HomeMy WebLinkAbout2002-34 Premium Conversion =00 -
^S.L,.=
A PREMIUM CONVERSION PLAN FOR ITS EMPLOYEES
Recitals:
A. The governing body of the City of Ashland (City) finds and determines that it is in
the interest of the City and the City's employees that the City offer an Internal
Revenue Code Section 125 Premium Conversion Plan to its employees; and
B. The Premium Conversion Plan, set forth in Exhibit "A" (hereafter "the Plan")
provides sufficient flexibility to permit employees of the City to select benefits that
most suit their needs by providing a choice between cash wages and the option
to set aside wages to cover premiums in order to cover their insurance
contributions; and
C. The Plan as set forth will allow the employees and the City to establish a
partnership to educate employees and their families about appropriate health
care utilization and to share responsibility for health care.
THE CITY COUNCIL OF THE CITY OF ASHLAND, OREGON, RESOLVES:
SECTION 1. That the governing body of the City hereby adopts the Premium
Conversion Plan attached hereto as Exhibit "A" and fully incorporated by reference.
SECTION 2. This resolution takes effect upon signing by the Mayor.
This resolution was read by title only in accordance with Ashland Municipal Code
§2.04.090 duly PASSED and ADOPTED this /"/' day of December, 2002.
Barbara Christensen, City Recorder
SIGNED and APPROVED this /~ day of ~4'~, 2002..
Alan W. DeBoer, Mayor
Pa~l Nolte, City Attorney
Reso re Conversion Plan for employees.doc
PERSONAL CHOICE ACCOUNT
ADMINISTRATION AGREEMENT
THIS AGREEMENT is made and entered into between Associated Administrators, Inc., ("AAl")
and City of Ashland ("Employer").
RECITALS
A. Employer has adopted a salary reduction employee benefit plan which is intended to be a
cafeteria plan under Section 125 of the Internal Revenue Code of 1986, as amended; and
B. Employer desires that AAI help administer the plan by providing Employer its package of
services and materials collectively known as the "Personal Choice Account", as hereinafter set
forth.
AGREEMENT
IN CONSIDERATION of the mutual covenants contained in this agreement, AAI and Employer
agree as follows:
1. Spending Accounts. AAI agrees to provide administrative services for the following
options (as checked) included in Employer's Personal Choice Account:
[~ Group Insurance Premium
~ Dependent Care Spending Account
r--I Health Care Spending Account
2. Definitions.
a. The "Committee" is Employer's Employee Benefits Committee designated by
Employer to be the Plan Administrator.
b. The "Plan" is Employer's Personal Choice Account Plan and the EBS Health
Expense Layaway Plan for which AAI will provide services and materials specified
by this Agreement and that agreement between EBS and Associated
Administrators, Inc.
c. The "Initial Plan Year" commences on 01-01-03 and ends on 07-31-03.
d. A "Renewal Plan Year" is a twelve (12) month period which follows the Initial Plan
Year or any Renewal Plan Year.
e. "Participant" is a non-represented employee, employee represented by IBEW, or
the employee's eligible dependent who is enrolled for benefits available under the
Employer's Personal Choice Account Plan.
3. Plan Installation Services. AAI will assist Employer in installing its Personal Choice
Account by providing the following materials and services:
a. Provide for Employer's guidance a Model Plan Document and Employee Summary
Plan Description.
PAGE I - PERSONAL CHOICE ACCOUNT ADMINISTRATION AGREEMENT
b. Perform required Nondiscrimination Tests, inform Employer of the results and
suggest methods for eliminating discrimination, both initially and later in the plan
year if requested.
4. Enrollment and Plan Materials. AAI will provide sufficient quantities of the following for
Employer's use:
a. Enrollment Affidavits;
b. Status Change Forms;
5. Administrative Services. AAI shall perform the following administrative services:
a. Provide a processing unit to give direct service to Participants;
b. Provide a toll-free telephone number for inquiries by Participants;
c. Accumulate basic statistics; and
6. Reports. Upon request AAI shall provide the following reports at a reasonable frequency
within ten (10) days after the end of a period for which a report is due.
a. Employer Reports.
1) Account Summaries;
2) Annual Activity Analysis;
3) Activity Detail Listing;
4) Enrollment Confirmation Summary;
b. Participation Reports.
1) Enrollment Confirmation Statement;
7. Duties of the Employer.
a. Employer shall report to AAI all Participants who are to be added to or deleted from
the Plan by the last day of the month in which the additions or deletions occur.
b. Employer shall provide for AAI all information necessary to perform its duties in
accordance with this Agreement.
8. Fees.
a. In consideration of the services performed and the materials provided by AAI under
this Agreement, Employer will pay AAI the following fees:
1) A Set-up Fee in the amount of $300.00 for the Initial Plan Year and a
Renewal Fee in the amount of $150.00 for any Renewal Plan Year
PAGE2-PERSONALCHOICEACCOUNTADMINISTRATIONAGREEMENT
1) For an increase of services caused by any Plan change or other change
which materially affects the extent of AAI's obligations under this
Agreement; or
2) For services and/or materials requested by Employer or the Committee
which are in addition to those AAI is required to provide by this Agreement.
c. The Service Fee and Administration Fee may be amended at the. start of any
Renewal Plan Year upon sixty (60) days prior written notice by AAI to Employer.
9. Plan Approval.
a. AAI's performance of this agreement is subject to Employer adopting the Cafeteria
Plan contained in the AAI Model Plan Document or adopting a Cafeteria Plan
which has been approved by AAI and which has been attached to this agreement
as Cafeteria Plan Company's~Plan Document".
b. In the event that Employer shall adopt a Cafeteria Plan or amendments to its
cafeteria plan which are not first approved by AAI, AAI shall have the right to
immediately terminate this agreement upon written notice of termination to
Employer or the Committee.
10. Commencement, Duration and Termination of Aqreement.
a. This Agreement shall become effective on the first day of the Initial Plan Year and
shall be automatically renewed from Renewal Plan Year-to-Renewal Plan Year
until terminated, except as fees may be amended by endorsement by AAI or as is
otherwise amended by written agreement of the parties.
b. This Agreement will terminate automatically and without further notice in the event
Employer fails to pay AAI any fees due hereunder within fifteen (15) days after any
fee due date. In addition, this Agreement will terminate on:
1 ) The date agreed to in writing by the parties
2) The last day of the Initial Plan Year or any Renewal Plan Year by either
party 9ivin9 written notice to the other party not less than thirty (30) days
prior to the intended date of termination; or
3) As provided by paragraph 12b. of this agreement.
11. Services Past Termination. In the event this Agreement is terminated for other than
nonpayment of fees or the adoption of an unapproved Cafeteria Plan and Employer
desires to provide for an orderly transition without renewing this Agreement, Employer
may arrange with AAI to provide continued services covered by this Agreement for a
pedod not to exceed ninety (90) days beyond the termination date, provided that:
a. AAI agrees in writing with Employer to such continued provision of services for a
fee acceptable to AAI; and
b. AAI's fee for continued services is paid by Employer.
12. Liability, Indemnity and Waiver.
PAGE 3 - PERSONAL CHOICE ACCOUNT ADMINISTRATION AGREEMENT
a. The parties acknowledge that the legal and tax status of the Plan has been
determined by Employer and the Committee based upon the advice of its own
consultants, if any, and not by AAI.
b. The Employer and the Committee waive all claims against AAI for the expense,
prosecution or defense of any legal action by or against the Employer or the
Committee involving any dispute under the Plan.
c. Employer and the Committee shall indemnify and hold AAI, its officers, agents or
employees, harmless against any and all loss, damage, interest, costs and
expense, including attorney's fees, occasioned by demands or lawsuits brought
against AAI for its performance of its duties hereunder, except those resulting from
the negligent or wrongful acts or omissions of AAI, its agents, officers or
employees.
13. General Provisions.
a. Non-Waiver. Failure by either party to enforce any provision of this Agreement
shall not be a waiver of its right to enforce the provision at any other time.
b. Entire A,qreement. This Agreement cancels, replaces and supersedes any and all
previous agreements between the parties regarding the administration of the Plan
and contains the entire understanding of the parties.
c. Modification. This Agreement may be modified only by written agreement of the
parties.
d. Assignment. This agreement may be assigned only upon the written consent of
the parties.
e. Governinq Law and Venue. The rights and obligations of the parties under this
Agreement shall be governed by the laws of the State of Oregon. Any action
brought by either party to enforce any provision of this Agreement shall be filed
and heard in Multnomah County, Oregon.
IN WITNESS WHEREOF, the undersigned parties have executed this Agreement in duplicate.
City of Ashland ASSOCIATED ADMINISTRATORS, INC.
Scott D. Haas
Title:
Date: November 21, 2002
Date: /
PAGE 4 - PERSONAL CHOICE ACCOUNT ADMINISTRATION AGREEMENT