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HomeMy WebLinkAboutInsurance Certificate: Ashland Food AngelsState Farm Insurance 0 PO Box 2915 Bloomington, IL 61702-2915 AT1 000158 1200 01 CITY OF ASHLAND ITS OFFICERS & 20 E MAIN ST ASHLAND OR 97520-1814 Renewal Declarations Policy number: 97-AA-0018-4 Policy period: 12 months The policy period begins and ends at 12:01 am standard time at the premises location. State Farm, State Farm Fire and Casualty Company A stock company with home offices in Bloomington, Illinois Effective date: July 29, 2024 Expiration date: July 29, 2025 BUSINESSOWNERS POLICY Automatic renewal - If the State Farm' policy period is shown as 12 months, this policy will be renewed automatically subject to the premiums, rules and forms in effect for each succeeding policy period. If this policy is terminated, we will give you and the Mortgagee/Lienholder written notice in compliance with the policy provisions or as required by law. NAMED INSURED ASHLAND FOOD ANGELS ENTITY Nonprofit POLICY PREMIUM This is not a bill. If an amount is due, then a separate statement will be sent prior to the due date. The premium(s) shown below is the 12 months premium(s) for the characteristics of the policy as described in this Declarations. Premium: $365.00 Total Premium: $365.00 Minimum Premium Discounts applied: Business Experience Rating Protective Devices Renewal Discount Years in Business IMPORTANTMESSAGE(S) Notice - Information concerning changes in your policy language is included, Please call your agent if you have any questions Policy number: 97-AA-CO18-4 Page 1 of 5 Prepared: June 5, 2024 © Copyright, State Farm Mutual Automobile Insurance Company, 2008 CMP Dec 3P OR CMP-4000 1009482 2011 153090 211 05-18-2024 State Farw SECTION I - PROPERTY SCHEDULE Location Location of described premises Limit of Insurance" Limit of Insurance`' Seasonal Increase - number Coverage A - Coverage B - Business Business Personal Property Buildings Personal Property 001 472 WALKER AVE No Coverage $12,500 25% ASHLAND OR 97520-2324 As of the effective date of this policy, the Limit of Insurance as shown includes any increase in the limit due to Inflation Coverage. SECTION I - INFLATION COVERAGE INDEX(ES) Cov A - Inflation Coverage Index: WA Cov B - Consumer Price Index: 312.3 SECTION I - DEDUCTIBLES BASIC DEDUCTIBLE $1,000 SPECIAL DEDUCTIBLES: Equipment Breakdown: $1,000 Money and Securities: $250 Other deductibles may apply - refer to policy. SECTION I — EXTENSIONS OF COVERAGE - LIMIT OF INSURANCE - EACH DESCRIBED PREMISES The coverages and corresponding limits shown below apply separately to each described premises shown in these Declarations, unless indicated by 'See schedule". If a coverage does not have a corresponding limit shown below, but has "Included" indicated, refer to that policy provision for an explanation of that coverage. Coverage Limit of Insurance Accounts Receivable On Premises $10,000 Off Premises $5,000 Arson Reward $5,000 Collapse Included Damage to Non -owned Buildings from Theft, Burglary or Robbery Coverage B Limit Debris Removal 25% of covered loss Equipment Breakdown Included Fire Department Service Charge $2,500 Fire Extinguisher Systems Recharge Expense $5,000 Forgery or Alteration $10,000 Glass Expenses Included Increased Cost of Construction and Demolition Costs (applies only when buildings are insured on a replacement cost basis) 10% Money Orders and Counterfeit Money $1,000 Policy number 97-AA-CO1 B-4 Page 2 of 5 Prepared: June 5, 2024 © Copyright, State Farm Mutual Automobile Insurance Company, 2008 CMP-4000 u ^StateFarm Coverage Limit of Insurance Money and Securities On Premises $5,000 0 Off Premises $2,000 0 o Newly Acquired Business Personal Property (applies only if this policy provides Coverage B - Business $100,000 Personal Property) Newly Acquired or Constructed Buildings (applies only if this policy provides Coverage A - Buildings) $250,000 Ordinance or Law - Equipment Coverage Included Outdoor Property $5,000 Personal Effects (applies only to those premises provided Coverage B - Business Personal Property) $2,500 Personal Property Off Premises $15,000 Pollutant Clean Up and Removal $10,000 Preservation of Property 30 days Property of Others (applies only to those premises provided Coverage B - Business Personal Property) $2,500 Signs $2,500 Valuable Papers and Records On Premises $10,000 Off Premises $5,000 Water Damage, Other Liquids, Powder or Molten Material Damage Included SECTION I —EXTENSIONS OF COVERAGE -LIMIT OF INSURANCE -PER POLICY The coverages and corresponding limits shown below are the most we will pay regardless of the number of described premises shown in these Declarations. Coverage Limit of Insurance Loss of Income and Extra Expense 12 Months Actual Loss Sustained SECTION II - LOCATION SCHEDULE Location Location of described premises number 001 472 WALKER AVE ASHLAND OR 97520-2324 Policy number: 97-AA-001B-4 Page 3 of 5 Prepared: June 5, 2024 ©Copyright, State Farm Mutual Automobile Insurance Company, 2008 CMP-4000 StateFarw SECTION II - LIABILITY Coverage Limit of Insurance Coverage L - Business Liability Per Occurrence $1,000,000 Coverage M - Medical Expenses Damage to Premises Rented to You Aggregate Limits $5,000 Any One Person $300,000 Limit of Insurance General Aggregate $2,000,000 Products/Completed Operations Aggregate $2,000,000 Each paid claim for Liability Coverage reduces the amount of insurance we provide during the applicable annual period. Please refer to Section II — Liability in the Coverage Form and any attached endorsements. Your policy consists of these Declarations, the BUST NESSOWNERS COVERAGE FORM shown below, and any other forms and endorsements that apply, including those shown below as well as those issued subsequent to the issuance of this policy. CMP-4100 Businessowners Coverage Form * CMP-4237.2 Amendatory Endorsement (Oregon) CMP-4527 Marijuana Exclusion * CMP-4561.4 Policy Endorsement CMP-4705.2 Loss of Income and Extra Expense CMP-4709 Money and Securities CMP-4798 Additional Insured - Grantor of Franchise FD-6007 Inland Marine Attaching Declarations FE-3650 Actual Cash Value Endorsement FE-6999.3 Policyholder Disclosure Notice of Terrorism Insurance Coverage *New Form Attached SCHEDULE OF ADDITIONAL INTEREST(S) Interest type: Grantor of Franchise Endorsement number: CMP-4798 Loan number N/A CITY OF ASHLAND ITS OFFICERS & EMPLOYEES 20 E Main St Ashland OR 97520-1814 Policy number: 97-AA-CO18-4 rage 4 of 5 Prepared, June 5, 2024 © Copyright, State Farm Mutual Automobile Insurance Company, 2008 CMP-4000 71 StateFarw This policy is issued by the State Farm Fire and Casualty Company. PARTICIPATING POLICY You are entitled to participate in a distribution of the earnings of the company as determined by our Board of Directors in accordance with the Company's Articles of Incorporation, as amended. $ In Witness Whereof, the State Farm Fire and Casualty Company has caused this policy to be signed by its President and Secretary at �o Bloomington, Illinois. President OTHER MESSAGE(S) NOTICE TO POLICYHOLDER: *gym - � Secretary For a comprehensive description of coverage and forms, please refer to your policy. Policy changes requested before the "Date Prepared", which appear on this notice, are effective on the Renewal Date of this policy unless otherwise indicated by a separate endorsement, binder, or amended declarations. Any coverage forms attached to this notice are also effective on the Renewal Date of this policy. Policy changes requested after the "Date Prepared" will be sent to you as an amended declarations or as an endorsement to your policy. Billing for any additional premium for such changes will be mailed at a later date. If, during the past year, you've acquired any valuable property items, made any improvements to insured property, or have any questions about your insurance coverage, contact your State Farm agent. Please keep this with your policy. Your coverage amount.... It is up to you to choose the coverage and limits that meet your needs. We recommend that you purchase a coverage limit equal to the estimated replacement cost of your structure. Replacement cost estimates are available from building contractors and replacement cost appraisers, or, your agent can provide an estimate from Xactware, Inc. using information you provide about your structure. State Farm does not guarantee that any estimate will be the actual future cost to rebuild your structure. Higher limits are available at higher premiums. Lower limits are also available, as long as the amount of coverage meets our underwriting requirements. We encourage you to periodically review your coverages and limits with your agent and to notify us of any changes or additions to your structure. Policy number: 97-AA-CO18-4 Page 5 of 5 Prepared: June 5, 2024 © Copyright, State Farm Mutual Automobile Insurance Company, 2008 CMP-4000 State Farm Insurance PO Box 2915 Bloomington, IL 61702-2915 u CITY OF ASHLAND ITS OFFICERS & �e 20 E MAIN ST ASHLAND OR 97520-1814 StateFarmN State Farm Fire and Casualty Company A stock company with home offices in Bloomington, Illinois Inland Marine Attaching Declarations Policy number: 97-AA-CO18-4 Effective date: July 29, 2024 Policy period: 12 months Expiration date: July 29, 2025 The policy period begins and ends at 12:01 am standard time at the premises location. ATTACHING INLAND MARINE Automatic renewal - If the State Farm' policy period is shown as 12 months, this policy will be renewed automatically subject to the premiums, rules and forms in effect for each succeeding policy period. If this policy is terminated, we will give you and the Mortg agee/L ien holder written notice in compliance with the policy provisions or as required by law. Annual policy premium: Included The above premium amount is included in the Policy Premium shown on the Declarations. Your policy consists of these Declarations, the INLAND MARINE CONDITIONS shown below, and any other forms and endorsements that apply, including those shown below as well as those issued subsequent to the issuance of this policy. FORMS, OPTIONS AND ENDORSEMENTS FE-6867 Amendment of Inland Marine Conditions FE-8739 Inland Marine Conditions FE-8743.1 Inland Marine Computer Property Form See below for schedule page with limits ATTACHING INLAND MARINE SCHEDULE PAGE Endorsement Coverage Limit of insurance Deductible amount Annual premium number FE-8743.1 Inland Marine Computer Property Form $25,000 $500 Included Loss of Income and Extra Expense $25,000 Included Other limits and exclusions may apply - refer to your policy. Policy number: 97-AA-CO18-4 Prepared: June 5, 2024 ©Copyright. State Farm Mutual Automobile Insurance Company, 2008 CIM Att Dec 3P OR.1 FD-6007 Page 1 of 1 1009481 2002 153089 202 03-06-2021