HomeMy WebLinkAbout2003-112 Grant - Comm Theatre CITY OF ASHLAND
FINANCIAL ASSISTANCE AWARD CONTRACT
CITY: CITY OF ASHLAND
20 E Main Street
Ashland OR 97520
(541) 488-5300
FAX: (541 ) 488-5311
GRANTEE: Ashland Community Theatre
Address: PO Box 3284
Ashland, OR 97520
Telephone:
Date of this agreement: July 1, 2003
Amount of grant: $4,000.00
Budget subcommittee: Economic and Cultural Development
Contract made the date specified above between the City of Ashland and Grantee named
above.
RECITAL: City has reviewed Grantee's application for a grant and has determined that the
request merits funding and the purpose for which the grant is awarded serves a public
purpose. ·
City and Grantee agree:
1. Amount of Grant. Subject to the terms and conditions of this contract and in reliance
upon Grantee's approved application, the City agrees to provide funds in the amount
specified above.
2. Use of Grant Funds. The use of grant funds are expressly limited to the activities in the
grant application with modifications, if any, made by the budget subcommittee designated
above.
3. Unexpended Funds. Any grant funds held by the Grantee remaining after the purpose
for which the grant is awarded or this contract is terminated shall be returned to the City
within 30 days of completion or termination.
4. Financial Records and Inspection. Grantee shall maintain a complete set of books and
records relating to the purpose for which the grant was awarded in accordance with
generally accepted accounting principles. Grantee gives the City and any authorized
representative of the City access to and the right to examine all books, records, papers or
documents relating to the use of grant funds.
5. Living Wage Requirements. If the amount of this contract is $15,713.00 or more, and if
the Grantee has ten or more employees, then Grantee is required to pay a living wage, as
defined in Ashland Municipal Code Chapter 3.12, to all employees and subcontractors who
spend 50% or more of their time within a month performing work under this contract.
Grantees required to pay a living wage are also required to post the attached notice
predominantly in areas where it will be seen by all employees.
6. Default. If Grantee fails to perform or observe any of the covenants or agreements
contained in this contract or fails to expend the grant funds or enter into binding legal
agreements to expend the grant funds within twelve months of the date of this contract, the
City, by written notice of default to the Grantee, may terminate the whole or any part of this
contract and may pursue any remedies available at law or in equity. Such remedies may
Economic and Cultural Development Grant Contract 2003-04 Page I of 3
include, but are not limited to, termination of the contract, stop payment on or return of the
grant funds, payment of interest earned on grant funds or declaration of ineligibility for the
receipt of future grant awards.
7. Amendments. The terms of this contract will not be waived, altered, modified,
supplemented, or amended in any manner except by written instrument signed by the
parties. Such written modification will be made a part of this contract and subject to all
other contract provisions.
8. Indemnity. Grantee agrees to defend, indemnify and save City, its officers, employees
and agents harmless from any and all losses, claims, actions, costs, expenses, judgments,
subrogations, or other damages resulting from injury to any person (including injury
resulting in death,) or damage (including loss or destruction) to property, of whatsoever
nature arising out of or incident to the performance of this agreement by Grantee (including
but not limited to, Grantee's employees, agents, and others designated by Grantee to
perform work or services attendant to this agreement). Grantee shall not be held
responsible for damages caused by the negligence of City.
9. Insurance. Grantee shall, at its own expense, at all times for twelve months from the
date of this agreement, maintain in force a comprehensive general liability policy including
coverage for contractual liability for obligations assumed under this Contract, blanket
contractual liability, products and completed operations, and owner's and contractor's
protective insurance. The liability under each policy shall be a minimum of $500,000 per
occurrence (combined single limit for bodily injury and property damage claims) or $500,000
per occurrence for bodily injury and $100,000 per occurrence for property damage. Liability
coverage shall be provided on an "occurrence" not "claims" basis. The City of Ashland, its
officers, employees and agents shall be named as additional insureds. Certificates of
insurance acceptable to the City shall be filed with the City's Risk Manager or Finance
Director prior to the expenditure of any grant funds.
10. Merger. This contract constitutes the entire agreement between the parties. There are
no understandings, agreements or representations, oral or written, not specified in this
contract regarding this contract. Grantee, by the signature below of its authorized
representative, acknowledges that it has read this contract, understands it, and agrees to be
bound by its terms and conditions.
By
CITY OF ASHLAND
Date
Title
Account Number:
(for City use only)
Date
Economic and Cultural Development Grant Contract 2003-04 Page 2 of 3
CERTIFICATE OF LIABILITY INSURANCE
Me~uc~ (503) 2~7 -0491 ' F~ (503) 227-0927 THIS GERTIPICATE Il I~ED AS A MA~ER OF INFORMATION
ONLY AND CON~ NO RIGHTS UPON THE C~TIFICATE
Ga teS CreeA ] nsurencm Servi ces, I nc. HO~ER, ~lS CERTIFICATE.DOES NOT AMEND,
800 NW 6th, SU itc 335 AbTER THE COVE~GE AFFORD~ aY THE POLI~,IES .BELOW.
Portland, OR 97Z09
Rust~ Po~ner INSUREE~ AF~I~ COVE~GE
~.su~FAshiand ~mmunit7 ~ea~re ~,~u~.~= C lerendon ~n~urance
P0 Box 32~4
,, v,.,
ASh I and, CE 97~20 , I~UAER C:
J' 1~3URBR ~;
.. J I~U~ER E~ ,,
THE POL[OIE$ OF INSURANCE~ LISTED BELOW HAVE BEEN ISSUED ~O THE INSURED N~ED ~O~ FOR ~E PDUCY PERICD INDI~ATED, NO~ITHSTAND[N(
ANY ~UIREM~NT, YERM OR ~NDIT~ON OF ANY GONT~ OE ~ER ODDMENT WI~H EESPECT TO WHICH ~19 CERTIRCATE MAY EE 166UED OR
MAY PERTAIN, THE [N~U~NGE AF~OEDED BY THE POUC!E~ D~IBED HEREIN i9 9~JE~ TO ALL THE TE~M9, EXCLUSIONS AND CONDITIONS O~ SUCH
POLI~IEO, A~GREGATE LIMITS SHOWN MAY HAVE gBBN A~UCED gY PAID
,
J ~t~ ~D~ ~ o~o~.
~N'LA~REGATE6tM1T~LI~PER: j PRODUG~-g~AGG $ ~ ,0~,000
~ ANY AUTO I~ .....
ALL OWNED AUTOS ~ ~ODLLY INJURY
~ ~°~'cw~o ~u~
!
~ ,
~j~J ~Y A~O
~TO ONLY: ~" ~ j, ,,
,,
BMp~~ L~IU~ J E.L.
O~I~MB~R E~UDGD9 [ ~.L. DIS~ - ~E~LOYEE
Th~ Ci=y o~ ~hland, i:5 o~Etce~s, employees and ages
~nde~ :his poi icy.
CEFtTIRCA~'I~ HOLDER
L C Cy o f Ash[and, Oregon
F nance Dlrec=cr
20 E. Main S=reet
Ashlend, OR 97820
ACORD 25 (ZOOlF08) FAX: C541 ) 488-6311
CANCELLATION ..,
.~i4OULD ANY OF THE ABDV~ O~G~RIBED POI.1C1Ell BE CANCELLED EEl=ORE TEE
F..XIqRATI~N DAT.~ TMIRIDF, TME ImmUINe IN~URER WILL ENDFaAVDR TO ~.RtL
30 DAYG WRIIg'GN KOTJCE TO THE CERYiFJCA,'rL~- # OLI~gR NAMED TO TH E LEFT
BUT FAILURE TO ,AIL ,uo, NOTICE ,H~i.L WIPO,I~ HQ I;)~4.IgATIO, DR LL~EILI'rY
' OF A/dY HIND UPON THE IN~8~iR~IT~ R~.PRF.~Fd4TATIVES.
' ' . ~ ~ ! - ~ACORD CORPORATION 1956
15: @~
PAGE 01/01
Francis L. Dean & Associates, Inc.
The Nation's Leader In Sports/Insurance
1776 South Naperville Road~ Bldg B
Whea~on~ Illinois 60187
(800)745-2409 Phone (630)665-7294 Fax
~une 17, 2003
FAX COYB'R F~rEET
Rus.W l'oeh~er
From:
Breda Dean
F.L Dean & Assooi&t,s, Inc.
Azhland Community Theatre
Liability Policy Numbcr ECP000305-00
Number of Bages Including Cov~r Sheet: !
The above i.u~ur~ h~ pm'chaaed liability cov~age on ~ ~ basis. ~owevg, our
pokey n~be~ c~ge e~h cal~d~ ye~, so cover~ is sho~ to ~e on 1/0 I./04.
Plaase be a~xds~d ~at a second ce~cate will be iasued (sho~ly) ~howing ~e eff~tive
~ of 1/ot/0~ ~ou~ 5/05/04.
this is not a~ep~able, please notify me witEn the n~xt 10 da~ and I will be happy to
c~eel the policy fiat urkll a full r~fund.
JUN-iT-800: TUE 12:09 TP_I_t503E870S98 NAM~IGA~ES CREEK INS P. ~
~'~X la'o, 503 227 09,27
GALES
CREEK
INSURANCE
SERVIEES
FAX TRANSMITTAL
DATE: June 17, 2003
TO: Finance Director, City of Ashland
CC: Doug Mitchell, Ashland Community Theatre
FAX #: 541) 488-~311
FROM: Rusty Poehner, ext 27 rusty~galescreek, com
RE: Ashland Community Theatre- certificate of insurance
Attached you will find a Certificate of Insurance naming the City of Ashland, et al, as Additional
lnsured's under ACT's general liability policy, per your contract requirements.
The certificate only lists coverage from 5/3/03-1il/04, This is because the Clarendon policy
under which their coverage Is afforded is issued on an. annual basis with a January 1 renewal,
regardless of the renewal dates of individual coverage ho[dem.
I have attached a letter from Francis L. Dean & Assoc., from whom we purchased the policy,
affirming that ACT has indeed purchased one full year of coverage, with effective dates of
5/5/03-5/5t04, and agreeing that they will issue an additional certificate for the balance of the
term as soon as they are advised of the renewal policy number.
I also affirm, on behalf of Gales Creek Insurance, that ACT has purchased annual liability
coverage with effective dates of 5/5/03-5/5104.
i hope that these assurances will be sufficient for ACT to uphold Its contractual obligation to
the City of Ashland. If you require any further clarification or Information, please don't hesitate
to contact me. Thank you for your understanding of this difficult logistical sltuatlon,
total transmittal (including cover): 3
Union Station 800 NW 6th Ave Portland, Oregon 97209
phone: 503)227-049t fax: $03)227-0927
Callfo~'nia License' #0646672 '
The information con~a[ned in this fa~tml]e tmr, smissi0n IS legally 13r]vllege,~ and c~r, fldential information only for the use of the
tn¢ividual or e~,t~ named above. If the ~'aacler of this transmission 1-~ not the Intend$ct ~ecl~31ent, you are haT. by no{ifled that any
use~ dissemination, ¢.~ dlstrlbution of this transmi[tal [s strict~ pr~Hbltecl. If you have received this transmission [n em;r, please
net},~' us by' telephone and tatum the orig|rle[ transmission to us at 'J)e abeve add,ess via US Mail.
2000/JUN/17/SAT 0'2'59 PM GALES C~EEK INS ~AX N/- 503 227 0927 P. 001
0G/17/2003 1G:54
DEaN AND A$$0C
PAGE
01
Francis L. Dean & Associates, Inc.
Th, e Nation's Leader In Sports insurance
1776 South Naperville Road, Bldg B
Wheaton, Illinois 60187
(800)745-2409 Phone (630)665-7294 Fax
~w,r. fde .an..co~
Julte 17, 2003
FAX cov~ smear
Rus~ ~oehner
Gales Creek ~-~uce S~ic:s
Breda Dean
F.L Dean & Associate% Inc.
Ashland Community. Theatre
Number of Pages In. cludl,.g Cover Sheet: 2
Rusty,
Attar. bed i~ the additional insured certificate you. requested.
I will forward the extension certificates as soon as possible. ('It could be as cm:Iy as next
Monday) I'm expecting the .2004 policy numbers any day now.
2000/'JUIq/[?/SA'T 0t~'00 PM GALES CREEK INS I:AX 1,[,:,, ~,0'3 221 0c3'27 P, 002
08/17/200g 16'54 ~306657294 DEAN AND A$$0C PAGE 02
..... :,~:~gf,~-.. 10/17/02
PRODUCER THIS CERWFICA~E iS ISSUED A~ A MA~ER OF INFORMATION
ONLY ~ND CONFE'R3 NO RIGH~ UPON THE CER~FI~TE
FOR SERVICE CALL: HO~E". THIS CERTIFICATE DOES NOT AMEND, ~END DE
F~NClS L. DEAN & ASSOCIATES, INC ..... ~LTER THE C~YE~GE AFFORDED BY THE?q~I~IES BE~W.
WHEATON, ILLINOIS _~. COMPANIES. AFFORD.lNG COVE~GE .
63B/6~5-7011
A C~RENDON AMERICA INSU~NCE COMPANY
, ,,
INdUe'ED ~PORT8 AND R~R~TIDN PR~IDE~ Ae~OC~TION PURCH~ING ~UP COMPAtJY
ASH~ND ~MMUNI~ TH~TRE
COMPANY
P.O BOX 3284 C
ASH~ND. OREGON 97520
CERT.~4016 co~
D
~8 i8 ~ CERTI~ THAT ~E PO~IO1E8 OF ]NSM~CE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED N~ED ABOVE FOR THE POLICY PEKOE
INDI~TE~, NO~)THST~DING ~Y RE~UIREME~, TER~ OR 60NPlTION OF A~ OONTRA~ OR OTHER DOCUMENT WITH RESPECT TO WHICH
CERTIFICA~ MAY B~ I~SUED OR ~Y PERTAIN~ THE t~SUEANCE ~FO~DE~ ~ Y THE POLI~ D~CEIBED HE.IN IS CUBJE¢ TO ALL THE TERMS.
~OLUSIO~S AND CONDITIONS ~F ,SUCH POLICIES, Ll~f~ SHOW~ ~&~ HAVE ~BEN REDUCED BY PAID O~IMS.
L~ ~PE OF INSU~NC[ POLI~ NUMB~ POUGY EFFE¢I~ POLLY ~.~¢t~ON LIMITS
..... DATE (~DD~) QA~ (~~ ,
...................
GEN~L LIABIL~ GmERAC AGG~GA~ ~ $
. [,
............. ~C~t~S ;dARE ~O~UR ECPO00305-00 ~05/03 1101/~ P~RSOdAL &~VINJDRY ~, 1
~,E~'s · co~.'s .~ot ~ ~c~ o~u~euc~ s I ,OQO~O00,~._
X
, , ,,, .... , ....... , ,,
AUTOMOBILE L~ILI~
.... COM~I~ED 8INGLE LIMIT
~Y AUTO ,
....
i_~ ALL OWNED AUTOS BODILY INJURY ~ $
H~ R~
~ NON-OWNED AUTO~ ~'
GAUGE LIABILI~ ~UTO oNLY. EA ACCIDENT
ANY AUTO OTN~ TNAN AUTO 9NLY;
~ ., ,
~OES~ EI,ABILI~ EACH OCCURRENCE
,, ....
_.,~ UMBRELLA FORM AGGREGATE
I~ O~EE THAN UMDR~LLA FORM
I' ~ sr~C .... l .... ~- '
E~FLO~RD' LIABILI~ ~ EL ~CM ACCIDENT ~ ~
THE PROPRIETO~ ~ [NCL ~ [ EL DISUSE - POLICY LIMIT ' $
Br, fCE~A~E: J J ~CL . ' ~L DISEASE - ~ ~Pi-O~E ' $
, . , .... ~ , , ,,,.,,~ ....
~HER
THE CERTIFICATE HOLDER IS ADDED AS AN ADDITIONAL INSURED, BUT ONLY WITH RESPECT TO LIAB!LI~ ARISING OUT OF THE
ODE~TIONS OF THE ABOVE NAMED INSURED.
3HOUL0 ~OF mE ABOVE D[SO~I~ rOLl'ES eE CANCELLED BEF0~ THE
THE CI~ OF ASH~ND. I~S OFFICERS, EMPLOYEE5 ~.[~o..n~, ~OF, ~ mSu.~e co~.~NY ~L~ ~U.~vOR ~O M~L
AND AGENT5--30 ~Y8 WRITER NOTICETO ~ECER~FICrA~HOLDERN&MEDTO THE
A~N: FI NANCE DIRECTOR e~ Fn,[UR~ To M~ 8uc, No~lc~ SH~ ~M.os~ No o~uen~or, o. u~muw
ASHLAND, OREGON 97520 Au~OR~ED REP~SENT~E '
Francis L. Dean
I~' ~" ~ ~ , ~: · ~ . - ' ~: .ac~ - . ,
~300/.IUN/i?/SA? 01 54 PM GALES Cl~EEK IHS I:AX No, 503 227
GALES
CREEK
iNSUKANCE
SERVICES
FAX TRANSMITTAL
DATE: June 17, 2003
TO: Finance Director, City of Ashland
CC: Doug Mitchell, Ashland Community Theatre
FAX #: 541) 488-5311
FROM: Rusty Poehner, ext 27 rusty@galescreek.com
RE: Ashland Community Theatre- certificate of insurance
Attached you will find a Certificate of Insurance naming the City of Ashland, et al, as Additional
Insured's under ACT's general liability policy, per your contract requirements.
The certificate only lists coverage from 513/03-1/1/04. This is because the Clarendon policy
under which their coverage is afforded is issued on an. annual basis with a January 1 renewal,
regardless of the renewal dates of individual coverage holders.
I have attached a letter from Francis L. Dean & Assoc., from whom we purchased the policy,
affirming that ACT has indeed purchased one full year of coverage, with effective dates of
5/5/03-5/5/04, and agreeing that they will issue an additional certificate for the balance of the
term as soon as they are advised of the renewal policy number.
i also affirm, on behalf of Gales Creek Insurance, that ACT haS purchased annual liability
coverage with effective dates of 5/5/03-5/5/04.
I hope that these assurances will be sufficient for ACT to uphold its contractual obligation to
the City of Ashland. If you require any further clarification or information, please don't hesitate
to contact me. Thank you for your understanding of this difficult logistical situation. -
total transrnittal (including cover): 3
Union Station 800 NW 6'hAve Portland, Oregon 97209
phone: 503)227-0491 fax: 503)227-0927
California License' #0645572
The information contained in this facsimile transmission is legally privileged and confidential information only for the use of the
individual or entity named above, If the reader of this transmission is not the intended recipient, you are hereby notified that any
use, dissemination, or di.~trfbution of this tran.~rniffal is .~fdcflv ~rohibited. If you have r~.cP, iv~.d this tr~n.~rni,~sion In
20OO/,IIJN/'17/'I6A'T ........ f-'t1'~,5 PI,,~ O,eLES CP~EE~'~ IN,q I~Ai~i l'i', 5~32: '-' "-' ~ z ,, 092/~'?, [}02
I DA?E (MM/DD/YYYY)
ACORD C,ERTIFICATE OF LIABILITY INSURANCE o6/ 7/2oo3
P~o=uc=R (503) 227-0493 FAX (503) 227-0927 THIS CERTIFICATE i'S ISSUED AS A MATTER OF INFORU~TION
Ga 1 es Creek Insurance Serv ices, I nc. ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE
· . HOLDER. THIS CERTIFICATE.DOES NOT AMEND, EXTEND OR
800 NW 61~h, Su i'l~e 335 ALTER THE COVERAGE AFFORDE..D_.BY THE POLICIES BELOW.
Portland, OR 97209
Rusty Poehner INSURERS AFFORDING COVERAGE NAIC #
~,su.E~ Ashland Communi~.y Theatre I,SU~E.~.~: Clarendon Insurance Co.
PO Box 3284 ~NSURERB:
Ashland, OR 97520 [NSU~ERC:
INSURER D;
INSURER E: '
_
COVERAGES
THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED A~BOVE FOR THE POLIC¥ PERIOD INDICATED. NOTWITHSTANDINc
ANY REQUIREMENT, TERM OR CONDITION O.F .ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFI~TE MAY BE ISSUED
MAY PERTAIN, THE 1NSU~NCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TE~M~, EXCLUSIONS AND CONDITIONS OF SUCH
POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID C~IMS.
~ T~ I U~er ~PE OF INSU~NCE POLI~ NUMBER ~T~M~~ ._,b~ !
GENE~L LI~B[U~ ECPO00305-00 05/03/2003 01/01/2004 ~cH OCCURRENCE $ 1 , 000,"000
X COMMERCIALGENE~L LIABILI~ DAIdAGE~O RENTED $ ~0,000
NONE
A X P~,SO~AL ~ ~SV INJU~' S 3,000,000
....
GENE,~AL AOGREGATE $ ~, OOO. 000
GEN'L AGGREGATE LIBIT APPLIES PER: PRODUCT.S - COMP~ ~ea $ 1 , O00,000
X J POLICY ~JEcTPRO- ~ LOC '
AUTOMOBILE LIABILIW COMBJNAD SINGLE LIMIT
ANY AUTO (Re ecddent)
ALL OWNED AUTOS BODIL7 INJU~
-- SCHEDULED AUTOS [PerPemon)
HIRED AUkS ~ODILY INJURy
NON-OWNED AUTO5 (Per acddent)
P~OPER~ DAMAGE
(Per accident)
GAUGE UA61LI~ A.~ ONLY - ~ ACCIDENT
ANY AU~ O~ER THAN ~ ACC
AUTO ONLY; A.GG
,
'l
,.~
J R~ENTION S
WORKERS COMPENSA~O. AND JTo~yW~ 5TATU-LIM~S l'~'
EMPLOYERS' LIABIU~ EL ~CH AC~tDENT
ANY PROPRIE~ ~PARTNE~ ECU~VE
OFRC~MEMBER EXCLUDED? ~.L, DIS~E - ~ EMPLOYE~
lt~, deac~e under
SPECIAL pROVBIONB ~el0w E.L. DIS~E ~ POLICY UM~
. . ~ ....
,
DESCRIPTION OF OFER~TION& / LOCaTIO~ fVEH1C~ / ~cLUBIo~S AODED BY ENDORSEMENT/SPEClRL PR~IalON8
The Ci:y of Ashland, i:s officers, employees and agents are included as Additional lnsureds
under this poll
.,, ,, ,,,
CERTIFICATE HOLDER
'Ci~j of Ashland, Oregon
Finance Dfrec~or
20 E. Main Street
Ash.land, OR 97520
ACORD,25 (2D01108) FAX- (541) 488-533
CANCELLATION
SHOULD ANY OF THE ABOVE DESCRIBED PoLIciEs BE, CANCELLED BEFORE THE
ES[PIEATION b.&"l'~ THEREOF, THE IESUIN~ INSURER WILL END~VOR TO ~IL
30 DAYS WRI~EN NOTICE TO THE CER~FIC~TE HOLDER N~ED To THE
B~ FAILURE ~ MAIL SUCH N~ICE ~HALL IMPOSE NO OBLIGATION OR LIABILI~
OF.~NY KIND UPON THE INS~~R REPRESENTATIVES.
Rust~ PoehneF
'" - ~ ~ I ~ACORD CORPORATION 1988
t
20OO/JUN/1,/oAT' Oi 55 PM O~,LBS C~EEK INS ~'AX N,i 503 2 U 092?
06/17/~883 15:B3
DEAN AND ASSOC
P~GE 01/81
Francis L. Dean & Associates, Inc.
The Nation's Leader In Sports Insurance
1776 South Naperviile Road, Bldg B
Wheaton~ Illinois 60187
(800)745-2409 Phone (630)665-7294 Fax
June 1'7, 2003
FAX COVER SHEET
To:
Rusty Poehner
Gales Creek I,,smatace Services
Bred2 Demi
F.L Dean & Associates, Inc.
Ashland Community Theatre
Liability ?oli~y Numbor ECP000305-00
Number of Pages Including Cover Sheet: 1
The above J~nsm-r,'!.. h,~ pm:chased liability coverage on an annual basis. However, our
policy numbet~ change each calendar year, so coverage is shown to expire on I/01/04.
Please be advised that a ~econd certificate will be issued (shortly) -~howing the effective
dates of 1/01/04 through 5/05/04.
If this is not acceptable, please notify me withrt the next 10 days and I will be happy to
caaace! the policy flat wi~ a full refund,