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~R CERTIFICATE OF LIABILITY INSURANCE I. DATE (MMlDDNYVY)
OPID SAW. ,IC ;/1
10 06 10
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE OOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
aELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT aETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMI'URTANT: IT tne eertmeale nOlaer IS an ADDITIONAL INSUREO, the palleY(',eslmust be endarsed. "SUaROGAT'ON IS WAIVED, SUbject ta
the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the
certificate holder in lieu of such endorsement(s).
PRODUCER NAME~" I
Protectors Insurance, LLC iAiCNNt:o, Extl: I ,;va, No):
Pilot Rock Ins Agency LLC (CA)
PO Box 4669 iDDR~ss:
Medford OR 97501 CUSTOMER 10 #: w.INTE-4
Phone: 541-773-5358 Fax: 541-772-1906 INSURER(S) AFFORDING COVERAGE NAIC#
INSURED INSURER A: Great. American Inauranoe Comp.
WinterSpring Center INSURER B :
Transfor.ming Grief & Loss
PO Box 8169 INSURER C :
Medford OR 97501 INSURER 0 :
INSURER E :
INSURER F :
COVERAGES
CERTIFICATE NUMBER:
REVISION NUMBER:
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD
INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,
EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
LT. TYPE OF INSURANCE INSR WVD POLICY NUMBER (~~) (MM/DOfYYYY) LIMITS
GENERAL LIABILITY EACH OCCURRENCE $1,000,000
A 'x COMMERCIAL GENERAL LIABILITY PAC8639497 10/01/10 10/01/11 PREMISES (Ea occurrence) , 100,000
'CLAIMS.MADE ~ OCCUR MED EXP (Anyone person) , 5,000
~ Professional X PAC8639497 10/01/10 10/01/11 PERSONAL & ADV INJURY " 1,000,000
GENERAL AGGREGATE $1,000,000
I-- , 1,000,000
GEN'L AGGREGATE LIMIT APPLIES PER: PRODUCTS. COMPJOP AGG
II POLICY n ~:& n LOC Prof '1,000,000
AUTOMOBIL.E L.IABIL.ITY COMBINED SINGL.E LIMIT ,
I-- (Eaaccident)
ANY AUTO BODILY INJURY (per person) ,
I--
ALL OWNED AUTOS BODILY INJURY (Per accident) $ 300,000
-
- SCHEDULED AUTOS PROPERTY DAMAGE
,
A ~ HIRED AUTOS PAC8639497 10/01/10 10/01/11 {Per accident)
A ~ NON-OWNEO AUTOS PACa639497 10/01/10 10/01/11 ,
,
UMBRELLA LIAB H IOCCUR EACH OCCURRENCE ,
I-- EXCESS LIAB
CLAIMS.MADE AGGREGATE ,
- DEDUCTIBLE ,
RETENTION , ,
WORKERS COMPENSATION ITORYLlMrTS I IU~~.
AND EMPLOYERS' LIABILITY YI"
ANY PROPRIETORfPARTNERlEXECUTlVtJ EL EACH ACCIDENT $
OFFICERJMEMBER EXCLUDED? IA
(Mandatory!n NH) E.L. DISEASE _ EA EMPLOYE .
~~~c~~b~ ~~d;'pERAT10NS below EL DISEASE - POLICY LIMIT ,
DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES t'ttach ACORD 101, Additional Remarks SChedule, If more space Is requlredl
The City of Ashland! its of icers, ~loyees and agents are Additional
InsuredS for Genera Liability per CG8 24-1201 attached.
CERTIFICATE HOLDER
CANCELLATION
CITYAS2
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
ACCORDANCE WITH THE POLICY PROVISIONS,
Ci.ty of Ash1and
20 E Main st
Ash1and OR 97520
AUTHORIZED REPRESENTATIVE
ACORD 25 (2009/09)
c 1988-2009 ACORD CORPORATION. All rights reserved.
The ACORD name and logo are registered marks of ACORD
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t.,.
C * Sl*10/02/09*PAC8639497-00
0253327
ORIG IMAGE COpy
GREAT AMERICAN ASSURANCE CO
~ Administrative OfflcllIs
680 Walncrt Streot
G ClnclnlWltl. Ohio 46202
REATAMER.lCA1\t. Tel; 1-5UaS!l1Ja5000
1llI_:l..a...
CG 82 24
(E<.!. 12 01)
THIS ENDORSEMENT CHA:NGES THE POUCY. 'PLEASE READ IT CAREFULLY.
SOCIAL SERVICE AGENCY GENERAL LIABIUTV BROADENING ENDORSEMENT
this endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
1. The following proVISion Is added to SECTION
II . WHO IS. AN INSURED
a. Additional Insured
Lessor of Premises
Manager or
[2) With respect to the insurance af.
forded the Additional Insured
identified in Paragraph A.(1) of
this endorsement. the following
additional provisions apply:
(a) This insurance applies only
to liability arising out of the
ownership, maintenance or
use of that portlon of the
premises leased to you.
5. AUTOMATIC ADDITIONAL INSURED(S)
(1) This policy is amended to include
as an Insured any person or or.
ganization (hareinafter called Ad-
ditional Insured) from whom you
lease or rent property and which
requires you to add such person
or organization as an Additional
Insured on this policy under.
(e) e written contract; or
(b) The Limits of Insurance ap-
plicable to the Additional In-
sured are the lesser of those
specified in the written con-
tract or agreement or in the
Declarations for this policy
and subj\lCl to all the telms,
conditions, and exclusions
fOr this policy. The Limits of
Insurance applicable to the
Additional Insured are inclu-
sive of and not In addition to
the Umits of Insurance
shown in the Declarations.
(b) an oral agreement or con-
tract where a Certificate of
Insurance showing that per.
son or organfzation as an
Additional Insured has been
issued;
but the written or oral contract or
agmement must be an "insured
contract; and.
(I) currently In effect or be-
come effective. during the
term of this policy; and
(e) In no event shall the cov-
erages or L1mlls of ,lnsurance
in this Coverage FOIm be in.
cleased by such contract. .
(II) executed prior to the "bodily
injury." .property damage,"
"personal and advertising in-
jury."
(d) Coverage provided herein is
excess over any other valid
and collectible 'insurance
available to the Additional In-
sured whether the other in-
surance is primary, excess,
Includes copyrighted material of Insurance Service Office with its permission.
Copyrigh~ Insurance Services Office, Inc., 2001
CG 82 24 (Ed. 12/01) XS (Page 1 of 4)
C * Sl*10/02109*PAC8639497-00
0263327
contingent or on any other
basis unless a written con-
tractual arrangament specifi.
cally requires this insurance
to be primary.
(3) This insurance does not apply to:
(a) Any "occurrence' or offense
which takes place after you
cease to be a tenant in that
premises.
(b) Slnicturai alterations, new
construction. or demolnJon
operations performed by or
on' behalf of the "Additional
Insured.'
b. Additional
Sources
Insured
Funding
(1) This policy Is amended to include
as an Insured any Funding Source
which requires you in a written
contract to name the Funding
Source (hereinafter called Addi-
tlonai Insured) as an Insured but.
only with respect to liability aris-
ing out of your premises, 'your
work' for such Additional Insured,
or acts or omissions of such Ad-
ditional Insured in connection with
the general supervision of "your
work" and only to the extent set
forth . es follows:
(a) The Umits of Insurance. ap-
plicable to the Additional In-
sured are the lesser of those'
specified in the written con-
tract or agreement or in the
Declarations for this policy
and subject to all the terms,
conditions, and exclusions
for this policy. The Umils of
Insurance applicable to the
Additional Insured are inclu-
sive of and not in addftion to
the Umits of Insurance
shown in the Declerations.
(b) The coverege provided to
the Additional Insured(s) is
not greater than that cus-
. :1
ORIG IMAGE COPY
GREAT AMERICAN ASSURANCE CO
tomarily provided by the
policy forms specified. In and
require<.! by the contract.
(c) In no event shall the cov-
erages of Limits of Insurance
in this Coverage Form be in-
creased by such conirect.
c. Additional Insured
Obligations
Contractual
(1) This policy is amended to include
as an Insured any person or or-
ganization (hereinafter called Ad-
ditional Insured) that you are re-
quired by a written "insured con-
tract" to include as an Insured,
subject to all of the following
provisions:
(a) Coverage is limited to liability
arising out of:
(I) your ongoing oper-
ations pertormed for
such Additional Insured;
or
(ii) that Insured's financial
control . of you; or
(iiI) the maintenance, opera-
tion or use by you of
equipment leased to
you by such Additional
Insured; or
(Iv) a state or polmcal sub-
division permit issued
to you.
(b) Coverage does not apply to
any "occurrence" or offense:
(I) which took place be.
fore the execution of,
or subsequent to the
completion or expira-
tion of, the written "in-
sured contract", or
(II) which takes place after
you cease to be a ten-
ant in that premises.
Includes copyrighted materiel of Insurance SelVice Office with its permission.
Copyright, Insurance Services Office, Inc., 2001
CG 82 24 (Ed. 12/01) XS (Page 2 of .4)
,
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0253327
(e) WIth respect to architects,
engineers, or. surveyors,
coverage does not apply to
'Bodily . Injury,' 'Property
Damage," npersonal and Ad-
vertising I njl,.lryll arising out
of the rendering or the fai~
ure to render any profes-
sional services by or for you
including:
(i) the preparing, approv-
Ing, or failing to pre-
pare or approve maps.
drawings, opinions, re-
ports, surveys, change
orders, designs or
specifications; and
(il) supervisory, inspection,
or engineering servIces.
If an Additional Insured endorsement is at-
tached to this policy and specificelly names a
person or organization es an Insured, then the
coverage In Section II . WHO IS AN
INSURED 5. Automatic Additional Insured(s)
does not apply to that person or organization.
2. BLANKET WAIVER OF SUBROGATION
SECTION
LIABILITY
with:
IV COMMERCIAL GENERAL
CONDITIONS, Item 8. Is replaced
8. T",nsfer of Rights of Recovery Against
Others to us and Blanket Waiver of
Subrogation
e. If en Insured has rights to racover ell
or part of any payment we have made
under this Coverage Part, those rights
are transferred to us. The Insured must
do nothing alter loss to impair them.
At our request, the I nsured will bring
"suit" or transfer those rights to us and
help us enforce them.
b. If required by a written "insured con-
tract", we waive eny right of recovery
we may have against any person or
organization because of payments we
make for Injury or damage arising out
of your ongoing operations or "your
ORIG IMAGE COPY
GREAT AMERICAN ASSURANCE CO
work" done under a contract for that
person or organization and included in
the "produCIS-completed operations
hazard. II
3. NON-OWNED OR CHARTERED WATER.
CRAFT
Section I ' Coverages, Coverage A, Item
2.g.(2) is replaced with:
(2) A watercraft. you do not own that Is:
(.) less than 51 feet long; end
(b) not being used to carry persons or
property for a charge.
4. BROADENED PERSONAL AND ADVERTISING
INJURY
Unless 'Personal and Advertising Injury" is ex-
cludad from this policy:
SECTION V - DEFINmONS Item 14. is re-
placed by:
14. "Personal and Advertising Injury" means
Injury, includIng consequential 'bodily in-
jury,' arising out of one or more of the
following offenses:
a. false arrest, detention
ment,
or imprison-
b. malicious prosecution;
c. the wrongful eviction from, wrongful
entry into, or invasion of the right of
private occupancy of a room, dwelling
or premises that a person occupies by
or on behalf of Its owner, lend lord or
lessor;
d. oral, written, televised, videotaped, or
electroniC publlesUon of male~al, In
any menner, that slanders or libels a
person or organization or disparages e
person's or organizatIon's goods, pro-
ducts or services;
e. oral, wriIlen, televised, videotaped, or
electronic publication of material. in
any manner, that violates a person's
rtght of privacy; or
Includes copyrighted matertal of Insurance Service Ollies with its permission.
Copyright, Insurance Services OffIce, Inc., 2001
CG 82 24 (Ed. 12/01) XS (Page 3 of 4)
C * 'S1 *10/02/09*PAC8639497-00
0253327
f. mental injury, mental anguish, humili-
ation, or shock, if directly resulting
from ~ems 14.a. through 14.e.
g. the use of anrithe~s advertising idea in
your "advertisement"; or
upon anothe~s copyright
or slogan In your "adver-
h. infringing
trade dress
tisement"
5. MENTAL INJURY, MENTAL ANGUISH,
HUMILIATION, OR SHOCK INCLUDED IN
BODILY INJURY DEFINITION
Section V - Definitions, Item 3. is repleced
with:
3. "Bodily injury" means physical injury, sick-
ness. Dr disease, including death of a per-
son. "Bodily injury" also means mantal in-
jurY, mental anguish, humiliation, or shock
if directly resulting from physical injury,
sickness, or disease to that person.
6. MEDICAL PAYMENTS
A. The Medical Expense Limit in Paragraph 7.
of SECTION III - LIMITS OF INSURANCE
is I1lplaced by the following Medical ex-
pense Lim~.
The Medical Expense Limit provided by
this policy shall be the greater of:
a. $10,000: or
b. The amount shown in the Declarations
for Medical Expense Umit
B. This provision 7. is subject to all ihe terms
of SECTION III - LIMITS OF INSURANCE.
C. This provision 7. does not apply if
COVERAGe C. MEDICAL PAYMENTS is
excluded eill1er by the provisions of the
Coverage Part or by endorsement.
7. DAMAGE TO PREMISES RENTED TO YOU
LIMIT
A. SeCTION III - LIMITS OF INSURANCE,
Item 6. is replaced with:
-.
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ORIG IMAGE COPY
GREAT AMERICAN ASSURANCE CO
Subject to 5. above, the Damage to Prem-
ises Rented to You Lim~ is the most we
will pay under Coverage A for damages
because of 'properly damage" to your
building, or to personal property 01 others
in your care, custody and control while at
premises rented to you or temporarily
occupied by you with permission of the
owner, arising out of anyone fire.
The Demage to Premises Rented To You
Limit Is replaced by the following Demege
to Pramises Rented To You Lim~.
The Damage to Premises Rented To You
Lim~ Is the greater of:
(1) $300,000; or
(2) the amount shown in the Declarations
for Damage to Premises Rented to
You Limit.
B. This provision is subject to ell the terms
of SECTION III - LIMITS OF INSURANCE.
C. This provision 5. does not apply il Damage
to Premises Rent to You Liability 01 COV.
ERAGE A (SECTION I) is excluded either
by the provisions 01 the Coveraga Part or
by endorsement
8. SUPPLEMENTARY PAYMENTS
A. In the SUPPLEMENTARY PAYMENTS
COVERAGES A and B provision, Item 1.b.,
and 1.d are replaced with:
i.b. Up to . $500 for cost 01 bail bonds
requlrE;ld because of accidents or traf-
fio law violations arising out of the use
of any vehicle to which the Bodily In-
jury Liability Coverage applies. We do
not have to fumish these bonds.
1.d. All reasonable expenses incurred by
the Insured at our request to assist us
In the investigation or defense of the
claim or "suit," including actual loss 01
earnings up to $500 a day because 01
time 011 wor1<.
This endorsement does not change any other
provision of the policy,
\,
Includes copyrighted material of Insurance Service Office with lis pennission.
Copyright, Insurance Services Ollice, Inc., 2001
CG 82 24 (Ed. 12101) XS (Page 4 of 4)