HomeMy WebLinkAboutInsurance Certificate: Hunter Communications Inc
ACORD. CERTIFICATE OF LIABILITY INSURANCE OP ID D~ DATE (MMlDDIYYYY)
HUN'l'02C 06/12/08
PRODUCER THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION
ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE
United Rili'k Solutions, Inc. HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR
PO Bbx 936 ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW.
Medford OR 97501-0067
phone: 541-245-1111 Fax:541-245-1112 INSURERS AFFORDING COVERAGE NAlC#
INSURED INSURER A: Hartford Casualty :Ins CO
INSURER B: A1aeriCaD State. Xneurance Co
Hunter C~ications, :Inc. INSURER C:
801 Ente~I1se Dr. Ste. 101 INSURER D:
Central Po nt OR 97502
INSURER E:
COVERAGES
THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING
ANY REQUIREMENT. TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR
MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH
POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
LTR NSRD TYPE OF INSURANCE POLICY NUMBER PD~';-E iMMID.f~ e8k~T(~~b~ LIMITS
GENERAL LIABILITY EACH OCCURRENCE $1,000,000
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A X X COMMERCIAL GENERAL LIABILITY 52SBATL6304 06120/08 06120/09 ~~~~'Es lEa occurence) $ 300,000
! CLAIMS MADE [!] OCCUR MED EXP (Anyone per!'on) $ 10,000
PERSONAL & ADV INJURY $1,000,000
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GENERAL AGGREGATE $ 2,000,000
GEN'L AGGREGATE LIMIT APPLIES PER: PRODUCTS - COMP/OP AGG $ 2,000,000
Iil n PRO- nLOC
X POLICY JECT
AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT $1,000,000
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B ~ ANY AUTO 04CC208615-2 06120/08 06120/09 (Ea accident)
~ ALL OWNED AUTOS BODILY INJURY
$
~ SCHEDULED AUTOS (Per person>
~ HIRED AUTOS BODILY INJURY
$
X NON-OWNED AUTOS (Per accident)
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PROPERTY DAMAGE $
(Per accident)
GARAGE LIABILITY AUTO ONLY - EA ACCIDENT $
R ANY AUTO OTHER THAN EA ACC $
AUTO ONLY: AGG $
EXCESSlUMBRELLA LIABILITY EACH OCCURRENCE $
=:J OCCUR D CLAIMS MADE AGGREGATE $
$
~ DEDUCTIBLE $
RETENTION $ $
WORKERS COMPENSATION AND IT~~Y~WS I IUE~-
EMPLOYERS' LIABILITY E.L. EACH ACCIDENT $
ANY PROPRIETOR/PARTNER/EXECUTIVE
OFFICER/MEMBER EXCLUDED? E.L. DISEASE - EA EMPLOYEE $
If ~es, describe under E.L. DISEASE - POLICY LIMIT $
S ECIAL PROVISIONS below
OTHER
DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES / EXCLUSIONS ADDED BY ENDORSEMENT / SPECIAL PROVISIONS
Re: Operations of the Named :Insured 1 The City of Ashland is Additional
:Insured when required by written contract or agreement per Policy Fo~
:fI:SSOO08 (04/05)
Oiry RECORDER
City of Ashland
90 N Mountain Ave.
Ashland OR 97520
CANCELLATION
C:ITAS02 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION
DATE THEREOF, THE ISSUING INSURER WILL ENDEAVOR TO MAIL ~ DAYS WRITTEN
NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT, BUT FAILURE TO DO SO SHALL
IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER, ITS AGENTS OR
REPRESENTATIVES,
E IVE
@ ACORD CORPORATION 1988
CERTIFICATE HOLDER
ACORD 25 (2001/08)
.
BUSINESS LIABILITY COVERAGE FORM
Various provisions in this policy restrict coverage. Read the enUre policy carefully to determine rights. duties and what
Is and Is nOl covered.
Throughout Ihis policy Ihe words "you. and "your" refer to tho Named Insured shown in the Declarations. The words
"we", "us" and "our" refer to tne stock insurance company member of The Hartford providing this insurance.
The word "insured" means any person or organizltlon qualifying as such under Section C. - Who Is An Insured.
'" Other words and phrases that appear in quotation marks have special meaning. Refer to Section G. - liability And
~ Medical Expenses Definitions.
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A. COVERAGES
1. BUSINESS UABI.ITY COVERAGE (BOOIL Y
INJURY, PROPERlY DAMAGE, PERSONAL
AND ADVeRTISING. INJURY)
Insuring AlrHment
.. We will pay those sums thlt the Insured
becomes legally obligated to pay as
damages because of "bodify in)lry",
.property damage. or "personal and
advel1ising Injury" to which this Insuranee
applies. We wUl haVe the rlghl and dUty to
defend the insured against any .sult'
seekJng those damages. However, we wilt
haw no duty to defend lhe Insured 801llnst
any "sulf' seeking damages for "bodily
InjufY", "property damage" or "personal and
advertising In.,r; to whleh ttis insurance
doe. not apply. .
V\Ie may, at our discretion. investigate any
"occurrence" or oft'en&e and settle any cIIIlm
or "sul'" (het may l1tSult. But:
(1) The smount we win pay for damages is
limited as described in Section D. -
Liabill&y, And Medical Expenses Umits
Of Insurance; and
(2) Out right and duty to defend ends when
we have u5ed up the sppIcabIe limit of .
insLI'Ince ;n the payment of JJdgmenlS,
settlemera or medical upenses to which
this insurance epplies.
No other obligation or Iiabiity to pay sums or
p8ffonn acts or services is coYef'ed unless
explicitly proVided for under Coverage
extension. Supplementary Payments.
b. This insurance appties: .
(1) To "bodily Injury" and "property
damage" only If:
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(a) The "bodily injury" or "property
damage" Is caused by an
"occurrence" that takes piece in the
"coverage ten1tory";
(b) The "bodily In)q' or "property
damage" occurs during Itte policy
period; and
(c) PrIor to the policy period, no insured
listed Lltder Paragraph 1. of Section
c. - W'lo Is An Insured and no
"eqlIOyee. aulhorlzed by ~ to give
or nJ08ll18 notICe of an "OCCUlTeftoe"
or cIIim, knew 1ha1. the "bOdIly In)try"
or "property damage" had occuned,
In whole or in pert. If sudl 8 Us&8d
Inlul1ld or authorized "employee"
knew, prior to tf1e poticy pe~od, that
the .bQCIty lnj..uy" or "ptoperty
damage" occurred, then any
continuation, change or rtlUmption
of such "bodily Inw or .property
damage. during or after the poley
period wi. be deemed to hlIw been
known ptIor to the policy period.
(2) To "personal and advertISIng injlry"
caused by an offense arising out of your
business, but only if the offense wes
committed In the .coverage terntory'"
during the policy penod.
c. "Boc:Iily injury" or "property damage" wi. be
deemed to have been known to have
occurred at the ear1iest lime when 8ny
insured listed under Paragraph 1. of SectIOn
C. - Wto Is An Insured or any "employee"
autl\arized by you to give or receive notice
of an "occurrence. or claim:
(1) Reports all, or any part, of the "bodily
InJuIY" or "property damage" to us or
any other insurer;
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Fonn sa 00 01 04 05,
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(b) Rented to, in the care. custody or
control of, or over which physical
control is being exercised for any
purpose by you, any of your
"employees", "volunteer workers",
any partner or member (If you are
a partnership or joint venture), Of
any member (if you are a limited
liability company).
b. Real Estate Manager
Any person (other than your "efTl)/oyee" or
.volunteer worker"), or any organization
while acting 8S your real estate manager.
c. Tempot'llry Custodians Of Your
Property
Any person or organization having proper
temporary custody of your property if you
die, but only:
(1) Wth respect to liability aI1sing out otthe
maintenance or use of Ihat property. and
(21 Until your legal representative has
been appointed.
d. Legal Representative If You Die
Your legal representative if you die, but
only with respect to duties as such. That
representative will have all your rights and
duties under this Insurance.
e. Unnamed Subsidiary
Any subsidiary and subsidiary thereof, of
yours which Is . legally incorporated entity
of which you own a financial interest of
more than 50% of the voting Stock on the
effective date or this Coverage Part.
The Insurance afforded herein for any
subsidiary not shown in the Dedarations
8S a named insured does not apply to
injury or damage with respect to which an
insured' under this insurance Is also an
insured under another policy or would be
an insured under such policy but for its
termination or upon the exhaustion of Its
limits of insurance.
3. Newly Acquired Or Formed Organization
Any organization you newly acquire or form,
other than a partnership, joint venture or
limited liability company, and over which you
maintain financial interest of mOfft Ihan 50% of
the voting stock. will qualify 85 a Named
Insured if there is no other similar insurance
available to that organization. However:
.. Coverage under this provision Is afforded
only until the 180th day after you acquire
or form the organization or the end of the
policy period, whichever Is earlier; and
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Fonn SS DO 01 M 05
B NESS UABIUTY COVERAGE FORM
b. Coverage under this provision does not
apply to:
. (1) "Bodily IniJry" or "property damage"
that I)(;CUrred; or
(2. .Personal and advertisino injury"
arising out of an offense conmitted
before you acquired or fOrmed the
organization .
4. Opel1ltor Of Mobile Equipmtnt
\Mth respect to "mobile equipmenf' registered in
your name under any motor vehicle registration
law, any person is an insured while driving such
equipment along a publfc highway with your
pemission. AIry other person or organization
responslJle for the cooducl of such pefSOn Is
also an lnslJAld, but only with respect to liability
arising out of the operalion of Ihe equipment, and
only If no oth8t Insurance of any kind is avaitable
to that person or organJzallon for this 11atli1ty.
However, no person or organization is an insu~
WIth respeCt to:
.. "BodIly injury" to . (:O--emptoyee" of the
person dfkltng the equipment; or
b. "Property damage" to property owned by,
rented to, in the charge of or occupied by
you.or the employer of Iny person who Is
an Insured under this provtsion.
S. O~r~N~dW..cRft
Wth respect to watercraft you do not own that
is less than 51 reetlong and Is not being used
to carry persons for a charge, any person Is an
insured while operating such watercraft with
your permission. Any other person or
organization fe$ponslble for the concklct of
such person Is also an Insured, but only with
respect to "abUIIy arising out of the operation
of the watereraft, and only If no other
iASUrance of any kind Is available to that
pelSOf1 or organlz8llon for this Ilabllty,
However, no person or organization is an
Insured with respect to:
a. "Bodily Injury" to a co_"employee~ of the
person operating .the watercraft; or
b. .Property damage" to property owned by,
rented to, in the charge of or occuPied by
you or tne emplOyer of any person who Is
an insured under this provision.
*. 6. Additional Insureda When Required Bv
Written Contract, Written Agreement Or
Pennit
The person(s) or organization(s) identified in
Paragraphs .. through f. below are additional
insureds when you have agreed, In a wrttten
Page 11 0124
BUSINESS LIABILITY cove' 1E FORM
contract, written agreement or because of a
permit issued by a state or political
subdivision, that such person or organl2:atlon
be added as an additional insured on your
policy, provided the injury or damage occurs
subsequent to the execution of the contract or
agreement, or the issuance of the permit.
A person or organization is an additional
insured under this provision' only for that
period of time required by the contract.
agreement or pennit.
HOMver, no such person or organization is an
additional insured under this provision if such
person or organization is Included as an
additional insured by an endorsement Issued
by us and made II part of this Coverage Part,
including all persons or organizations added
as additional insureds under the specific
additional Insurea coverage grants in Section
F, - Optional Additional Insured Coverages.
I, Vendors
Any pe~{S) Of organiz8tion{s} (referred to
below as vendor), but only wiII'1 respect to
"bod.y injury" or -property damage" arising
out of "your products" which are distributed
or saki In the regular course of the wndor's
business and only if ttlis Coverage Part
provides coverage for -bodily injury" or
"property damage. included wfthln the
"prodUds-c:lompleted operations hazerd".
(1) The insurance afforded to the vendor
is subject to the following addltlonat
exclusions:
This Insurance does not apply to:
(I) "Boc:lily Injury" or "property
damage" for which the vendor Is
obligated to pay damages by
reason of the assumption of
liability In a contract or agreement.
This exclusion does not apply to
liabUity for damages that the
vendor would have In the absence
of the contract or agreement;
(b) Any express warranty
unauthOflzed by you;
ee) Any physical or cherrical change
in the product made intentionally
by the vendor:
(d) Repaclcaglng. excePt when
unpacked solely for the purpose of
irlSpe~ion, demonslratiOl1, testing,
or the substitution of parts under
Instructions from the manufacturer,
and lhen repackaged in thl!
original container;
(e) Any failure to make Such
inspections. adjJstmems. tests or
servicing as the vendor has
agreed to make or normally
undertakes to make in the usual
course of business, in connection
with the distribution or sale of ttle
products;
(ft Demonstration, installation,
servicing or repair operations,
except such operations performed
at the vendor's premises in
connection with lhe sate of the
product;
(9t Products which, after distribution
or sale by you, have been labeled
01' relabeled or used as a
container. part or ingredient of any
other thing or substance by or for
the vendor, or
(h) "Bodily Injury" or "propelty
damage" arising out of Ule sole
negligence of the vendor for its
own acts or omissions Dr those of
Its employees or 8n~one else
acting.on Its behalf. However. this
exclusion does not apply to;
(I) The exceptions contained In
Subparagraphs (d) or (I): or
(lit Such inspec:Uons, adjustments,
tests or sef\lk:ing IS fie vendor
has agreed to ...,.ke or normaMy
LI'ldenakes to make In the usual
course of buUNl6s, In
connection with the distribution
or sale of the products.
(2. This Insurance does not apply to any
Insured person or organization from
wnom you have acquired such products,
or any ingredient. part or container,
enter'ing into, ~yillg or
containing SlJch products.
b. Lessors Of Equipment
(1) Any person or organlz8tlon from
whom you lease equipment: but only
with respect to their liability for "bodily
Injury", "proPerty damage" or
"personal and acIver1iSing injury"
caused. in whole or in pan, by your
maintenance. operation or use of
equipment leased to you by slIch
pel"SOn or organization.
Page 12 of 24
Form SS 00 oa 04 05