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HomeMy WebLinkAboutAmended Insurance Certificate: Straw, Donald (04) State Farm insurance LJ PO Box 2915 OQ State Farm® •Bioomington, fL 61702-2915 AT1 000163 1200 01 •I I,,t,,.State-Farm Fire and Casualty,Company CITY OF ASHLAND A stock company with home offices in-Bloomington, Illinois •,�' ,- 90 N MOUNTAIN AVE 5 v ASHLAND OR 97520-2014 ' . o O 1. , �s IIIlli 11111IliIli1111"iliuIlillllll'illl111111IIIIiIIIIIII'IIiI - -.. • Amendedi Declarations t•.. - • - : - ' . . . ..,: ;,),,,--;„. ,1! „..:i.,,,,:,,,,:,... ec,,,,11.40)::.,_tit,. , ._:,,:i„ Policy number:97-CP-D437-8 Effective date:April 4, 2022 :', , Policy period: 12 months Expiration date:February 18,2023 . The policy period begins and ends at 12:01 am standard time at the premises location. , • r,-r 4-i.-,,,. : :'i ':,I .;r HOME PRODUCT SALES POLICY Automatic renewal -If the State Farm®policy period is shown as 12 months, this policy will be renewed automatioally subject to the __:_ ,premiums,-rules and forms in effect for each succeeding policy.period. If this policyis,terminated, we will give you and the. . : -_ _ ; __ Mortgagee/Lienholder written notice in compliance with the policy provisions or as required by,law. ,,' , NAMED INSURED T;P.Il•.. CI ;'t.t ";I ..-.,i''.F";a.:lt ,.. i'1 ...., .Je' (:. . .'L;! 't.. 'ii. ?,,.JO-.i-_ . DONALD STRAW, • . - . ' , ' ENTITY Sole Proprietorship-Individual REASONS FOR DECLARATIONS.. • _. _ _ - . - . Your policy is amended effective April 4; 202.2 due to some recent policy changes you requested. Enclosed is a copy of your new endorsements, if any. ' . •'. ' ' . . ." POLICY PREMIUM . This is not a bill.If an amount is due,then a separate statement will besent prior to the due date. The premium(s)shown below are for the policy period and policy characteristics as described in this.Declarations. - Increase in premium: $91.00 - - - - • Discounts applied: , Business Experience Rating Renewal Discount • . • ' Protective Devices - •' . . Years in Business Policy number:97-CP-D437-8 Page 1 of 6 Prepared:April 5,2022 ©.Copyright, State..Farm Mutual'Automobile+Insurance Company, 2008 CMP Dec 3P OR.1 CMP-4000 1009462 2005 153090 205 08-21-2021 00 StateFarm® SECTION I-PROPERTY SCHEDULE=BLANKET Limit of Insurance* Coverage A-Buildings: $1,029,500 Coverage B-Business Personal Property: $456,000 Location Location of described premises Seasonal Increase- number Business Personal Property 001 427 N RIVERSIDE AV 25% MEDFORD OR 97501-4602 • 003 516 S FIRST 25% MEDFORD OR 97501-3616 *As of the effective date of this policy,.the Limit of Insurance as shown includes any increase in the limit due to Inflation Coverage, SECTION I—INFLATION COVERAGE INDEX(ES) Coy A-Inflation Coverage Index: 203.7 Coy B-Consumer Price Index: 274.3 SECTION I—DEDUCTIBLES • , ' BASIC DEDUCTIBLE $1,000 SPECIAL DEDUCTIBLES: Employee.Dishonesty:. , $250 „ , , . Equipment Breakdown: $1,000 • • Money and Securities: $250 - Other deductibles may apply-refer to'policy,'' ' • SECTION I—EXTENSIONS OF COVERAGE-LIMIT OF INSURANCE-EACH DESCRIBED PREMISES The coverages and corresponding limits shown below apply separately to each described premises shown in these Declarations, unless indicated by"See schedule". If a coverage does not have a corresponding limit shown below, but has"Included" indicated;,refer to that policy provision for an explanation of that coverage. Coverage Limit of Insurance: , - . '0:4 Accounts Receivable See Schedule Arson Reward $5,000 Back-up of Sewer or Drain See Schedule Collapse ' • , <' Included Damage to Non-owned Buildings from Theft,Burglary or,Robbery Coverage B Limit Debris Removal 25%of covered loss Equipment Breakdown Included • Fire Department Service Charge $2,500 Fire Extinguisher Systems Recharge Expense $5,000 • Forgery or Alteration $10,000 Glass Expenses' Included Policy number:97-CP-D437-8 Page 2 of 6 Prepared:April 5,2022 ©Copyright,•State Farm Mutual Automobile Insurance Company, 2008 ' CMP-4000 • U • o o State Farme Coverage k Limit of Insurance Increased Cost of Construction and Demolition Costs(applies only when•buildings are insured on a 10% _ replacement cost basis) ' • • Money Orders and Counterfeit Money $1,000 ' - - • 8 Money and Securities , See Schedule" - O Newly Acquired Business Personal Property(applies only if this policy provides Coverage B-Business $100,000 ' Personal Property) Newly Acquired or Constructed Buildings(applies only if this policy provides Coverage A-Buildings) , $250,000 -' Ordinance of Law-Equipment Coverage e Included Outdoor Property - - ' See Schedule ' 'Personal Effects(applies only to those premises provided Coverage B-Business Personal Property) $2,500 - • - Personal Property Off Premises $25,000 Pollutant Clean Up and Removal • ' ' $10,000 ' Preservation of Property • 30 days Property of Others(applies only to those premises provided Coverage B-Business Personal See Schedule . • - Property) . . -._ _ . . .. . • Signs See Schedule Valuable Papers and Records See Schedule • - - Water Damage, Other Liquids,'Powder orMolten Material Damage ' 'Included- . - - SECTION I—EXTENSIONS OF COVERAGE-LIMIT OF INSURANCE,-SCHEDULE ,� '1": Lit) , - ?.',"iii, •rig.. , ,r.,A '.l1� ! • e,,,s to ',.f.+a.',.3•.,— ;••.i'r .':;-- The coverages and corresponding limits shown.below apply only to the described.premises as shown.. Location Coverage Limit of Insurance number - -001 Accounts Receivable • . •• • -- On Premises Limit - - - $10,000 Off Premises Limit $5,000 . . . - - • Back-up of Sewer or Drain $15,000 • - - Money and Securities - • - - • .. • • • .. ..• • On Premises Limit $10,000 Off Premises Limit • '$5,000 Outdoor Property $5,000 • , •- Property of Others(applies only to those premises provided Coverage $2,500 .. ,' ; . B-Business Personal Property) . Signs $5,000 Policy number:97-CP-D437-8 . ,. ,• . • Page 3 of 6 Prepared:April 5,2022 ©.Copyright, State Farm Mutual-Automobile Insurance Company,,2008 . CMP-4000 0a State Farms Location Coverage Limit of Insurance , , number - Valuable Papers and Records r, ,. On Premises Limit -. $10,000 .• Off Premises Limit .$5,000 ' , 003 Accounts Receivable •, • . -0n Premises Limit • $10,000 - . Off Premises Limit $5,000. ' 5 Back-up of Sewer or Drain . $15,000 Money and Securities . . . . . . . . On Premises Limit • _ $10,000 , ., . Off Premises Limit .. $5,000 . _Outdoor Property.... . __. . _ $5,000 . Property of Others(applies only•to those premises provided Coverage ... . $2,500 .. B-Business Personal Property) . . . Signs $5,000 _ . Valuable Papers.andRecords' •_ - . - _ .On Premises Limit '. . , . . . $10,000 ,. _. . . .. Off Premises Limit ... ... '. ... .$5,000'. - _ tii‘+ �'' •..i'; •: '• '{•'' i••'•'± -'' �ilt:il- _?_.G•,:•r•.,f' '''.1. i;.... �•i''..'.. ::.'r' .:::_: SECTION I—EXTENSIONS OF COVERAGE-LIMIT OF INSURANCE-PER POLICY The coverages and corresponding limits shown below'are the most we will pay regardless of the number of described premises shown in these Declarations. . • -Coverage• - , • • - • , • . ..... - • •• Limit-of Insurance 5 Dependent Property-Loss of Income - - - - - - •• $5,000 . • Employee Dishonesty • - . • ' . • - $10,000 - -- Loss of Income and Extra Expense •• _- 12.Months Actual Loss Sustained Utility Interruption-Loss of Income-- - - $10,000 -- . . SECTION II-LOCATION SCHEDULE • " . . - ' ' Location • Location-of described premises. •' . . • number ' 001 427 N RIVERSIDE AV ,' ' MEDFORD,OR 97501-4602 003 516 S FIRST , . • MEDFORD-OR 97501-3616 Policy number:97-CP-D437-8 . , Page 4 of,6 Prepared:April 5,2022 ©Copyright, State Farm:Mutual Automobile'Insurance Company, 2006 CMP-400D . u • 00 StateFarnr SECTION II-DEDUCTIBLES . � . pyProperty Damage: $250Other deductibles'may apply.-refer to policy. SECTION II-LIABILITY g { Coverage . ; .Limit of Insurance., .. 0 I o Coverage L-Business Liability Per Occurrence. $1,000,000 . Coverage M-Medical.Expenses $10,000 Any One Person , Damage to Premises Rented to You $300,000 • - - Hired Auto Liability Included in Coverage L . . - . Aggregate Limits Limit of Insurance ' • General Aggregate $2,000,000 • • • • Products/Completed Operations Aggregate $2,000,000 Each paid claim for Liability Coverage reduces the amount of insurance we provide during the applicable annual period. Please refer to Section II— Liability in the Coverage Form and any attached endorsements. . ' . Your policy consists of these Declarations,the BUSINESSOWNERS COVERAGE FORM shown below,and any other forms.and endorsements that apply, including those shown below as well as those issued subsequent to the issuance of this policy. , FORMS AND ENDORSEMENTS CMP-4100 Businessowners Coverage Form • CMP-4237.1 Amendatory Endorsement(Oregon) CMP-4527 Marijuana Exclusion CMP-4561.1 Policy Endorsement ' . CMP-4610.1 .General Aggregate Limits of Insurance(Per Project) CMP-4683.1 Additional Insured-Owners,Lessees or Contractors(Blanket) CMP-4684.1 Additional Insured-Owners,Lessees or Contractors(Scheduled) CMP-4703.1 Utility Interruption-Loss of Income CMP-4704.1 Dependent Property-Loss of Income . • CMP-4705.2 Loss of Income and Extra Expense, ' CMP-4706 Back-up of Sewer'or Drain . CMP-4709 Money and Securities CMP-4710 Employee Dishonesty . CMP-4746:1 -Hired Auto Liability CMP-4787 Waiver of Transfer of Rights of Recovery Against Others To Us CMP-4839 Loss Payable FD-6007 Inland Marine Attaching Declarations FE-3650 Actual Cash Value Endorsement FE-6999.3 Policyholder Disclosure Notice of Terrorism Insurance Coverage SCHEDULE OF ADDITIONAL INTEREST(S) . Interest type: Owners,Lessees, or Contractors(Schedul . , . . Endorsement number: CMP-4684.1 • Loan number: NIA CITY OF ASHLAND 90 N Mountain Ave Ashland OR 97520-2014 FULL NAMED INSURED Policy number:97-CP-D437-8 1 ' :.Page 5 of 6 Prepared:April 5,2022 ©`Copyright,•State-Farm-Mutual.Automobile.'Insurance Company, 2008 • CMP-4000 . ' 090 StateFarm® Named Insured: DONALD E STRAW DBA FASHION FLOORS • • This policy is issued by the State Farm Fire and Casualty Company. PARTICIPATING POLICY You are entitled to participate in a distribution of th'e earnings of the company as•determined'by our Board of Directors in accordance with the Company's Articles of Incorporation, as amended. In Witness Whereof, the State Farm Are and,Casualty Company has caused this policy to besigned by its President and Secretary at Bloomington, Illinois. *mu/dbl. 1/0014.1-1 President Secretary • • • Policy number:97-CP-D437-8 • Page 6 of 6 Prepared:April 5,2022 ©Copyright,State Farm.Mutual.Automobile:'insurance Company,.2006' CMP-4000 U State Farm Insurance PO Box 2915 Bloomington, IL.,61702-29,15 • Oc StateFarm• ® State Farm Fire and'Casualty Company ti CITY OF ASHLAND A stock company with home offices in'Bloomington, Illinois 90 N MOUNTAIN AVE - - - - - • - • • - • - - ASHLAND OR 97520-2014 • S to E • Inland Marine Attaching Declarations • Policy number: 97-CP-D437-8 Effective date:April 4, 2022 Policy period: 12 months Expiration date: February 18, 2023 The policy period begins and ends at 12:01 am standard time at the premises location. ATTACHING INLAND MARINE Automatic renewal -If the State Farm®policy period is shown as 12 months, this policy will be renewed automatically subject to the premiums, rules and forms in effect for each succeeding policy period. If this policy is terminated, we'will give you and the Mortgagee/Lienholder written notice in compliance with the policy provisions or as required by law. Annual policy premium: $374.00 The above premium amount is included in the Policy Premium shown on the Declarations: FULL NAMED INSURED • Named Insured: DONALD E STRAW DBA FASHION FLOORS • Your policy consists of these Declarations; the INLAND MARINE CONDITIONS shown below, and any other forms and endorsements that apply, including those shown below as well as those issued subsequent to the issuance of this policy. FORMS,OPTIONS AND ENDORSEMENTS FE-6867 Amendment of Inland Marine Conditions • FE-8139 Inland Marine Conditions FE-8743.1 Inland Marine Computer Property Form ' FE-8754 Inland Marine Dealers-Service Form • - • See below for schedule page with limits ATTACHING INLAND MARINE SCHEDULE PAGE Endorsement Coverage Limit of insurance Deductible amount Annual premium number FE-8743.1 Inland Marine Computer Property Form $25,000 $500 Included Loss of Income and Extra Expense $25,000 Included FE-8754 Inland Marine Dealers-Service Form $500 $374 Policy number:97-CP-D437-8 Page 1 of 2 Prepared:April 5,2022 ©Copyright, State Farm Mutual Automobile Insurance Company, 2005 CIM Att Dec 3P OR.1 FD-6007 1009481 2002 153089 202 03-06-2021 nnnret • • oa StateFarm • Endorsement Coverage Limit of insurance Deductible amountAnnual premium number'. Description of Property:FLOOR COVERINGS&TOOLS • •. 1.Insureds property on customers premises limit $10,000 2..Customers property ininsureds custody limit $10,000 3.Property in transit limit $5,000 • • 4.Tools,Servicing Equipment,Spare Parts limit $2,000 Other limits and exclusions may apply-refer to your policy. • • • • • • • • • • • Policy number:97-CP-D437-8 Page 2 of 2 Prepared:April 5,2022 ©Copyright, State Farm Mutual Automobile Insurance Company;'2008 FD-6007 '