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HomeMy WebLinkAboutInsurance Certificate: TDW Excavation LLC DATE(MMIDD/YYYY) A�" CERTIFICATE OF LIABILITY INSURANCE 08/07/2025 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER.THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND,EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S),AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED,the policy(ies)must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED,subject to the terms and conditions of the policy,certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT Deborah Reed NAME: Ashland Insurance Inc ACNE. Ext: (541)857-0679 a/c,No: (541)857-9883 801 O'Hare Parkway,Ste 101 E-MAIL dreed@ashlandinsurance.com ADDRESS: INSURER(S)AFFORDING COVERAGE NAIC# Medford OR 97504 INSURERA: Ohio Security Insurance Co. INSURED INSURER B TDW Excavation LLC INSURER C: 1851 Alta Alta Vista Rd INSURER D: INSURER E: Eagle Point OR 97524 INSURER F: COVERAGES CERTIFICATE NUMBER: CL258716007 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT,TERM OR CONDITION OF ANY CONTRACTOR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAYBE ISSUED OR MAY PERTAIN,THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE POLICY EFF POLICY EXP LTR INSD WVD POLICY NUMBER MM/DD/YYYY MM/DD/YYYY LIMITS X COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE $ 1,000,000 CLAIMS-MADE FX OCCUR PREM SDAMAGES Ea oNcurDreme $ 1,000,000 MED EXP(Any one person) $ 15,000 A Y Y BKS69460827 08/07/2025 08/07/2026 PERSONAL&ADVINJURY $ 1,000,000 MOTHER LAGGREGATE LIMITAPPLIES PER: GENERAL AGGREGATE $ 2,000,000 POLICY ❑ PRO ❑ LOC PRODUCTS-COMP/OPAGG $ 2,000,000 JECT: $ AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT $ Ea accident ANYAUTO BODILY INJURY(Per person) $ OWNED SCHEDULED BODILY INJURY(Per accide nt) $ AUTOS ONLY AUTOS HIRED NON-OWNED PROPERTY DAMAGE $ AUTOS ONLY AUTOS ONLY Per accident X UMBRELLA LIAB OCCUR EACH OCCURRENCE $ 1,000,000 A EXCESS LAB HCLAIMS-MADE USO 69460827 08/07/2025 08/07/2026 AGGREGATE $ DED I I RETENTION $ $ WORKERS COMPENSATION PER OTH- AND EMPLOYERS'LIABILITY Y/N STATUTE ER ANY PROPRIETOR/PARTNER/EXECUTIVE ElN/A E.L.EACH ACCIDENT $ OFFICER/MEMBER EXCLUDED? (Mandatory in NH) E.L.DISEASE-EA EMPLOYEE $ If yes,describe under DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $ DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES (ACORD 101,Additional Remarks Schedule,may be attached if more space is required) Certficate holder is included as Additional Insured/primary&non-contributory including waiver for General Liability coverages with written contract.This form is subject to policy terms,conditions and exclusions. CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF,NOTICE WILL BE DELIVERED IN City of Ashland ACCORDANCE WITH THE POLICY PROVISIONS. 1195 Oak St AUTHORIZED REPRESENTATIVE Ashland OR 97520 @ 1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25(2016/03) The ACORD name and logo are registered marks of ACORD COMMERCIAL GENERAL LIABILITY CG 8810 04 13 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. COMMERCIAL GENERAL LIABILITY EXTENSION This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART INDEX SUBJECT PAGE NON-OWNED AIRCRAFT 2 NON-OWNED WATERCRAFT 2 PROPERTY DAMAGE LIABILITY-ELEVATORS 2 EXTENDED DAMAGE TO PROPERTY RENTED TO YOU (Tenant's Property Damage) 2 MEDICAL PAYMENTS EXTENSION 3 EXTENSION OF SUPPLEMENTARY PAYMENTS-COVERAGES A AND B 3 ADDITIONAL INSUREDS-BY CONTRACT,AGREEMENT OR PERMIT 3 PRIMARY AND NON-CONTRIBUTORY-ADDITIONAL INSURED EXTENSION 5 ADDITIONAL INSUREDS-EXTENDED PROTECTION OF YOUR"LIMITS OF INSURANCE" 6 WHO IS AN INSURED-INCIDENTAL MEDICAL ERRORS/MALPRACTICE AND WHO IS AN INSURED-FELLOW EMPLOYEE EXTENSION-MANAGEMENT EMPLOYEES 6 NEWLY FORMED OR ADDITIONALLY ACQUIRED ENTITIES 7 FAILURE TO DISCLOSE HAZARDS AND PRIOR OCCURRENCES 7 KNOWLEDGE OF OCCURRENCE,OFFENSE, CLAIM OR SUIT 7 LIBERALIZATION CLAUSE 7 BODILY INJURY REDEFINED 7 EXTENDED PROPERTY DAMAGE 8 WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US- 8 WHEN REQUIRED IN A CONTRACT OR AGREEMENT WITH YOU © 2013 Liberty Mutual Insurance CG 88 10 04 13 Includes copyrighted material of Insurance Services Office,Inc.,with its permission. Page 1 of 8 With respect to coverage afforded by this endorsement, the provisions of the policy apply unless modified by the endorsement. A. NON-OWNED AIRCRAFT Under Paragraph 2. Exclusions of Section | - Coverage ' Bodily Injury And Property Damage Liability, exclusion g.Aircraft,Auto Or Watercraft does not apply to an aircraft provided: 1. |tio not owned by any insured; 2. It is hired,chartered or loaned with otra|ned paid crew; 3. The pilot in command holds a currently effective certificate, issued by the duly constituted authority of the United States of America or Canada,designating her or him a commercial or airline pilot; and 4. |tin not being used to carry persons or property for ocharge. However, the insurance afforded by this provision does not apply if there in available to the insured other valid and collectible insurance, whether primary, excess (other than insurance written to apply specifically in excess of this policy), contingent or on any other basis,that would also apply to the loss covered under this provision. B. NON-OWNED WATERCRAFT Under Paragraph 2. Exclusions of Section I -Coverage A-Bodily Injury And Property Damage Liability, Subparagraph (2) of exclusion g.Aircraft,Auto Or Watercraft is replaced by the following: This exclusion does not apply to: (2) A watercraft you do not own that is: (a) Less than 52 feet long; and (b) Not being used to carry persons or property for acharge. C. PROPERTY DAMAGE LIABILITY'ELEVATORS 1. Under Paragraph 2. Exclusions of Section | - CovermQe /\ - Bodily Injury And Property Damage Liabil- ity, Subparagraphs (3)' (4) and (G) of exclusion j. Damage To Property do not apply if such "property donnuga" results from the use of elevators. For the purpose of this provision, elevators do not include vehicle lifts. Vehicle lifts are lifts or hoists used in automobile service or repair operations, 2. The following is added to Section |l/ - Commercial General Liability Conditions, Condition 4. Other Insurance, Paragraph h. Excess Insurance: The insurance afforded by this provision of this endorsement is enoaaa over any property insurance, whether primary,excess,contingent oron any other basis, D. EXTENDED DAMAGE TQ PROPERTY RENTED TC}YOU (Tenont's Property Damage) If Damage To Premises Rented To You is not otherwise excluded from this Coverage Part: 1. Under Paragraph 2. Exclusions of Section I-Coverage A-Bodily Injury and Property Damage Liability: o. The fourth from the last paragraph of exclusion j. Damage To Property is replaced by the follow- ing: Paragraphs (1), (3) and (4) of this exclusion do not apply to "property damage" (otherthan damage by fire, lightning, explosion,smoke,or leakage from an automatic fire protection system)to: (i) Premises rented tu you for o period of7or fewer consecutive days; or (ii) Contents that you rent or lease as part of a premises rental or lease agreement for a period of more than 7days. Paragraphs (1), (3) and (4) of this exclusion do not apply to "property damage" to contents of premises rented to you for a period of7or fewer consecutive days. A separate limit of insurance applies to this coverage as described in Section U| - Limits of Insurance. � o0l8 Liberty Mutual Insurance CGO8 10 04 13 Includes copyrighted material of Insurance Services Office,Inc.,with its permission. Page 2of8 b. The I a st pa rag rap h of subsection 2. Exclusions is replaced by the fo I lowing: Exclusions c. through n, do not apply to damage by fire, lightning, explosion, smoke orleakage from automatic fire protection aystemotopmm|oeewhi|omntedtoyuuortemporari|yououpiedby you with permission of the owner. Annporate limit of insurance applies to Damage To Prornioou Rented Tn You au described in Section III'Limits[)fInsurance. 2. Paragraph 6. under Section III-Limits Of Insurance is replaced by the following: G. Subject to Paragraph 5. above, the Damage To Premises Rented To You Limit is the most we will pay under Coverage/k for damages because of"property damage" to: o. Anyone premise: (1) While rented toyou' or ' (2) VVhi/o rented to you or temporarily occupied by you with permission of the owner for damage by fire, lightning, explosion, smoke or leakage from automatic protection sys- tems; or b Cont�ntothotynurantor|eane�oportofapronniuemrento| or|easeagrennnent . . 3. As regards coverage provided by this provision D. EXTENDED DAMAGE TO PROPERTY RENTED T0 YOU (Tenant's Property Damage) - Paragraph 9.m. of Definitions is replaced with the following: Q.o. A contract for a lease of pnannieeo. However, that portion of the contract for a lease o/ premises that indemnifies any person or organization for damage by fire, lightning, explosion, smoke, or leakage from automatic fire protection uyotenno to prern|ooa while rented to you or temporarily ==== occupied by you with the permission of the owner, or for damage to contents of such premises thatareino|udad |nyourprennioenrento| n/|aoueagreennunt, ienotun ''insuredoontract''. E. MEDICAL PAYMENTS EXTENSION If Coverage C Medical Payments is not otherwise excluded, the Medical Payments provided by this policy are amended oofollows: Under Paragraph 1. Insuring Agreement ofSection | - Coverage C - KWed|ce| Payments, Subparagraph (b) of Paragraph e. |a replaced by the following: (b) The expenses are incurred and reported within three years of the date of the accident; and F. EXTENSION OF SUPPLEMENTARY PAYMENTS'COVERAGES AAND B 1. Under Supplementary Payments-Coverages A and B, Paragraph Il.b. is replaced by the following: b. Up to $3,000 for cost of bail bonds required because of accidents or traffic |avv violations arising out of the use of any vehicle to which the Bodily Injury Liability Coverage applies, We do not have to furnish these bonds. 2. Paragraph 1.d. io replaced by the following: d. All reasonable expenses incurred by the insured at our request to aaa|at us in the investigation or defense of the claim or "suit", including actual loss of earnings up to $500 a day because of time off from work. G. ADDITIONAL INSUREDS'BY CONTRACT,AGREEMENT ORPERMIT 1. Paragraph 2. under Section || - VVho Is An Insured is amended to include as an insured any person or organization whom you have agreed to add eoanadditional insured inawritten contract, written agreement or permit. Such person or organization is an additional insured but only with respect to liability for "bodily injury", ''property donnage" or "personal and advertising injury" caused in whole orin part by: m. Your acts or omissions, or the acts or omissions of those acting on your behalf, in the performance of your on going operations for the additional insured that are the subject of the written contract or written agreement provided that the "bodily injury" or "property damage" occurs, or the "per- sonal and advertising injury" is committed, subsequent to the signing of such written contract or written agreement; or ID uOl3 Liberty Mutual Insurance CG8B 1004 13 Includes copyrighted material of Insurance Services Office,Inc.,with its permission. Page 3ofB b. Premises urfaoi|kdmn rented by you u/used by you; or c. The maintenance, operation or use by you of equipment rented or leased to you by such person or organization; or d. Operations performed by you or on your behalf for which the state or political subdivision has issued a permit subject tn the following additional provisions: (1) This insurance does not apply to "bodily injury", "property damage", or "personal and ad- vertising injury" arising out of the operations performed for the state or political subdivision; (2) This insurance does not apply to "bodily injury" or "property damage" included within the "completed operations hazard". (3) Insurance applies to premises you own, rent, orcontrol but only with reopeottothefo||om/|ng hazards: (m) The existence, maintenance, repair, construction, erection, or removal of advertising signs, awnings, canopies, cellar entrances, coal holes, driveways, manholes, marquees, hoist away openings, sidewalk vaults, street banners, or decorations and similar eupo- oures; nr (b) The construction,erection,or removal of elevators; or (c) The ownership, maintenance,or use of any elevators covered by this insurance. Hum/ovnr 1. The insurance afforded to such additional insured only applies to the extent permitted by law; and 2. If coverage provided to the additional insured is required by a contract or agreement, the insur- ance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. With respect to Paragraph 1.e. above, a pomon'a ororganization'n status as an additional insured under this endorsement ends when: (1) All work, including materials, parts or equipment furnished in connection with such work,on the project (other than service, maintenance or repairs) to be performed by or on behalf of the additional insured(s)at the location of the covered operations has been completed; or (2) That portion of "your work" out of which the injury or damage ohneu has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project. With respect to Paragraph 1.b. above, a poroon'o orongun|zation'n status as an additional insured under this endorsement ends when their written contract o/ written agreement with you for such premises orfao|||t|enends, VV|threopeototoPanognaphl.o. above,thioinnurenuedoeanotapp|ytoany "ouournenoe" m/hiohtakeu place after the equipment rental or lease agreement has expired or you have returned such equipment to the lessor. The insurance provided by this endorsement applies only if the written contract orwritten agreement ix signed prior to the "bodily injury" or "property dannege". We have no duty to defend an additional insured under this endorsement until we receive written notice of "suit" by the additional insured as required in Paragraph b. of Condition 2. Duties In the Event 0f Occurrence, Offense, Claim Qr Suit under Section |l/ - Commercial General Liability Cond|- tiono. � uO13 Liberty Mutual Insurance CGD8 10 04 13 Includes copyrighted material of Insurance Services Office,Inc.,with its permission. Page 4ofD � 2. With respect to the insurance provided by this endorsement, the following are added to Paragraph 2. Exclusions under Section | -Coverage 8-Bodily Injury And Property Damage Liability: This insurance does not apply to: e. "Bodily injury" or "property damage" arising from the sole negligence of the additional insured. b. "Bodily in1ury" or "property damage" that occurs prior to you commencing operations at the location where such "bodily injury" or "property damage" occurs, c. "Bodily injury", "property damage" or "personal and advertising injury" arising out ofthe render- ---- |ng of, or the failure to render, any professional architectural, engineering or surveying services, including: (1) The preparing, approving, or failing to prepare or approve, maps, shop drawings, opinions, ----- reports,surveys,field orders,chengeordnrmnrdrevv|ngoandspecifications; , , , or ==== (2) Supervisory, inspection,architectural or engineering activities. This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the supervision, hiring, employment, training or monitoring of others by that insured, if the "occur- renoe" which caused the "bodily injury" or "property damage", or the offense which caused the "personal and advertising injury", involved the rendering of, or the failure to render, any pmfoan|one| architectural,engineering or surveying services. d. "Bodily injury'' or "property damage" occurring after: (1) All work, including materials, parts or equipment furnished in connection with such work, on the project (other than service, maintenance or repairs)to be performed by or on behalf of the additional insured(s) at the location of the covered operations has been completed; or (2) That portion of "your work" out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project. a. Any person or organization specifically designated as an additional insured for ongoing operations by a separate ADDITIONAL INSURED -OWNERS, LESSEES OR CONTRACTORS endorsement is- sued by us and made part ofthis policy. 3. With respect to the insurance afforded to these additional insureds,the following is added to Section III - Limits C}fInsurance: If coverage provided to the additional insured in required by contract or agreement,the most xvewill pay on behalf of the additional insured io the amount ofinsurance: a. Required by the contract or agreement; or b. Available under the applicable Limits of Insurance shown in the Declarations; whichever ioless. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. H. PRIMARY AND NON-CONTRIBUTORY ADDITIONAL INSURED EXTENSION This provision applies to any person or organization who qualifies as an additional insured under any form or endorsement under this policy. Condition 4. Other Insurance of SECTION |V- COMMERCIAL GENERAL LIABILITY CONDITIONS is amend- ed as follows: o. The following iu added to Paragraph a. Primary Insurance: If an additional innuned'o policy has an Other Insurance provision making its policy excess, and you have agreed in a written contract or written agreement to provide the additional insured coverage on a primary and noncontributory basis,this policy shall be primary and we will not seek contribution from the additional inournd'u policy for damages w/ecover. '9� uU13 Liberty Mutual Insurance CGO8 10U4 13 Includes copyrighted material of Insurance Services Office,Inc.,with its permission. Page 5of8 b. The following io added to Paragraph b. Excess Insurance: When a written contract or written agreement, other than a premises lease, facilities rental contractor agreement, an equipment rental or lease contract or agreement, or permit issued by a state or political subdivision between you and an additional insured does not require this insurance to be primary or primary and non-contributory, this insurance is excess over any other insurance for which the addi- tional insured is designated as a Named Insured. Regardless of the written agreement between you and an additional insured, this insurance is excess over any other insurance whether primary, excess, contingent or on any other basis for which the additional insured has been added as an additional insured on other policies. i ADDITIONAL INSUREDS-EXTENDED PROTECTION OF YOUR "LIMITS QFINSURANCE" This provision applies to any person or organization who qualifies as an additional insured under any form or endorsement under this policy. 1. The following is added to Condition 2. Duties In The Event Of Occurrence,Offense,Claim or Suit: An additional insured under this endorsement will as soon as practicable: a. Give written notice ofan "occurrence" or an offense that may result in a n|ainn or "suit" under this insurance 1ous; b. Tender the defense and indemnity of any claim or "suit" to all insurers whom also have insurance available to the additional insured; and c. Agree to make available any other insurance which the additional insured has for |onx we cover under this Coverage Part. d. We have no duty to defend or indemnify an additional insured under this endorsement until vve receive written notice ofa "auit" by the additional insured. 2. The limits of insurance applicable to the additional insured are those specified in a written contract or written agreement or the limits of insurance as stated in the Declarations of this policy and defined in Section U| - Limits of Insurance of this policy, xvh|ohm/e/ are |*uu. These Unn|ta are inclusive ofand not |n addition to the limits of insurance available under this policy. J. WHO|SA0 INSURED-INCIDENTAL MEDICAL ERRORS/MALPRACTICE WHO|8&N |yJ8UHED'FELLOW EMPLOYEE EXTENSION-MANAGEMENT EMPLOYEES Paragraph O.a.(1) of Section U -Who|m/\nInsured ia replaced with the following: (1) "Bodily injury" or "personal and advertising injury": (o) To you,to your partners or members(if you area partnership or joint venture),to your members(if you are a limited liability company), to o co-"employee" while in the course of his or her employ- ment or performing duties related to the conduct of your business, or to your other "volunteer workers" while performing duties related to the conduct of your business; (b) To the spouse, child, parent, brother or o|otnr of that co-"employee" or "volunteer worker" as a consequence of Paragraph (1) (a) above; (o) For which there is any obligation to share damages with or repay munneono else who must pay damages because of the injury described in Paragraphs(1) (a)or(b) above; or (d) Arising out of his or her providing or failing to provide professional health care services,However, if you are not in the business of providing professional health oone oen/ioea or providing profes- sional health care personnel to others, orif coverage for providing professional health care ser- vices is not otherwise excluded by separate endorsement, this provision (Paragraph (d)) does not apply. Paragraphs (a) and (b) above do not apply to "bodily injury" or "personal and advertising injury" caused by an "employee" who is acting in a supervisory capacity for you. Supervisory capacity ao used herein means the "employee's" job responsibilities assigned by you, includes the direct supervision of other "enop|oy- eeo" of yours. However, none of these "employees" are insureds for "bodily injury" or "personal and (D 2o13 Liberty Mutual Insurance CG88 10O4 13 Includes copyrighted material of Insurance Services Office,Inc.,with its permission. Page Gof8 advertising injury" arising out of theirwillful conduct,which is defined asthe purposeful orwillful intentto cause "bodily injury" or "personal and advertising injury", or caused in vvho|a or in part by their intoxica- tion by|iquurorcontnoUedoubotonoex. The coverage provided by provision J. is excess over any other valid and collectable insurance available to your "employee". K. NEWLY FORMED OR ADDITIONALLY ACQUIRED ENTITIES Paragraph 3.of Section U-Who|e&n Insured |o replaced by the following: 3. Any organization you nmvv|y acquire or form and over which you maintain ownership or majority ----- interest, will qualify an e Named Insured if there is no other similar insurance available tothat organization, However: e. Coverage under this provision is afforded only until the expiration of the policy period in which the entity was acquired or formed byyou; b. Coverage A does not apply to "bodily injury" or "property dannage" that occurred before you acquired ur formed the organization; and o. Coverage B does not apply to "personal and advertising injury" arising out of an offense committed beforeyouaoquiredorfornnedth�organi�ation ' d. Records and descriptions of operations must be maintained by the first Named Insured. No person or organization is an insured with respect to the conduct of any current or past partnership,joint venture or limited liability company that is not shown as a Named Insured in the Declarations or qualifies aoan insured under this provision, L. FAILURE T[3 DISCLOSE HAZARDS AND PRIOR OCCURRENCES Under Section |\/ - Commercial General Liability Conditions,the following is added to Cond|tionG. Repre- sentations: Your failure to disclose all hazards or prior "occurrences" existing as of the inception date of the policy uho|| not prejudice the coverage afforded by this policy provided such failure to disclose all hazards or prior ''oocunencoo'' is not intentional. M. KNOWLEDGE{}F OCCURRENCE,OFFENSE,CL/\|K8 OR SUIT Under Section |\/ - Commercial General Liability Conditions,the following is added to Condition2. Duties |n The Event of Occurrence,Offense,Claim QrSuit: Knowledge of an "occurrence", offense, o|eirn or "suit" by an agent, servant or ''ennp|oyeo" of any insured shall not in itself constitute knowledge of the insured unless an insured listed under Paragraph 1. of Section 11 - Who Is An Insured or a person who has been designated by them to receive reports of occurrences", offenses, o|a|nno or ''nuiLu" shall have received such notice from the agent, servant or "ennp|oyoe" N. LIBERALIZATION CLAUSE If we revise this Connnnero|a| General Liability Extension Endorsement to provide more coverage without additional premium charge,your policy will automatically provide the coverage euof the day the revision is effective in your state. C). BODILY INJURY REDEFINED Under Section V- Definitions, Definition 3. |o replaced by the following: 3. "Bodily Injury" nneonu physical injury, sickness or disease sustained by person. This includes mental anguish, mental injury, shock, fright or death that results from such physical injury, sick- ness or disease. � nOl8 Liberty Mutual Insurance C{] U8 10 04 13 Includes copyrighted material of Insurance Services Office,Inc.,with its permission. Page 7of0 P. EXTENDED PROPERTY DAMAGE Exclusion m. of COVERAGE A. B<JQ|[Y INJURY AND PROPERTY DAMAGE LIABILITY in replaced by the following: a. Expected {jr Intended Injury "Bodily injury" or "property dunnage" expected or intended from the standpoint of the insured. This exclusion does not apply tn "bodily injury" or "property damage" resulting from the use of reasonable force tu protect persons orproperty. O. WAIVER OF TRANSFER OF RIGHTS QF RECOVERY AGAINST OTHERS TO US ' WHEN REQUIRED IN A CONTRACT 0R AGREEMENT WITH YOU Under Section IV - Commercial General Liability Conditions,the following is added to Condition 8. Trans- fer Of Rights Of Recovery Against Others To Us: We waive any right of recovery we may have against a person or organization because of payments we make for injury or damage arising out of your ongoing operations or "your work" done under a contract with that person or organization and included in the "prod uote-oonop|eted operations hazard" provided: 1. You and that person or organization have agreed in writing in a contract or agreement that you waive such rights against that person or organization; and D. The injury or damage occurs subsequent to the execution of the written contract or written agree- ment. Q u0l3 Liberty Mutual movonoe CGO81UO413 Includes copyrighted material of Insurance Services Office,Inc.,with its permission. Page Oof8