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HomeMy WebLinkAboutInsurance Certificate: Carter & Company Inc (1) r � A L CO-01JLARI-05 DATE(MWDDlYYYY) CERTIFICATE O LIABILITY INSURANCE 1 /1 12025 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION MATIC ONLY AND CONFERS S NO FIGHTS UPON THE CERTIFICATE HOLDER..THIS CERTIFICATE DOES HOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE TE F INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSUI ER(S),AUTHORIZED REPRESENTATIVE PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certifleate holder is an ADDITIONAL INSURED,the policy jes must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy,certain policies may require an endorsement. A statement on this certificate cues not confer rights to the certificato fielder in lieu of such enclor oment s. P 92W »eucaRT Melissa Brown Portland Office (AID o,Exc): 0 7 -3 1 w-w-- FAX No): w. Marsh McLennan A enc LLC e• �� SIN Barrows �d, a 20 Meli sa,Brown rshMMAtcom Beaverton,OR 97007 INSURER(S)AFFORDING COVERAGE NAIC# INSURER A Oldp u bi ic I Ins uran C om pa ny 24147 INSURED m INSURER a.Pennsylvania Manufacturers Indemnity Company Carter&Company Inc INSURCR c: 4676 Commecial St SE#203 INSURER D Salem,OR 97302 INSURER E: INSURER F COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LfSTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. N TWTH STAN DI NG ANY RE( UIREMENT, TERM OR CONDITION OF ANY CONTRACT OR{TH ER DOCUMENT WITH RESPECT TO WHI CH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF IF] JRA E ADDS Ui Llc* NUMBER POLID EFI" POLICY EXP LllkdllTS2 M A X COMM ER IAL GENERAL LIABILITY EACH OCCURRENCE ~ # 0 , 00 CLAIMS-MADE OCCUR MWZY 1777 25 51 112025 5131/ 2 PRAEEI ET(Ea '� 0, 0� PR� � Ea act€rence M ED F-X LA� ore rsgn "��,��� mm^ 2 PERSONAL&AQV INJURY 1000,00 2 GE 'L AGGREGATE LIMIT APPLIES PER: GENERALAGGREGATE � 1000,00 POLICY J - LCC PROOUCT -C01AP10P AGG $ 2,0001000 OTHER: COMBINED SINGLE LIMIT 2, 00, 00 AUT MOME LIABILITY fEa qVAen X ANY AUTO x MWTB 317773 25 5/311 025 5131/2026 BODILY INJURY Pei sow OWNED SCHEDULED AUTOS ONLY AUTOS BODILY INJURY Pefaoc�denl w, U�ONLY A �O �I DY Re aka I DAMAGE B UMBRELLA LIAS X OCCUR EACH OCCURRENCE $ 1000,0 00 X I=X ESS LIAB CLAWS-MADE:E 5525011 16812 131/2025 513112026 AGGREGATE 1000,00 COED RETENTION w A WORKERS COMPENSATIONX PER AND EMPLOYER 'LIABILITY STATUTE ��#- ANY PROPRIETC ARTNERIEXE UTIVE `�I N rr MV�IC 1777"I 513112025 5f3'I1202 E.L.EACH ACCIDENT 19000,000 ?4iFI ER/ME R EXCLUDED? � �, ��, �� indatory In E,L.DISEASE-EA EMPLOYE _ If es,desbe u� ,m 1$()0100 D SCRIPTI N OF OPERATIONS beNm E.L.DISEASE-POLICY LIMIT DESCRIPTION Of OPERATIONS I LOCATIONS I VEHICLES (ACORD 101,Additional Remarks Schedule,may be attached if rnofe space Is required) City of Ashland is named as an Additional Insurers per attached orm(s). ------------ CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION � DE WILL B DELIVERED IN Cityof Ashland ACCORDANCE WITH HE PAL PROVISIONS, Public Work 20 East Main Street Ashland,OR 97520 AUTH RIZEO REPRESENTATIVE N AC I D 25(2 1 1 3) 1 -2015 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD POLICY NUMBER: COMMERCIAL GENERAL LIABILITY 1 10 12 1 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL, INSURED m OWNERS, LESSEES OR CONTRACTORS m SCHEDULED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name of Additional Insured Person(s) Or or a i atie Location of Covered Operations Any person or o rg ani at€on con traot u aiiy requiring staters asr ate The locations as specified in the written contracts or agreements additional insured for ongoing operations that your perform for them Information required to complete this Schedule, if not shown above, will be shown in the Declarations. A. Section 11 - Who Is An Insured is amended to B. With respect to the insurance afforded to these include as an additional insured the persons or additional insureds, the following additional organizations shown in the Schedule, but only exclusions apply: with respect tof�liabilit r for "dully injury", 'property This insurance does not apply to "bodily injury"J or da .age or "personal and advertising injurer "property damage„occurring after: caused, in whole or in pay y: �. All work, including materials, parts or 1. Your acts or omissions; or equipment furnished in connection with such 2. The acts or omissions of those acting on your work, on the project (other than service, behalf; maintenance or repairs) to be performed by or in the performance of your ongoing operations for on behalf of the additional insured(s) at the the additional Insureds at the location location of the covered operations has been designated above, completed; or However: 2. That portion of "your work"" out of which the 1. The insurance afforded to additional �n�ury or damage arises has been put to its intended use b any person or organization only applies to the extent permitted b other than another contractor r subcontractor lair; and engaged in performing operations for a . if coverage provided to the additional insured is principal as a part of the same project. required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured, G 20 10 12 19 0 Insurance Services Office, Inc., 2018 Page I of 2 f C. With respect to the insurance afforded to these 2. Available under the applicable limits of additional insureds, the following is added to insurance; Section III- Limits Of Insurance: whichever is less. If coverage provided to the additional insured is This endorsement shall not Increase the required by a contract or agreement, the most weapplicable limit insurance. will pair on behalf of the additional insured is the amount of ins ran e- 1. Required ire the contract or agreement; or Page 2 of 2 0 1 n suran a Se rvices Office, Inc 2018 G 20 10 12 1 POLICY NUMBER: COMMERCIAL GENERAL LIABILITY CG 20 37 12 1 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED = OWNERS, LESSEES OR CONTRACTORS = COMPLETED OPERATIONS This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART SCHEDULE Name of Additional Insured Person(s) Or Organization(s) Location And Description of Completed Operations As required by written contract or agreement The locations as specified in the written contracts or agreements Information required to complete this Schedule, if not shown above, will be shown in the Declarations. A. Section 11 - Who Is An Insured is amended to B. With respect to the insurance afforded to these include as an additional insured the person(s) or additional insureds, the following is added to organizations shown in the Schedule, but only Section III- Limits of Insurance: �nritin respect to iia�# ility for "bodily injury" �. if coverage provided to the additional insured i "your damage" caused, i Thole or in part, by required b contract or agreement, the most e your work" at the location designated and will p on behalf f the additional insured is the described in the Schedule of this endorsement performed for that additional insured and included amount of insurance: in the"products-completed operations hazard", 1. Required by the contract oragreement; or However: 2. Available under the applicable limits of 1. The insurance afforded to such additional insurance shown in theDeclarations; insured only applies to the extent permitted by whichever is less, law; and This endorsement shall not increase the 2. if coverage provided to the additional insured is applicable limits of insurance shorn in the required by a contract or agreement} the Declarations. insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement t r v'de for such additional insured. G 20 37 12 19 @ Insurance Services Office, Inc., 2018 Page 1 of I COMMERCIAL GENERAL LIABILITY GG24531219 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST ETHERS TO US (WAIVER OF SUBROGATION)AUTOMATIC This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART ELECTRONIC DATA LIABILITY COVERAGE PART LIQUOR LIABILITY COVERAGE PART FOLLL1710N LIABILITY COVERAGE PARS DESIGNATED SITES POLLUTION LIABILITY LIMITED COVERAGE PART DESIGNATED SITS PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART RAILROAD PROTECTIVE LIABILITY COVERAGE PART UNDERGROUND STORAGE TANK POLICY DESIGNATED TANKS The fallowing is added to Paragraph 8. Transfer Of Rights Of Recovery Against Others To Us of Section IV—Conditions: We waive any right of recovery against any person or organization, because of any payment we make under this Coverage Part, to whom the insured has waived its right of recovery in a written contract or agreement. Such waiver by us applies only to the extent that the insured has waived its right of recovery against such person or organization prior to loss. CG 24 5312 19 O Insurance Services Office, inc., 2018 Page 1 of 1 COMMERCIAL GENERAL LIABILITY CG 20 01 12 19 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. PRIMARY AND NONCONTRIBUTORY - OTHER INSURANCE CONDITION This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART LIQUOR LIABILITY COVERAGE PART PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART The following is added to the ether Insurance (2) You have agreed in writing in a contract or Condition and supersedes any provision to the agreement that this insurance would be contrary: primary and would not seek contribution Primary And Noncontributory insurance from any other insurance available to the This insurance is primary to and will not seek additional insured. contribution from any other insurance available to an additional insured under your policy provided that: (9) The additional insured is a Named Insured ender such other insurance; and CG 20 01 12 19 O Insurance Services Office, Inc., 2018 Page 1 of 1 POLICY U1 : COMMERCIAL GENERAL LIABILITY IT CG 25 03 05 99 THIS ENDORSEMENT CHANGES THE POLICY.. PLEASE READ IT CAREFULLY. DESIGNATED CONSTRUCTION PROJECT(S) GENERAL AGGREGATE LIMIT This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Designated Construction Projects : The projects as specified in the written contracts or agreements Information required to complete this Schedule, if not shown above,will be shown in the Declarations, A. For all sums which the insured becomes legally 3. Any payments made under coverage A for obligated to pay as damages caused by 'occur- damages or under Coverage C for medical rences" under Section f - Coverage A, and for all expenses shall reduce the Designated Con- medical expenses caused by accidents under struction Project General Aggregate Limit for Section I - Coverage C, which can he attributed that designated construction project. Such only to ongoing operations at a single designated payments ents shall not reduce the General Ag- construction project shown in the Schedule gregate Limit shown in the Declarations nor above: shall they reduce any other Designated Con- struction A separate Designated Construction Pro eut struction Project General Aggregate Limit for re ate Limit applies to each am other designated construction project Aggregate g pp des- ignated construction project, and that limit is shown in the Schedule above. equal to the amount of the General Aggregate 4. The limits shown in the Declarations for Each Limit shown in the Declarations. Occurrence, Damage To Premises rented To 2. The Designated Construction Project genera You and Medical Expense continue to apply. re ate Limit is the most we will pay for the However, instead of being subject to the Aggregate General Aggregate Limit shownin the D nla- sum of all damages under Coverage A,i�e _ ex- rations, such limits will be subject to the a li- ept damages because of bodily injury or p ,o ro ert damage" included in the F1produots� cable DesignatedConstruction Project den- p eral Aggregate Limit. completed operations hazard", and for medi- at expenses under Coverage C regardless of the number of; a. Insureds; . Claims made or "suits"brought; or o* Persons or organizations making claims or bringing"suits". G 25 039 0 Insurance Services Office, Inc., 2008 Page 1 of 2 B. For all sans which the insured becomes legally C. When coverage for liability arfising out of the obligated to pay as damages caused by "occur- ""products-completed operations hazard` is pro- rences" under Section i - Coverage A, and for all vided, any payments for damages because of medical expenses caused by accidents under "bodily injury", or "property damage" included in Section i - Coverage C, which cannot be attrib- the "Products-completed operations hazard" will uted only to ongoing operations at a single des- reduce the Products-completed Operations Ag- ignated construction project shown in the Sched- gregate Limit, and not reduce the General Ag- ie above: greate Limit nor the Designated Construction . Any payments made under Coverage A for Project General Aggregate Limit, damages or under Coverage C for medical E . if the applicable designated construction project expenses shall reduce the amount available has been abandoned, delayed, or abandoned under the General Aggregate Limit or the and then restarted, or if the authorized contract- Products-completed Operations Aggregate ing parties deviate from plans, blueprints, de- Limit, whichever is applicable; and signs, specifications or timetables, the project will . Such payments shall not reduce any esig- still be deemed to be the same construction pro- nated Construction Project General Aggre- ject. gate Limit, E. The provisions of Section iti - Limits Of Insur- ance not otherwise modified by this endorsement shall continue to apply as stipulated. CG 25 03 05 09 0 Insurance Services Office, Inc., 2008 Page 2 of IL 10 (12106) OLD REPUBLIC INSURANCE COMPANY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. AMENDMENT OF GENERAL AGGREGATE LIMIT DESIGNATED CONSTRUCTION PROJECT(S) AND DESIGNATED LOCATION(S) This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE FORM SCHEDULE $ 50,000,000 Ultimate General Aggregate Limit (If no entry appears above, information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement.) If endorsement(s) CG 25 43 - Designated Construction Project(s) General Aggregate Limit and/or endorsement CG 25 04 - Designated Location(s) General Aggregate Limit is (are) made a part of the policy, the following provisions apply to the insurance provided by this policy and supercede any provision(s) to the contrary: A. The Designated Construction Project General Aggregate Limit (CG 25 03) and Designated Location General Aggregate Limit (CG 25 04) are subject to the Ultimate General Aggregate Limit shown in the Schedule. B. The Ultimate General Aggregate Limit shown in the Schedule is the most we will pay for the sum of all damages under the Designated Construction Project General Aggregate Limit and Designated Location General Aggregate Limit. C. SECTION III - LIMITS OF INSURANCE provisions not otherwise modified by this endorsement shall continue to apply as stipulated. PGL 104 07 14 POLICY NUMBER: COMMERCIAL GENERAL LIABILITY CG 02 24 10 93 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EARLIER NOTICE OF CANCELLATION PROVIDED BY US This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART LIQUOR LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART SCHEDULE Number of Days`Notice 64 ([f no entry appears above, information required to complete this Schedule will be shown in the Declarations as applicable to this endorsement,) For any statutorily permitted reason other than nonpayment of premium, the number of days required for notice of cancellation, as provided in paragraph 2, of either the CANCELLATION Common Policy Condition or as amended by an applicable state cancellation endorsement, is increased to the number of days shown in the Schedule above. CG 02 24 10 93 Copyright, Insurance Services Office, Inc., 1992 Page 1 of 1 IL 10 (12/06) OLD REPUBLIC INSURANCE COMPANY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EARLIER NOTICE OF WHEN WE DO NOT RENEW (NONRENEWAL) PROVIDED BY US This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART RAILROAD PROTECTIVE LIABILITY COVERAGE PART PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART SCHEDULE Number of Days' Notice 60 (If no entry appears above, information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement.) The number of days required for notice of When We Do Not Renew (Nonrenewal), as provided in the When We Do Not Renew (Nonrenewal) policy Condition or as amended by an applicable state endorsement, is increased to the number of days shown in the Schedule above. PGL 015 04 14 COMMERCIAL GENERAL LIABILITY CG 20 34 1219 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY, ADDITIONAL INSURED - LESSOR OF LEASED EQUIPMENT - AUTOMATIC STATUS WHEN REQUIRED IN LEASE AGREEMENT WITH YOU This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART A. Section [I — Who is An Insured is amended to B. With respect to the insurance afforded to these include as an additional insured any person(s) or additional insureds, this insurance does not apply organization(s) from whom you lease equipment to any "occurrence" which takes place after the when you and such person(s) or organization(s) equipment tease expires, have agreed in writing in a contract or agreement C. With respect to the insurance afforded to these that such person(s) or organization(s) be added as additional insureds, the fallowing is added to an additional insured on your policy. Such Section III—Limits Of Insurance: person(s) or organization(s) is an insured only with respect to liability for "bodily injury", "propertyThe most we will pay on behalf of the additional damage" or "personal and advertising injury" insured is the amount of insurance: caused, in whole or in park, by your maintenance, 1. Required by the contract or agreement you operation or use of equipment leased to you by have entered into with the additional insured; such person(s) or organization(s). or However, the insurance afforded to such 2. Available under the applicably limits of additional insured: insurance; 1. Only applies to the extant permitted by law; whichever is less, and This endorsement shall not increase the 2. Will not be broader than that which you are applicable limits of insifrance, required by the contract or agreement to provide for such additional insured. A person's or organization's status as an additional insured under this endorsement ends when(heir contract or agreement with you for such leased equipment ends. CG 20 34 12 19 O Insurance Services Office, Inc„ 2018 Page 1 of 1 MWZY 316698 22 MK WEEDEN CONSTRUCTION,INC. 05/31/22 f POLICY NUMBER: l i r-: COMMERCIAL AUTO CA 20 48 10 '13 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DESIGNATED INSURED FOR COVERED AUTOS LIABILITY COVERAGE This endorsement modifies insurance provided under the following: AUTO DEALERS COVERAGE FORM BUSINESS AUTO COVERAGE FORM 1 MOTOR CARRIER COVERAGE FORM With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless modified by this endorsement. This endorsement identifies person(s) or organizations who are "insureds" for Covered Autos Liability Coverage under the Who Is An Insured provision of the Coverage Form. This endorsement does not alter coverage provided in the Coverage Form, This endorsement changes the policy effective on the inception date of the policy unless another date is indicated below. N am ed Insured: Carter&Company,Inc. EndorsementEffective Date: 0 13 / 02 SCHEDULE Name Of Persons or orga i atfo s ; All persons or organizations as required by contract or agreement Information required to complete.this Schedule, if not shown above,will be shown in the Declarations. Each person or organization shown in the Schedule 'is an "insured" for Covered Autos Liability Coverage, but only to the extent that person or organization qualifies as an "insured" under the Who Is An Insured provision contained in Paragraph A.1. of Section 11 — Covered Autos Liability Coverage in the Business Auto and Motor Carrier Coverage Forms and Paragraph D. . of Section I — Covered Autos Coverages of the Auto Dealers Coverage Form, CA 20 48 1013 C Insurance Services Office, Inc., 2011 Wage 1 of 1 IL 10 (12/06) OLD REPUBLIC INSURANCE COMPANY THIS ENDORSEMENT SEMENT GRANGES THE POLICY. PLEASE READ IT CAREFULLY. . ADDITIONAL INSURED AND PRIMARY AND NON-CONTRIBUTORY ENDORSEMENT T This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM MOTOR CARRIER IEI COVERAGE FORM SCHEDULE Designated Person(s) or or anlzatlon s : All persons or organizations where required by written contract or agreement A. SECTION II — COVERED ED AUTOS LIABILITY COVERAGE, paragraph 1. Who Is An Insured Is amended to include the person(s) or organizations shown In the above Schedule as an additional "insured 11, but only with respect to "accidents" arising out of your work while being performed for such person(s) or organizations . B. The following is added to the other Insurance Condition in the Business Auto Coverage Fora and the other Insurance — Primary And Excess Insurance Provisions in the Motor Carrier Coverage Forty and supersedes any provision to the contrary: This policy's Covered Autos Liability Coverage is primary to and will not seek contribution from any ether insurance available to the "insured" person(s) or organization(s) shown in the above Schedule provided that: 1 4 Such `#insured" is a fared Insured under such other insurance} and 2. You have agreed in writing in a contract or agreement that this insurance would be primary and would not seek contribution from any other insurance available to such "insured". PA 048 09 19 face 1 of 1 Includes copyrighted material of Insurance Services Office,Inc.,a th its permission. COMMERCIAL AUTO CA 04 43 11 20 THIS ENDORSEMENT CHANGES THE POL[CY, PLEASE READ IT CAREFULLY. WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US (WAIVER OF SUBROGATION)AUTOMATIC WHEN REQUIRED BY WRITTEN CONTRACT OR AGREEMENT This endorsement modifies insurance provided under the following: AUTO DEALERS COVERAGE FARM BUSINESS AUTO COVERAGE FORM MOTOR CARRIER COVERAGE FORM With respect to coverage provided by this endorsement,the provisions of the Coverage Form apply unless modified by the endorsement The Transfer Of Rights Of Recovery Against Others To Us Condition does not apply to any person(s) or _ organizations) for whom you are required to waive subrogation with respect to the coverage provided under this Coverage Form, but only to the extent That subrogation is waived: A. Under a written contact or agreement with such person(s)or organization(s); and B. Prior to the"accident"or the"loss." CA 04 43 11 20 O Insurance Services Office, Inc., 2019 Page 4 of 1 IL 10 (12/06) OLD REPUBLIC INSURANCE COMPANY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY, EARLIER NOTICE OF CANCELLATION PROVIDED BY US This endorsement modifies insurance provided under the following: AUTO DEALERS COVERAGE CORM BUSINESS AUTO COVERAGE FORM MOTOR CARRIER COVERAGE CORM SCHEDULE Number of Days' Notice 10 (For non-payment of premium) Number of Days' Notice 60 (for any other reason, other than nonpayment of premium) (If no entry appears above, information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement,) The number of days required for notice of Cancellation, as provided in the Cancellation policy Condition or as amended by an applicable state endorsement, is increased to the number of days shown in the Schedule. PCA 011 10 13 IL 10 (12/06) OLD REPUBLIC INSURANCE COMPANY THIS ENDORSEMENT CHANGES THE POLICY, PLEASE READ IT CAREFULLY. EARLIER NOTICE OF NONRENEWAL PROVIDED BY US This endorsement modifies insurance provided under the following: AUTO DEALERS COVERAGE FORM BUSINESS AUTO COVERAGE FORM/POLICY MOTOR CARRIER COVERAGE FORM SCHEDULE Number of gays' Notice SO (If no entry appears above, information required to complete this endorsement will be shown in the Declarations as applicable to this endorsement.) The number of days required for native of Nonrenewai, as provided in the Nonrenewal policy Condition or as amended by an applicable state indorsement, is increased to the number of days showy in the Schedule. PCA 012 10 13 WORKERS ER COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY WC 00 03 13 POLICY NUMBER: MWC 317771 25 WAIVER OF OUR RIGHT TO RECOVERFROM OTHERS ENDORSEMENT We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named in the Schedule. (This agreement applies only to the extent that you perform work under a written Contract that requires you to obtain this agreement from us. This agreement shall not operate directly or indirectly to benefit anyone not named in the Schedule. SCHEDULE BLANKET COVERAGE AS REQUIRED BY WRITTEN CONTRACT DATE OF ISSUE: 1983 National Council on compensaton Insurance, INSURED COPY R COMMERCIAL EXCESS LIABILITY X 00 0104 COMMERCIAL EXCESS LIABILITY COVERAGEFORM Various provisions in this policy restrict coverage. When we have no duty to defend, we will have Read the entire policy carefully to determine rights, the right to defend, or to participate in the duties and what is and is not covered. defense of, the insured against any other suit �, "your" seeking damages for 'injury or damage". �� Throughout this policy the words you and you refer to the Named ed Insured shown in the Declarations, However, we will have no duty to defend the and any other person or organization qualifying as a insured against any suit seeking damages for Tamed Insured under this policy. The words 'We", which insurance under this policy does not us" and Four" refer to the company providing this apply. insurance. The word "insured" means any person or At our discretion, we may investigate any organization qualifying as such under the "controlling „event' that may involve this insurance and underlyinns ,ranceF', settle any resultant claim or suit, for which we Other words and phrases that appear in quotation have the duty to defend. ..... marks in this Coverage Part have special meaning. But: Defer to Section Iv — Definitions, other words and „ - phrases that are not defined under this Coverage Part 'I Their amount we will pay for ult�rat net but defined in the "controlling underlying insurance�� Ions �s limited as described �n Section �I — will have the meaning described in the policy of Limits of Insurance, and "controlling underlying insurance`. Our right and duty to defend ends when we The insurance provided ender this Coverage Part will have used up the applicable limit of exclusions and limitations insurance in the payment of judgments or follow the same provisions, a' contained in the applicable "controllingsettlements under this coverage Part. that pp underlying insurance", unless otherwise directed by However, if the policy of '"controlling underlying insurance" specifies that limits this insurance. To the extent such provisions differ or y nsurance conflict, the provisions of this Coverage Part will are reduced by defense expenses, our right a However, the coverage provided under this and duty defend ends when we have pp used u the applicable limit f insurance in Coverage Part will not be broader than that provided p pp y the applicable"controlling underlying insurance". the payment of defense expenses, „ judgments or settlements under this There many e more than one controlling underlying coverage Part. insurance" listed in the Declarations and provisions in . . conflict and which are not superseded . This insurance applies to "injury or damage those policies the provisions of Coverage Pert. In such a that is subject to an applicable !'retained lirit't. y p f he If any other limit, such a , a sublimit, is ease, the provisions, exclusions and limitations t ,r 'controlling underlying insurances' applicable to the specified the controlling underlying • P, , insurance", f articular event for which a claim is made or suit is this insurance does not apply to p rrinjury or damage" arising out of that exposure drought will apply. unless that limit is specified in the Declarations SECTION I —COVERAGES p under the Schedule of "controlling underlying 1. Insuring Agreement insurance". a. We will pay on behalf of the insured the C. If the "controlling underlying insurance" "ultimate net loss" in excess of the "retained requires, for a particular claim, that the "injury limit" because of "injury or damage" to which or damage's occur during its policy period in insurance provided under this Coverage Part order for that coverage to apply, then this applies. insurance will only apply to that `injury or will have the right and duty to defend the damage" if it occurs during the policy period of 11ve w� g ,y this Coverage Part. If the controlling insured against any suit seeking damages for �, underlying insurance" requires that the "event" "injury njury or damage when the applicable !, �� causing the particular"injury or damage"" takes limits of controlling underlying insurance have lace during its olio eriod in order for that been exhausted in accordance with the p g p p . . coverage to apply, then this insurance will provisions of such controlling underlying apply to the claim only if the "events' casing insurance . pp y y that "injury or damage" takes place during the policy period of this Coverage Part. 0104 13 0 Insurance Services Office, Inc., 2012 Page I of ...........................I !. Any, additional insured and r any policy Claim r sprit r n behalf ; controllingunderlyinginsurance" will vernment l authority for rrua e automatically be an additional insured under because of testing for, monitoring" this insurance. if coverage arage provided to the cleaning pup, removing,, containing, additional insured is required by a contract t r treating, detoxifying, or neutralizing,, or in agreement, the most we w" iIII pay on, behalf' of any way respionding to, or ass+ spin the the: a iti+o n I insured is the amount of effects , pollutants insurance required by the contract, lass any 'This exclusion n does not apply the extentnt tha t.amounts payable, an "controlling underlyingi I" insurance". val controlling underlying insurance" for the pollution liability risks described above exists or Additional insured coverage provided by this would, have existed but for the exhaustion n insurance will not be broader than coverage underlying limits for""injury r damage,",. e,". provided' the " ntrllin narl in � wrar�' Compensation Similar Laws insurance" � Exclusions Any ligation of the insured under a workers' r er m ansatuan, disability benefits or The following, exclusions, and any other exclusions sions unemployment compen sation laws or any added by endorsement, apply to this Coverage sirunilar laws, ''art. In addition' "� theexclusions applicable t and SECTIONLIMITS 1 SURANCE controlling underlying rlying insurance" apply to this insurance sunless superseded the following 11. The Limits of Insurance shown n in the Declarations, exclusions,lions, r superseded by any other exclusions and the rules below fix the, most we will pay added by endorsement to,this Coverage Part. regardless of the number f"� Insurance provided under this Coverage Part does ln�ur+ not apply t . Claims made or suits brought, or number of a. Medical Payments vehicles involved; radical payments coverage or expenses that ci. Persons or organi ati uns making claims or are provided without regard to, fault" whether r rin in � ut�; r not provided by the applicable "controlling d. Limits available sunder any "controlling underlying insurance underlying insurance". bAuto . The Limits of Insurance of this Coverage Part will Any loss, cast r expense ,payable under r 1 s follows; resulting from any of the following auto a. This insurance only applies in excess, of the coverages: "retained limit" First-party physical damage coverage; . The Aggregate Limit is the most we will pay for, N'o-fault coverage the sum of all "'ultimate net loss",, for all "injury a cal injury protection + r r damage''covered under this Coverage Par. r' auto medical payments coverage, orHowever', this Aggregate Limit only applies t "injury r damage" that i� suet t Uninsured or urwarinsu�r motoristssaggregate limit of insurance under the coverage., ""controlling underlying insurance"". C. Pollution �� Subject t liar w 1 Paragraph .� . a ove,, tine arch (1) "Injury r damage"" which would not have Occurrence Limit is the most st we will pay for the occurred,,, in whole r in part,, but for the, sum of all "'FuIltimate net loss" under this u act al, alleged r threatened discharge, insurance because l,,of al "injury or a,mage" dispersal, seepage, mi rat eln,, release or arising out of any one"event". escape of'pollutants at any time. � 1 l� Limits Insurance ' the "controlling (2) Any loss" cost r expense arising out 1w underlying insurance"" are reduced defense any: expenses the terms t' that policy, any a) Request demand, order or statutory or payments for defense ex anses we make will regulatory requirement neat that and it u�re reduce our applicable Limits of Insurance in the r others test for, ran nit r, clean a game manner. remove, contain", treat, detoxify or neutralise,, or in any way respond to, or assess the effects of, pollutants; or Page 2 of 5 0 Insurance Services Office, Inc., 2012 CX 00 01 04 ` ... ..... .... _.........- ......_.. ._....... 1 f . If any "controlling underlying insurance" has a 3. Duties In The Evert Of An Event, Claim or Suit policy period that is different from policy period a. You must see to it that we are notified as soon of this Coverage Part then, for the purposes of this s practicable of an "event", regardless insurance, the 'retained limit" will onlybe reduced i amount, which many result in claim under this or exhausted by payments made for "injury or insurance. To the extent possible, notice damage"covered under this insurance. should include: The Aggregate Limit of this Coverage Part applies (1) owe when and where the event" took h consecutive annual period of this separately to eat place; Coverage Part and to any remaining period of this Coverage Pert of less than 12 months, starting with The nacres addresses of any inured the beginning of the policy period shown in the persons and witnesses; and Declarations, unless the policy period is extended The nature and location of any ,injury or after issuance for an additional period of less than 12 damage'}arising out of the"event". months. In that case, the additional period will be if a claim is made or suit is brought against n deemed part of the last preceding period for purposes g of determining the Limits of Insurance. insured, you must: (1) Immediately record the specifics of the SECTION ill—CONDITIONS cairn or suit and the date received; and The following conditions apply. In addition, the Doti us as soon a practicable. conditions applicable to an 'i controllingunderlying } f You must see to it that we receive written insurance" are also applicable to the coverage Prom under this insurance unless superseded by notice of thelairn or suit as soonas the following conditions. practicable. 1 . Appeals o. You and any other insured involved must: If the " ontr lli�n[/+MyJ� underlying insur&' or insured 'I Immediately send us copies of any �f elects not to appeal a y'udgment in excess of the demands, notices* summonses or legal amount of the "'retained limit", a may o so at our papers received i onneotion with the own expense. We will also pay for taxable court claim or suit; costs, pre- and po t udgment interest and Authorize us to obtain records and other disbursements associated with such appeal. In no information; event will this provision increase our liability Cooperate with us in the investigation or beyond the applicable Limits of Insurance y settlement of the claim or defense against described in Section 11—Limits of insurance. the suit' and a , arraptor ( Assist us, upon on our request, in the a. Bankruptcy of insured enforcement of any right against any Bankruptcy or insolvency of the insured or of person or organization which may be liable the insured's estate will not relieve us of our to the insured because of "injury or obligations under this coverage Part. damage" to which this insurance may also Underlying apply- . Bankruptcy Co trollin Insurerd. No insured will, except at that insured's own „ cost, voluntarily make a payment, assume any Bankruptcy or insolvency of the controllingobligation, or incur any expense, other than for underlying insurer" will not relieve us of our first aid, without our consent. obligations under this Coverage Part. However, insurance provided under this Coverage 4. First arced insured Duties Part will not replace any F' ontrolling underlying The first Named insured is the person or insurance'{ in the event of bankruptcy y or organization first named in the Declarations larations and is insolvency of the "controlling underlying insurer", responsible for the payment of all premiums. The The insurance provided under this Coverage Part first Named insured will apt on behalf of all other will apply as if the "controlling underlying Named Insureds for giving and receiving of notice insurance"were in full effect and recoverable. of cancellation or the receipt of any return premium that may become payable. CX 00 010413 0 Insurance Services Office, Inc., 2012 Page 3 of At our request, the first lamed Insured will furnish Such exhaustion or reduction is not a failure to us, as soon as practicable, with a complete copy maintain "controlling underlying insurance". Failure of any "controlling underlying insurance" and any to Maintain "controlling underlying insurance" will subsequently issued endorsements or policies not invalidate insurance provided under this which may in any way affect the insurance Coverage Part, but insurance provided under this provided under this Coverage Part. Coverage Part will apply as if the "controlling . Cancellation underlying insurance"were in full effect. . The first pained Insured shown in the The first Named Insured must notify us in writing, Declarations may cancel this policy by mailing as soon as practicable, if any 'controlling or delivering to us advance written notice of underlying insurance is cancelled, not renewed, cancellation, replaced or otherwise terminated, or if the limits or . We may cancel this policy by railing or scope of coverage of any "controlling underlying insurance"is changed. delivering to the first Darned Insured written notice of cancellation at least: 8. other Insurance ( 10 days before the effective date of a. This insurance is excess over, and shall not cancellation if we cancel for nonpayment of contribute with any of the other insurance, premium;; or whether primary, excess, contingent or on any other basis This condition will not apply to � days before the effective date of insurance specifically written as excess over cancellation if we cancel for any other this Coverage Part. reason. When this insurance i excess, if no other o. We will nail or deliver our notice to the first insurer defends, we may undertake to do o, Famed In ured's last mailing address known to but we will be entitled to the insured's rights us. against all hose other insurers. . Notice of cancellation will state the effective b. When this insurance is excess over other date of cancellation. The policy period will end insurance, we will pay only our share of the on that date. "ultimate net loss"that exceeds the sung of: e. If this policy is cancelled, we will send the first 1 The total amount that all such other Tamed Insured any premium refund due, If we insurance would pay for the loss in thecancel, the refund will b fro rats. If the first absence of the insurance provided under Named Insured cancels, the refund may be this coverage Part; and less than pro rata. The cancellation will b effective even if we have not made or offered a 2 The total of all deductible and self-insured refund. amounts under all that other insurance. f. If notice is nailed, goof of mailing will be 9. Premium Audit sufficient proof of notice. a. We will compute all premiums for this . Changes Coverage Part in accordance with our rules This Coverage Part contains all the agreements and rates. g g t b. If this olio is au itable the premium shown in between you and us concerning the insurance ]� � p afforded. The first Named Insured is authorized by this Coverage Part as advance premium is a all other insureds to male changes in the tens of deposit premium only. At the close of each this Coverage Part with our consent. This audit period, we will compute the earned Coverage Part's terms can be amended or waived premium for that period and send notice to the only by endorsement. first gamed Insured. The due date for audit rerrniurx� is the date shown a the due date on . Il�aln�enar� Of/Changes�'c Controlling premium bill. if the sum of the advance and audit Underlying Insurance premiums paid for the policy period is greater Any "controlling underlying insurance must be than the earned premium, we will return the maintained in full effect without reduction of excess to the first dared Insured. coverage or limits except for the reduction of o. The first Named Insured rust Deep records of aggregate limits to accordance with the provisions the information we need for premium of such "controlling underlying insurance" that computation, and send us copies at such times results from Injury or damage„ to which this as we may request. insurance applies, Page 4 of 5 0 Insurance Services Office, Inc,, 2012 CX 00 0104 1 4 1 .Loss Payable We will cooperate in the transfer of control of Liabilityender this CoveragePart does not defense to any insurer specifically writtenas �to a given clam unless and tel: excess over this coverage Pad of any outstanding claimsor suits seeking damages a. The insured or insured' "controlling underlying to which this insurance applies and which insure" has become obligated to pay the would have been covered by the "controlling tiretained limit"; and underlying insurance's had the applicable limit b. The obligation of the insured to pair the not been exhausted. "ultimate net loss" in excess of the "retained In the event that there is no insurance written limit" has been determined by a final settlement as excess over this coverage Part, we will or judgment or written agreement among the cooperate in the transfer of control to the insured, claimant, "controlling underlying insured and its designated representative. ins r e' or a representative of one or more of theses and 3.When ' e Do Not Renew 'l'l.Le l Itio is U if a decide not to renew this Coverage Part, we will mail or deliver to the first Named Insured No person or organization has a right under this shown in the Declarations written notice of the Coverage Part: nonrenewal not less than 30 days before the as To join us as a party or otherwise bring us into expiration date. a suit asking for damages from an insureds or If notice is mailed, proof of mailing will be sufficient b. To sue us on this Coverage Part unless all of proof of notice. its terms have been fully complied with. SECTION IV—DIllllolS A person or organization may sae us to recover on The definitions applicable to any "controlling an agreed settlement or on a final judgment underlying insurance, also apply to this insurance. In against an insured; but we will not be liable for addition, the following definitions apply. damages that are not payable under the terms of thisCoverage Part or that are n excess of the 1. "Controlling underlying insurance" ;means any policy of insurance or self-insurance listed in the applicable limit of insurance. An agreed settlement �� means a settlement and release of liabilit signed Declarations ender the Schedule of controlling underlying insurance". by us, the insured, controlling underlying insurer` and the claimant or the claimant's legal 2. "Controlling underlying insurer" means any insurer representative. who provides any policy of insurance listed in the . rase of Defense Declarations under the Schedule of "controlling underlying insurance". a. Defense Transferred To Us 3. 'Event" ;-Weans an occurrence, offense, accident, When the limits of "controlling underlying act, or other event, to which the applicableinsurance" have been exhausted, in "controlling underlying insurance"applies. accordance with the provisions of "'controlling �" �� underlying insurance", we may ciao, to have Injury or damage means any injury or damage, the defense transferred to us. We will covered in the applicable "controlling underlying cooperate in the transfer of control to us of an insurancef'arising from an "event". y outstanding claims or suits seeking damages 5. "Retained limit" means the available limits of to which this insurance applies and which "controlling underlying insurance';applicable to the would have been covered by the "controlling claim. underlying insurance" had the applicable limit . "Ultimate net loss means the total sum, after not been exhausted. reduction for recoveries, or salvages collectible, b. Defense Transferred By Us that the insured becomes legally obligated to pay When our limits of insurance have been as damages by reason of: exhausted our duty to provide a defense will a. Settlements,judgments, binding arbitration; or cease. b. Other binding alternate dispute resolution proceeding entered into with our consent. "Ultimate net loss" includes defense expenses if the "controlling underlying insurance specifies that limits are reduced by defense expenses. CX 00 0104 13 0 Insurance Services office, Inc., 2012 Page COMMERCIAL EXCESS LIABILITY PCX 63 57 05 23 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE REDO IT CAREFULLY. OTHER NSURANCE � PRIMARY AND NON=CONTRIBUTORY This endorsement modifies insurance provided under the following: COMMERCIAL EXCESS LIABILITY COVERAGE PART T Paragraph 8. other Insurance of SECTION III — (o) The applicable "controlling underlying CONDITIONS is replaced by the following: insurance" also provides such . other Insurance coverage on a primary and non- Contributory basis for the additional a. This insurance is excess over, and shall not insured, and only once the applicable contribute with, any of the other insurance, !units of 11oontrolling underlying whether primary, excess, contingent or on any insurance" have been exhausted In other basis. However: the payment of judgments, ( ) This condition will not apply to other settlements and other expenses as insurance specifically written as excess applicable. over this Coverage Part. When this insurance is excess, if no ether With t toth insurance insurer defends,we will undertake to do so,but � 11 respect n other we will be entitled to the insured' rights available to an additional insured, the against all those other insurers. insurance provided under this Coverage Fart is excess only over the of controlling b. when this insurance is excess over other underlying insurance" shown in the insurance, we will pay only our share of the Declarations and is primary to,and will not "ultimate net loss"that exceeds the sum of: seek contribution from, any other 1 The total amount that all such other insurance available to the additional insured, provided that: insurance would pa for the loss in the absence of the insurance provided under a) The additional insured is a Darned this Coverage Pert; and Insured under such other insurance; 2 The total of all deductible and self-insured ( ) You have agreed in writing in a amounts under all that other insurance. contract or agreement that this insurance would be primary to, and not seek contribution from, any other insurance available to the additional insured; and PCB{63 57 05 23 PMA Companies, 2023 Page 1 of 1 Policy Number 652501 1616812 COMMERCIAL EXCESS LIABILITY PDX 63 56 05 23 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ ITCAREFULLY. PER PROJECT AGGREGATE LIMIT WHERE REQUIRED BY CONTRACT (WITH CAP) This endorsement modifies insurance a provided under the following: COMMERCIAL EXCESS LIABILITY COVERAGE DART SCHEDULE Per Project Aggregate Limit Cap: 10, 000, 000 ProductsoCompleted operations Aggregate Limit: Included SECTION 11 — LIMITS of INSURANCE Is replaced contract and only for the limit required by by the following: such contract or the limit stated in this policy, whichever is less. 'I. The Limits of Insurance shown in the Declarations, and the Schedule of this However, the most we will pay for the sum of endorsement,and the rules below fix the most we all "ultimate net foss" other than that will pay regardless of the number of: described in and 2 above is subject to the Per-Project Aggregate Limit Cap shown a. Insureds; In the Schedule of this endorsement. b. Claims made or suits brought, or number of o. The Products-Completed Operations vehicles involved; Aggregate Limit shown in the Schedule of C. Persons n or organizations making claims or this endorsement Is the most we will pay for bringing suits;or the sum of all "ultimate net loss" under this insurance because of all "Injury or damage1P d. imts available under any "controlling included in the products-completed underlying insurance'1. operations hazard. . The Limits of Insurance will apply as follows: Subject jec# to Paragraph 21. or 2.c. of this a. This insurance only applies in excess of the endorsement, whichever applies, the Each retained limit". Occurrence Limit is the most we will pay for the sung of all "ultimate net loss under this b. The Aggregate Limit is the most we will pay insurance because of all "injury or damage`" for the sure of all "ultimate net loss": for all arising out of any one"event". "injury or damage#'under this Coverage Part, , except "ultimate net loss" because of"injury e. If the Limits of Insurance of the controlling or damage": underlying insurance are reduced by defense expenses by the tens of that policy, That is not subject to an aggregate I'rrnit any payments for defense expenses we of insurance ender the "controlled make will reduce our applicable Limits of underlying insurance"; or Insurance in the same manner. Included in the products-completed 3. If any 'controlling underlying insurance" has e operations hazard. policy period that is different from the policy The above described A re ate limit applies period o this Coverage Part then, for the gg gpurposes of this insurance,the"retained limit"will separately to each of your projects away from remises owned b or rented to our but onlyonly be reduced or exhausted by payments made p y for "injury or damage" covered under this to the extent that such separate per-project aggregate limit is required by a written insurance. PCX 63 56 05 23 PMA Companies, 2023 Page I of The Aggregate Limits, as described in paragraphs . . and 2.c. above, apply separately to each consecutive annual period of this Coverage Fart and to any remaining period of this Coverage Part of less than 12 months, starting with the beginning of the policy period shown in the Declarations, unless the policy period is extended after issuance for an additional period of less than 12 months. In that case, the additional period will be deemed part of the last preceding period for purposes of determining the Limits of Insurance. PCX 63 56 05 23 PMA Companies, 2023 Page 2 of } COMMERCIAL CIAL EXCESS LIABILITY PCX 63 34 05 23 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NOTICE OF CANCELLATION TO DESIGNATED ENTITIES This endorsement modifies insurance provided under the following: COMMERCIAL EXCESS LIABILITY COVERAGE PART SCHEDULE Name: Mailing Address: The following is added to Paragraph 5. Cancellation of Section III rt Conditions: If we cancel this policy for any reason other than non- payment of premium, we will mail or deliver to the person(s) or organization(s) shown in the Schedule above, written notice of cancellation to the address shown above not less than 30 days prior to the effective date of cancellation. Proof of mailing shall be sufficient proof of notice.The effective dame and hour of cancellation stated in the notice shall be the end of the policy period. PCX 63 34 05 23 PICA Companies, 2023 Pare I of 1 EXCESS LIABILITY COVERAGE FORM Various provisions in this policy restrict coverage. Read not reduce the Each `Loss Event"Limit or the entire policy c reffrl ly to determine rights,duties and Policy Aggregate Limit shown in the what is and is not covered. Declarations unless the policy of"controlling `throughout this policy the words"you"and" OUr"refer underlying insurance"specifies that its limit i to the Named Insured shown in the Declarations. The reduced by costs or expenses. words"we","us"and"our"refer to the company c. When our limits of insurance have been providing this insurance.The word"insured"means any exhausted,any defense provided by us will person or organization q LraIifying as such under the cease. "controlling underlying insurance".Other-wards and . Exclusions phrases that appear in quotation marks have special The exclusions applicable to an�"controlling meaning.Fc1cr to Section IV-1efir�itiorrs and relevant underlying g references in the text of this policy, Other words and underlying insurance"apply to this insurance unless phrases that are not defined tinder this policy but defined superseded 'any other exclusions added by in the"controlling underlying nisurancC59 will have the endorsement to this policy, meaning described in the policy of"controlling SECTION II—LIM114S OF INSURANCE underlying insurance". 1. Limits SECTION I- EXCESS LIABILITY COVERAGE The Limits of Insurance of this policy shown in the 1. Insuring Agreement Declarations will apply as follows: a. We will pay on behalf ofthe insured the a. The Policy Aggregate Limit is the most we will 4cultimate net loss"in excess of the"underlying pay for the unr of all"ultimate net loss" for all insurance limit"because of injury or day a injwy or damage covered under this insurance. caused by an occurrence to which this illsur nee This limit will apply in the same manner as the applies,provided the applicable limits of aggregate limits shown in the Schedule Of "controlfing underlying insurance",as shown in Controlling Underlying Insurance, the Schedtile Of Controlling Underlying b. Subject to Paragraph La.above,the Each"Lass Insurance,have been exhausted by payment of vent" Limit is the most we will pay for the uni judgments,settlements aiid, if applicable,costs of all"ultimate net loss"under this insurance or expenses, because of all injury or damage arising out of b. The insurance provided tinder this policy will any one occurrence or offense. follow the same provisions,exclusions and 2. Su limit limitations that are contained in the applicable If any other limit, such as a subIinnit, is specified ire "controlling underlying rrlArrance",unless the"controlling underlying insurance",this insurance otherwise directed by this insurance.To the sloes not apply to injury or damage arlsing out of that extent such previsions differ or conflict,the exposure unless that limit is specified in the clrcd�rl provisions of this policy��ill apply. oar, 1' o��trolling Underlying Insurance.the coverage provided under this policy will not be broader than that provided by the applicable SECTION III—CONDITIONS "controlling underlying insurance". The following conditions apply. In addition,the 2. Insuring Agreement—Defense conditions applicable to any r..contr•olling underlying insurance"are also applicable to the coverageprovided a. e will have the right and b given the under tl�i i��s�rrar�ce unless superseded by the followingOpportunity to associate with any insured or conditions. controlling underlying insurer in the investigation,settlement or defense of'any claim 1. peals or sprit that inay involve this insurance. We will If the controlling underlying insurer or illArred elects have a duty to defend such claims or suits when not to appeal a judgr ent in excess of the applicable the applicable limit of insurance of the controlling"underlying insurance limit",Nve may do "contr-ollhig underlying insurance"has been so at our own expense. We will be liable for the exhausted by p ynient of jud ements, taxable costs, pre-and post-judgement interest and Settlements,and any cost or expense subject to disbursements. In no event will this provision Such limit. increase our liability beyond the applicable Limits of h. At our discretion,we may investigate and settle Insurance described in Section If-Limits of any cl ini or sprit. Any payments we rake will insurance, UX 00 0105Includes copyrighted material of Insurance Services Office,Inc., Page I of 3 I3 with its permission. ................ . Bankruptcy underlying insurer or a representative of one or a. Bankruptcy r insolvent of theinsured or f the more �'#I�cse and us.. insured's estate will not relieve us of our 5. Maintenance Of Underlying Insurance obligations under r this policy. a. You must maintain the"controlling underlying h. Bankruptcy of the controlling underlying insurer insurance"affording in total the coverage and wiIl not relieve us ofour obligations tinder this limits as stated in the Schedule Of Controlling policy. Underlying Insurance in ffill force and effect However,this insurance Nvill not replace the during the policy period hawrr in the ntrolling underlying insurance"in the event Declarations of this policy,except for reduction f bankruptcy or insolvency rettc of the controllingf aggregate lirnits,where applicable,solely a a i y result o the payment of claims,settlement or underlying insurer.This insurance will apply as if the"controlling underlying instiran "were in judgments for which: frill effect. ( ) Take place during the policy period of this . Cancellation policy; and a. The first Named Insured in tit ( ) Are for injury r danta e,costs or expenses clarations Anay cancel this p olicy b mailing Bred by this policy. or delivering to us advance written notice of b. You inust notify us in writing within thirty 0 cancellation. days if any company cancels,non-renews, h. Etta cancel this policy by mailing or replaces or otherwise terminates or changes any y delivering to the first Named Insured written terms or condition of any of the"controlling gunderlying insurance". notice of cancellation at least; Ten 1 days before the effective date of . You must notify us it n�rediately f the { exhaustion art f art aggregate l im its of the cancellation if we cancel for nonpayment of racrtniu ;or "controlling underlying insurance p . d� Your failure ( ) Thirty 0 days before the effective date f t�re# comply with rite foregoing will cancellation#fart i cancel for any other not invalidate this policy,but in the event of such reason. failure Nve will be liable only to the extent that we would have been liable had you complied c. We will ma11 or deliver our notice to the first herewith. Named Insur• d's last.trailing address known to ur . Policy Period d. Notice of cancellation will state the effective This insurance will respond t injury or damage, r date of cancellation.Tlrc colic period will end an offence committed that occurs during the effective 1policy period of this policy shower in the Declarations rations on that date. . If this olio i cancelled,we Nvill send the first 7. Transfer f Rights f Recovery r Against Others pTo Us Named Insured any premium refund due. If we } cancel,the refund will be pro rata. If the first If the insured has rights to recover all or part of any Named Insured cancels,the refund may be less payment we have inade under this polio those rights than pro rats.The cancellation will be effective tive are transferred to us.The insured must do nothing ever if we have not grade or offered a refund. after loss to impair them.. At our request,the insured f, If not ice is.trailed roof of rttai lirt will be will bring suit or transfer those rights to us and Itelp >l g suf cient proof of notice. us enforce them. #. Doss P able S. Transfer f Rights And Duties Under This Policy Y Liabilit tinder this olio does not a l to fen The rights and duties of art} insured tinder this polio. y pp g may not be transferred without our written consent, claint unless and until: except In the case ofdeath of an individual named a. The insured or insured's controlling underlying insured. insurer has become obligated to pay the controlling"underlying insurance limit"; and If any insured dies,that insured's rights and duties. . will be transferred to that insured's legal b. The obligation of insured to pay the;{ultrrnate representative,but only while acting within the scope net loss" in excess of the controlling"underlying of duties as that in trred's legal representative.Until insurance limit"has been determined by a final that irrsur-ed}s legal representative is appointed, 1 pof tcd, settlement or Iudg r e rt or written agreement anyone having proper temporary custody of that among the insured,claimant,controlling UX 00 Of 05 23 Includes copyrighted material ofInsurance services Office,Inc., Page 2 of 3 13 Nvith its permission. insured's property will have that insur d's rights and duties bUt only N ith respect to that property. 9, Othel.I n to r n This insurance is excess over,and shall not contribute with any other insurance,whether primary,excess, contingent or on any other basis.This condition will not apply to insurance specifically written as excess over this policy, SECTION I —DEFINITIONS The definitions applicable to any"controlling underlying insurance"also apply to this insurance. In addition,the following definitions apply. 1. "Controlling underlying insur ncc"means any policy of insurance or self-insurance listed in the Schedule f Controlling Underlying Insurance that applies to the particular occurrence for which a claim is made or suit is brought. 2. "Loss event"means an occurrence,offense,accident, act,or other event,to which [lie applicable "controlling underlying inAir nee"applies, 3. "Underlying insurance limit"means the suns of mounts applicable to any claim or suit from: a. "Controlling miderlying insurance",whether such"controlling underlying insurance" is collectible or not; h. Any other insurance,whether primary,excess, confinge,nt or on any other basis,except such insurance as is specifically purchased to apply its excess of'this policy's Limi(s of Insurance; and c. Any applicable self-insured retention or deductible. 4. "Uhimate net loss"means the total SUM,after reduction for recoveries,or salvages collectible,that the insured b conies legally obligated to pay as damages by reason of a. Settl meats,judgments,binding arbitration;or b. Other binding alternate dispute resolvitiolx proceeding entered into with OUr consent. "Ultimate net loss" includes costs and expenses if the (tcontrolling tinderlying insurance"specifies that limits are reduced by costs or expenses. UX 00 01053 Includes copyrighted material of Insurance services Office, Inc., Page of 3 13 with its permission, ........................ 5 Policy Number: X0000 0 7 -02 EX 50 42 04 I Effective late:o I/2o2 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. PRIMARY AND NONCONTRIBUTORY OTHER INSURANCE CONDITION This endorsement modifies insurance provided under the following: COMMERCIAL EXCESS LIABILITY COVERAGE FORM SCHEDULE Policy: Applies blanket required by contract Additional Insured (If no entry appears above, information shown in the Schedule Of Controlling Underlying Insurance is applicable to this n- dorsenient. Condition 9.Other Insurance is deleted in its entirety and replaced by the following: . Other Insurance a. This insurance is excess over,and shall not contribute with any other insurance,whether primary,excess,contingent or on any outer basis.This condition gill not apply to insurance specifically Nvritten as excess over this policy. b. When this insurance is excess over other insurance,we will Pay only our share of the`{ultimate net less"that ex- ceeds the sum of- (1) The total amount that all such other insurance would pay for the loss in the absence of this insurance;and 2 The total of all deductible and self-insured arnounts under all that other insurance. However,this excess liability insurance is prirnary to and will not seep contribution from any other valid and collectible insurance a a1 fable to an additional insured cinder any policy shown in the S chedule of this endorsement provided that: 1. The additional insured is a I aired Insured tinder such other insurance policy;and 2. You have agreed in Writing in a contract or agreement that both this excess liability insurance and the"control- ling underlying insurance"Nvould be primary and would not seek contribtttion from any other insurance availa- ble to the additional insured. x 50 42 04 16 Includes copyrighted material of Insurance Services Office,Inc., Page f of 1 13 with its permission,2007. Policy Number: UX000000876-02 EX 50 44 04 1 Effective Date; 05/31/2025 THIS ENDORSEMENT CHANGES THE POLICY, PLEASE READ IT CARE'F . WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US This nd r nt modifies insurance provided Linden the following- COMMERCIAL EXCESS LIABILITY COVEPLAGE FORM SCHEDULE Name of Person or Organization: Any person or organization,but only if the following conditions are met: a. You have expressly agreed to the waiver in a written contract entered itIto by YOU;and 1 . The"Inn u ry or damage" first occurs sLihse u nt to the e;e ution of the written contr ct. The following is added to Condition 13.Transfer OfRight of Recovery Against Others To Us of Section III—Conditions: We Wa i ve any right of recovery we ni ay have against the person or organ i zation shown in the S cheduI e of tliis endorsement because of payments we make for"injury or damage"arising out of your ongoing operations or`{your work"done under contract with that person or organization and included in the"products-completed operations hazard". This waiver appl ies only to the person or organs zation shown i n the Schedule of tliis endorsement. 16 In hides copyrighted material of Insurance Services Office,Inc., Page I of I � with its permission,Zoo . q Westcliester ADDITIONAL INSURED ENDORSEMENT ONGOING WORK OR OPERATIONS Named Insured Endorsement Number Carter&Company Inc. Policy i Symbol Policy Number m r Policy Period Effective Cate of Endorsement Issued (Name of Insurance,Company) Westchester Surplu,s,_Lipes Insurance,Complany Insert the polio number.,'The remaitider ofthe information is to becompleted my wheti tbi darse lent lis issued subsequent to the preparatiori of the policy. THIS ENDORSEMENT CHANGES THE . PLEASE REAAD IT CA-REFULLY, THIS ENDOWSEMENT MODIFIES INSURANCE PROVIDED UNDER THE FOLLOWING: CONT RAC 'ORS POLLUTION LLkBILITY COVERAGE PART SCHEDULE: I Nat n f s r s rr nivat n(s :A required by written contract,prior to a,loss to w hicli this hisuraticle applies. no,entry appears above,ln` r in tion required ed to completethis,endorsement NVill be shown iini the Declarations s applicable to thri's endorsement.), A. SECTION I - WHO IS N 'D is amended to include as ar ditional insured the persons son r o rgan ation shown ire the hedulbut only withrespect to liability ` r n ury or damage,to whirch this insurance a li ,caused in l n l + r�in p nrYt,1 �» Your acts or omissions;or ,., Th acts,or, r nls i n those acting on your behalf; in the r " rma n of'your ongoing operations for the additional insureds. flmveNrer: 1. The insurance nc ffor red to stich additional insured only applies to,the ttent permitted bylaw-an . If coverage proxideld to,the dd tl r al insured ins required ed by a contract or agreernent,, the insurance an affordeld to such additional insured Nell not be 'broader r than that which your are required ed y the contract or agreement to prov1ide for such additional insured. With respect to the insurance ff r ded to these additionallinsureds,the following exclusion isadded: Exclr rm This insurance does not apply to injury r damage occurring nn t r a. Al,Nvork or operations,including niaterlials,parts or,equipment ftirnished in connection,With such. work or operations, oil.the project (other than service,, maintenance r•repairs) to be performed by you or,on your behalf at the site of the covered,operations has l e rr completed-,or b. That portion of °ou,r wo�irk out of which time tRjury or ainage ariseshas been pert to its intended use by any person, or organization other than another contractor or subcontractor engaged in performing per ation r°the dditional insured as a part ofthe same project. : V-3 5 1 1Includes copyrighted material of insitranceSer%rices Office,Inc.v qth its permission n Page I of t r r J Westchester C. With reset to the insurance afforded to these additional insureds, the following is added to SECTION III — LIMITS of INSURANCE: If coverage provided to the additional insured is required by a contract or agreement,the most we will pay on behalf of the additional insured is the amount of insurance. i.. Required by the contract or agreement;or . Available under the applicable ale Limits of Insurance shorn in the Declarations; whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. All other;terms and conditions of this policy remain unchanged. ENV- o 1 1 ) Includes copyrighted material of Insurance enices Office,Inc.With Its perm ssion Page 2 of ( 1o1 .1) Westchester A tAmll„ ttt �Wt AD'DITIONAIL INSURE D,ENDORSE - PRODUCTS-COMPLETED LETE OPERATIONS,HAZARD Endorsement Number Named Insured Carter&Comeagy, Inc. Policy Symbol Policy Number Policy Period tier Date of Encl rsernent Issued By(Name of Insurance Company) Westchester Surplus Lines Insurance Company , n ri i u ti tit t �the afth policy. Insert the policy number. T rr��ainr�at't�� information is completed ��l, w��e��this t� ot� t t THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ T CAREFULLY, THIS S ENDORSEMENT MODIFIESINSURANCE PROVIDED UNDER THE FOLLOWING: COW,RACTORS POLLUTION LLkBILITY COVE RA,GE PART ISCHED,U'LE Name ofTerson or r aniv t n W As required by m.r itt n contract,prior to a lossto which this insurance applies,. (If'no entry appears above,information required to completethis endorsement will be shown the Declarations as applicable to this endorsement) A. SECTION 1 AN INSURED is amended to 'Include n additional 'Insured the s - or organ zatlionshown In the: Schedule, but only with respect to liability for injury or damage, to which this insurance applies, caused by or resulting from, yott,r work performed for that additional insured and included 'in theproducts-coiiipleted opetlatioiis, z r , andonly to, the extent that such, injury or damage,is caused,in Nyh le or in dart,by your negligence or the negligence of those acting on your behalf. H ever: 1. The insurance afforded to such a lditi ►gal insured only applies to the extent t permitted by Law;and 2. If coverage + i l l to the: additional 'nsure i required b contract or agreement, the insurance afforded to stich,additional insured will not be broader than that which you are required y the contract or agreien,.ient to provide for such additionalinsureld. 0 With respect to the i surer�+ afforded,t theseadditional 1 ti� ds,the following� added d t SECTION N III - LIMITS F INSURANCE:_ If coverage provided to the additional insured is required by a contract oil agreement, the most we will pay on behalf ofthe additional insured is tie amount of insurance-. 1 Required reed y the contract or age* ment 2. Available under the applicable Limits I surance shm�m in the Declarations; whichever'is lees.. This endorsement,Tall not increase the applicable Limits of Insurance h in.the Declarations, All other terms and conditions of this,policy remain unchanged. ENV 3251(12/18), Includes copyrighted material of Insurance Semices Off 11 , , We-st"t"liest Rl ARY AND NONCONTRIBUTORY—OTHER INSURANCE CONDITION Policy Symbol Policy Nuniber Polley Period Effective Date of End.orseinent CPIW G2I tl�0 2026 101 Issued By(Nmne of Instirance Company) -Westchester Surplus Lines hisr rati Coins a � I�� t,t.�� ��ciMi�F r���r���� r. The re��� 1���.� r�� tl� an�'or��iati+��i bra l� or�i, tet ��1,����� ��this aw�c� r�.���er�t i i�st��.c�subsequent,to the preparation offli oliLy. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READIT CARE FULLY. THIS ENDORSEMENT II INSURANCE PROVIDED UNDER THE FOLLOWING: CONTRACTOR'S POLLUTIONLIABILITY COVE RAGE PART The followingis addedthe M*hisurmice Conidlition.and supersedes any l rovisi ui to the o tra This policy is primialy to,and will not seek contil-lill),ution from, any other inSl1rance available to an additional 'insured under this policy,provided that: a. The additional insured 'is a immed iuu turd tinder such other insurance;and b. The i1��m nstired has agreed in written contract r agreent t hoc t� insurance Nv uld act as rimau i uranice cud would ui t seek contribution "t', uu any otlier insurance available to the :ditto 'insured. All other ternis and conditions of this policy remaiuu 1111 hang . 1 V-3 5 2- Includes copyrighted,material of Insurance Senicells Office,lim witli Its a m L ion Page 1 of 1 662.2 Named Insured Endorsement Number Carter&Company, Inc. Policy Symbol Policy Number Policy Period Effective Date of Endorsement Cl~' 11 G28192368 009 5/ 1120 5 to 051311 0 05/31/2025 Issued By(Name of InsuranceCompany) Westchester Sur lus twines Insurance Company Insert the pogicy number. The remainder of the information is to be completed only when this endorsement is issued subsequent to the preparafion of the puller. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ULLY. WAIVER OF TRANSFER SFE OF RIGHTS OF RECOVERY AGAINST OTHERS TO US This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART CONTRACTORS POLLUTION LIABILITY COVERAGE PART SCHEDULE Name of Person or ank allon.As required by written contract,prior to a loss to which this Insurance applies. (if no entry appears above, information required to complete this endorsement will be shown in the Declarations a applicable to this endorsement.) The TRANSFER SFE F RIGHTS OF RECOVERY AGAINST OTHERS TO US Condition is amended by the addition of the following; We waive any right of recovery we may have against the person or organization shown in the Schedule above because of payments we make for injurer or damage arising out of your ongoing operations or your work done under a contract with that person or organization and included in the products-completed operations hazard. This waiver applies only to the person or organization shown in the Schedule above. All other terms and conditions remain the same. ENV- 1 (0 -0 ) Includes copydghted material of Insurance Services Office,Inc.with its permission Page I of 1 tt 1( ter wIlle", DESIGNATED PROJECT(S) GENERAL AGGREGATE LIMIT ENDORSEMENT CONTRACTORS POLLUTION LUBI LITY- ALL PROJECT,S - CONTRACTUAL LIMITATION' Named lnsLjred' Endorsement Number -Carter&Company Inc® Policy Symbol Policy Number PolicyPeriod Effective Date of Endorsement DPW G28192368 009 05/3112025,to 5 31/20,26 05131/2025 Issued By(Name of Insurance Company) L.Westchester Surplus,Dines Insurance Company fnsert the li number. ' rthe�ad � � � � � ��� i is to becompleted �� ��� �this idarrsement is iSS'Lled subsequent to the preparation ofthe policy. THIS ENDORSEMENT CHANGES THE POLICY, PLEASE,MEAD IT CAREFULLY. ,niiis endorseme.nti ll ii tir e provided,under the f 11 ,w-1`11 CONTRACTORS POLLUTION LIABILITY INSURANCE C OUCY 1 0 - , CLUE Maximum Designated Projects GeneraI Aggregate Lhnnt: 5,000,000 A. For those surns which the insured hie ►ri-ies legally bli t to pay as ania r n ,hey bodily injury or property d ine e tinder Section L, COVERAGES CONTRACTORS,POLLUTION ILIA. separate Designated. Project General Aggregate Limit applies to each project t way frorn premises owned by or rented 'to you, proNqided the, separate Designated Project General Aggregate Limit 'is required in contract signed by yoti and executed prior to e i:nen erg ent of the project, and that limit, liowi'r in 'the e Schedule bov ,is equal to the amount of the General Aggregate Lirmt shown in the lar do , 20, Regardless f tlrn, nuniber of designaWd projects t erect under. this policy, the axi'm rn, Designated. roje t General Aggre t i'm t' shown in, the Schedule above is the most N e ill pay for all l r lil injury or p [o e ty da�tnage arising from all projects away from Prei,.iiises owned by or rented to you. 3. The Desiw,,iated Project General Aggregate, Limit is ffie most Nve, wi.11 pay for the um of damages tindery Section I., COVERAGES — CONTRACTORS, POL T , for each designated pi,Q]e t, except dan-tages because of b,odily iwxlry or property ni a included ded i the prodti ►-coni l to l operations liazard, regardless of the number of: .. n u red, b. E�mergen.cy response expense, e. Claini(s)made:or sulits,brought;or . SU t th e, are a ent res� e t a e+siigri to l project shall r� Designated. rqj, et General Aggregate Li rt for that designated project and the: Maxinitim, Designated 'r} je is General Aggregate Limit.Such payment shall clot reduce.- a,. The Gener ad Aggregate Li it' h own ire th.e Declarations; or b. Any other e hgr t h Project Geneva] Aggregate Limit for any other projec t away from premises owned by or rented to you, a br je t to 20, above. ENV-3,245 21 .3(008) Page 1 of West-cliester B. For those sums,whichthe insured w s legally obligated to pay as damagescaused oddly ijury or P ropefty d :mag which. cannot be attributed only to ongoing operations at any single designated pr Ject away from premises owned by it Any payments made tmder Section L, COVERAGES --, CONTRACTORS, POLLUTION LLABILITY, for damages shall reduce the inotin.t mailable under the General Aggregate Ll it d 2. Such payments shall not reduce any Designated Pr 05 Ject General Aggregate Limit or the Maximum ,Designated Pro ects General Aggregate Limit. C. the applicable des,igna,ted project has been abandoned, delayed, or abandoned and then restarted, or if the authorized contracting parties e,%i ate from plans,blue,prints,designs,Spec i4fications or timetables,the project NVI"111 still b�e deemed to be the sane prQiect for the ur e of establishing the Designated '° " Aggregate Limit for that r . D. The provii's,ionsof Section M., LIMITS OF LUBILITY) not otheiivise modified by this endorsement" shall continue to ap, ly. All other r terms s and conditionsremain the saes. t th ri. d Representative 5 2t880 .3 1 Page