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HomeMy WebLinkAboutInsurance Certificate: Chown ACORD'M CERTIFICATE OF LIABILITY INSURANCE I DATE (MMfDDIYYVY) 3/3/08 PRODUCER THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION USI Northwest ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE 700 NE Multnomah, Suite 1300 HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW_ Portland, OR 97232 503 224-8390 INSURERS AFFORDING COVERAGE NAIC# INSURED INSURER A: Phoenix Insurance Company 25623 Chown, Inc. INSURER B: Travelers Indemnity Company 25658 POBox 2888 INSURER c: Charter Oak Fire Insurance Company 25615 Portland, OR 97208 INSURER 0: I INSURER E: I Client#. 325772 CHOWNINC COVERAGES THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR DD'l _----.!v:~_OF IN~URAN.<:~___-L___---.!'.O~ICY t>I~MB~__ P~,k+~j~~;~8~\E POLICY EXPIRATION ~ NSR[ DATE (MMfDDIYY) ---- LIMITS A ~NERAL LIABILITY 6809762C114 03/01/08 03/01/09 EACH OCCURRENCE $1 000000 1L COMMERCIAL GENERAL LIABILITY ~~~~~H9E~~~J~r?ence $1 000000 - ~ CLAIMS MADE [K] OCCUR MED EXP (Anyone person) $10000 PERSONAL & ADV INJURY $1 000 000 GENERAL AGGREGATE $2.000 000 ~'L AGGREAE LIMIT APAS PER: PRODUCTS - COMP/OP AGG $2 000 000 PRO- POLICY JECT LOC C ~OMOBILE LIABILITY BA9762C845 03/01/08 03/01/09 COMBINED SINGLE LIMIT .!... ANY AUTO (Ea accident) $1,000,000 ALL OWNED AUTOS BODILY INJURY - $ SCHEDULED AUTOS (Per person) - .!... HIRED AUTOS BODILY INJURY .!... (Per accident) $ NON-OWNED AUTOS - PROPERTY DAMAGE $ (Per accident) ~RAGE LIABILITY AUTO ONLY - EA ACCIDENT $ ANY AUTO OTHER THAN EA ACC $ AUTO ONLY AGG $ B 0ESS/UMBRELLA LIABILITY CUP5944Y135 03/01/08 03/01/09 EACH OCCURRENCE $5.000 000 X OCCUR D CLAIMS MADE AGGREGATE $5 000 000 $ 8 DEDUCTIBLE $ X RETENTION $ 10000 $ I. WC STATU- I IOTH- WORKERS COMPENSATION AND TnRY L1MIT~ ER EMPLOYERS' LIABILITY $ ANY PROPRIETOR/PARTN",R/EXECJTlVE E.L. EACH ACCIDENT OFFICER/MEMBER EXCLUDED? EL DISEASE - EA EMPLOYEE $ If yes, describe under E.L. DISEASE - POLICY LIMIT $ SPECIAL PROVISIONS below OTHER - DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES I EXCLUSIONS ADDED BY ENDORSEMENT / SPECIAL PROVISIONS ~l~\~\ The City of Ashland and it's elected officials, officers and employees are included as additional insureds per form attached ~ \ \\, \ \ D MAR i '; lOOfJ \ IJ )\ ", ':d:~Ll \: ''A :.. ",-' ..-.,..- ~ CERTIFICATE HOLDER CANCELLATION \ { l:' ./ --- SHOULD ANY OF THE ABOVE DESCRIBED ~s;Be-CANCECCED BEFORE THE EXPIRATION City of Ashland DATE THEREOF, THE ISSUING INSURER WILL ENDEAVOR TO MAIL ------30.... DAYS WRITTEN Attn: Kari Olson NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT, BUT FAILURE TO DO SO SHALL 901 N Mountain Ave IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER, ITS AGENTS OR Ashland, OR 97520 REPRESENT A TlVES_ ALo;~ED REPRESENT~TI~ .~ ~""".,~~~M ACORD 25 (2001/08) 1 of 2 #M1959139 JLCJT @ ACORD CORPORATION 1988 IMPORTANT If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s}. DISCLAIMER The Certificate of Insurance on the reverse side of this form does not constitute a contract between the issuing insurer(s), authorized representative or producer, and the certificate holder, nor does it affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon. ACORD 25-5 (2001/08) 2 of 2 #M1959139 COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. MANUFACTURERS AND WHOLESALERS XTEND ENDORSEMENT This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART GENERAL DESCRIPTION OF COVERAGE - This endorsement broadens coverage. The following listing is a general coverage description only. Limitations and exclusions may apply to these coverages. Read all the PRO- VISIONS of this endorsemer-t carefully to determine rights, duties, and what is and is not covered. A. Broadened Named Insured J. Extension of Coverage - Bodily Injury B. Blanket Broad Form Vendors K. Injury to Co-Employees and Co-Volunteer c. Limited Worldwide Liability Coverage - Indemnity Workers Basis L. Aircraft Chartered with Crew D. Damage To Premises Rented To You Extension M. Non-Owned Watercraft - Increased . Perils of fire, explosion, lightning, smoke, water from 25 feet to 50 feet . Limit increased to $300,000 N. Increased Supplementary Payments E. Blanket Waiver of Subrogation . Cost for bail bonds increased to $2,500 F. Blanket Additional Insured - Managers or . Loss of earnings increased to $500 per day Lessors of Premises O. Medical Payments - Limit increased to G. Blanket Additional Insured - Lessor of $10,000 per person Leased Equipment P. Knowledge and Notice of Occurrence H. Incidental Medical Malpractice or Offense I. Personal Injury - Assumed by Contract Q. Unintentional Omission R. Reasonable Force - Bodily Injury or Property Damage PROVISIONS A. BROADENED NAMED INSURED 1. The Named Insured in Item 1. of the Declara- tions is as follows: The person or organization named in Item 1. of the Declarations and any organization, other than a partnership or joint venture, over which you maintain ownership or majority in- terest on the effective date of the policy. However, coverage for any such organization will cease as of the date during the policy pe- riod that you no longer maintain ownership of, or majority interest in, such organization. 2. WHO IS AN INSURED (Section II) Item 4.a. is deleted and replaced by the following: CG D1 87 11 03 a. Coverage under this provision is afforded only until the 180th day after you acquire or form the organization or the end of the policy period, whichever is earlier, unless reported in writing to us within 180 days. 3. This Provision A. does not apply to any per- son or organization for which coverage is ex- cluded by endorsement. B. BLANKET BROAD FORM VENDORS COVER- AGE WHO IS AN INSURED (Section II) is amended to include as an insured any person or organization (referred to below as "vendor") with whom you have agreed in a written contract, executed prior to loss, to name as an additional insured, but only with respect to "bodily injury" or "property dam- age" arising out of "your products" which are dis- Copyright, The Travelers Indemnity Company, 2003 Page 1 of 7 COMMERCIAL GENERAL LIABILITY tributed or sold in the regular course of the ven- dor's business, subject to the following additional provisions: 1. Limits of Insurance. The limits of insurance afforded to the vendor shall be the limits which you agreed to provide, or the limits shown on the Declarations, whichever is less. 2. The insurance afforded the vendor does not apply to: a. "Bodily injury" or "property damage" for which the vendor is obligated to pay damages by reason of the assumption of liability in a contract or agreement. This exclusion does not apply to liability for damages that the vendor would have in the absence of the contract or agreement; b. Any express warranty unauthorized by you; c. Any physical or chemical change in the product made intentionally by the vendor; d. Repackaging, unless unpacked solely for the purpose of inspection, demonstration, testing, or the substitution of parts under instructions from the manufacturer, and then repackaged in the original container; e. Any failure to make such inspections, ad- justments, tests or servicing as vendors agree to make or normally undertake to make in the usual course of business, in connection with the distribution or sale of "your products"; f. Demonstration, installation, servicing or repair operations, except such operations performed at the vendor's premises in connection with the sale of the product; g. Products which, after distribution or sale by you, have been labeled or relabeled or used as a container, part or ingredient of any other thing or substance by or for the vendor; 3. This Provision B. does not apply to: a. Any insured person or organization, from whom you have acquired such products, or any ingredient, part or container enter- ing into, accompanying or containing such products; b. Any vendor for which coverage as an ad- ditional insured specifically is scheduled by endorsement; or Page 2 of 7 c. Any of "your products" for which coverage is excluded by endorsement. C. LIMITED WORLDWIDE LIABILITY COVERAGE 1. The definition of "coverage territory" in DEFI- NITIONS (Section V) is deleted and replaced by the following: "Coverage territory" means: a. The United States of America (including its territories and possessions), Puerto Rico and Canada; b. International waters or airspace, but only if the injury or damage occurs in the course of travel or transportation between any places included in a. above; or c. All other parts of the world, excluding any country or jurisdiction which at the time of the "occurrence" or offense is the subject of trade or economic sanctions imposed by the laws or regulation of the United States of America, but not including any country or jurisdiction in which the in- sured's activities are specifically permit- ted by any governmental entity of the United States of America, if the injury or damage arises out of: (1) Goods or products made or sold by you in the territory described in 1.a. above; or (2) The activities of a person whose home is in the territory described in 1.a. above, but is away for a short time on your business; or (3) "Personal injury" or "advertising in- jury" offenses that take place through the Internet or similar means of communication. 2. With respect to claims or suits caused by an "occurrence" within the "coverage territory" described in 1.c. above, the following condi- tions apply: a. The coverage afforded hereunder shall be excess over any other valid and col- lectible insurance available to the insured, whether primary, excess, contingent or on any other basis, except for insurance pur- chased specifically by you to be excess of this policy. b. This insurance is not a substitute for "compulsory admitted insurance" in any jurisdiction described in 1.c. above, Copyright, The Travelers Indemnity Company, 2003 CG D1 87 11 03 whether or not this insurance would qual- ify as "compulsory admitted insurance" in a given jurisdiction or is accepted by the appropriate authorities as proof of "com- pulsory admitted insurance". You agree to maintain "compulsory ad- mitted insurance" at the limits required by law. Your failure to do so will not invali- date the coverage afforded by this en- dorsement, but we will only be liable to the same extent we would have been li- able had you maintained "compulsory admitted insurance". "Compulsory admitted insurance" means insurance that is: (1) Required to be in-force to satisfy the legal requirements of a given jurisdic- tion; and (2) Issued by a State Fund or an insurer licensed or permitted by law to do business in the jurisdiction where the property or exposure to loss is lo- cated. c. With respect to defending you against, or the investigation or settlement of, any claim or "suit" brought against you, the following will apply: (1) The provision of the Insuring Agree- ment reading "We will pay....." in Part 1. of COVERAGE A. and COVER- AGE B. (Section I - Coverages) is amended to read 'We will indemnify the insured for.. .."; (2) You must arrange to defend yourself against, and investigate or settle, any claim or "suit"; (3) You will not make any settlement without our consent; (4) We will pay expenses incurred with our consent; (5) We may, at our discretion, participate in defending you against, or in the settlement of, any claim or "suit". 3. This Provision C. does not apply: a. To any of "your products" for which cov- erage is excluded by endorsement; or b. To "personal injury" or "advertising injury" if COVERAGE B. PERSONAL AND AD- VERTISING INJURY LIABILITY is ex- cluded by endorsement. CG D1 87 11 03 COMMERCIAL GENERAL LIABILITY D. DAMAGE TO PREMISES RENTED TO YOU EXTENSION 1. The last paragraph of COVERAGE A. BOD- IL Y INJURY AND PROPERTY DAMAGE LI- ABILITY (Section I - Coverages) is deleted and replaced by the following: Exclusions c. through n. do not apply to dam- age to premises while rented to you, or tem- porarily occupied by you with permission of the owner, caused by: a. Fire; b. Explosion; c. Lightning; d. Smoke resulting from such fire, explosion, or lightning; or e. Water. A separate limit of insurance applies to this coverage as described in LIMITS OF INSUR- ANCE (Section III). 2. This insurance does not apply to damage to premises while rented to you, or temporarily occupied by you with permission of the owner, caused by: a. Rupture, bursting, or operation of pres- sure relief devices; b. Rupture or bursting due to expansion or swelling of the contents of any building or structure, caused by or resulting from wa- ter; c. Explosion of steam boilers, steam pipes, steam engines, or steam turbines. 3. Part 6. of LIMITS OF INSURANCE (Section III) is deleted and replaced by the following: Subject to 5. above, the Damage To Prem- ises Rented To You Limit is the most we will pay under COVERAGE A. for damages be- cause of "property damage" to anyone prem- ises while rented to you, or temporarily occu- pied by you with permission of the owner, caused by fire, explosion, lightning, smoke resulting from such fire, explosion, or light- ning, or water. The Damage To Premises Rented To You Limit will apply to all damage proximately caused by the same "occur- rence", whether such damage results from fire, explosion, lightning, smoke resulting from such fire, explosion, or lightning, or water, or any combination of any of these. Copyright, The Travelers Indemnity Company, 2003 Page 3 of 7 COMMERCIAL GENERAL LIABILITY The Damage To Premises Rented To You Limit will be the higher of: a. $300,000; or b. The amount shown on the Declarations for Damage To Premises Rented To You Limit. 4. Under DEFINITIONS (Section V), Paragraph a. of the definition of "insured contract" is amended so that it does not include that por- tion of the contract for a lease of premises that indemnifies any person or organization for damage to premises while rented to you, or temporarily occupied by you with permis- sion of the owner, caused by: a. Fire; b. Explosion; c. Lightning; d. Smoke resulting from such fire, explosion, or lightning; or e. Water. 5. This Provision D. does not apply if coverage for Damage To Premises Rented To You of COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE LIABILITY (Section I - Coverages) is excluded by endorsement. E. BLANKET WAIVER OF SUBROGATION We waive any right of recovery we may have against any person or organization because of payments we make for injury or damage arising out of premises owned or occupied by or rented or loaned to you; ongoing operations performed by you or on your behalf, done under a contract with that person or organization; "your work"; or "your products". We waive this right where you have agreed to do so as part of a written contract, executed by you prior to loss. F. BLANKET ADDITIONAL INSURED - MANAG- ERS OR LESSORS OF PREMISES WHO IS AN INSURED (Section II) is amended to include as an insured any person or organization (referred to below as "additional insured") with whom you have agreed in a written contract, exe- cuted prior to loss, to name as an additional in- sured, but only with respect to liability arising out of the ownership, maintenance or use of that part of any premises leased to you, subject to the fol- lowing provisions: 1. Limits of Insurance. The limits of insurance afforded to the additional insured shall be the limits which you agreed to provide, or the lim- Page 4 of 7 its shown on the Declarations, whichever is less. 2. The insurance afforded to the additional in- sured does not apply to: a. Any "occurrence" that takes place after you cease to be a tenant in that premises; b. Any premises for which coverage is ex- cluded by endorsement; or c. Structural alterations, new construction or demolition operations performed by or on behalf of such additional insured. 3. The insurance afforded to the additional in- sured is excess over any valid and collectible insurance available to such additional in- sured, unless you have agreed in a written contract for this insurance to apply on a pri- mary or contributory basis. G. BLANKET ADDITIONAL INSURED - LESSOR OF LEASED EQUIPMENT WHO IS AN INSURED (Section II) is amended to include as an insured any person or organization (referred to below as "additional insured") with whom you have agreed in a written contract, exe- cuted prior to loss, to name as an additional in- sured, but only with respect to their liability arising out of the maintenance, operation or use by you of equipment leased to you by such additional in- sured, subject to the following provisions: 1. Limits of Insurance. The limits of insurance afforded to the additional insured shall be the limits which you agreed to provide, or the lim- its shown on the Declarations, whichever is less. 2. The insurance afforded to the additional in- sured does not apply to: a. Any "occurrence" that takes place after the equipment lease expires; or b. "Bodily injury" or "property damage" aris- ing out of the sole negligence of such ad- ditional insured. 3. The insurance afforded to the additional in- sured is excess over any valid and collectible insurance available to such additional in- sured, unless you have agreed in a written contract for this insurance to apply on a pri- mary or contributory basis. H. INCIDENTAL MEDICAL MALPRACTICE 1. The definition of "bodily injury" in DEFINI- TIONS (Section V) is amended to include "In- cidental Medical Malpractice Injury". Copyright, The Travelers Indemnity Company, 2003 CG 01 87 11 03 2. The following definition is added to DEFINI- TIONS (Section V): "Incidental medical malpractice injury" means bodily injury, mental anguish, sickness or dis- ease sustained by a person, including death resulting from any of these at any time, aris- ing out of the rendering of, or failure to ren- der, the following services: a. Medical, surgical, dental, laboratory, x-ray or nursing service or treatment, advice or instruction, or the related furnishing of food or beverages; b. The furnishing or dispensing of drugs or medical, dental, or surgical supplies or appliances; or c. First aid. d. "Good Samaritan services." As used in this Provision H., "Good Samaritan ser- vices" are those medical services ren- dered or provided in an emergency and for which no remuneration is demanded or received. 3. Paragraph 2.a.(1)(d) of WHO IS AN IN- SURED (Section II) does not apply to any registered nurse, licensed practical nurse, emergency medical technician or paramedic employed by you, but only while performing the services described in paragraph 2. above and while acting within the scope of their em- ployment by you. Any "employees" rendering "Good Samaritan services" will be deemed to be acting within the scope of their employ- ment by you. 4. The following exclusion is added to paragraph 2. Exclusions of COVERAGE A. - BODILY INJURY AND PROPERTY DAMAGE L1ABIL- !TY (Section I - Coverages): (This insurance does not apply to:) Liability arising out of the willful violation of a penal statute or ordinance relating to the sale of pharmaceuticals by or with the knowledge or consent of the insured. 5. For the purposes of determining the applica- ble limits of insurance, any act or omission, together with all related acts or omissions in the furnishing of the services described in paragraph 2. above to anyone person, will be considered one "occurrence". 6. This Provision H. does not apply if you are in the business or occupation of providing any of the services described in paragraph 2. above, CG D1 87 11 03 COMMERCIAL GENERAL LIABILITY 7. The insurance provided by this Provision H. shall be excess over any other valid and col- lectible insurance available to the insured whether primary, excess, contingent or o~ any other basis, except for insurance pur- chased specifically by you to be excess of this policy. I. PERSONAL INJURY - ASSUMED BY CON- TRACT 1. The Contractual Liability Exclusion in Part 2., Exclusions of COVERAGE B. PER- SONAL AND ADVERTISING INJURY LIABIL- ITY (Section I - Coverages) is deleted and replaced by the following: (This insurance does not apply to:) Contractual Liability "Advertising injury" for which the insured has assumed liability in a contract or agreement. This exclusion does not apply to liability for damages that the insured would have in the absence of the contract or agreement. 2. Subparagraph f. of the definition of "insured contract" (DEFINITIONS - Section V) is de- leted and replaced by the following: f. That part of any other contract or agree- ment pertaining to your business (includ- ing an indemnification of a municipality in connection with work performed for a municipality) under which you assume the tort liability of another party to pay for "bodily injury," "property damage" or "per- sonal injury" to a third party or organiza- tion. Tort liability means a liability that would be imposed by law in the absence of any contract or agreement. 3. This Provision I. does not apply if COVER- AGE B. PERSONAL AND ADVERTISING IN- JURY LIABILITY is excluded by endorse- ment. J. EXTENSION OF COVERAGE - BODILY IN- JURY The definition of "bodily injury" (DEFINITIONS - Section V) is deleted and replaced by the follow- ing: "Bodily injury" means bodily injury, mental an- guish, mental injury, shock, fright, disability, hu- miliation, sickness or disease sustained by a per- son, including death resulting from any of these at any time. Copyright, The Travelers Indemnity Company, 2003 Page 5 of 7 COMMERCIAL GENERAL LIABILITY K. INJURY TO CO-EMPLOYEES AND CO-VOLUN- TEER WORKERS 1. Your "employees" are insureds with respect to "bodily injury" to a co-"employee" in the course of the co-"employee's" employment by you, or to your "volunteer workers" while per- forming duties related to the conduct of your business, provided that this coverage for your "employees" does not apply to acts outside the scope of their employment by you or while performing duties unrelated to the conduct of your business. 2. Your "volunteer workers" are insureds with respect to "bodily injury" to a co-"volunteer worker" while performing duties related to the conduct of your business, or to your "employ- ees" in the course of the "employee's" em- ployment by you, provided that this coverage for your "volunteer workers" does not apply while performing duties unrelated to the con- duct of your business. 3. Subparagraphs 2.a.(1)(a), (b) and (c) and 3.a. of WHO IS AN INSURED (Section II) do not apply to "bodily injury" for which insurance is provided by paragraph 1. or 2. above. L. AIRCRAFT CHARTERED WITH CREW 1. The following is added to the exceptions con- tained in the Aircraft, Auto Or Watercraft Exclusion in Part 2., Exclusions of COVER- AGE A. BODILY INJURY AND PROPERTY DAMAGE LIABILITY (Section 1- Coverages): (This exclusion does not apply to:) Aircraft chartered with crew to any insured. 2. This Provision L. does not apply if the char- tered aircraft is owned by any insured. 3. The insurance provided by this Provision L. shall be excess over any other valid and col- lectible insurance available to the insured, whether primary, excess, contingent or on any other basis, except for insurance pur- chased specifically by you to be excess of this policy. M. NON-OWNED WATERCRAFT 1. The exception contained in Subparagraph (2) of the Aircraft, Auto Or Watercraft Exclu- sion in Part 2., Exclusions of COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE LIABILITY (Section I - Coverages) is deleted and replaced by the following: (2) A watercraft you do not own that is: Page 6 of 7 (a) Fifty feet long or less; and (b) Not being used to carry persons or property for a charge. 2. This Provision M. applies to any person who, with your expressed or implied consent, either uses or is responsible for the use of a water- craft . 3. The insurance provided by this Provision M. shall be excess over any other valid and col- lectible insurance available to the insured, whether primary, excess, contingent or on any other basis, except for insurance pur- chased specifically by you to be excess of this policy. N. INCREASED SUPPLEMENTARY PAYMENTS Parts b. and d. of SUPPLEMENTARY PAY- MENTS - COVERAGES A AND B (Section I - Coverages) are amended as follows: 1. In Part b. the amount we will pay for the cost of bail bonds is increased to $2500. 2. In Part d. the amount we will pay for loss of earnings is increased to $500 a day. O. MEDICAL PAYMENTS -INCREASED LIMITS 1. Paragraph 7. of LIMITS OF INSURANCE (Section III) is amended to read as follows: 7. Subject to 5. above, the Medical Expense Limit is the most we will pay under Cov- erage C. for all medical expenses be- cause of "bodily injury" sustained by any one person, and will be the higher of: (a) $10,000; or (b) The amount shown on the Declara- tions for Medical Expense Limit. 2. This Provision O. does not apply if COVER- AGE C. MEDICAL PAYMENTS (Section I - Coverages) is excluded either by the provi- sions of the Coverage Part or by endorse- ment. P. KNOWLEDGE AND NOTICE OF OCCUR- RENCE OR OFFENSE 1. The following is added to COMMERCIAL GENERAL LIABILITY CONDITIONS (Section IV), paragraph 2. (Duties In The Event of Oc- currence, Offense, Claim or Suit): Notice of an "occurrence" or of an offense which may result in a claim under this insur- ance shall be given as soon as practicable af- ter knowledge of the "occurrence" or offense Copyright, The Travelers Indemnity Company, 2003 CG D1 87 11 03 has been reported to any insured listed under Paragraph 1. of Section II - Who Is An In- sured or an "employee" (such as an insur- ance, loss control or risk manager or adminis- trator) designated by you to give such notice. Knowledge by other "employee(s)" of an "oc- currence" or of an offense does not imply that you also have such knowledge. 2. Notice shall be deemed prompt if given in good faith as soon as practicable to your workers' compensation insurer. This applies only if you subsequently give notice to us as soon as practicable after any insured listed under Paragraph 1. of Section II - Who Is An Insured or an "employee" (such as an insur- ance, loss control or risk manager or adminis- trator) designated by you to give such notice discovers that the "occurrence", offense or claim may involve this policy. 3. However, this Provision P. does not apply as respects the specific number of days within which you are required to notify us in writing of the abrupt commencement of a discharge, release or escape of "pollutants" which causes "bodily injury" or "property damage" which may otherwise be covered under this policy. CG D1 87 11 03 COMMERCIAL GENERAL LIABILITY Q. UNINTENTIONAL OMISSION The following is added to COMMERCIAL GEN- ERAL LIABILITY CONDITIONS (Section IV), paragraph 6. (Representations): The unintentional omission of, or unintentional error in, any information provided by you shall not prejudice your rights under this insurance. How- ever, this Provision Q. does not affect our right to collect additional premium or to exercise our right of cancellation or non renewal in accordance with applicable state insurance laws, codes or regula- tions. R. REASONABLE FORCE - BODILY INJURY OR PROPERTY DAMAGE The Expected Or Intended Injury Exclusion in Part 2., Exclusions of COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE LIABILITY (Section I - Coverages) is deleted and replaced by the following: (This insurance does not apply to:) Expected or Intended Injury or Damage "Bodily injury" or "property damage" expected or intended from the standpoint of the insured. This exclusion does not apply to "bodily injury" or "property damage" resulting from the use of rea- sonable force to protect persons or property. Copyright, The Travelers Indemnity Company, 2003 Page 7 of 7