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ACORD~ CERTIFICATE OF LIABILITY INSURANCE OP ID L9 DATE (MM/DDIYYYY)
HUNT02C 06/13/07
PRODUCER THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION
Risk SOlution~ f,1.rt'CORDER'S Cl b~ AND CONFERS NO RIGHTS UPON THE CERTIFICATE
united DER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR
PO Box 936 \ .,\c, ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW.
Medford OR 97501-006 . I NAIC #
Phone: 541-245-1111 Fax:541-245-1112 INSURERS AFFORDING COVERAGE
INSURED INSURER A. Hartford Casualty Ins CO
INSURER B: American States Insurance Co
Hunter Communications, Inc. INSURER C
801 Enterprise Dr. Ste. 101 INSURER 0
Central Point OR 97502
INSURER E
COVERAGES
THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED NOTWITHSTANDING
ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR
MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH
POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
LTR NSRI TYPE OF INSURANCE POLICY NUMBER PD~~fjJ~rJtf,w\E Pgf!fllij~6'"lf'~qN LIMITS
GENERAL LIABILITY EACH OCCURRENCE $1,000,000
I--
A X X COMMERCIAL GENERAL LIABILITY' 52SBATL6304 06/20/07 06/20/08 ~~~~;S'Es (Ea occurence) $ 300,000
I CLAIMS MADE ~ OCCUF, MED EXP (Anyone person) $10,000
PERSONAL & ADV INJURY $1,000,000
GENERAL AGGREGATE $2,000,000
-
GEN'L AGGREGATE LIMIT APPLIES PER: PRODUCTS - COMP/OP AGG $2,000,000
!xl n PRO- n
X POLICY JECT LOC
AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT
r- $1,000,000
B X ANY AUTO 04CC208615-10 06/20/07 06/20/08 (Ea accident)
r--
X ALL OWNED AUTOS BODILY INJURY
r-- $
~ SCHEDULED AUTOS (Per person)
X HIRED AUTOS BODILY INJURY
r-- $
~ NON.QWNED AUTOS (Per accident)
- PROPERTY' DAMAGE $
(Per accident)
GARAGE LIABILITY AUTO ONLY- EA ACCIDENT $
~ ANY AUTO OTHER THAN EA ACC $
AUTO ONLY: AGG $
EXCESS/UMBRELLA LIABILITY EACH OCCURRENCE $
:=J OCCUR o CLAIMS MADE, AGGREGATE $
$
=1 DEDUCTIBLE $
RETENTION $ $
WORKERS COMPENSA nON AND 1 TORY LIMITS I IU~~-
EMPLOYERS' LIABILITY EL EACH ACCIDENT $
ANY PROPRIETORlPARTNERlEXECUTIVE
OFFICERlMEMBER EXCLUDED? E.L. DISEASE. EA EMPLOYEE $
If ~es, describe under EL DISEASE. POLICY LIMIT $
S ECIAL PROVISIONS below
OTHER
DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES I EXCLUSIONS ADDED BY ENDORSEMENT I SPECIAL PROVISIONS
Re: Operations of the Named Insured / The City of Ashland is Additional
Insured when required by written contract or agreement per Policy Form
#SSOO08 (04/05)
CERTIFICATE HOLDER
CANCELLATION
CITAS02 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION
DATE THEREOF, THE ISSUING INSURER WILL ENDEAVOR TO MAIL 30 DAYS WRITTEN
NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT, BUT FAILURE TO DO SO SHALL
City of Ashland IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER, ITS AGENTS OR
90 N Mountain Ave.
Ashland OR 97520 REPRESENTATIVES.
A~!l~TlVE
ACORD 25 (2001/08)
@ACORD CORPORATION 1988
~
BUSINESS LiABiliTY COVERAGE FORM
Various provlsloI1S Iii !I-liS policy restrict coverage Read tile entire poliCY carefully to detelmlllP rlgillS. (Iutles and Vvrlat
is and is not cOlered
Throughout thiS pOliCY the words "you" and "your" refer to the Named Insul-ed shown In the Declarations The words
"we", "us" and "our' refer to tr1e stock insmance company member of The Hartford pmvldlng this Illsurance
The word 'Insured" means any person or orgalllzation qualifYing as such under- Section C - Who Is An Insured.
<j' Other words and ptlrases that appear in quotation mal-ks have special meaning Refer 10 Section G - liability And
;=; Medical Expenses Definitions
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A. COVERAGES
1. BUSINESS LIABILITY COVERAGE (BODILY
INJURY, PROPERTY DAMAGE, PERSONAL
AND ADVERTISING INJURY)
Insuring Agreement
a. We will pay those sums that the insured
becomes leoally obligated to pay as
damages because of "bodily injury",
"property damage" or "personal and
advertising injury" to which th is insurance
applies. We will have the right and duty to
defend the insured against any "suit"
seeking those damages. However, we will
have no duty to defend the insured against
any "suit" seeking damages for "bodily
injury", "property damage" or "personal and
advertising injury" to which this insurance
does not apply.
We may, at our discretion, investigate any
"occurrence" or offense and settle any claim
or "suit" that may result. But:
(1) The amount we will pay for damages is
limited as described in Section .0. -
Liability And Medical Expenses limits
Of Insurance; and
(2) Our nght and duty to defend ends when
we have used up the applicable limit of
insurance in the payment of judgments,
settlements or medical expenses to which
thiS insurance applies.
No other obligation or liability to pay sums or
perform acts or services is covered unless
explicitly pmvlded for undel- Coverage
Extension - Supplementary Payments.
b. This insurance applies
(1) To "bodily injur-y" and "property
damage" only If
(a) The "bodily lrljury" or "property
damage" IS caused by an
"occurrence" that takes place In the
"coverage territory";
(b) The "bodily injury" or "propeliy
damage" occurs durrng the policy
period; and
(c) Prior to the policy period, no insured
listed under Paragraph 1. of Section
C. - Who Is An Insured and no
"employee" authorized by you to give
or receive notice of an "occurrence"
or claim, knew that the "bodily injury"
or "property damage" had occurred,
in whole or in part. If such a listed
insured or authorized "employee"
knew, prior to the policy period, that
the "bodily injury" or "property
damage" occurred, then any
continuation, change or resumption
of such "bodily injury" or "property
damage" during or after the policy
period will be deemed to have been
known prior to the policy period
(2) To "personal and advertising injury"
caused by an offense arising out of your
business, but only if the offense was
committed in the "coverage territory"
during the policy penod
c. "Bodily injury" or "property damage" will be
deemed to have been known to have
occurred at the earliest time when any
insured listed under Pmagraph 1. of Section
C. - Who Is An Insured or any "employee"
authorized by you to give or receive notice
of an "occurrence" or claim
(1) Reports all, or any part of the "bodily
inJUry' or "property damage" to us or
any other insurer;
Form 58 00 08 0405
Page 1 of 24
@ 2005. The Hartford
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(b) Rentec: to In (t,e cale cLlstody or-
control of 01 over which physical
control IS being exelclsed for any
pUI-pose by you. an y of yo ur
"employees' "volunteer workers".
any pariner or member (If you are
a partnership or joint venture) or
any member" (if you are a limited
liability company)
b. Real Estate Manager
Any person (other than your "employee" or
"volunteer workei""), or any organization
while acting as your real estate manager
c. Temporary Custodians Of Your
Property
Any person or organization haVing peaper
temporary custody of your property if you
die, but only
(1) With respect to liability arising out of the
maintenance or use of that property; and
(2) Until your legal representative has
been appointed.
d. Legal Representative If You Die
Your legal representative if you die, but
only with respect to duties as such. That
representative will have all your rights and
duties under this insurance.
e. Unnamed Subsidiary
Any subsidiary and subsidiary thereof, of
yours which is a legally incorporated entity
of which you own a financial interest of
more than 50% of the voting stock on the
effective date of this Coverage Part.
The insurance afforded herein for any
subsidiary not shown in the Declarations
as a named insured does not apply to
injury or damage with respect to which an
insured uncler this insu ranee is also an
insured under another policy or would be
an insured under such policy but for its
termination or upon the exhaustion of its
limits of insurance
Newly Acquired Or Formed Organization
Any organization you newly acquire or form,
other than a partnership, joint venture or
limited liability company, and over which you
maintain financial interest of more than 500/0 of
the voting stock, will qualify as a Named
Insured if there is no other Similar insurance
available to that organization. However
a. Coverage under this provision IS afforded
only until the 180th day after you acquire
or form the organizalion or the end of the
policy period, whichever is earlier; and
Form 55 0008 04 05
BUS\' IS LIABiliTY COVERAGE FORM
b. Coverage under ItllS pmvlslon does not
apply to
(1) "Bodily IIlJUI"y" or "pr"operty damagE::"
that occulTed: 01
(2) "Personal and advelilslllg Injury"
allslllg out of an offense committed
before you acquired 01 formed Hie
organization
4. Operator Of Mobile Equipment
WiH, respect to "mobile equipment" registered In
yOLlr name under any motor vehicle registration
law, any person IS an insured while dnvlng suCtl
equipment along a public highway with your
permission Any other person or organization
responsible for the conduct of such person is
also an insured, but only with respect to liability
arising out of tile operation of the equipment, and
only if no other insurance of any kind is available
to that person or organization for this liability.
However, no person or organization is an insured
with respect to:
a. "Bodily injury" to a co-"employee" of the
person dnving the equipment; or
b. "Property damage" to property owned by,
rented to, in the charge of or occupied by
you or the employer of any person who is
an insured under this provision.
5. Operator of Nonowned Watercraft
With respect to watercraft you do not own that
is less than 51 feet long and is not being used
to carry persons for a charge, any person is an
insured while operating such watercraft with
your permission. Any other person or
organization responsible for the conduct of
such person is also an insured, but only with
respect to liability arising out of the operation
of the watercraft, and only if no other
insurance of any kind is available to that
person or organization for this liability.
However, no person or organization IS an
Insured with respect to
a. "Bodily injul)''' to a co-"employee" of the
person operating the watercraft; or
b. "Property damage" to property owned by,
rented to, in the charge of or occupied by
you or the employer of any person who is
an Insured under thiS proviSion.
6. Additional Insureds When Required By
Written Contract, Written Agreement Or
Permit
The person(s) or organization(s) identified in
Paragraphs a. through f. below are additional
insureds when you have agreed, in a written
Page 11 of 24
BUSINESS UABlLlTY COVER ~E FORM
contract. wntten agreement or becausE:: of a
permit Issuec! by a state or r-Jolltlcal
subdivision that such person 01 organization
be added as an additional insured on your-
policy provided the InJul)' or damage OCCLlI-S
subsequent to the execution of trle conti act or
agreement or the Issuarlce of the pernlit
A person or organization is an additional
insured under- this pl-ovision only for- that
period of time reqUired by the contract.
agreement 01 permit.
Howevel, no such person or organizatIOn IS an
additional insured under this provision if such
person or or~Janiza!ton is included as an
additional insured by an endorsement issued
by us and made a part of this Coverage P3Ii,
including all persons or organizations added
as additional insureds under the specific
additional insured coverage grants in Section
F. - Optional Additional Insured Coverages.
a. Vendors
Any person(s) or organization(s) (referred to
below as vendor), but only with respect to
"bodily injur)''' or "property damage" arising
out of "your products" which are distributed
or sold in the regular course of the vendor's
business and only if this Coverage Part
provides coverage for "bodily injury" or
"property (jamage" included within the
"products-completed operations hazard".
(1) The insurance afforded to the vendor
is subject to the following additional
exclusions:
This insurance does not apply to:
(a) "Bodily injury" or "property
damage" for which the vendor is
obligated to pay damages by
reason of the assumption of
liability in a contract or agreement.
This exclusion does not apply to
liability for damages that the
vendor would have in the absence
of tlhe contract or agreement;
(b) Any express warranty
unauthorized by you;
(c) Any physical or chemical change
in the product made intentionally
by the vendor,
(d) Repackaging, except when
unpacked solely for the purpose of
inspection, demonstration, testing,
or the substitution of parts under
instructions from the manufacturer,
and then repackaged In the
anginal container;
(e) ,w,ny fa tI ur-e to make suer,
inspections adjustments te'sts 01
servicing JS the JendOi I-Ias
agreed to make I~I- 11UI rnally
undelia~,es to nl3ke III ttle uSllal
coulse ot bUSiness, III COlmeetloll
vvith the distribution 01 sale of the
products;
(f) Demonstration Installation
servicing 01- repal!- operations,
except such operations performed
at the vendor's premises in
connection with the sale of the
product;
(g) Products WhiCh, after- distribution
or sale by YOll, have been labeled
or relabeled or lIsed as a
container, part or ingreclient of any
other thing or substance by or for
the vendor; or
(h) "Bodily injury" or "property
damage" arising out of the sole
negligence of the vendor for its
own acts or omissions or those of
its employees or anyone else
acting on its berlalf. However, this
exclusion does not apply to:
(i) The exceptions contained in
Subparagraphs (d) or (f); or
(ii) Such inspections, adjustments,
tests or servicing as the vendor
has agreed to make or normally
undertakes to make in the usual
course of business, in
connection with the distlibution
or sale of the products.
(2) This insurance does not apply to any
insured person or organization from
whom you have acquired such products,
or any ingredient, part or container,
entering into, accompanying or
containing such products.
b. Lessors Of Equipment
(1) Any person or organization from
whom you lease equipment; but only
with I-espect to their liability for "bodily
injury", "property damage" or
"personal and adveliislng injury"
caused, in whole or In part, by your
rna i ntenance, operation or use of
equipment leased to you by such
person or organization
Page 12 of 24
Form SS 0008 0405