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HomeMy WebLinkAboutInsurance Certificate: Ashland Gallery Association ~ j _'~RD" CERTIFICATE OF LIABILITY INSURANCE I DATE (MMIDDIYYYY) OP ID DR 03/04/11 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY ANP CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR AlTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE POES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S). AUTHORIZEP REPRESENTATIVE OR PRODUCER. AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy{ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER NAME: Insurance Marketplace, Inc. ~~,I\INo, Extl: I (No,NOI' 1998 Skypark Dr Suite 100 jOWDAR~SS: Medford OR 97504 CUSTOMER 10 #: ASHLA-5 Phone:54l-779-0l77 Fax: FAX 772-8235 INSURER(SI AFFORDING COVERAGE NAle# INSURED INSURER A : American States Ins. Co_ 19704 Ashland Gallery Association INSURER B : John Davis POBox 241 INSURER C : Ashland OR 97520 INSURER 0 : INSURER E : INSURER F : COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOO INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. - '~f:: TYPE OF INSURANCE INSR wvo POLICY NUMBER (MM/DDfYYYY) (M~5Mm, LIMITS GENERAL LIABILITY EACH OCCURRENCE '1,000,000 - ~~~~~S Ea occurrence) A X COMMERCIAL GENERAL LIABILITY 01-CH-7704l0-4 , 03/31/11 03/31/12 , 200,000 I CLAIMS-MADE ~ OCCUR, > MED EXP (Anyone person) '10,000 - X. , PERSONAL & ADV INJURY '1,000,000 ~ EPL $lOk GENERAL AGGREGATE '2,000,000 GEN'L AGGREGATE LIMIT APnS PER: PRODUCTS - COMP/OP AGG '2,000,000 II .nPRO- , POLICY JECT LOC AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT , - (Eaaccident) - ANY AUTO BODILY INJURY (Per person) , - ALL OWNED AUTOS BODILY INJURY (Per accident) , SCHEDULED AUTOS PROPERTY DAMAGE - , HIRED AUTOS (Peraccidenl) - , - NON-OWNED AUTOS , UMBRELLA L1AB H ~CCUR EACH OCCURRENCE , - EXCESS L1AB CLAIMS-MADE AGGREGATE , - DEDUCTIBLE -. , ~'.- RETENTION , $ WORKERS COMPENSATION I TORY L1MITSI IUER AND EMPLOYERS' lIABILITY V,N ANY PROPRIETORfPARTNERlEXECUTIVO I. E.L. EACH ACCIDENT , OFFICERlMEMBER EXCLUDED? (Mandatory in NH) E.L. DISEASE - EA EMPLOYEE , ~~~~~ipT~N On~~PERATIONS below E.L. DISEASE - POLICY LIMIT , DESCRIPTION OF OPERATIONS I lOCATIONS I VEHICLES (Attach ACORD 101, Additional Remar1l.s Schedule, if more space is required) ~ity of Ashland and its officers, employees and agents are additional J.nsureds. CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFO'RE DIRECTO THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS, City of Ashland Director of Finance AUTHORIZED REPRESENTATIVE io E. Main St. Ashland OR 97520 R_ Scott Weaver, CIC , ACORD 25 (2009/09) @1988-2009ACORP CORPORATION. All rights reserved. The ACORD name and logo are regist~red marks of ACORD ~ Liberty ~ Northwc..<;;t. _-....ot~...........lr"""l' COMMERCIAL GENERAL LIABILITY CG20 021185 POLICY NUMBER: 01-CH-n0410-4 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - CLUB MEMBERS This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART WHO IS AN INSURED (Section II) is amended to include as an insured any of your members, but only with resiJect to their liability for your activities or activities they perform on your behalf. Copyright, Insurance Services Office, Inc., 1984 CG 20021185 EP iiiiiii - - - - = - - = = - - - - C.AG-07.PRINTOO1.194H1013-0 ~.- Libcrl\' \?J' Norll\~\'cst. ","""'dl.....,_I<;"",!, COMMERCIAL GENERAL LIABILITY CG 76 35 02 07 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. . LIABILITY PLUS ENDORSEMENT This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name of Person or Organization: ADDITIONAL CONTRACT, SCHEDULE INSURED AGREEMENT OR BY WRITTEN PERMIT, OR lease or occupy, subject to the following additional provisions: (a) This insurance does not apply to any "occurrence" which takes place after you cease to be a tenant in any premises leased to or rented to you; (b) This insurance does not apply to any structural alterations, new con- struction or demolition operations performed by or on behalf of the person or organization added as an insured; (2) Your ongoing operations for that in- sured, whether the work is performed by you or for you; (3) The maintenance, operation or use by you of equipment leased to you by such person or organization, subject to the following additional provisions: (a) This insurance does not apply to any "occurrence" which takes place after the equipment lease expires; , " The following paragraph is added to WHO IS AN INSURED (Section II): 4. Any person or organization shown in the Sched- ule or for whom you are required by written con- tract, agreement or permit to provide. insurance is an insured, subject to the following additional provisions: a. The contract, agreement or permit must be in effect during the policy period shown in the Declarations, and must have been exe- cuted prior to the "bodily injury", "property damage", or "personal and advertising injury". b. The person or organization added as an in- sured by this endorsement is an insured only to the extent you are held liable due to: (1) The ownership, maintenance or use of that part of premises you own, rent, ,,' Includes Copyrighted Material of Insurance Services Office, Inc., with its permission. Copyright, Insurance Services, 2001 CG 76 35 02 07 Page 1 014 EP C.AG_Q7_PRIHTQOl_1947_0014_0 (b) This insurance does not apply to "bodily injury" or "property dam- age" arising out of the sole negli- gence of such person or organization; (4) Permits issued by any state or political subdivision with respect to operations performed by you or on your behalf, subject to the fOllowing additional pro- vision: This insurance does not apply to "bodily injury", "property damage", or "personal and advertising injury" arising out of operations performed for the state or municipality. c. The insurance with respect to any architect, engineer, or surveyor added as an insured by this endorsement does not apply to "bodily injury", "property damage", or "per- sonal and advertising injury" arising out of the rendering of or the failure to render. any professional services by or for you, includ- ing: (1) The preparing, approving, or failing to prepare .or approve maps, drawings, opinions, reports, surveys, change or- ders, designs or specifications; and (2) Supervisory, inspection or engineering services. d. This insurance does not apply to "bodily injury" or "property damage" included within the "products-completed operations haz- ard", A person's or organization's status as an insured un- der this endorsement ends when your operations for that insured are completed. No'coverage will be provided if, in the absence of this endorsement, no liability would be imposed by law on you. Coverage shall be limited to the extent of your negligence or fault according to the applicable princi- ples of comparative fault. --- """" - = - - NON-OWNED WATERCRAFT AND NON-OWNED AIRCRAFT LIABILITY - Exclusion g. of COVERAGE A (Section I) is replaced by the fOllowing: g. "Bodily injury" or "property damage" arising out of the ownership, maintenance, use or entrustment to others of any aircraft, "auto" or watercraft owned or operated by or rented or loaned to any insured. Use includes' oper- ation and "loading or unloading". = - - - - This exclusion applies even if the claims against any insured, allege negligence or other wrongdoing in the supervision, hiring, employment, training or monitoring of others by that insured, if the "occurrence" which caused the ''bodily injury" or "property damage" involved the ownership, mainte- nance, use or entrustment to others of any aircraft, "auto" or watercraft that is owned or operated by or rented or loaned to any in- sured. This exclusion does not apply to: (1) A watercraft while ashore on premises you own or rent; (2) A watercraft you do not own that is: (a) Less than 52 feet long; and (b) Not being used to carry persons or property for a charge; (3) Parking an "auto" on, or on the ways next to, premises you own or rent, pro- vided the "auto" is not owned by or rented or loaned to you or the insured; (4) Liability assumed under any ~nsured contract" for the ownership, mainte- nance or use of aircraft or watercraft; or (5) "Bodily injury" or "property damage" arising out of: (a) the operation of machinery or equipment that is attached to, or part of, a land vehicle that would qualify under the definition of "mobile equipment" if it were not subject to a compulsory or financial responsibility law or other motor ve- hicle insurance law in the state where it is licensed or principally garaged; or (b) the operation of any of the machin- ery or equipment listed in Paragraph 1.(2) . or 1.(3) of the definition of "mobile equipment". (6) An aircraft yo'u do not own provided it is , not operated by any insured. TENANTS' PROPERTY DAMAGE LIABILITY When a Damage To Premises Rented To You Limit is shown in the Declarations, Exclusion J. of Coverage A, Section I is replaced by the fOllowing: J. Damage To Property "Property damage" to: (1) Property you own, rent, or occupy, including any costs or expenses incurred by you, or Page 2 of 4 C.AG.ol-PRIHTOO'I-1947-OO15-0 any other person, organization or entity, for repair, replacement, enhancement, restora- tion or maintenance of such property for any reason, -including prevention of injury to a person or damage to another's property; (2) Premises you sel( give away or abando'n, if the "property damage" arises out of any part of those premises; (3) Property loaned to you; (4) Personal property in the care, custody or control of the insured; (5) That particular part of real property on which - you or any contractors or subcontractors working directly or indirectly on your behalf are 'performing operations, if the "property damage" arises out of those operations, or (6) That particular part of any property that must be restored, repaired or replaced because "your work" was incorrectly performed on it. Paragraphs (1), (3) and (4) of this exclusion do not apply to "property damage" (other than damage by fire) to premises, including the con- tents of such premises, rented to you. A separate limit of insurance applies to Damage To Prem- ises Rented To You as described in Section III - Limits Of Insurance. Paragraph (2) of this exclusion does not apply if the premises are "your work" and were never occupied, rented or held for rental by you. Paragraphs (3), (4), (5) and (6) of this exclusion do not apply to liability assumed under a side- track agreement. Paragraph (6) of this exclusion does not apply to ''property damage" included in the "products- completed operations hazard". ., .. - . Paragraph 6. of LIMITS OF INSURANCE (Section III) is replaced by the following: 6. Subject to 5. above, the Damage To Premises Rented To You Limit is the most we will pay un- der Coverage A for damages because of "property damage" to anyone premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner. The Damage To Premises Rented To You limit is the higher of the Each Occurrence Limit shown in the Declarations or the amount shown in the Declarations as Damage To Premises Rented To You Limit. CG 76 35 02 07 WHO IS AN INSURED - MANAGERS The following is added to Paragraph 2.a. of WHO IS AN INSURED (Section II): , , - Parag;aph (1) does not apply to ~xecutive office-r~, or to managers at the supervisory level or above. c, SUPPLEMENTARY PAYMENTS - COVERAGES A AND B - BAil BONDS - TIME OFF FROM WORK Paragraph 1.b. of SUPPLEMENTARY PAYMENTS - COVERAGES A AND B is replaced by the following: b. Up to $3,000 for cost of bail bonds req'uired because of accidents or traffic law violations arising out of the use of any vehicle to which the Bodily Injury Liability Coverage applies. We do not have to furnish these bonds. Paragraph 1.d. of SUPPLEMENTARY PAYMENTS - COVERAGES A AND B is replaced by the folloll);ng: d. All reasonable expenses incurred by the in- sured at our request to assist us in tHe in- vestigation or defense of the claim or "suit", including actual loss of earnings up to $500 a day because of time off from work. , EMPLOYEES AS INSUREDS - HEALTH CARE SERVICES Provision 2.a.(1)(d) of WHO IS AN INSURED (Section , II) is deleted, unless excl uded by separate endorse- ment. EXTENDED COVERAGE FOR NEWLY ACQUIRED ORGANIZATIONS Provision 3.a. of WHO IS AN INSURED (Section II) is replaced by the following: a. Coverage under this provision is afforded only until the end of the policy period. < , EXTENDED "PROPERTYDAMAGE" Exclusion a. of COVERAGE A (Section I)'is replaced by the following: a. "Bodily injury" or "property damage" expected or intended from the standpoint of the ins'ured. This exclusion does not apply to ''bodily injury" or ''property damage" resulting from the use of reasonable force to protect persons or property. Page 3 014 EP r..AA.SU.PRINTrrll :.1Q47.m1r..n , . , . . EXTENDED DEFINITION OF BODILY INJURY Paragraph 3. of DEFINITIONS (Section V) is replaced by the following: 3. "Bodily injury" means bodily injury, sickness or disease sustained by a person, including mental anguish or death resulting from any of these at any time. TRANSFER ,OF RIGHTS OF RECOVERY The following is added to Paragraph 8. Transfer Of Rights Of Recovery Against Others To Us of COM- MERCIAL GENERAL LIABILITY CONDITIONS (Sec- tion IV): ., We waive any rights of recovery we may have against any person or organization because of payments we make for injury or damage arising out of your ongoing operations or "your work" done under a contract with that person or organization and included in the "products-completed operations hazard". This waiver applies only to a person or organization for whom you are required by written contract, agreement or permit to 'waive these rights of recovery. AGGREGATE LIMITS OF INSURANCE - PER LOCATION For all sums which the insured becomes legally obli- gated to pay as damages caused by "occurrences" under COVERAGE A (Section I), and for all medical expenses caused by accidents under COVERAGE C (Section I), which can be attributed only to operations at a single "location": Paragraphs 2.a. and 2.b. of Limits of Insurance (Sec- tion III) apply separately to each of your "locations" owned by or rented to you. "Location" means premises involving the same or connecting lots, or premises whose connection is iiiiiiii == - !!!!!!!! = - - = - - - - interrupted only by a street, roadway, waterway, or right-of-way of a railroad. INCREASED MEDICAL EXPENSE LIMIT The Medical Expense Limit is amended to $10,000. KNOWLEDGE OF OCCURRENCE The following is added to Paragraph 2. Duties In The Event Of Occurrence, Offense, Claim Or Suit of COMMERCIAL GENERAL LIABILITY CONDITIONS (Section IV): Knowledge of an "occurrence", claim or "suit" by your agent, servant or employee shall not in itself constitute knowledge of the named insured unless an oIlicer of the named insured has received such notice from the agent, servant or employee. UNINTENTIONAL FAILURE TO DISCLOSE ALL HAZARDS The following is added to Paragraph 6. Representa- tions of COMMERCIAL GENERAL LIABILITY CONDI- TIONS (Section IV): If you unintentionally fail to disclose any hazards ex- isting at the inception date of your policy, we will not deny coverage under this Coverage Form because of such failure. However, this provision does not aIlect our right to collect additional premium or exercise our right of cancellation or non-renewal. LIBERALIZATION CLAUSE The following paragraph is added to COMMERCIAL GENERAL LIABILITY CONDITIONS (Section IV): 10. If a revision to this Coverage Part, which,would provide more coverage with no additional pre- mium, becomes eIlective during the policy period in the state shown in the Declarations, your pol- icy will automatically provide this additional cov- erage on the eIlective date of the revision. Page '4 of 4 C-AG-OT-PRINTOO1-1947.(J01 7-0