HomeMy WebLinkAbout1996-04-24 Housing MIN
ASHLAND HOUSING COMMISSION
MINUTES
APRIL 24, 1996
CALL TO ORDER
The meeting was called to order at 4:07 p.m. by Chairman Jack Ware. Other Commissioners present
were Vaughn, Mahanay, Sea, Hauck, Medinger, Hill, and Kenefick. Staff present were Madding and
Yates.
APPROVAL OF MINUTES
The Minutes of the March 21, 1996 meeting and March 27, 1996 meeting were approved.
ANNEXATION CRITERIA
Hauck reported the Council is discussing annexation criteria and the Mayor had the idea of dropping the
deferral of Systems Development Charges for housing that is within the affordable housing program if it is
an annexation.
Madding further explained that there have been three annexations requested; two successful and one
unsuccessful.
Madding mentioned the issues she raised in her memo: making affordable housing mandatory in all
annexations so public need would have to proven and defining what is affordable for annexations.
McLaughlin discussed Systems Development Charges with the Mayor today. She is interested in
evaluating SDC's for infill, particularly accessory residential units. Also, she wondered if we want to give
deferral of SDC's to projects associated with annexations.
McLaughlin explained that the SDC ordinance has two sections regarding deferments and annexations.
If a project is affordable under the City's guidelines, the SDC's can be deferred at long as the unit stays
occupied or owned by someone who qualifies. Once the property is occupied or sold to a non-qualifier,
the charges are no longer deferred but payable to the City at six percent interest. Also, the elderly and
low income that are exempt from property taxes are exempt from SDC's.
Adding in the annexation component changes things. Property acquired by a developer is cheaper than
property within the city limits.
Medinger said the deferral of SDC's could be eliminated on annexations, but density bonuses could still
be given for affordable housing.
Hauck recalled the original intent of the Council, in order to encourage affordable housing because it was
seen as a public need, was to add the criteria that a developer would be required to provide 25 percent of
the units as residential. Medinger thought this method gives away annexations because a developer is
not required to produce any other need for annexation. Hauck thought by making affordable housing
mandatory, that tightened up the criteria. Medinger agreed.
McLaughlin said the need for land for annexations comes down to inventories. However, looking at it
from the standpoint of affordable housing will affordable housing be encouraged or are opportunities
being lost by not putting enough of a carrot out for annexation?
Hauck agreed with Medinger that the language under 18.106.030(E)1 should be standard (F) that stands
by itself.
McLaughlin wondered if the Commission was interested mandating affordable housing for projects of
more than four to five units.
Sea suggested since it is not feasible to build affordable housing in the upper hills, if a developer annexed
land in that type of location, he could put money in a fund to pay for affordable housing.
McLaughlin imagined an equitable way to pay for affordable housing could be worked out if someone
were to annex land in a certain area.
Kenefick thought it could be very expensive for a four unit development if the developer is required to give
25 percent to affordable housing. Medinger thought it would be important to look at the math--there are
many fees to consider.
It is McLaughlin's belief that it is best whenever possible to encourage a mix of housing types in a
development and different income levels in a residential neighborhood. He would prefer this method over
paying a fee into a housing fund.
McLaughlin noted that Medinger knows what numbers can work. The City tends to get criticized for 130
percent of median income level. People don't understand this methodology. Could the amount be
lowered for annexations, for example 80 percent? Then the homes would have to sell at an affordable
level which means they would be truly subsidized by the developer. Medinger added that the developer
be given the same bonus but allow a lower percentage of median income. Hill said at that point a
guarantee on the sale would have to be worked out.
Ware distributed a chart showing median income levels.
Madding posed the example, if a family of four made 80 percent of median, how much house could
someone afford at nine percent? They could afford a $70,000, three bedroom home. (The lower the
percentage rate, the more house someone could afford.) Is the benefit to annex great enough to require
that 20 percent of the houses meet the 80 percent of median income? One of things the Commission has
discussed is how affordable housing is criticized when annexations are proposed because even though
affordable housing is proposed, it is for those whose income is $45,000 a year. Madding continued that
there are very few places in Oregon where someone can make 80 percent of median income, and buy a
new house. She believes the Council is looking to this Commission for some sort of resolution and that
is, would an annexation give something to the developer and would the City get something in return? Is
the return providing housing at 80 percent of median or 100 percent of median or something reasonable?
One hundred percent of median would be looking at housing around $90,000.
Hill thought 100 percent sounded more reasonable but she also did not want the Commission to abandon
the idea of rentals.
Medinger said it will take some time to work with the numbers.
McLaughlin said the language to be worked out will state that all residential annexations must divide 'x'
percent of the total residential units to be developed on the property in accord with the affordable housing
resolution.
Hill said the Housing Commission could develop options that the developer can choose.
ASHLAND
HOUSING COMMISSION 2
MINUTES
APRIL 24, 1996
The Commissioners came up with some ideas to be considered: work out a flexible formula, mixed uses
such as a rental unit mixed with residential use, integrated housing, work out wording of the ordinance
that will stop what is in the criteria now, instead of putting percentage in the ordinance, use language that
a percentage will be used as defined by the affordable housing resolution.
McLaughlin wondered, in terms of working out affordable levels, if the opportunity to defer SDC's is pulled
from the ordinance, would a buyer still be able to make it work.
Medinger did not see the SDC's as being lost if they are deferred because the houses will eventually be
sold anyway and then the money will be paid to the City with interest. Perhaps the percentage of
affordable housing required can be lowered.
McLaughlin said the ACCESS annexation is an example of where SDC's are not collected because they
are an exempt agency.
Madding noted that some buyers have wanted to pay their deferred SDC's off early. This will take an
affordable unit out of the program, but at this point, there is probably no way to stop it.
McLaughlin, in his discussion with the Mayor, asked if there was a way through the SDC deferral to
encourage affordable housing that does not pertain to annexations. The Mayor is hoping that whatever
the Commission comes up with that it will be a greater incentive than to annex.
Hauck thought the idea of extending the deferral to accessory units is appealing.
Further comments regarding non-profit were made. Hill believes if a project comes up, the City needs to
look at how the investment is set up and what happens if they refinance. Medinger added that the
underlying capital can refinance and pull out a large profit.
McLaughlin said the Council should be reviewing annexations at a May study session (May 22). He will
put a packet together showing the change in the annexation criteria so that "need" does not include
affordable housing and there is mandatory affordable housing in all residential annexations of ___ units or
more (number to be worked out). The Housing Commission will need to revisit this for more detail.
A subcommittee was formed with Medinger, Ware, Hill and Sea to work on the numbers. They will meet
Monday, May 6, at 4:00 p.m.
Since the next meeting of the Housing Commission is scheduled for the same date as the Council study
session, there may be a joint meeting.
Sea said Bob Smith, Crime Prevention Officer asked to speak to the Housing Commission in May. It was
requested his talk be postponed until June.
Kenefick gave a report from Aspen. The average cost of a home in Aspen is $500,000, the average age
is 34 years old, the percentage of work force that lives in Aspen and works in Aspen is 33 percent.
ADJOURNMENT
The meeting was adjourned at 5:30 p.m.
ASHLAND
HOUSING COMMISSION 3
MINUTES
APRIL 24, 1996