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HomeMy WebLinkAboutInsurance Certificate: Day Management ACORDN (503)542-0625 Inc DATE (MMlDOJYYYY) 10/1/2010 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT INITH RESPECT TO VVHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO All THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR ADD'l CERTIFICATE OF LIABILITY INSURANCE PROOUCER (503) 241-0154 FAX: Durham and Bates Agencies 120 SW Washington Suite 250 Portland INSURED OR 97205-3554 NAIC# INSURERS AFFORDING COVERAGE INSURER k OneBeacon America Ins. INSURER B: Naviga tors Insurance INSURER c: See Below For Vrs Cas. INSURER 0: INSURER E: Co Day Management Corporation DBA: Day Wireless Systems 4100 SE International Way Mi1waukie OR 97222 37478 TYPE OF INSURANCE P~A,{~~9~f6&WE Pgjlfl,~~~J!gN LIMITS POLICY NUMBER ~NERAL LIABILITY X COMMERCIAL GENERAl lIABILITY A X I CLAIMS MADE ~ OCCUR 7110099180004 ~ $1M UMBRELLA ~ WA STOP GAP ~'l AGGRE~E LIMIT A~ES PER: I POLICY I I ~fc?i I X IlOC ~TOMOBILE LIABILITY ~ ANY AUTO _ All O~ED AUTOS _ SCHEDULED AUTOS ~ HIRED AUTOS ~ NON-O~ED AUTOS EACH OCCURRENCE $ ~~~~~OE~~~nce $ 10/1/2011 MEOEXPIAn oneru>rson\ $ PERSONAL & AOV INJURY $ GENERAL AGGREGATE $ PROOIICTS - COMP/OP A~~ $ WA EMPLOYERS LIAB $ COMBINED SINGLE LIMIT (Eaaccident) 10/1/2010 10/1/2010_ OCT~ ::o~' ~ ,-../ 10/1/2011 A 7110099180004 BODilY INJURY (Per person) ~~GE L.IABILlTY I ANY AUTO 1))- 'r'. I , I,: I" "J BODilY INJURY (Per accident) PROPERTY DAMAGE (Per accident) AUTO ONLY - EA ACCIDENT $ OTHER THAN EA ACC $ AUTO ONLY: AGG $ $ B EXCESS/UMBRELLA LIABiliTY ~ OCCUR 0 CLAIMS MADE I DEDUCTIBLE I ~ETENTION $ WORKERS COMPENSATION AND EMPLOYERS' LIABILITY ANY PROPRIETORlPARTNERlEXECUTJVE OFFICERlMEMBER EXCLUDED? If yes, describe under SPECIAL PROVISIONS below OTHE~ GARAGEKEEPERS 10/1/2011 AGGREGATE LA10EXC161165IV 10/1/2010 10/1/2011 $ $ $ $ X I T~~T~I,~~ I IOJ61- C 52WELN9641 OR-Hartford of Midwest CA-Hartford Accident Ind NV-Hartford Casual tv 7110099180004 10/1/2010 10/1/2011 E_L EACH ACCIDENT $ EL DISEASE - EA EMPLOYEE $ EL DISEASE. POLICY LIMIT $ COMPREHENSIVE AND 10/1/2010 A COLLISION LIMITS DEDUCTIBLE $ 1,000,000 1,000,000 10,000 1,000,000 2,000,000 2,000,000 500,000 1,000,000 $ $ $ 8,000,000 8,000,000 1,000,000 1,000,000 1,000,000 $ $ 250,000 500 DESCRIPTION OF OPERATlONS/LOCATlONSNEHICLESJEXCLUSIONS ADDED BY ENDORSEMENT/SPECIAL PROVISIONS The City Of Ashland, Oregon, And Its Elected Officials, Officers and Employees are Additional Insured per attached VCG 207 06 07 when required by written contract. These provisions are with respect to General Liability only and are subject to the terms, conditions, limitations and exclusions of the policy. *Except 10 days notice for non-payment of premium. CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE CITY OF ASHLAND EXPIRATION DATE THEREOF, THE ISSUING INSURER WlLl ENDEAVOR TO MAIL 20 EAST MAIN STREET 30* DAYS WRITTEN NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT, BUT ASHLAND, OR 97520 FAILURE TO DO SO SHALL IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER, ITS AGENTS OR REPRESENTATIVES. AUTHORIZED REPRESENTATIVE .~ Joanna Brown/PLP <: '\ T ACORD 25 (2001/08) INS02S (0108)OBa @ACORDCORPORATION 1988 Page 1 of2 Policy #711009918-0004 THIS ENDORSOENT CHANGES THE POUCY. PLEAS~ IT CAREFULLY. @VANTAGE FOR GENERAL LIABILITY TECHNOLOGY COMPANIES This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LfABIUTY COVERAGE FORM The following schedule rrsts the coverage extensions provided by this endorsement. Refer to the indMdual provisions to determine the extent of your coverage. SCHEDULE OF COVERAGE EXTENSIONS 1. Additional Insured - Broad Form Vendors 2. Additional Insured - by Contract, Agreement or Permit relating to: o Work performed by you . .. o Premises you own;rent, lease or occupy o Equipment you lease 3. Aggregate Umit Per Location 4. Blanket Waiver of Subrogation 5. Bodily Injury Redefined - Mental Anguish 6. Broadened Named Insured 7. Broadened Property Damage o Borrowed Equipment o Customers' Goods o Use of Elevators 8. Coverage Territory - Worldwide 9. Duties in Event of Occurrence, Claim or Suit 10. Expected or Intended Injury (PD) 11. Medical Payments 12. Mobile Equipment Redefined 13. Newly Aoquired or Formed Organizations 14. Non-Owned Aircraft 15. Non-Owned Watercralt 16. Personal and Advertising Injury 17. Product Recall Expense 18. Supplementary Payments Increased Umits 1. ADDmONAL INSURED - BROAD FORM VENDORS Section 11- Who Is An Insured is arriended to include as an additional insured any person(s) or organization(s) (referred to below as vendor) with whom you agreed in a written contract or agreement to provide insurance, but only with respect to "bodily injury" or "property damage" arising out of "your products" which are distributed or sold in the regular course of the vendor's business, subject to the following additional exclusions: a. This provision 1. does not apply to: (1) "Bodily injury" or "property damage" for which the vendor Is obligatBd to pay damages by reason of the assumption of liability in a contract or agreement. This exclusion does not apply to liability for damages that the vendor would have in the absence of the contract or agreement; (2) Any express warranty unauthorized by you; (3) Any physical or chemical change in the product made intentionally by the vendor; (4) Repackaging, except when unpacked solely for the purpose of inspection, demonstration, testing or the substitution of parts under instructions from the manufacturer, and then repackaged in the original container; (5) Any failure to make such inspections, adjustments, tests or servicing as the vendor has agreed to make or normally undertakes to make in the usual course of business, In connection with the distribution or sale of the products; (6) Demonstration, installation, servicing or repair operations, except such operations performed at the vendor's premises in connection with the sale of the product; (7) Products which, alter distribution or sale by you, have been labeled or relabeled or used as a container, part or ingredient of any other thing or substance by or for the vendor; or (8) "Bodily injury" or "property damage" arising out of the sole negligence of the vendor for its own acts or omissions or those of its employees or anyone else acting on its behalf. However, this exclusion does not apply to: (a) The exceptions contained in Subparagraphs 4. or 6.; or VCG 21fT 08 07 Includes copyrighted mater1aI of Insurance SefVIces Office, Inc. Copyright 2004, One Beacon Insurance Group INSURED Page 1 of7 r- ~ (b) Such inspections, aOloJStmenls, tests or servicing as the vendor' n~s agreed to make or normally undertakes to make in the usual course of business, in connection with the distribution or sale of the products. (9) Any person or organization if the "producls-completed operations hazard" is excluded either by the provisions of the Coverage Form or by endorsement. b. This insurance does not apply to any insured person or organization, from whom you have acquired such products, or any ingredient, part or container, entering into, accompanying or containing such products. 2. ADOmONAL INSURED - CONTRACT, AGREEMENT OR PERMIT a. Section II - Who Is An Insured is amended to include as an additional Insured any person(s) or organization(s) with whom you agreed In a written contract, written agreement or permit to provide insurance such as is afforded under this Coverage Part, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or In part, by your acts or omissions or the acts or omissions of those acting on your behalf: 1. In the performance of "your work" for the additional insured(s) at the location designated in the contract, agreement or permit; or 2. .In the maintenance, operation or use of equipment leased to you by such person(s) or organization(s), or 3. In connection with premises you own, rent, lease or occupy. This insurance applies on a primary or primary and non-conlributory basis if that Is required in writing by the contract, agreement or permit. b. The insurance provided to the additional insured herein is limited. This insurance does not apply: 1. Unless (a) the written contract, agreement or permit is currently in effect or becomes effective during the term of this policy; and (b) the contract or agreement was executed or permit issued prior to the "bodily injury", "property damage", or "personal and advertising injury"; 2. To any person or organization included as an insured under the Additional Insured - Broad Form Vendors provision of this endorsement; 3. To any person or organization included as an insured by an endorsement Issued by us and made part of this Coverage Part; 4. To any person or organization if the "bodily injury", "property damage", or "personal and advertising injury" arises out of the rendering of or tailure to render any professional architectural, engineering or surveying services by or for you including: (a) The preparing, approving, or failing to prepare or approve, maps, shop drawings, opinions, reports, surveys, field orders, change orders or drawings and specifications; or (b) Supervisory, inspection, architectural or engineering activities. 5. To any: (a) Lessor of equipment after the equipment lease expires; or (b) Owners or other interests from whom land has been leased; or (c) Managers or lessors of premises if: (1) The "occurrence" takes place after you cease to be a tenant in that premises; or (2) The "bodily injury", "property damage", "personal and advertising injury" arises out of structural alterations, new construction or demolition operations performed by or on behalf of the manager or lessor. 6. To "bodily injury, or "property damage" occurring after: (a) All work on the project (other than service, maintenance or repairs) to be performed by or on behalf of the additional insured at the site of the covered operations has been completed; or (b) That portion of "your work" out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as part of the same project. Page 2017 .-~ malerIaIoIInsumnceServicesOffic:e.lnc. Copyrfghl2004. OneBeacon Insurance Group VCG 207 06 aT c. Limits of InsuranCeC~licable to the additional insured are thOsOecified in the contract, agreement or permit or in the Declarations of this policy, whichever is less, and fix the most we will pay regardless of the number ot . 1. Insureds;' 2. Claims made or "suits" brought; or 3. Persons or organizations making claims or bringing "suits". These Limits of Insurance are inclusive of and not in addition to the Limits of Insurance shown in the Declarations. 3. AGGREGATE UMIT PER LOCATION a. Under Section III - Limits of Insurance, the General Aggregate Limit applies separately to each of your "locations" owned by or rented or leased to you. b. Under Section V - Definitions, the following definition is added: "Location" means premises involving the same or connecting lots, or premises whose connection is interrupted only by a street, roadway, waterway or right-of-way of a railroad. 4. BLANKET WAIVER OF SUBROGATION "Section.1V - Transfer."of Rights of Recovery :'Agairist Others to Us 'Condition .is amehded to add the following: We will waive any right of recovery we may have against any person or organization because of payments we make for injury or damage arising out of your ongoing operations done under a written contract or agreement with that person or organization and included in "your work" or the "products-completed operations hazard". This waiver applies only to persons or organizations with whom you have a written contract, executed prior to the "bodily injury" or "property damage", that requires you to waive your rights of recovery. 5. BODILY INJURY REDEFINED - MENTAL ANGUISH Under Section V the definition of "bodily injury" is replaced by the following: "Bodily injury" means bodily injury, sickness, or disease sustained by a person, including mental anguish or death resulting from any of these at any time. 6. BROADENED NAMED INSURED Section II "Who Is An Insured is amended to include as an insured the following: Any organization which is a legally incorporated entity in which you own a financial interest of more than 50 percent of the voting stock on the effective date of this endorsement will be a Named Insured until the 180'" day or the end of the policy period, whichever comes first, provided there is no other similar insurance available to that organization. The insurance afforded herein does not apply to any entity which is also an insured under another policy or would be an insured under such policy but for its termination or the exhaustion of its limits of Insurance. 7. BROADENED PROPERTY DAMAGE - BORROWED EQUIPMENT, CUSTOMERS' GOODS AND USE OF ELEVATORS The insurance for "property damage" liability is subject to the following: a. The Damage To Property exclusion under Section I Coverage A is amended as follows: 1. The exclusion for personal property in the care, custody or control of the insured does not apply to "property damage" to equipment you borrow while at a job site and provided it is not being used by anyone to perform operations at the time of loss. 2. The exclusions for (a) Property loaned to you; (b) Personal property in the care, custody or control of the insured; and (c) That particular part of any property that must be restored, repaired or replaced because "your work" was incorrectly performed on it. do not apply to "property damage" to "customers' goods" while on your premises nor do they apply to "property damage" arising from the use of elevators at premises you own, rent, lease or occupy. Subject to the Each Occurrence Limit, the most we will pay for "property damage" to "Customers' Goods" is $25,000 per "occurrence". VCG 207 06 rn 1_ copyright<!d maleriaI of Insurance SeMces Office. Inc. Copyrtghl2004.0neBeacon Insurance Gmup Page3of7 10. b. Under Section V - DefinitiC the following definition is added: "Customers' Goods" means goods of your customer on your premises for the purpose of being: 1. Repaired; or 2. Used in your manufacturing process. c. The insurance affDrded by this provision is excess over any other varid and collectible property insurance Oneluding any deductible) available to the insured whether such Insurance is primary, excess, contingent or on any other basis. Any payments by us will follow the Other Insurance - Excess provisions in the COMMERCIAL GENERAL LIABILITY CONDITIONS. 8. COVERAGE TERRITORY - WORLDWIDE The definition of "coverage territory" is replacad by the following: "Coverage territory" means anywhere. However, the insured's responsibility to pay damages must be determined in a settlement we agree to or in a "suit" on the merits brought within the Un~ed Slates of America Oncluding its territories and possessions), Puerto Rico or Canada. 9. DUTIES IN THE EVENT OF OCCURRENCE, OFFENSE, ClAIM OR SUIT Section IV - Duties In The Event Of Occurrence, Claim or Suit is amended by adding the following paragraphs: a. The requirements that you must 1. notify us of an "occurrence" offense, claim or "suit" and 2. send us documents conceming a claim or "suit" apply only when such "accident" claim, "suit" or "loss" is known to: 1. You, if you are an individual; 2. A partner, if you are a partnership; 3. An executive officer of the corporation or insurance manager, if you are a corporation; or 4. A manager, if you are a Iim~ed liability company. b. The requirement that you must notify us as soon as practicable of an "occurrence" or an offense that may result in a claim does not apply if you report an "occurrence" to your workers compensation insurer which later develops into a liability elaim for which coverage is prOvided by this policy. However, as soon as you have defin~e knowledge that the particular .occurrence" is a liability claim rather than a workers compen- sation claim, you must comply willi the Duties In The Event Of Occurrence, Offense, Claim Or Suit Condition. EXPECTED OR INTENDED INJURY (PROPERTY DAMAGE) The Expected Or Intended Injury exelusiDn under Coverage A Bodily Injury and Property Damage is replaced by: "Bodily Injury" or "property damage" expected or intended from the standpoint of the insured. This exclusion dDes nDt apply to "bodily injury" or "property damage" resulting from thB use of reasonable force to protect persons or property. MEDICAL PAYMENTS -INCREASED LIMITS AND TIME PERIOD ,~ 11. a. In the Insuring Agreement under Coverage C Medical Payments, the requirement that expenses are incurred and reported to us within one year of the date of the accident is changed to three years. b. The Medical Expense Um~ is $10,000 per person or the amount shown In the Declarations as the Medical Expense Umil, whichever is greater. c. This provision 11. does not apply if Coverage C - Medical Payments is otherwise excluded either by the provislons of the Coverage Form or by endorsement. 12. MOBILE. EQUIPMENT - SELF-PROPELLED SNOW REMOVAL, ROAD MAINTENANCE AND STREET CLEANING EQUIPMENT The following is added to the "mobile equipmenf' definition: Vehicles maintained primarily for purposes other than the transportation of persons or cargo that are self- propelled vehicles of less than 1,000 pounds gross vehicle weight with the following types of permanently attached equipment will be considered "mobile equlpmenf': a. Snow removal; b. Road maintenance, but not construction or resurfacing; or c. Street cleaning. Page 4 01 7 1_ copyr\jhled _ 0I1nsumnce 5eMces 0lIice, Inc. COpyrighl2004. OneBeacon Insurance Gmup VCGW0607 13. NEWLY FORMED OR ACIRED ORGANIZATIONS I""'11J Under Section 11- Who Is An Insured, the time period limitation for newly acquired or formed organizations is replaced by: Coverage under this provision is afforded only until the end of the current policy period. 14. NON-OWNED AIRCRAFT a. The Aircraft, Auto Or Watercraft exclusion under Coverage A Bodily Injury And Property Damage Liability does not apply to an aircraft that is: 1. Hired, chartered or loaned with a paid crew; and 2. Not owned by any insured. b. The insurance afforded by this provision 14. is excess over any other valid and collectible insurance Oncluding any deductible or Self Insured Retention) available to the insured, whether such insurance is primary, excess, contingent or on any other basis. Any payments by us will follow the Other Insurance - Excess Insurance provisions in the COMMERCIAL GENERAL LIABILITY CONDITIONS. 15. NON-OWNED WATERCRAFT a. Section II - Who Is An Insured is amended to include as an insured for any watercraft that is covered by .this policy, any person who,.with your expressed or implied consent, either uses.or is responsible for the use : "'of a watercraft. However, no' person' or organiZation is an insured With respect to: -.' . . . 1. "Bodily injury" to a co- "employee" of the person operating the watercraft: or 2. "Property damage" to property owned by, rented to, in the charge of or occupied by you or the employer of any person who is an insured under this provision, b. In the exception to the Aircraft, Auto Or Watercraft exclusion under Coverage A Bodily Injury And Property Damage Liability, the limitation on the length of a watercraft is increased to 51 feel. c. The insurance afforded by this provision 15. is excess over any other valid and collectible insurance Oncluding any deductible or Self Insured Retention) available to the insured, whether such insurance is primary, excess, contingent or on any other basis. Any payments by us will follow the Other Insurance - Excess Insurance provisions in the COMMERCIAL GENERAL LIABILITY CONDITIONS. 16. PERSONAL AND ADVERTISING INJURY The following exclusions under the definition of "personal and advertising injury" are amended as follows: a. Insureds In Media Type Businesses "Personal and advertising injury" commilled by an insured whose business is: (1) Advertising, broadcasting, publishing or telecasting; or (2) Designing or developing content of websiles for others. However, this exclusion does not apply to paragraphs 14. a., b. and c. of "personal and advertising injury" under the Definitions Section. For the purposes of this exclusion, the placing of frames, borders or links, or advertising, for you or others is not by itself, considered the business of advertising,. broadcasting, publishing or telecasting. b. Electronic Chatrooms Or Bulletin Boards "Personal and advertising injury" arising out of an electronic chalroom or bulletin board the insured hosts, owns, or maintains for others. 17. PRODUCT RECALL EXPENSE a. With respect to this Provision 17., the Recall Of Products, Work Or Impaired Property exclusion under Coverage A Bodily Injury And Property Damage Liability is deleted. b. The following is added to Section 111- Limits Of Insurance section: 1. The Umits of Insurance shown in the Product Recall Schedule and rules below fix the most we will pay regardless of the number of (a) Insureds; (b) "Covered recalls" initiated; or (c) Number of "your products" recalled. 2. The Product Recall Aggregate Umil is the most we will reimburse you for the sum of all "product recall expenses" incurred for all "covered recalls" initiated during the policy period, vCG 207 06 07 Includes ~ _ of lnslDance ServIces Office. Inc. CopyrIght 2004, OneBeacon Insurance Group Page5of7 <-' ,~ . 3. Subject to 2. above, the t:ach Product Recall Limit is the most we will reimburse you for the sum of all "product recall expenses" arising out of anyone "covered recall" for the same defect or deficiency. Products Recall Schedule Limits of Insurance Product Recall Aggregate Limit Each Product Recall Limit $50,000 $25,000 The Limits of Insurance for this coverage apply separately to each consecutive annual period and to any remaining period of less than 12 months, starting with the beginning of the policy period shown in the Declarations, unless the policy period is extended after Issuance for an additional period of less than 12 months. In that case, the additional period will be deemed part of the last preceding period for the purposes of determining the Limits of Insurance. c. The following is added to the Duties In The Event Of Occurrence, Offense, Claim Or Suit provision under Section IV - Conditions: You must see to it that the following are done in the event of an actual or anticipated "covered recall" that may result in "product recall expense": 1. Give us prompt notice of any discovery or notification that "your product" must be withdrawn or recalled. Include a description of "your product" and the reason for the withdrawal or recall; . 2. Cease any further release, shipment, consignment or any other method of distribution of like or similar products until II has been determined that all such products are free from defects that could be a cause of loss under this insurance; 3. As often as may be reasonably required, permit us to inspect "your product" that demonstrates the need for the "covered recall" and permit us to examine your books and records. Also permit us to take damaged and undamaged samples of "your products" for inspection, testing and analysis; and permit us to make copies from your books and records; 4. Send us a signed, swom, proof of loss containing the Information we requested to settle the claim. You must do this within 60 days after our request. We will supply you with the necessary forms; and 5. Permit us to examine any insured under oath, while not in the presence of any other insured and at such times as may reasonably be required, about any matter relating to this insurance or your claim, including an insured's books and records. In the event of an examination, an insured's answers must be signed. d. The following definitions are added to the Definitions Section: 1. "Covered recall" means a recall made necessary because the insured or a govemment body has determined that a known or suspected defect, deficiency, Inadequacy or dangerous condition in "your product" has resulted in or will result In "bodily injury" or "property damage". 2. "Product Recall Expense" means: (a) The following necessary and reasonable expenses you incur exclusively for the purpose of recalling "your product": (1) For communications, including radio or television announcements or printed advertisements including stationery, envelopes and postage; (2) For shipping the recalled products from any purchaser, distributor or user to .the place or places designated by you; (3) For remuneration paid to your regular "employees" for necessary overtime: (4) For hiring additional persons, other than your regular "employees"; (5) Incurred by "employees", including transportation and accommodations; (6) To rent additional warehouse or storage space; or (7) For orsposal of "your products", but only to the extent that specific methods of destruction other than those employed for trash discarding or disposal are required to avoid "bodily injury" or "property damage" as a result of such disposal, but "product recall expenses" does not include costs of regaining your marKet share, goodwill, revenue or profit Page6of7 Includes ~ maIerIaI oIll1S1l1l11lCe SefvIces OffIce, Inc. CopyIighl2004. OneBeacon Insurance Group vCG 2f1T 06 f1T r- ~ (b) .Product ReLcoll Expense" does not include any expenses ,..;ulting from: (1) Failure of any product to accomprrsh its intended purpose; (2) Breach of warranties of fitness, quality, durability or performance; (3) Loss of customer approval, or any cost Incurred to regain customer approval; (4) Redistribution or replacement of .your product" which has been recalled by like products or substitutes; (5) Caprice or whim of the insured; (6) A condition likely to cause loss of which any insured knew or had reason to know at the inception of this insurance; and (7) Recall of "your products" that have no known or suspected defect solely because a known or suspected defect in another of "your products" has been found. 18. SUPPLEMENTARY PAYMENTS -INCREASED UMITS In the SUPPLEMENTARY PAYMENTS - Coverages A and B provision: a. The limn for the cost of bail bonds is amended to $2,500; and b. The limn for reasonable expenses incurred by the "insured" is amended to $500 a day. ~ VCG2f11061fT Includes copyI1ghted maleriaI of Insurance SeMc:es Office, lno. Copyrlghl2004, On.Beacon Insurance Group Page70f7