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HomeMy WebLinkAboutInsurance Certificate: Hunter Communications Inc ACORD. CERTIFICATE OF LIABILITY INSURANCE OP ID D~ DATE (MMlDDIYYYY) HUN'l'02C 06/12/08 PRODUCER THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE United Rili'k Solutions, Inc. HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR PO Bbx 936 ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. Medford OR 97501-0067 phone: 541-245-1111 Fax:541-245-1112 INSURERS AFFORDING COVERAGE NAlC# INSURED INSURER A: Hartford Casualty :Ins CO INSURER B: A1aeriCaD State. Xneurance Co Hunter C~ications, :Inc. INSURER C: 801 Ente~I1se Dr. Ste. 101 INSURER D: Central Po nt OR 97502 INSURER E: COVERAGES THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT. TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. LTR NSRD TYPE OF INSURANCE POLICY NUMBER PD~';-E iMMID.f~ e8k~T(~~b~ LIMITS GENERAL LIABILITY EACH OCCURRENCE $1,000,000 - A X X COMMERCIAL GENERAL LIABILITY 52SBATL6304 06120/08 06120/09 ~~~~'Es lEa occurence) $ 300,000 ! CLAIMS MADE [!] OCCUR MED EXP (Anyone per!'on) $ 10,000 PERSONAL & ADV INJURY $1,000,000 - GENERAL AGGREGATE $ 2,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: PRODUCTS - COMP/OP AGG $ 2,000,000 Iil n PRO- nLOC X POLICY JECT AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT $1,000,000 I-- B ~ ANY AUTO 04CC208615-2 06120/08 06120/09 (Ea accident) ~ ALL OWNED AUTOS BODILY INJURY $ ~ SCHEDULED AUTOS (Per person> ~ HIRED AUTOS BODILY INJURY $ X NON-OWNED AUTOS (Per accident) - PROPERTY DAMAGE $ (Per accident) GARAGE LIABILITY AUTO ONLY - EA ACCIDENT $ R ANY AUTO OTHER THAN EA ACC $ AUTO ONLY: AGG $ EXCESSlUMBRELLA LIABILITY EACH OCCURRENCE $ =:J OCCUR D CLAIMS MADE AGGREGATE $ $ ~ DEDUCTIBLE $ RETENTION $ $ WORKERS COMPENSATION AND IT~~Y~WS I IUE~- EMPLOYERS' LIABILITY E.L. EACH ACCIDENT $ ANY PROPRIETOR/PARTNER/EXECUTIVE OFFICER/MEMBER EXCLUDED? E.L. DISEASE - EA EMPLOYEE $ If ~es, describe under E.L. DISEASE - POLICY LIMIT $ S ECIAL PROVISIONS below OTHER DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES / EXCLUSIONS ADDED BY ENDORSEMENT / SPECIAL PROVISIONS Re: Operations of the Named :Insured 1 The City of Ashland is Additional :Insured when required by written contract or agreement per Policy Fo~ :fI:SSOO08 (04/05) Oiry RECORDER City of Ashland 90 N Mountain Ave. Ashland OR 97520 CANCELLATION C:ITAS02 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, THE ISSUING INSURER WILL ENDEAVOR TO MAIL ~ DAYS WRITTEN NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT, BUT FAILURE TO DO SO SHALL IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER, ITS AGENTS OR REPRESENTATIVES, E IVE @ ACORD CORPORATION 1988 CERTIFICATE HOLDER ACORD 25 (2001/08) . BUSINESS LIABILITY COVERAGE FORM Various provisions in this policy restrict coverage. Read the enUre policy carefully to determine rights. duties and what Is and Is nOl covered. Throughout Ihis policy Ihe words "you. and "your" refer to tho Named Insured shown in the Declarations. The words "we", "us" and "our" refer to tne stock insurance company member of The Hartford providing this insurance. The word "insured" means any person or organizltlon qualifying as such under Section C. - Who Is An Insured. '" Other words and phrases that appear in quotation marks have special meaning. Refer to Section G. - liability And ~ Medical Expenses Definitions. N .... .... o .... o f' ~ l'I\ \D g ,... In C"l o o In o ... A. COVERAGES 1. BUSINESS UABI.ITY COVERAGE (BOOIL Y INJURY, PROPERlY DAMAGE, PERSONAL AND ADVeRTISING. INJURY) Insuring AlrHment .. We will pay those sums thlt the Insured becomes legally obligated to pay as damages because of "bodify in)lry", .property damage. or "personal and advel1ising Injury" to which this Insuranee applies. We wUl haVe the rlghl and dUty to defend the insured against any .sult' seekJng those damages. However, we wilt haw no duty to defend lhe Insured 801llnst any "sulf' seeking damages for "bodily InjufY", "property damage" or "personal and advertising In.,r; to whleh ttis insurance doe. not apply. . V\Ie may, at our discretion. investigate any "occurrence" or oft'en&e and settle any cIIIlm or "sul'" (het may l1tSult. But: (1) The smount we win pay for damages is limited as described in Section D. - Liabill&y, And Medical Expenses Umits Of Insurance; and (2) Out right and duty to defend ends when we have u5ed up the sppIcabIe limit of . insLI'Ince ;n the payment of JJdgmenlS, settlemera or medical upenses to which this insurance epplies. No other obligation or Iiabiity to pay sums or p8ffonn acts or services is coYef'ed unless explicitly proVided for under Coverage extension. Supplementary Payments. b. This insurance appties: . (1) To "bodily Injury" and "property damage" only If: - - - - - - - - - - - - - - - - - - - - - - - - - - - Iii - - - - '- '- - - - - - - - - - - . (a) The "bodily injury" or "property damage" Is caused by an "occurrence" that takes piece in the "coverage ten1tory"; (b) The "bodily In)q' or "property damage" occurs during Itte policy period; and (c) PrIor to the policy period, no insured listed Lltder Paragraph 1. of Section c. - W'lo Is An Insured and no "eqlIOyee. aulhorlzed by ~ to give or nJ08ll18 notICe of an "OCCUlTeftoe" or cIIim, knew 1ha1. the "bOdIly In)try" or "property damage" had occuned, In whole or in pert. If sudl 8 Us&8d Inlul1ld or authorized "employee" knew, prior to tf1e poticy pe~od, that the .bQCIty lnj..uy" or "ptoperty damage" occurred, then any continuation, change or rtlUmption of such "bodily Inw or .property damage. during or after the poley period wi. be deemed to hlIw been known ptIor to the policy period. (2) To "personal and advertISIng injlry" caused by an offense arising out of your business, but only if the offense wes committed In the .coverage terntory'" during the policy penod. c. "Boc:Iily injury" or "property damage" wi. be deemed to have been known to have occurred at the ear1iest lime when 8ny insured listed under Paragraph 1. of SectIOn C. - Wto Is An Insured or any "employee" autl\arized by you to give or receive notice of an "occurrence. or claim: (1) Reports all, or any part, of the "bodily InJuIY" or "property damage" to us or any other insurer; ~~2.3 Fonn sa 00 01 04 05, Page 1 of 24 nrl - - - - .... - = - - - - - - - - - - IiIi - - - - - - - - ~ - - - - - - - - '- - - - - iiiiili - iiiii - - ..... .... . N .... (b) Rented to, in the care. custody or control of, or over which physical control is being exercised for any purpose by you, any of your "employees", "volunteer workers", any partner or member (If you are a partnership or joint venture), Of any member (if you are a limited liability company). b. Real Estate Manager Any person (other than your "efTl)/oyee" or .volunteer worker"), or any organization while acting 8S your real estate manager. c. Tempot'llry Custodians Of Your Property Any person or organization having proper temporary custody of your property if you die, but only: (1) Wth respect to liability aI1sing out otthe maintenance or use of Ihat property. and (21 Until your legal representative has been appointed. d. Legal Representative If You Die Your legal representative if you die, but only with respect to duties as such. That representative will have all your rights and duties under this Insurance. e. Unnamed Subsidiary Any subsidiary and subsidiary thereof, of yours which Is . legally incorporated entity of which you own a financial interest of more than 50% of the voting Stock on the effective date or this Coverage Part. The Insurance afforded herein for any subsidiary not shown in the Dedarations 8S a named insured does not apply to injury or damage with respect to which an insured' under this insurance Is also an insured under another policy or would be an insured under such policy but for its termination or upon the exhaustion of Its limits of insurance. 3. Newly Acquired Or Formed Organization Any organization you newly acquire or form, other than a partnership, joint venture or limited liability company, and over which you maintain financial interest of mOfft Ihan 50% of the voting stock. will qualify 85 a Named Insured if there is no other similar insurance available to that organization. However: .. Coverage under this provision Is afforded only until the 180th day after you acquire or form the organization or the end of the policy period, whichever Is earlier; and .-t o .-t o c-- .. "" \0 g N It'I t'lI C) C) In o . Fonn SS DO 01 M 05 B NESS UABIUTY COVERAGE FORM b. Coverage under this provision does not apply to: . (1) "Bodily IniJry" or "property damage" that I)(;CUrred; or (2. .Personal and advertisino injury" arising out of an offense conmitted before you acquired or fOrmed the organization . 4. Opel1ltor Of Mobile Equipmtnt \Mth respect to "mobile equipmenf' registered in your name under any motor vehicle registration law, any person is an insured while driving such equipment along a publfc highway with your pemission. AIry other person or organization responslJle for the cooducl of such pefSOn Is also an lnslJAld, but only with respect to liability arising out of the operalion of Ihe equipment, and only If no oth8t Insurance of any kind is avaitable to that person or organJzallon for this 11atli1ty. However, no person or organization is an insu~ WIth respeCt to: .. "BodIly injury" to . (:O--emptoyee" of the person dfkltng the equipment; or b. "Property damage" to property owned by, rented to, in the charge of or occupied by you.or the employer of Iny person who Is an Insured under this provtsion. S. O~r~N~dW..cRft Wth respect to watercraft you do not own that is less than 51 reetlong and Is not being used to carry persons for a charge, any person Is an insured while operating such watercraft with your permission. Any other person or organization fe$ponslble for the concklct of such person Is also an Insured, but only with respect to "abUIIy arising out of the operation of the watereraft, and only If no other iASUrance of any kind Is available to that pelSOf1 or organlz8llon for this Ilabllty, However, no person or organization is an Insured with respect to: a. "Bodily Injury" to a co_"employee~ of the person operating .the watercraft; or b. .Property damage" to property owned by, rented to, in the charge of or occuPied by you or tne emplOyer of any person who Is an insured under this provision. *. 6. Additional Insureda When Required Bv Written Contract, Written Agreement Or Pennit The person(s) or organization(s) identified in Paragraphs .. through f. below are additional insureds when you have agreed, In a wrttten Page 11 0124 BUSINESS LIABILITY cove' 1E FORM contract, written agreement or because of a permit issued by a state or political subdivision, that such person or organl2:atlon be added as an additional insured on your policy, provided the injury or damage occurs subsequent to the execution of the contract or agreement, or the issuance of the permit. A person or organization is an additional insured under this provision' only for that period of time required by the contract. agreement or pennit. HOMver, no such person or organization is an additional insured under this provision if such person or organization is Included as an additional insured by an endorsement Issued by us and made II part of this Coverage Part, including all persons or organizations added as additional insureds under the specific additional Insurea coverage grants in Section F, - Optional Additional Insured Coverages. I, Vendors Any pe~{S) Of organiz8tion{s} (referred to below as vendor), but only wiII'1 respect to "bod.y injury" or -property damage" arising out of "your products" which are distributed or saki In the regular course of the wndor's business and only if ttlis Coverage Part provides coverage for -bodily injury" or "property damage. included wfthln the "prodUds-c:lompleted operations hazerd". (1) The insurance afforded to the vendor is subject to the following addltlonat exclusions: This Insurance does not apply to: (I) "Boc:lily Injury" or "property damage" for which the vendor Is obligated to pay damages by reason of the assumption of liability In a contract or agreement. This exclusion does not apply to liabUity for damages that the vendor would have In the absence of the contract or agreement; (b) Any express warranty unauthOflzed by you; ee) Any physical or cherrical change in the product made intentionally by the vendor: (d) Repaclcaglng. excePt when unpacked solely for the purpose of irlSpe~ion, demonslratiOl1, testing, or the substitution of parts under Instructions from the manufacturer, and lhen repackaged in thl! original container; (e) Any failure to make Such inspections. adjJstmems. tests or servicing as the vendor has agreed to make or normally undertakes to make in the usual course of business, in connection with the distribution or sale of ttle products; (ft Demonstration, installation, servicing or repair operations, except such operations performed at the vendor's premises in connection with lhe sate of the product; (9t Products which, after distribution or sale by you, have been labeled 01' relabeled or used as a container. part or ingredient of any other thing or substance by or for the vendor, or (h) "Bodily Injury" or "propelty damage" arising out of Ule sole negligence of the vendor for its own acts or omissions Dr those of Its employees or 8n~one else acting.on Its behalf. However. this exclusion does not apply to; (I) The exceptions contained In Subparagraphs (d) or (I): or (lit Such inspec:Uons, adjustments, tests or sef\lk:ing IS fie vendor has agreed to ...,.ke or normaMy LI'ldenakes to make In the usual course of buUNl6s, In connection with the distribution or sale of the products. (2. This Insurance does not apply to any Insured person or organization from wnom you have acquired such products, or any ingredient. part or container, enter'ing into, ~yillg or containing SlJch products. b. Lessors Of Equipment (1) Any person or organlz8tlon from whom you lease equipment: but only with respect to their liability for "bodily Injury", "proPerty damage" or "personal and acIver1iSing injury" caused. in whole or in pan, by your maintenance. operation or use of equipment leased to you by slIch pel"SOn or organization. Page 12 of 24 Form SS 00 oa 04 05