL .AGGREGATE LIMIT WITH A CAP This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE SCHEDULE Designated Construction Projects: Construction project sites at which you perform-work for additional insureds that require you to•obtain per project general aggregate limits under a written contract that was executed prior to the date of any "occurrence" covered under this policy. • Maximum Aggregate Limit: $5,000,000 A. For all sums which the insured becomes legally obligated to pay as damages caused by "occurrences" under COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY and for all medicalexpenses caused by accidents under COVERAGE C- MEDICAL PAYMENTS, which can be attributed only to ongoing operations at a single designated construction project shown in the Schedule above: 1. .A separate Designated Construction Project General Aggregate limit applies to each designated construction project, subject to an overall maximum aggregate limit as shown in the Schedule above,is equal to the amount of the General Aggregate Limit shown in the Declarations. 2. The Designated Construction Project General Aggregate Limit is the most we will pay for the sum of all damages under COVERAGE A, except damages because of"bodily injury"or "property damage" included in the"products-completed operations hazard", and for medical expenses under COVERAGE C regardless of the number of: a. Insureds; or 'b. Claims made or"suits" brought; or c. Persons or organizations making claims or bringing"suits". 3. Any payments made under COVERAGE A for damages or under COVERAGE C for medical expenses shall reduce the Designated Construction Project Aggregate Limit for that designated construction project. Such payments shall not reduce the General Aggregate Limit shown in the Declarations nor shall they reduce any other Designated Construction Project General Aggregate Limit for any other designated construction project shown in the Schedule above. 4. The limits shown in the Declarations for Each Occurrence, Fire Damage and Medical Expenses continue to apply. However, instead of being subject to the General Aggregate Limit shown in the Declarations, such limits will be subject to the applicable Designated Construction Project General Aggregate Limit. VCAS2036 11 12 Page 1 of 2 B. For all sums which the insured becomes legally obligated to pay as damages caused by "occurrences" under COVERAGE A and for all medical expenses caused by accidents under COVERAGE C,which cannot be attributed only to ongoing operations at a single designated construction project shown in the Schedule above: • 1. Any payments made under COVERAGE A for damages or under COVERAGE C for medical expenses shall reduce the amount available under the General Aggregate Limit or the Products-Completed Operations Aggregate Limit,whichever is applicable; and 2. Such payments shall not reduce any Designated Construction Project General Aggregate Limit. C. When coverage for liability arising out of the"products-completed operations hazard" is-provided, any payments for damages because of"bodily injury"or"property damage" included in the "products-completed operations hazard"will reduce the Products-Completed Operations Aggregate Limit, and-not reduce the General Aggregate Limit nor the Designated Construction Project General Aggregate Limit. D. If the applicable designated construction project has been abandoned, delayed, or abandoned and then restarted,or if the authorized contracting parties deviate from plans, blueprints, designs, • specifications or timetables,the project will still be deemed to be the same construction project. E. The provisions of LIMITS OF INSURANCE SECTION III not otherwise modified by this endorsement shall continue to apply as stipulated. • ALL OTHER TERMS AND CONDITIONS OF THIS POLICY REMAIN UNCHANGED • • n VCAS2036 11 12 Page 2 of 2 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. PRIMARY AND NONCONTRIBUTORY WORDING This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE With respect to coverage provided to an additional insured via attachment of an Additional Insured endorsement to this policy, such coverage is primary insurance and we will not seek contribution from any other insurance available to that additional insured. ALL OTHER.TERMS AND CONDITIONS OF THIS POLICY REMAIN UNCHANGED • • VCAS2035 11 10 Page 1 of 1 • Client#: 1170753 TRINTINC ACORDTM CERTIFICATE OF LIABILITY INSURANCE DATE(MMIDD/YYYY), 09/01/2023 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER.THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND,EXTEND OR ALTER THE COVERAGE'AFFORDED BY THE POLICIES BELOW.THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S),AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT:If the certificate holder is an ADDITIONAL INSURED,the policy(ies)must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED,•subject to the terms and conditions of the policy,certain policies may require an endorsement.A statement on this certificate does not confer any rights to the certificate holder,in lieu of such endorsement(s). PRODUCER NAMEi4CT Please send all requests by 1 • USI Insurance Services NW • PHONE fax or email (NC 610-362-8530 (A/C,No,Ext): (AIC,No): 601 Union Street,Suite 1000 • ADDRESS: Colleen.MacLafferty@usi.com Seattle,WA 98101 2U6-441-63OU • INSURER(S)AFFORDING COVERAGE 'NAIC# ' INSURER A:AIG Specialty Insurance Company 26883 INSURED • INSURER B`:Hartford-WC Multiple Issuing Cos 00914 TR International Trading Company National Union Fire Ins Co of Pitts,PA • 19445 dba TRInternational,Inc INSURER c: . 22817102nd PI W INSURER D • Edmonds,WA 98020-1217 INSURER E: INSURER F: COVERAGES CERTIFICATE NUMBER: 'K1 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY'BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR "TYPE OF INSURANCE INSR SUBR POLICY EFF POLICY EXP INSR WVD POLICY NUMBER (MM/DD/YYYY) (MM/DD/YYYY) LIMITS A X COMMERCIAL GENERAL LIABILITY 1426076105 09/01/2023 09/01/2024 EACH OCCURRENCE $1,000,000 CLAIMS-MADE X OCCUR • PREMISES(Eaoccurrence) $300,000 X Products Pollution MED EXP(Any one person) $25,000 • PERSONAL&ADV INJURY $1,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: ' GENERAL AGGREGATE $2,000,000 POLICY JECT X LOC PRODUCTS-COMP/OPAGG $2,000,000 OTHER: ' $ C 'AUTOMOBILE LIABILITY 04416747 09/01/2023 09/01/2024 COMBIaaccidNEDent)SI NGLE LIMIT (E _$1,000,000 X ANY AUTO , • '. BODILY INJURY(Per person) $ • OWNED ' SCHEDULED BODILY INJURY(Per accident) $ AUTOS ONLY AUTOS • HIRED NON-OWNED PROPERTY DAMAGE $ ' AUTOS ONLY AUTOS ONLY (Per accident) $ . • A UMBRELLA LIAB ; X OCCUR 1426076205 09/01/2023 09/01/2024EACH OCCURRENCE $10,000,000 X EXCESS LIAB CLAIMS-MADE XS of GL/Poll., Auto,& AGGREGATE $10,000,000 • DED . RETENTION$N/A 'Employers Liab. • , ' ' $ B WORKERS COMPENSATION '52WECAB8KC1 ' 09/01/2023 09/01/2024 X PER 0TH- . AND EMPLOYERS'LIABILITY STATUTE .ER ANY PROPRIETOR/PARTNER/EXECUTIVE YJ N E.L.EACH ACCIDENT $1,000,000 OFFICER/MEMBER EXCLUDED? N N/A (Mandatory In NH) • E.L.DISEASE-EA EMPLOYEE $1,000,000 If yes,describe under DESCRIPTION OF OPERATIONS below Incl.WA Stop Gap • E.L.DISEASE-POLICY LIMIT $1,000,000 A Pollution Legal 1426076105 09/01/2023 09/01/2024 $1,000,000 Each Loss Liability $2,000,000 Aggregate • • including Transit DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES(ACORD 101,Additional Remarks Schedule,may be attached if more space is required) Agreement for Water Treatment Plant Chemicals.City of Ashland,its officers,agents,and employees are Additional Insured,coverage is primary and non-contributory and waiver of subrogation applies as respects • General and Auto Liability if required by written contract per attached policy forms.Excess Liability follows form. , • CERTIFICATE HOLDER CANCELLATION' • ' City of Ashland • SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL,BE DELIVERED IN 20 E Main Street • ACCORDANCE WITH THE POLICY PROVISIONS. • Ashland,OR 97520 ' AUTHORIZED REPRESENTATI• VE ��I� ' .. I �r� 9� ©1988-2015 ACORD CORPORATION.All rights reserved. ACORD 25(2016/03) ' 1 of 1 The ACORD name and logo are'registered marks of ACORD #S41340791/M41340762 , ' CNMJU ENDORSEMENT NO.10 This endorsement,effective 12:01 AM,9/1/2023 Forms a part of Policy No: 14260761-05' Issued to:TR International Trading Company dba TRlnternational Inc By:AIG Specialty Insurance Company THIS ENDORSEMENT CHANGES THE POLICY.PLEASE READ IT CAREFULLY. ADDITIONAL INSURED VENDORS ENDORSEMENT—PRIMARY AND NON=CONTRIBUTORY This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY AND POLLUTION LEGAL LIABILITY COVERAGE FORM SCHEDULE Name of Person(s)or Organization(s)(Vendor): Where required by written contract Your Products: All products sold,distributed,or handled by,or on behalf of,the Named Insured Solely as respects Coverages A, E-1, E-2 and E-3, if applicable,SECTION II -WHO IS AN INSURED is amended to include as an insured any person(s) or organization(s) (referred to herein as the "vendor") shown in the Schedule above, but only with respect to bodily injury, property damage, environmental damage, or emergency response costs arising out of your products shown in the Schedule above which are distributed or sold in the regular course of the vendor's business,subject to all of the terms and conditions of this Policy and the additional following exclusions,terms and conditions: 1. The insurance afforded the vendor does not apply to: a. Bodily injury, property damage, environmental damage, or emergency response costs for which the vendor is obligated to pay damages by reason of the assumption of liability in a contract or agreement.This exclusion does not apply to liability for damages that the vendor would have in the absence of the contract or agreement; b. Any express warranty unauthorized by you; c. Any physical or chemical change in your product made intentionally by the vendor; d. Repackaging,except when unpacked solely for the purpose of inspection,demonstration,testing,or the substitution of parts under instructions from the manufacturer,and then repackaged in the original container; e. Any failure to make such inspections, adjustments,tests or servicing as the vendor has agreed to make or normally undertakes to make in the usual course of business,in connection with the distribution or sale of your product; f. Demonstration, installation, servicing or repair operations, except such operations performed at the vendor's premises in connection with the sale of your product; 103388(10/09) PAGE 1 OF 2 CI4401 c ,ENDORSEMENT NO.10 CONTINUED g. Your product which,after distribution or sale by you,has been labeled or relabeled,or used as a container, part or ingredient of any other thing or substance, by or for the vendor;or , h. Bodily injury, property damage, environmental damage or emergency response costs arising out of the sole negligence of the vendor for its own acts or omissions or those of its employees or anyone else acting on its behalf. However,this exclusion does not apply to: - (1) The exceptions contained in Sub-paragraphs d.orf.above;or (2) Such inspections, adjustments, tests, or servicing.as the vendor has agreed to make or normally undertakes to make in the usual course of business, in connection with the distribution or sale of your product. - 2. This insurance does not apply to any products you have acquired from a vendor,or any ingredient, part or container,entering into,accompanying or containing such products. 3. Solely with respect to the coverage afforded to the vendor pursuant to this Endorsement, SECTION IV- CONDITIONS,paragraph 4.Other Insurance is deleted in its entirety and replaced with the following: 4. Other Insurance This insurance is primary and non-contributory,and our obligations are not affected by any other insurance carried by such vendor whether primary,excess,contingent,or on any other basis. All other terms,conditions,and exclusions shall remain the same ' • 'UTH > ?ZR1TIW Or countersignature(where required by law) • 103388(10/09) Page 2 of 2 CI4401 • Policy No: 14260761-05 c. The obligation to defend, or the cost of the defense of, that indemnitee, has also been assumed by the insured in the same insured contract; d. The allegations in the suit and the information we know about the occurrence are such that no conflict appears to exit between the interests of the insured and the interests of the indemnitee; e. The indemnitee and the insured ask us to conduct and control the defense of the indemnitee against such suit and agree that we can assign the same counsel to defend the insured and the indemnitee; and f. The indemnitee: (1) Agrees in writing to: (a) Cooperate with us in the investigation, settlement or defense of the suit; (b) Immediately send us copies of any demands, notices, summonses or legal papers received in connection with the suit; • (c) Notify any other insurer whose coverage is available to the indemnitee; and (d) Cooperate with.us with respect to coordinating other applicable insurance available to the indemnitee; and (2) Provides us with written authorization to: (a) Obtain records and other information related to the suit; and (b) Conduct and control the defense of the indemnitee in such suit. So long as the above conditions are.met, attorneys' fees incurred by us in the defense of that indemnitee, necessary litigation expenses incurred by us in connection with such defense and necessary litigation expenses incurred by the indemnitee at our request will be paid as Supplementary Payments. Notwithstanding the provisions of paragraph 2.b.(2) of SECTION I - COVERAGES, COVERAGE A - BODILY INJURY AND PROPERTY DAMAGE LIABILITY or paragraph 2.b. (2) of SECTION I - COVERAGES, COVERAGE E- ADDITIONAL POLLUTION LEGAL LIABILITY, such payments will not be deemed to be damages for bodily injury and property damage and, under Coverage E, environmental damage and will not reduce the limits of insurance. Our obligation,to defend an insured's indemnitee and to pay for attorneys' fees and necessary litigation expenses as Supplementary Payments ends when: a. We have used up the applicable limit of insurance in the payment of judgments or settlements; or b. The conditions set forth above, or the terms of the agreement described in paragraph 2f. above, are no longer met. SECTION II -WHO IS AN INSURED Applicable to Coverages A, B, C and E Each of the following is an insured under Coverages A, B, C and E: 1. If you are designated in the Declarations as: • a. An individual, you and your spouse are insureds, but only with respect to the conduct of a business)of which you are the sole owner. , Page 23 of 47 103124 (05/14) 05506 • b. A partnership or joint venture, you are an insured. Your members, your partners, and their spouses are also insureds, but only with respect to the conduct of your business. c. A limited liability company, you are an insured. Your members are also insureds, but only with respect to the conduct of your business. Your managers are insureds, but only with respect to their duties as your managers. d. An organization other than a partnership, joint venture or limited liability company, you are an insured. Your executive officers and directors are insureds, but only with respect to their duties as your officers or directors. Your stockholders are also insureds, but only with respect to their liability as stockholders. e. A trust, you are an insured. Your trustees are also insureds, but only with respect to their duties as trustees. 2. Each of the following is also an insured: a. Your volunteer workers only while performing duties related to the conduct of your business or your employees, other than either your executive officers (if you are an organization other than a partnership, joint venture or limited liability company) or your managers (if you are a limited liability company), but only for acts within the scope of their employment by you or while performing duties related to the conduct of your business. However, none of these-employees or volunteer workers are insureds for: (1) Bodily injury or personal and advertising injury: (a) To you, to your partners or members (if you are a partnership or joint venture), to your members (if you are a limited liability company); (b) For which there is any obligation to share damages with or repay someone else who must pay damages because of the injury described in paragraphs (1)(a) above; or (c) Arising out of his or her-providing or failing to provide professional health care services, except as respects any physician, dentist, nurse, emergency medical technician or paramedic who is employed by you to provide such services, provided you are not'engaged in the.business of providing such services. - (2) Property damage or environmental damage to property: (a) Owned, occupied or used by, (b) Rented to, in the care, custody or control of, or over which physical control is being exercised for any purpose by you, any of your employees, volunteer workers, any partner or member (if you are a partnership or joint venture), or any member (if you are a limited liability company). b. Any person (other than your employee or volunteer worker) or any organization while acting as your real estate manager. c. Any person or organization having proper temporary custody of your property if you die, but only: (1) With respect to liability arising out of the maintenance or use of that property; and (2) Until your legal representative has been appointed. - d. Your legal representative if you die, but only with respect to duties as such. That representative will have all your rights and duties under this Policy. Page24of47 103124 (05/14) 05506 e. Any subsidiary, associated, affiliated or allied company or corporation, including subsidiaries thereof, of which you have more than 50% ownership interest as of the inception date of this Policy. 3. Any organization you newly acquire or form, other than a partnership, joint venture, or limited liability company, and over which you maintain ownership or majority interest, will qualify as a Named, Insured if there is no other similar insurance available to that organization. However: a. Coverage under this provision is afforded only (a) until the 180th day after you acquire or form the organization or theend of the policy period, whichever is earlier, (b) provided that you give us written notification within 180 days of the date of such acquisition or formation or before the end of-the policy period whichever is earlier, and (c) an additional premium to be charged at our discretion, determined by the rates utilized at policy inception, is paid when due; b. Coverages A and E do not apply to bodily injury, property damage, environmental damage or emergencyresponse costs that occurred before,you acquired or formed the organization;.and c. Coverage B does not apply to personal and advertising injury arising out of an offense committed before you acquired or formed the organization. 4. Any person or organization, other than a third party carrier, with whom you agreed to include as an insured, because of a written contract, written agreement or permit, but only with respect to bodily injury, property damage, environmental damage, emergency response costs or personal and advertising injury' caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf, arising out of your operations, your work, equipment or premises leased, rented or owned by you, or your products which are distributed or sold in the regular course of a vendor's business, however: As respects vendors, this insurance does not apply to: a. Bodily injury, property damage, environmental damage or emergency response costs for which the vendor is obligated to pay damages by reason of the assumption of liability in a contract or agreement. This exclusion does not apply to liability for damages that the vendor would have in the absence of the contract or agreement; b. Any express warranty unauthorized by you; c. Any physical or chemical change in the product made intentionally by the vendor; d. Repackaging, except when unpacked solely for the purpose of inspection, demonstration, testing, or the substitution of parts under instructions from the 'manufacturer, andthen repackaged in the original container; e. Any failure to make such inspections, adjustments, tests or.servicing as the vendor has agreed to make or normally undertakes to make in the usual course of business, in connection with the distribution or sale of the products; f. Demonstration, installation, servicing or repair operations, except such operations performed at the vendor's premises in connection with the sale of the product; g. Products which, after distribution or sale by you, have been labeled or relabeled or usedas a container, part or ingredient of any other thing or substance by or for the vendor; or , h. Bodily injury, property damage, environmental damage or emergency response costs arising out of the sole negligence of the vendor for its own acts or omissions or those of its employees or anyone else acting on its behalf.,However, this exclusion does not apply to: . ,.. (1) The exceptions contained in Sub-paragraphs d. or f. above; or - Page 25 of 47 103124 (05/14) CI5506 (2) Such inspections, adjustments, tests or servicing as the vendor has agreed to make or normally undertakes to make in the usual course,of business, in connection with the distribution or sale of the products. As respects a manager or lessor of premises, a lessor of leased equipment, or a mortgagee, assignee, or receiver, this insurance does not apply to: (a) Any occurrence which takes place after.the.equipment lease expires or you cease to be a tenant. (b) Structural alterations, new construction or demolition operations performed by or on behalf of the manager or lessor of premises, or mortgagee, assignee, or receiver. 5. Any person or organization that has at least a 50% controlling interest in you but only with respect to bodily injury, property damage, environmental damage, emergency response costs or personal and advertising injury caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf, arising out of their financial control of you. No person or organization is an insured with respect to the conduct of any current or past partnership, joint venture, or limited liability company unless a current or past partnership, joint venture, or limited liability company is an insured pursuant to paragraphs 1. through 5. above. Applicable to Coverage D Each of the following is an insured under Coverage D: The Named Insured designated in the declarations and any past or present director, officer, partner, member or employee thereof, while acting within the scope of his or her duties as such and any customer with whom you have agreed in writing to include, prior to a claim being made or loss being incurred with respect to such customer, as an insured for loss arising from your storage, handling, treatment, processing or disposal of their product or waste on any insured property. SECTION III - LIMITS OF INSURANCE AND DEDUCTIBLE 1. The Limits of Insurance shown in the Declarations and the rules below fix the most we will pay regardless of the number of: a. Insureds; b. Claims made or suits brought; or c. Persons or organizations making claims or bringing suits. 2. The General Aggregate Limit is the most we will pay for the sum of: • a. Medical expenses under Coverage C; b. Damages under Coverage A except damages because of bodily injury or property damage included in the products-completed operations hazard; c. Damages under Coverage B; d. Loss under Coverage D; and e. Loss under Coverage E except damages because of bodily injury, property damage, environmental damage or emergency response costs included in the products-completed operations hazard. The General Aggregate Limit shall apply separately to occurrences and loss on or at a single location owned or rented by you and separately as to each other operation or project away from locations owned or rented by you. Page 26 of 47 103124 (05/14) C15506 ENDORSEMENT NO.5 This endorsement,effective 12:01 AM,9/1/2023 Forms a part of Policy No:14260761-05' Issued to:TR International Trading Company dba TRlnternational Inc By:AIG Specialty Insurance Company THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US ENDORSEMENT This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY AND POLLUTION LEGAL LIABILITY COVERAGE FORM • It is hereby agreed as follows: - SECTION IV—CONDITIONS,Paragraph 7.Transfer of Rights of Recovery Against Others to Us—Applicable to Coverages A,B, C and E is amended by the addition of the following at the end of such subparagraph: We waive any right of recovery we may have against the person or organization shown in the Schedule below because of payments we make under Coverage A, B, C and E for injury or damage arising out of your ongoing operations or your work done under a contract with that person or organization and included in the products-completed operations hazard. This waiver applies only to the person or organization shown in the Schedule below. SCHEDULE Name of Person or Organization: Blanket where required by written contract or agreement All other terms,conditions,and exclusions shall remain the same. UTH IZE EPRESEN -ATIVE Or countersignature(where required by law) .- 94283(3/07) PAGE 1 OF 1 CI3021 • POLICY NUMBER: 044-16-747 • . COMMERCIAL AUTO CA 00 01 11 20 BUSINESS AUTO COVERAGE FORM Various provisions in this Policy restrict coverage. SECTION I—•COVERED AUTOS Read the entirepolicy carefully to determine rights, Item Two of the Declarations shows the "autos" that duties and what is and is not covered. are covered "autos for each of your coverages. The Throughout this Policy, the words "you" and "your" following numerical symbols describe the "autos" that refer to the Named Insured shown in the'Declarations.. -may be covered "autos". The symbols entered next to The words "we", "us" and "our" refer to,the company a coverage on the Declarations designate the only providing this insurance. "autos"that are covered "autos". Other words and phrases that appear in quotation A. Description Of Covered Auto Designation marks have special meaning. Refer to Section V — Symbols Definitions. Symbol Description Of Covered Auto Designation Symbols 1 Any"Auto" 2 Owned"Autos" Only those "autos" you own (and for Covered Autos Liability Coverage any Only "trailers" you don't own while attached to. power units you own). This includes those"autos"you acquire ownership of after the Policy begins. 4. 3 Owned Private Only the private passenger "autos" you own. This includes those private Passenger passenger"autos"you acquire ownership of after the Policy begins. "Autos"Only 4 Owned Only those "autos" you own that are not of the private passenger type (and for "Autos"Other Covered Autos Liability Coverageany "trailers" you don't own while attached to Than Private power units you own). This includes those "autos" not of the private passenger Passenger , type you acquire ownership of after the Policy begins. "Autos"Only 5 Owned "Autos" Only those "autos" you own that are required to have no-fault'benefits in the state Subject To where they are licensed or principally'garaged. This includes those "autos" you No-fault acquire ownership of after the Policy begins provided they are required to have no- fault benefits in the state where they are licensed or principally garaged. 6 Owned "Autos" Only those "autos" you own that because of the law in the state where they are Subject To A licensed or principally garaged are required to have and'cannot reject Uninsured Compulsory Motorists Coverage. This includes those "autos"you acquire ownership of after the Uninsured Policy begins provided they are subject to the same state uninsured motorists Motorists Law requirement. 7 Specifically Only those "autos" described in Item Three of the•Declarations for which a Described premium charge is shown (and for Covered Autos Liability Coverage any "trailers" "Autos" • you don'town while attached to any power unit described in Item Three). 8 Hired"Autos" Only those"autos"you lease, hire, rent or borrow.This does not include any"auto" Only you lease, hire, rent or borrow from any of your"employees", partners (if you are a partnership), .members.(if you are a limited liability company) or members of their households. 9 Non-owned Only those "autos" you do not own, lease, hire, rent or borrow that are used in "Autos" Only connection with your business. This includes "autos" owned by your"employees", partners (if you are a partnership), members(if you are a limited liability company) or members of their households but only while used in your business or your personal'affairs. CA 00 01 11 20 ©Insurance Services Office, Inc., 2019 Page 1 of 13 • • 19 Mobile Only those"autos"that are land vehicles and that would qualify under therdefinition Equipment of"mobile equipment"under this Policy if they were not subject to a compulsory or Subject To financial responsibility law or other motor vehicle insurance law where they are Compulsory Or licensed or principally garaged. Financial Responsibility Or Other Motor Vehicle Insurance Law Only • B. Owned Autos b. Repair; 1. If Symbols 1, 2, 3, 4, 5, 6 or 19 are entered c. Servicing; next to a coverage in Item Two of the d. "Loss"; or Declarations, then you have coverage for "autos" that youacquire after the policy period e. Destruction. • begins of the type described for the remainder SECTION.II—COVERED AUTOS LIABILITY of the policy period. COVERAGE 2. But, if Symbol 7 is entered next to a coverage A. Coverage in Item Two of the Declarations, an "auto" you acquire after the policy period begins will be a We will pay all sums an �"insured" legally must pay angered"auto"rfor that coverage only if: as damages because of bodily injury"or"property damage" to which this insurance applies, caused a. We already cover all "autos" that you own by an "accident" and resulting from the ownership, for that coverage or it replaces an "auto" maintenance or use of a covered "auto". you previously owned that had that We will also pay all sums an "insured" legally must • coverage; and pay as a "covered pollution cost or expense" to b. You tell us within 30 days after you acquire . which this insurance applies, caused by an it that you want us to cover it for that "accident" and resulting from the ownership, coverage. maintenance or use of covered "autos". However, 3. An "auto" that is leased or rented to you we will only pay for the "covered pollution cost or without a driver, under a written agreement for expense" if ,there is either "bodily injury" or a continuous,period of at least six months that "property damage"to which this insurance applies requires you to provide primary insurance that is caused by the same"accident". covering such "auto", will be considered a We have the right and duty to defend any covered "auto"you own. "insured" against a "suit" asking for such damages C. Certain Trailers,Mobile Equipment And or.a "covered pollution cost or expense". However, Temporary Substitute Autos we have no duty to defend any"insured" against a If Covered Autos Liability Coverage is provided by "suit" seeking damages for "bodily injury" or this Coverage Form; the following types of "Property damage" or a "covered pollution cost or expense" to which this insurance does not apply. vehicles are also covered "autos" for Covered We may investigate and settle any claim or "suit" Autos Liability Coverage: as we consider appropriate. Our duty to defend or 1. "Trailers" with a registered Gross Vehicle settle ends when the Covered Autos Liability Weight Rating of 3,000 pounds ' or less Coverage Limit of Insurance has been exhausted designed primarily for travel on public roads. J by payment of judgments or settlements. 2. "Mobile equipment" while being carried or 1. Who Is An Insured towed by a covered "auto". The following are"insureds": 3. Any "auto" you do not own while used with the a. You for any covered"auto". permission of its owner as a temporary substitute for a covered "auto" you own that is b. Anyone else while using with your out of service because of its: permission a covered "auto" you own, hire or borrow except: a. Breakdown; (1) The owner or anyone else from whom you hire or borrow a covered "auto". Page 2 of 13 ©Insurance Services Office, Inc., 2019 CA 00 01 11 20 This exception does not apply if the (6) All interest on the full amount of any covered "auto" is a "trailer" connected to judgment that accrues after entry of the a covered "auto"you own. judgment in any "suit" against the' (2) Your"employee" if the covered "auto" is "insured"we defend, but our duty to pay owned by that "employee" or a member interest ends when we have paid, of his or her household. offered to pay or deposited in court the (3) Someone usinga covered "auto" while 'part of the judgment that is within our Limit of Insurance. he or she is working in a business of , selling, servicing, repairing, parking or These payments will not reduce the Limit of storing "autos" unless that business is Insurance. yours. b. Out-of-state Coverage Extensions (4) Anyone other than your "employees", While a covered "auto" is away from the partners (if you are a partnership), state where it is licensed,we will: members (if you are a limited liability (1) Increase the Limit of Insurance for company) or a lessee or•borrower or Covered Autos Liability Coverage to any of their "employees", while moving meet the limits specified by a property to or from a covered "auto". compulsory or financial responsibility (5) A partner (if you are a partnership) or a law of the jurisdiction where the covered member (if you are a limited liability "auto" is -being' used. This extension company)for a covered "auto"owned by - . does not apply to the limit or limits him or her or a member of his or her specified by any law governing motor household. carriers of passengers or property. c. Anyone liable for the conduct . of an (2) Provide the minimum amounts and "insured" described above but only to the types of other coverages, such as no- extent of that liability. fault, required of out-of-state vehicles by -2. Coverage Extensions the jurisdiction where the covered "auto" is being used. a. Supplementary Payments We will not pay anyone more than once for We will pay for the"insured": the same elements of loss because of (1) All expenses we incur. these extensions. (2) Up to $2,000 for cost of bail bonds B. Exclusions (including bonds for related traffic law ' This insurance does not apply to any of the violations) requiredbecause of an following: "accident" we cover. We do not have to furnish these bonds. . 1. Expected Or Intended Injury (3) The cost of bonds to release "Bodily injury" or "property damage" expected attachments in anyagainst the or intended from the standpoint- of the. "suit" "insured" we defend, but only for bond "insured". amounts within our Limit of Insurance. . , 2. Contractual (4) All reasonable expenses incurred by the Liability assumed under any contract or "insured" at our request, including actual agreement. loss of earnings up to $250 a day But this exclusion does not apply to liability for because of time off from work. damages: - (5) All court costs taxed against the a. Assumed in a contract or agreement that is "insured" in any "suit" against theg an "insured contract", provided the "bodily "insured" we defend. However, these injury" or "property damage" occurs payments do not include attorneys' fees subsequent to the execution of the contract or attorneys'expenses taxed against the or agreement; or "insured". CA 00 01 11 20 ©Insurance Services Office, Inc., 2019 Page 3 of 13 - l • b. That the "insured" would have in the 7. Handling Of Property absence of the contract or agreement. "Bodily injury" or "property damage" resulting 3. Workers'Compensation from the handling of property: Any obligation for which the "insured" or the a. Before itis moved from the place where it is "insured's" insurer may be held liable under accepted by the "insured" for movement any workers' compensation, disability benefits into or onto the covered "auto"; or or unemployment compensation law or any b. After it is moved from the covered "auto" to similar law. the place where it is finally delivered by the 4. Employee Indemnification And Employer's "insured". Liability 8. Movement Of Property By Mechanical "Bodily injury"to: Device • a. An "employee" of the "insured" arising out "Bodily.injury" or "property damage" resulting of and in the course of: from the movement of property by a (1) Employment by the"insured"; or mechanical device (other than a hand truck) (2) Performingthe duties related to the unless the device is attached to the covered "auto". conduct of the"insured's"business; or 9. Operations b. The spouse, child, parent, brother or sister of that "employee" as a consequence of "Bodily injury" or"property damage" arising out Paragraph a.above. • of the operation of: This exclusion applies: a. Any equipment listed in Paragraphs 6.b. and 6.c. of the definition of "mobile (1) Whether the "insured" may be liable as equipment";or an employer or in any other capacity; b. Machinery or equipment that is on, attached and to or part of a land vehicle that would (2) To any obligation to share damages with qualify under the definition of "mobile or repay someone else who must pay equipment" if it were not subject to a damages because of the injury. compulsory p y or financial responsibility law or But this exclusion does not apply to "bodily other motor vehicle insurance law where it injury" to domestic "employees" not entitled to is licensed or principally garaged. workers' compensation benefits or to liability 10. Completed Operations assumed by the "insured",under an "insured contract". For the purposes of the Coverage "Bodily injury" or"property damage" arising out Form, a domestic "employee" is a person of your .work after that work has been engaged in household or domestic work completed or abandoned. performed principally in connection with a In this exclusion, your work means: residence'premises. a. Work or operations performed by you or on 5. Fellow Employee your behalf; and "Bodily injury"to: l b. Materials, parts or equipment furnished in a. Any fellow "employee" of the "insured" connection with such work or operations. • arising out of and in the course of the.fellow Your work includes warranties or "employee's" employment or while representations made at any time with respect performing duties related to the conduct of to the fitness, quality, durability or performance • your business; or of any of the items included in Paragraph a. or b. The spouse, child, parent, brother or sister b.above. of that fellow"employee" as a consequence Your work will be deemed completed at. the of Paragraph a.above. earliest of the following times: 6. Care, Custody Or Control , (1) When all of the work called for in your • • "Property damage"to or"covered pollution cost contract has been completed; or expense" involving property owned or (2) When all of the work to be done at the transported by the "insured" or in the site has been completed if your contract "insured's" care, custody or control. But this calls for work at more than one site; or exclusion does not apply to liability assumed under a sidetrack agreement. • Page 4 of 13 ©Insurance Services Office, Inc., 2019 CA 00 01 11 20 • • (3) When that partof the work done at a job Paragraphs b. and c. above of this exclusion site has been put to its intended use by do not apply to "accidents" that occur away any person or organization other than from premises .owned by or rented to an another contractor or subcontractor % "insured" with respect to "pollutants" not in or working on.the"same project. upon covered "auto" if: Work that may need"service, maintenance, (a) The "pollutants" or any property in correction, repair or replacement, but which is which the "pollutants" are contained otherwise .;complete, will be treated as are upset, overturned or damaged as , completed. a result of the maintenance or use of 11. Pollution a covered "auto'; and '.' "Bodily injury"or"property damage" arising out (b) The discharge, dispersal, seepage, of the actual, alleged or threatened discharge, • migration, release or escape of the dispersal, seepage, migration, release or pollutants is caused directly by escape of"pollutants": such upset, overturn or damage. a. That are, or that are contained in any 12. War .. • property that is: "Bodily•`injury" or "property damage" arising (1) Being transported or towed by, handled directly or indirectly out of: or handled for movement into, onto or a: War, including undeclared or civil war; from the covered"auto"; b. Warlike action by a.military force, including (2) Otherwise in the course of transit by or "action in hindering or defending against an on behalf of the"insured"; or actual or expected attack, by any • (3) Being stored, disposed of, treated or government, sovereign or other authority processed in or upon the covered using military personnel or other agents; or • . "auto"; c. Insurrection, rebellion, revolution, usurped b. Before the "pollutants" or any property in power or action taken by governmental which the "pollutants" are' contained are authority in hindering or defending against , moved from the place where they are any of these. accepted by.the "insured" for movement ' 13. Racing into or onto the covered "auto"; or Covered "autos"while used in any professional c. After the "pollutants" or any property in or organized racing or demolition contest or which the "pollutants" are contained are stunting activity, or while practicing for such moved from the covered "auto"to the place contest or activity. This insurance also does where they are finally delivered,disposed of not 'apply while that covered "auto" is "being or abandoned by the"insured". prepared for such a contest or activity. Paragraph a. above .does not apply to fuels, 14. Unmanned Aircraft lubricants, fluids, exhaust gases or other "Bodily injury" or"property damage" arising out similar'.'pollutants"that are needed for or result of the ownership, maintenance or use .of from the normal electrical, hydraulic or "unmanned aircraft".. mechanical functioning of the.covered "auto".or its parts if: - C. Limit Of Insurance (1) The "pollutants" escape, seep, migrate Regardless of the number of covered "autos", or are discharged, dispersed or released _ "insureds", premiums; paid, claims made or directly from an "auto" part designed by " vehicles involved in .the "accident", the most we its manufacturer to hold, store, receive 'will pay for the total of all damages and "covered or dispose of such "pollutants'; and pollution cost or expense"combined resulting from (2) The"bodily "propertydamage"or any one "accident" is the Limit Of Insurance for oy injury", 9 r , Covered, Autos Liability Coverage shown in the covered pollution cost or expense Declarations. , does not arise out of the operation of - any equipment listed in Paragraphs 6.11 and. 6.c. of the definition of "mobile equipment". • CA 00 01 11'20 ©Insurance Services Office, Inc., 2019 Page 5"of-13 • All "bodily injury", "property damage"and "covered 3. Glass Breakage—Hitting A Bird Or Animal— pollution cost or expense" resulting from Falling Objects Or-Missiles continuous or repeated exposure to substantially If you carry Comprehensive Coverage for the the same conditions will be considered as damaged covered "auto", we will pay for the resulting from one"accident". following under Comprehensive Coverage: No one will be entitled to receive duplicate a. Glass,breakage; • payments for the same elements of "loss" under • this Coverage Form and any Medical Payments b. "Loss" caused by hitting a bird or animal; Coverage endorsement, Uninsured Motorists and Coverage endorsement or Underinsured Motorists -•c. "Loss"caused by falling objects or missiles. Coverage endorsement attached to this Coverage Part. However, you have the option of having glass breakage caused by a covered "auto's" SECTION III—PHYSICAL DAMAGE COVERAGE collision or overturn considered a "loss" under A. Coverage Collision Coverage. 1. We-will pay for"loss" to a covered "auto" or its 4. Coverage Extensions ' . • equipment under: a. Transportation Expenses . • a: Comprehensive Coverage We will. pay up to $30 per day, to a From any cause except: maximum of $900, for temporary • (1) The covered "auto's" collision with transportation expense incurred by you another object; or • "auto" of the total theft of a covered of the private passenger type. 'We (2) The covered "auto's"overturn. will pay only for those covered "autos" for b. Specified Causes Of-Loss Coverage which youcarry either Comprehensive or Specified. Causes Of,Loss Coverage. We Caused by: will . pay for • temporary transportation (1) Fire, lightning or explosion; expenses incurred during the period (2) Theft; • beginning 48 hours after the theft and • ending, regardless of the ' Policy's (3) Windstorm, hail or earthquake; expiration, when the covered "auto" is (4) Flood; returned to use or we pay for its"loss". (5) Mischief or vandalism; or b. Loss Of Use Expenses (6) The sinking, burning, collision or For Hired Auto Physical Damage, we will derailment of any ' conveyance pay expenses for which an . "insured" transporting the covered "auto". becomes legally responsible to pay for loss c. Collision Coverage of use of-a vehicle rented or hired without a driver under a written rental contract or • Caused by: - agreement. We will pay for loss of use (1) The covered "auto's" collision with expenses if caused by: another object; or (1) Other than collision only if the (2) The covered "auto's"overturn. Declarations indicates that 2. Towing And Labor Comprehensive Coverage is 'provided • for any covered "auto"; We will pay up to the limit shown in the Declarations for .towing and. labor costs (2) Specified Causes of Loss only if the indicates that Specified incurred'each time a covered "auto" that is a Causes Of Loss Coverage is provided private passenger type, light truck or medium for any covered "auto"; or truck is disabled. However, the labor must be performed at the place of disablement. • • Page 6 of 13 ©Insurance Services Office, Inc., 2019 CA 00 01 11 20 (3) Collision only if the Declarations 4. We will . not pay for "loss" to any of the indicates that Collision Coverage .is following: provided for any covered,"auto". a. Tapes, records, discs or other similar audio, However, the most we will pay for any visual or data electronic devices designed expenses for loss of use is $30 per day, to for use with audio, visual or data electronic a maximum of$900. equipment. B. Exclusions • b. Any device designed or used to detect 1. We will not pay for"loss"caused by or resulting speed-measuring equipment, such as radar from any of the following. Such "loss" is or laser detectors, and any jamming excluded regardless of any other cause or apparatus intended to elude or disrupt event that contributes concurrently or in any speed-measuring equipment. sequence to the"loss". c. Any electronic equipment, without regard to a. Nuclear Hazard whether this equipment is permanently installed, that reproduces, receives or (1) The explosion of any weapon employing transmits audio, visual or data signals. atomic fission or fusion; or d. Any 'accessories used with the electronic (2) Nuclear reaction or radiation, or ;' equipment described in Paragraph c. radioactive. •contamination, however ' above. caused.' 5. Exclusions 4.c. and 4.d. do not •apply to b. War Or Military Action, equipment designed to be operated solely by (1) War, including undeclared Or civil war; use.of the power from the "auto's" electrical (2) Warlike action by a military . force, system that, at the time of"loss", is: including action in hindering or a. Permanently installed in or upon the defending against an actual or expected covered"auto"; attack, by any government,'sovereign or ' -b. Removable from a housing unit which is other authority using military personnel permanently installed in or upon the •or other agents; or covered"auto"; (3) Insurrection, rebellion, revolution, c. An integral partof the same unit 'housing . usurped power or action,- taken by any electronic equipment described in governmental authority in hindering or Paragraphs a.andb.above;.or defending against any of these. 2. We will not payfor"loss"to anycovered "auto" d. Necessary"auto"for the normal operation of the covered or the monitoring of the while used in any professional or organized covered"auto's"operating system. racing or demolition contest or stunting activity, 6. We will not pay for "lass" to a covered "auto" or while practicing for such contest or activity. We will also notpay for "loss to any covered due to"diminution in value "auto" while that covered "auto" is being . C. Limits Of Insurance prepared for such a contest or activity. 1. Themost we will pay for: 3. We will not pay for"loss"due and confined to: a. "Loss" to any one covered "auto" is the a. Wear and tear,) freezing, mechanical or lesser of:. electrical breakdown. (1) The actual cash value of the damaged b. Blowouts, punctures or other road damage or stolen property as of the time of the to tires. "loss"; or . This exclusion does not apply to such "loss" (2) The cost of repairing or replacing the resulting from the total theft of a covered damaged or stolen propertywith other "auto". property of like kind and quality., � 1 CA 00 01 11 20 ©Insurance Services Office, Inc., 2019 Page 7 of 13 b. All electronic equipment that reproduces, SECTION IV—BUSINESS AUTO CONDITIONS receives or transmits audio, visual or data The following conditions apply in addition to the signals in any one "loss" is $1,000, if, at the Common Policy Conditions: time of"loss", such electronic equipment is: (1) Permanently installed in or upon the A.' Loss Conditions covered "auto" in a housing, opening or 1. Appraisal For Physical Damage Loss other location that is not normally used If you and we disagree on the amount of"loss", by the "auto" manufacturer for the either may demand an appraisal of the "loss". installation of such equipment; In this event, each party will select a competent (2) Removable from a permanently installed appraiser. The two appraisers will select a housing unit as described in Paragraph competent and impartial umpire. The b.(1)above; or appraisers will state separately the actual cash • (3) An integral part of such equipment as value and amount of"loss". If they fail to agree, they will submit their differences to the umpire. described in Paragraphs b.(1) and b.(2) A decision agreed to by' any two will be above, binding. Each party will: 2. An adjustment for depreciation and physical a. Pay its chosen appraiser; and condition will be made in determining actual cash value in the event of a total"loss". b. Bear the other expenses of the appraisal 3. If a repair or replacement results in better than and umpire equally. like kind or quality, we will not pay for the If we submit to an appraisal, we will still retain amount of the betterment. our right to deny the claim. D. Deductible 2. Duties In The.Event Of Accident, Claim, Suit Or Loss For each covered "auto", our obligation to pay for, We have no dutytoprovide coverage under repair, return or replace damaged or stolen property will be reduced by the applicable this Policy unless there has been full deductible shown in the Declarations prior to the compliance with the following duties: application of the Limit Of Insurance, provided a. In the event of "accident", claim, "suit" or that: "loss", you must give us or our authorized 1. The Comprehensive or. Specified Causes Of representative prompt notice of the Loss Coverage deductible applies only to"loss" "accident"or"loss". Include: caused by: (1) How, when and where the "accident" or a. Theft or mischief or vandalism; or ' "loss"occurred; b. All perils., (2) The"insured's"name and address; and 2. Regardless of the number of covered "autos" (3) To the extent possible, the names and damaged or stolen, the maximum deductible addresses of any injured persons and applicable for. all "loss" in any one event witnesses. caused by: b. Additionally, you andany other involved a. Theft or mischief or vandalism; or "insured"must: b. All perils, (1) Assume no' obligation, make no will be equal to five times the highest payment or incur no expense without our consent, except at the "insured's" deductible applicable to. any one covered "auto" on the Policy for Comprehensive or own cost. Specified Causes Of Loss Coverage. The' (2) Immediately send us copies of any application of the highest deductible used to request, demand, order, notice, calculate the maximum deductible will be made summons or legal paper received regardless of which covered "autos" were concerning the claim or"suit". damaged or stolen in the"loss". • Page 8 of 13 ©Insurance Services Office, Inc.,2019 CA 00 01 11 20 • (3) Cooperate with us in the investigation or 5. Transfer Of Rights Of Recovery Against settlement of the claim or defense Others To Us against the"suit". If any person or organization to or for whom we (4) Authorize us to obtain medical records make payment under this Coverage Form has or other pertinent information. • rights to recover damages from another, those (5) Submit to examination, at our expense, rights are transferred to us. That person or by physicians of our choice, as often as organization must do everything necessary to we reasonably require. secure our rights and must do nothing after "accident"'or"loss"to impair them. c. If there is. "loss" to a covered "auto" or its equipment,you must also do the following: B. General Conditions (1) Promptly notify the police if the covered 1. Bankruptcy "auto"or any of its equipnient is stolen. Bankruptcy or insolvency of the"insured"or the (2) Take all reasonable steps to protect the "insured's" estate will not relieve us of any covered "auto" from further damage. obligations under this Coverage Form. Also keep a record of your expenses for 2. Concealment, Misrepresentation Or Fraud consideration in the settlement of the This Coverage Form is void in any case of claim. • fraud by you at any time as it relates to this (3) Permit us to inspect the covered "auto" Coverage Form. It is also void if you or any and records proving the "loss" before its other "insured", at any time, intentionally • repair or disposition. . conceals or misrepresents a material fact (4) "Agree to examinations under oath at our concerning: request and give us a signed statement a. This Coverage Form; of your answers. b. The covered "auto"; 3. Legal Action Against Us c. Your interest in the-covered"auto"; or No one may bring a legal action against us d. A claim under this Coverage Form. under this Coverage Form until: a. There has been full compliance.with all the 3. Liberalization terms of this Coverage Form; and If we revise. this Coverage Form to provide more coverage without additional premium b. Under Covered Autos Liability Coverage, charge, your. policy will automatically provide we agree in writing that the "insured"has an the additional coverage as of the day the obligation to pay or until the amount of that revision is effective in your state. obligation has finally been determined by judgment after trial. No one has the right 4. No Benefit To Bailee—Physical Damage under this Policy to bring us into an action Coverages . . to determine the"insured's"liability. We will not recognize any assignment or grant 4. Loss Payment Physical Damage any coverage for the benefit of any person or Coverages organization holding, storing or transporting At our option,we may: property for a fee regardless of. any other provision of this Coverage Form. a. Pay for, repair or replace damaged or 5. Other Insurance , stolen property; „ b. Return the stolen property, at our expense• a. For any covered auto you own, this We will pay for any damage that results to Coverage Form provides : primary the"auto"from the theft; or insurance. For any covered "auto"you don't own, the insurance ,provided by this c: Take all or any part of the damaged or Coverage Form is excess over any other stolen property at an agreed or appraised collectible. insurance. However, while a value, covered "auto" which is a "trailer" is If we pay for the "loss", our payment will connected to another vehicle, the Covered include the applicable sales tax for the Autos Liability Coverage this Coverage damaged or stolen property. Form provides for the"trailer"is: (1) Excess while it is connected to a motor vehicle you do not own; or • CA 00 01 11 20 ©Insurance Services Office, Inc., 2019 Page 9 of 13 • (2) Primary while it is connected to a (5) Anywhere else in the world if a covered covered"auto"you own. "auto" of the private passenger type is b.. For Hired Auto Physical Damage Coverage, leased, hired, rented or borrowed any covered "auto" you lease, hire, rent or without a driver for a period of 30 days borrow is deemed to be a covered "auto" or less, you own. However, any "auto" that is provided that the "insured's" responsibility to leased, hired, rented or borrowed with a pay damages is determined' in a "suit" on the driver is not a covered "auto". merits, in•the United -States of America, the c. Regardless of the provisions of Paragraph territories and possessions of the United States of-America, Puerto Rico or Canada, or in a a. above, this Coverage Form's Covered Autos Liability Coverage is primary for any settlement we agree to. liability -assumed under an "insured We also - cover "loss" to, or "accidents" contract". - involving, a covered "auto" while being d. When this Coverage Form and any other transported between any of these places. Coverage Form or policy covers on the 8. Two Or More Coverage Forms Or Policies same basis, either excess or primary, we Issued By Us • will pay only our share. Our share is the If this Coverage Form and any other Coverage proportion that the Limit of Insurance of our Form or policy issued to you ,by us or any Coverage Form bears to the total of the company affiliated with us applies to the same limits of all the Coverage Forms and "accident", the aggregate maximum Limit of policies covering on the same basis. Insurance under all the Coverage Forms or 6. Premium Audit policies shall not exceed-the highest applicable a. The estimated premium for this Coverage Limit of Insurance under any one Coverage Form is based on the exposures you told us Form or policy.This condition does not apply to. you would have when this Policy began. - any Coverage Form or policy issued by us or We will compute the final premium due an affiliated company specifically to apply as when we determine your actual exposures. excess insurance over this Coverage Form. The estimated total premium . will be SECTION V-DEFINITIONS credited against the final premium due and A. "Accident" ,includes continuous or repeated the first Named Insured will be billed for the exposure to the same conditions resulting in balance, if any. The due date-for the final "bodily injury"or"propertydamage". • premium or retrospective premium is the - date shown as the due date on the bill. If B. "Auto" means:,. the estimated total premium.exceeds the 1. A land motor vehicle, "trailer" or semitrailer final premium due, the first Named Insured designed for travel on public roads; or will get a refund. 2. Any other land vehicle that is subject to a b. If this Policy is issued for more than one compulsory or financial responsibility law or year, the premium for this Coverage Form other motor vehicle insurance law where it is will be computed annually based on our licensed or principally garaged. rates Or premiums in effect at the beginning However, "auto" does not include "mobile of each year of the Policy. equipment". 7. Policy Period,Coverage Territory C. "Bodily, injury" means.bodily injury, sickness or Under this Coverage Form, we cover disease sustained by a person, including death "accidents"and "losses"occurring: resulting from any of these. a. During the policy period shown in the D. "Covered pollution cost or expense" means any Declarations; and cost or expense arising out of: b. Within the coverage territory. 1. Any request, demand, order or statutory or The coverage territory is: regulatory requirement that any "insured" or (1) The United States of America; others test for, monitor, clean up, remove, contain, treat, detoxify or neutralize, or in any (2) The territories and possessions of the way respond to, or assess the effects of, United States of America; "pollutants"; or (3) Puerto Rico; (4) Canada; and - Page 10 of 13 ©Insurance Services Office, Inc., 2019 CA 00 01 11 20 I , 2. Any claim or "suit" by or on behalf of a Paragraphs b. and c. above do not apply to governmental authority for damages because "accidents" that occur away from premises • of testing for, monitoring, cleaning' up, owned by or rented to an "insured"with respect removing, containing, treating, detoxifying or to "pollutants" not in or upon a covered "auto" neutralizing, or in any way responding to, or if: assessing the effects of, "pollutants". (a) The "pollutants" or any property in "Covered pollution cost or expense" does not which the "pollutants" are contained include any cost or expense arising out of the are upset, overturned or damaged as • actual, alleged or threatened discharge, dispersal, a result of the maintenance or use of seepage, migration, release or escape of a covered"auto"; and "pollutants": ' • (b) The discharge, dispersal, seepage, a. That are, or that are contained in any migration, release or escape of the property that is: ' "pollutants" is caused directly by (1) Being transported or towed by, handled such upset, overturn or damage. or handled for movement into, onto or E. "Diminution in value" means the actual or from the covered"auto"; perceived loss in market value or resale value (2)' Otherwise in the course of transit by or which results from a direct and accidental"loss". on behalf of the"insured";or F. "Employee" includes a "leased worker". (3) Being.'stored, disposed of, treated or "Employee" does not include a "temporary processed in or upon the covered worker". . "auto"; G. "Insured" means any person or organization b. Before the "pollutants" or any property in qualifying as an insured in the•Who Is An Insured • which the "pollutants" are contained are provision of the applicable'coverage. Except with moved from the place where they are respect to the Limit of Insurance, the coverage accepted by, the "insured" for movement afforded applies separately to each insured who is into or onto the covered "auto"; or seeking coverage or,against whom a claim or c. After the "pollutants" or any property in "suit" is brought. which the "pollutants" are contained are H. "Insured contract"means: moved from the covered"auto" to the place ' 1. A lease of premises; where they are finally delivered, disposed of 2. A sidetrack agreement; or abandoned by the"insured". 3. Any easement or license agreement, except in Paragraph a. above does not apply to fuels, connection with construction or demolition lubricants, fluids, exhaust gases or other operations on or within 50 feet of a railroad; similar"pollutants" that are needed for or result from the normal electrical, hydraulic or 4. An obligation, as required by. ordinance, to mechanical functioning of the covered "auto"or indemnify a municipality, except in connection its parts, if: with work for a municipality; (1) The "pollutants" escape, seep, migrate 5. That part of any other contract or agreement or are discharged, dispersed or released pertaining ,to your business (including an directly from an "auto" part designed by indemnification,of a municipality in connection its manufacturer to hold, store, receive with work performed for a municipality) under or dispose of such "pollutants"; and which you assume the tort liability of another to 2 The"bodilyinjury", " ro er damage"or pay for"bodily injury"or"property damage"to a ( ) p p tY g third party or organization. Tort liability means "covered• pollution cost or expense" a liability that would,be imposed by law in the does not arise out of the operation of absence of any contract or agreement; or any equipment listed in Paragraph 6.b. or 6.c. of the definition of "mobile equipment". CA 00 01 11 20 ©Insurance Services Office, Inc., 2019 Page 11 of 13 6. That part of any contract or agreement entered 5. Vehicles not described in Paragraph 1., 2., 3: into, as part of your business, pertaining to"the or 4. above that are not self-propelled and are rental or lease, by you or any of, your maintained primarily toprovide mobility to "employees", of any "auto". However, such permanently attached equipment of the contract or agreement shall not be considered following types: ' an "insured contract" to the extent that it obligates you or any of your "employees" to a. Air compressors, pumps and generators, pay for"property damage" to any"auto" cleaning,g spraying,il exploration,wplong, buildingg cleaning, geophysical lighting or leased by you or any of your"employees". and well-servicing equipment; or An "insured contract" does not include that part of b. Cherry pickers and similar devices used to any contract or agreement: raise or lower workers; or a. That indemnifies a railroad for"bodily injury" 6. Vehicles not described in Paragraph 1., 2., 3. or "property damage" arising out of ' or 4. above maintained primarily for purposes construction or demolition operations,within other than the transportation of persons or 50 feet of any railroad property, and cargo. However, self-propelled vehicles with affecting any railroad bridge or trestle; the following types of permanently attached tracks, roadbeds, tunnel, underpass or equipment-are not "mobile equipment but will crossing; . - be considered "autos": b. That pertains to the loan, lease or rental of a. Equipment designed primarily for: an auto to you or any of your "employees", if the "auto" is loaned, leased (1) Snow removal; • or rented with a driver; or (2) Road maintenance, but not construction c. That holds a person or organization orresurfacing;or ' engaged in the business of transporting , (3) Street cleaning; property by"auto"for hire harmless for your b. Cherry pickers and similar devices mounted use of a covered "auto" over a route or on automobile or truck chassis and used to territory that person or organization is raise or lower workers;and authorized to serve by public authority. c. Air compressors, pumps and generators, I. "Leased worker" means a person leased to you by a labor leasing firm under an agreement between cleaning,g spraying,iwelding, building you and the labor leasing firm to perform duties rlgeophysical exploration, lighting related to the conduct of your business. "Leased or well-servicing equipment. worker"does not include a"temporary worker". However, "mobile equipment" does not include J. "Loss" means direct and accidental loss or land vehicles that are subject to a compulsory or damage. financial responsibility law or other motor vehicle insurance law where it is licensed or principally K. "Mobile equipment" means any of the following. garaged. Land vehicles subject to a compulsory or types of land vehicles, including any attached financial responsibility law or other motor vehicle machinery or equipment: - insurance law are considered"autos". 1. Bulldozers, farm machinery, forklifts and other L. "Pollutants" means any solid, liquid, gaseous or vehicles designed for use principally off public thermal irritant or contaminant, including smoke, roads; - vapor, soot, fumes, acids, alkalis, chemicals and 2. Vehicles maintained for use solely on or next to waste. Waste includes materials to be recycled, premises you own or rent; reconditioned or reclaimed. - 3. Vehicles that travel on crawler treads; M. "Property damage" means damage to or loss of 4. Vehicles, whether self-propelled or not, use of tangible property. maintained primarily to provide mobility., to N. "Suit" means a civil proceeding in which: permanently mounted: - . 1. Damages because of "bodily injury" or a. Power cranes, shovels, loaders, diggers or "property damage"; or drills; or 2. A"covered pollution cost or expense"; b. Road construction or resurfacing equipment to which this insurance applies, are alleged. such as graders,scrapers or rollers; . • Page 12 of 13 ©Insurance Services Office, Inc., 2019 CA 00 01 11 20 "Suit" includes: O. "Temporary worker" means a person who is a. An arbitration proceeding in which such furnished to you to substitute for a permanent damages or "covered pollution costs or "employee" on leave or to meet seasonal or short- expenses" are claimed and to which the term workload conditions. "insured" must submit or does submit with P. "Trailer" includes semitrailer. our consent; or Q. "Unmanned aircraft" means an aircraft that is not: b. Any '`other alternative dispute resolution 1, Designed; proceeding in which such damages or • "covered pollution costs or expenses" are 2. Manufactured; or claimed and to which the insured submits 3. Modified after manufacture; with our consent, to be controlled directly by a person from within or on.the aircraft. • ft • • • CA 00 01 11 20 ©Insurance Services Office,,lnc., 2019 Page 13 of 13