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HomeMy WebLinkAbout1991-32 Affordable Housing Levels RESOLUTION NO. 91- 3,1- A RESOLUTION OF THE CITY OF ASHLAND, OREGON REPLACING RESOLUTION NO. 91-28 IN ITS ENTIRETY AND SETTING AFFORDABLE HOUSING INCOME LEVELS AND RENTAL AND PURCHASED COST LEVELS WHEREAS, the City of Ashland desires to provide affordable housing for its citizens; and WHEREAS, the City's Land Use Ordinance has been amended to provide density bonuses for providing affordable housing; and WHEREAS, the City's Land Use Ordinance requires the City Council to adopt a resolution to establish a)<j'ordability standards to implement the affordable housing density bonuses. NOW, THEREFORE, BE IT RESOLVED by the Mayor and City Council of the City of Ashland, Oregon as follows: SECTION 1. RENTAL HOUSING In order to qualify for the density bonuses allowed in the City's Land Use Ordinance, designated affordable units must be rented to individuals or families whose annual income does not exceed the following: # of People Annual Income Level (80% of Median Income) 1 2 3 4 5 6 7 8 $18,050 $20,600 $23,200 $25,750 $27,800 $29,900 $31,950 $34,000 Rents for the affordable units shall not exceed the following (23% of monthly income): Apt. Type Maximum Rent Level Studio 1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom $346jmonth $395jmonth $445jmonth $494jmonth $533jmonth The applicant shall sign a 20-year rental agreement which guarantees these Irent levels will be maintained (with inflation factors) and agree to rent only to families that meet the income guidelines. This rental agreement will travel with the property deed to bind future owners who purchase the property during this 20 year period. The agreement will also require the owner to rent to HUD Section 8 qualified applicants and agree to accept rent vouchers for all of the affordable rental units where applicable. SECTION 2. PURCHASED HOUSING A. INCOME In order to qualify for the density bonuses allowed in the City's Land Use Ordinance, designated affordable units must be sold to individuals or families whose annual income does not exceed the foilowing: # of People Annual Income Level (1.3 x Median Income) 1 2 3 4 5 6 7 8 $29,331 $33,475 $37,700 $41,843 $45,175 $48,875 $51,918 $55,250 B. ASSETS Excluding the down payment (to a maximum of 20 percent of the purchase price) and closing costs, net assets (not including pension plans and IRA's) shall not exceed $20,000 for a family or $130,000 if one family member is 65 years or older. C. PURCHASE PRICE To qualify for the density bonus, the purchase price of designated affordable units shall not exceed the following amounts: Type of Unit Purchase Price Estimated Monthly Payment Studio 1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom $69,711 $79,558 $89,601 $99,446 $107,365 $622 $710 $800 $888 $959 D. GUARANTEEING AFFORDABILlTY 1. FARMERS HOME ADMINISTRA TlON - For housing financed by the Farmer's Home Administration, affordability will be assured by the recapture provisions required by FmHA which requires sellers to repay FmHA for all the subsidies accrued during the period that they resided in the housing. In addition, it will be required that there be a provision in the CC&R's that for the first five years after the initial purchase, resale can only be to individuals from the same income category as the original purchasers. 2. ALL OTHER DEVELOPMENTS - For all other developments, affordability will be guaranteed by requiring that "sleeping second" mortgages be recorded on the deeds of all units used to qualify for the affordable housing density bonus if the appraisecl value of the units exceeds the selling price by 10% or more. SECTION 3. This Resolution replaces previously adopted Resolution No. 91-28 in its entirety. The foregoing resolution was READ and DULY AD..,OPTED at the re~Jular meeting of the Ashland City Council on the 6'L'TtLday of t/'cC()~~ , 1991. c- ..---) d4 .,. ~">:t-c....!- '?:~?;;//.;:-h~e-<.:?,- Nan Franklin City Recorder SIGNED and APPROVED this ~M/day of 1991. a"' , _/ ~~-7 [~"-+